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Cards for you

We have different cards for different needs, go for the SBI Card best suited for you

Become a proud owner of an SBI Card

A few details to start with

Spend More, Save More

Redeem your Reward Points with Shop-and-Smile Rewards Programme

2500+ Rs.400Points + Pay

Citizen Gift Voucher ₹ 1000

3300+ Rs.499Points + Pay

Wildcraft Stinger Backpack - Green Color

21600 + Rs.4990Points + Pay

Tumi Gift Voucher ₹ 10000

10110+ Rs.1400Points + Pay

Samsonite Locus Laptop Backpack II - 2 Comp

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Benefits on your SBI Card

Convenience and savings at one place

Balance Transfer

Balance Transfer

Save money with lower interest rates. Just transfer your balances to SBI Card.

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Balance Transfer on EMI

Balance Transfer on EMI

Transfer your outstanding to SBI Card. Save more with lower interest rates & pay back in EMIs.

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Flexible payment options make your spending delightful and stress-free.

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Enjoy hassle-free money with convenient repayment options.

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View all Benefits on SBI Card

Make the Most of Your Credit card

Be a smart SBI Card user and make the best of your card 

Credit Card Usage

Use your Credit Card wisely

Credit cards come with legal contracts. Hence, it is important that you are aware of their terms and conditions, when you sign up for them.

Explore features and learn about T&Cs: Please read your credit card application carefully to know about your card’s features and associated Terms and Conditions. The information mentioned in small prints may have big impacts on your fees, charges and usage conditions. While some T&Cs are similar on all cards, there are many others that may be particular to the ones you are applying for, so we recommend that you go through all of them.

Understand liabilities: If your card has multiple users, know about the liabilities shared by secondary users. Also, if you have applied for Add-on cards, understand the added responsibilities that come with them such as who will manage the cards, pay bills and debts, etc.

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Know how to cancel your Credit Card: Knowing how to cancel your card is as important as knowing how to use it. When you decide to close a Credit Card, make sure all payments have been made and there are no pending dues. Avoid closing cards that still have outstanding balance to be cleared or those that make a significant amount of your credit history. Cancelling such cards impact your credit score.

Learn about cash advances: Credit Cards give you the freedom of taking cash advances. But avail this service only at the time of emergency because cash advances are levied with charges, which you start paying from the day you have taken the advance. There is no grace period on cash advances from a credit card.

Exploring lower rate of interest options for payments: In case of unexpected expenses, it is better to talk to your credit card company and explore different options that you can take advantage of, such as availing low interest credit options. This way you can save on the amount you repay.

Credit Card Security

Tips for secure Card usage

Credit cards give you a lot of power and if you follow some crucial mantras about their usage, you can harness them well.

Ensure the safety of your Credit Card, PIN number and security code by all means. Whenever you travel abroad, stay informed about the benefits you can avail in case of card loss or theft, such Card Insurance plans & Emergency Card replacement services.

Check your credit card statements carefully for any suspicious transaction. Try to retain the bills of all important and big transactions till you have paid your credit card dues. If you ever notice any unsolicited transaction, immediately report the same.

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Avail credit cards from institutions that follow national & international standards for secure transactions

Do not hand-over your credit card to people, whom you do not know. When you shop, make sure you have collected your card at the end of the transaction. Also, before signing the charge slip, check the amount printed on it.

Keep your Credit Card, CVV and helpline numbers saved with you separately and in case of card loss or theft, immediately inform your card issuer and get the card blocked.

Always log in into your credit card account from a secure computer that is malware free. Make a strong password for the online account of your credit card and do not share your password with anyone.

Refrain from responding to correspondences that asks for your Credit Card or password details. Banks or your card issuer, will never ask for this information from you. Whenever you get such mails, calls, SMS, etc. bring them to the notice of your card issuer.

Click here for a detailed account on dos and don’ts related to the safety of your credit cards.

Sound Credit Score

Know about your Credit Score

Credit score is an important factor, which most institutions consider while approving your credit cards or loans. Know how you can maintain a good credit score.

Credit score is a numerical expression that establishes your credibility as a borrower. It indicates the probability of default by a consumer on the basis of his or her repayment performance in the past 12 months and is an important factor that determines whether a lending institution will approve your loan or credit applications or not. Higher the credit score, higher is the probability that banks and other lending institutions will approve your loan or credit card application.

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Here are some simple and smart moves to maintain a good credit score:

Know your credit score before applying for a loan or credit card,. In case, if your score is less than what is generally considered by your lending institutions, take necessary measures to improve the score.

Limit the number of credit cards you own, since applying for many of them might create an impression that you rely too much on credit, which thus creates a negative impact on your credit score.

Make timely payments of your credit card bills. This is one of the most important requisites for a sound credit score. Your credit history plays a very important role in banks and lending institutions to decide whether you should be given more credit.

Identify the areas which pull down your credit score and continuously work on them in order to improve your score gradually. A good credit score is a key to a good financial life and it is vital that you build a high score.

You can read more about credit score here

KYC Documents

Submit your KYC Documents

As per the Reserve Bank of India mandate relating to Know Your Customer (KYC) norms, it is mandatory for us to periodically update our records with the current information relating to our customers.

As per the RBI guidelines your KYC is due for renewal immediately and it is with this intent that we are sending this request to submit the following self-attested documents within 45 days along with the enclosed declaration to the address mentioned in the KYC form to avoid any inconvenience in enjoying uninterrupted services on your SBI Card:

  1. One recent self-attested passport size photograph
  2. self-attested copy of your Photo-ID Proof
  3. self-attested copy of your Residence Proof
  4. The attached Declaration Form duly signed by you
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If you require any further clarification, kindly contact SBI Card helpline at 39020202 or 18601801290 (if calling from MTNL and BSNL lines). Assuring you of our best services at all times

You can send the scan copy of the documents and email us in the below mentioned email address from your email address registered with us.

Email address :- kyc.renewal@sbicard.com

You can also FAX the document to us on 0124-4589624

The hard copy of the above mentioned documents may be sent at the below mentioned address. Address :- SBI Card (KYC renewal), DLF Cyber City, Tower C, Block 2, Building 3 DLF Infinity Towers, 12th floor, Gurgaon 122002

You can download the KYC Declaration Form from here

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