Federal Bank SBI Platinum Credit Card

Experience life in true platinum world

Presenting Federal Bank SBI Platinum Credit Card

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To apply for your Federal Bank SBI Platinum Credit Card, visit the nearest Federal Bank branch.

    • Annual Fee : Rs. 2,999
    • Welcome gift worth Rs. 2,999
    • Renewal Fee : Rs. 2,999
    • Anniversary gift worth up to Rs. 2,999 if annual spends for last year > Rs. 2 lakhs

Privileges on Federal Bank SBI Platinum Credit Card

With Federal Bank SBI Platinum Credit Card, you get unlimited privileges

Welcome Gift

Welcome Gift

  • Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies /Bata, Marks & Spencer, Westside, Shoppers Stop
  • The e- Gift Voucher code will be sent to your registered mobile number in 15 working days of receipt of request on a best effort basis*
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Welcome Gift
  • For Marks & Spencer, Westside, Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store
  • For Yatra you can redeem the code online at the time of purchase
Accelerated Reward Points

Accelerated Reward Points

  • Get 5X Reward Points on all Dining, Grocery, Departmental and International spends
  • Earn 2 Reward points for every Rs. 100 spent on all other categories
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Accelerated Reward Points
  • Redeem these Reward Points towards outstanding amount on your SBI Card or for exciting items from our Rewards Catalogue
  • You can earn a maximum of 40,000 Reward Points in the 5X category in a year
Spend Rewards

Spend Rewards

  • Get spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
  • e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra ,Hush Puppies/Bata, Marks & Spencer, Westside, Shoppers Stop
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Spend Rewards
  • The e- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis*
  • For Marks & Spencer, Westside , Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store
  • For Yatra you can redeem the code online at the time of purchase
Airport lounge access

Airport Lounge Access

  • Get a complimentary membership to the Priority Pass program worth $99
  • Enjoy complimentary lounge access to Visa lounges in India and abroad through Visa Airport Lounge Access program. Click here for more details
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Airport Lounge Access
  • A usage fee of up to $27 will be charged to your Federal Bank SBI Platinum Credit Card, every time you visit an airport lounge

Know your Federal Bank SBI Platinum Credit Card

Your Federal Bank SBI Platinum Credit Card now comes with a host of features

  • Renewal Gift
    • Get e-vouchers worth Rs. 3,000 as renewal gift on crossing spends of Rs. 2 lakhs in the previous year
    • You can redeem the voucher with any of the following barnds - Yatra ,Hush Puppies/Bata, Marks & Spencer, Westside, Shoppers Stop
  • True Lifestyle
    • Enjoy access to more than 300 golf courses across the world
    • Get 30% discount on the green fee
  • Cash on the go
    • Withdraw cash anytime from over 1 million Visa ATMs worldwide
  • Federal Bank SBI Platinum Credit Card online
    • Now you can manage your Federal Bank SBI Platinum Credit Card online
    • Now check your monthly statements online
    • You can also change your address or even find the nearest ATM by logging into our website
    • Now you can subscribe to SMS alerts online
    • Logon to sbicard.com and register today to enjoy the above mentioned services
  • Fuel Surcharge Waiver
    • Get freedom from paying the 2.5% fuel surcharge on every transaction of ₹ 500 - ₹ 4,000
    • A maximum surcharge waiver of ₹ 250 can be availed per statement cycle per Federal Bank SBI Platinum Credit Card account
  • Easy Bill Pay facility at zero charge
    • Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility of your Federal Bank SBI Platinum card
    • Give us standing instructions to make payments on your behalf every month with Auto Bill Pay
    • Click here to know more
  • Flexipay
    • With Flexipay, convert your transactions in easy monthly installments.
    • Choose the plan that suits you. To convert your transaction to Flexipay, call the SBI Card Helpline at 39020202 / 1860 180 1290 within 30 days of making the purchase.
  • Balance Transfer on EMI
    • Transfer the outstanding balance of your other bank’s credit card to your Federal Bank SBI Platinum Credit Card and avail a lower rate of interest and pay back in easy EMIs
    • Logon to sbicard.com with your user ID and password to avail this service
    • Click here to know more
  • Easy Money facility
    • Easy Money lets you avail money just when you need it.
    • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep.
  • Online railway tickets booking
    • Book railway tickets online and get them delivered at your doorstep Go to www.irctc.co.in and follow the steps below:
    • Register free of cost
    • Log in with your user name and password
    • Follow instructions on the website to make your reservations
    • Make payments through your Federal Bank SBI Platinum Credit Card at the payment gateways that accept a Visa Card
  • Global acceptance
    • Your Federal Bank SBI Platinum Credit Card is an international credit card and is accepted in over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
  • Empower your family
    • Share the power of your Federal Bank SBI Platinum Credit Card with your family
    • Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age
  • Emergency card replacement
    • Get your Federal Bank SBI Platinum Credit Card replaced anywhere in the world
    • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
    • In case your card is lost in India, please call SBI Card Helpline at 39020202 / 1860 180 1290.
  • Fees
      • Annual Fee, one time – Rs. 2,999
      • Renewal Fee, per annum - Rs. 2,999
      • Add-on Fee, per annum – Nil
  • Extended credit
      • Interest free credit period: 20-50 days, which is applicable only on retail purchases, and if previous month’s outstanding is fully paid
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash advance
      • Cash advance limit: Up to 80% of the credit limit, maximum ₹ 15,000 per day
      • Free credit period: Nil
      • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATM: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other charges
      • Cheque pickup: ₹ 90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 350
      • Statement retrieval: ₹ 100 per statement that is more than 2 months old
      • Charge slip retrieval: ₹ 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of ₹ 500
      • Card replacement: ₹ 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up - 3.5%
      • Rewards redemption fee: Up to ₹ 99
      • Cash Payment Fees: Rs. 100
  • Surcharges
      • Railway tickets through counters: ₹ 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between ₹500 & ₹4,000, exclusive of all applicable taxes, wherever applicable, and all other charges.Maximum surcharge waiver of ₹ 250 per statement cycle, per credit card accounts.
        2.5% of transaction amount (Min. 10) for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

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