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Lifestyle HC SBI Card

Apply Now for Lifestyle HC SBI Card

SMS LSHC to 5676791

    • Annual fee : Rs. 499 + taxes
    • Renewal fee : Rs. 499 + taxes

Privileges on Lifestyle HC SBI Card

Know what you would be entitled to with this card

Welcome Benefits

Welcome Benefits

  • Get 2,000 bonus reward points equivalent to INR 500 on payment of annual fees.
Learn more

Welcome Benefits

  • Reward Points will be credited to the card holders account within 30 days of annual fee payment.
Reward Benefits

Reward Benefits

  • Enjoy 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
  • Earn 1 Reward point per 100 Rs. spent on other retail purchases (Non fuel)
Learn more

Reward Benefits

  • 4 Reward Point = 1 Rs.
Milestone benefits

Milestone benefits

  • Cumulative milestone benefit upto 16,000 RP worth Rs 4,000.
  • Earn 8,000 bonus Reward Points on overall annual retail spends of Rs 200,000.
Learn more

Milestone benefits

  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores.
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores.
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores.
Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges
  • Get maximum surcharge waiver of Rs. 100 per statement cycle per credit card account
Renewal Benefit

Renewal Benefit

  • Get 2,000 Reward point worth Rs 500 on payment of renewal fees.
  • Reward Points will be credited to the card holders account within 30 days of renewal fee payment.
Reward Redemption

Reward Redemption

  • Redeem your Reward Points instantly at Lifestyle, Home Centre and Max stores
  • Convert your Reward Points into Landmark Landmark Rewards via calling helpline number.
  • 1 LMR = 2.4 SBI Card Reward Points
Learn more

Reward Redemption

  • Approach the cashier for billing.
  • Share last 4 digits of your credit card and registered mobile no.
  • Your Reward Points will be converted to Landmark Rewards for an instant redemption.
  • 1 Landmark Reward = Rs 0.60

Know your Lifestyle HC SBI Card

Lifestyle HC SBI Card comes with a host of features

  • Reward Point

      • Earn 1 Reward Point on every Rs. 100 that you spend using the Lifestyle HC SBI Card
      • Convert your Reward Points into Landmark rewards and get dual benefit.
  • Welcome Offer

      • Get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card.
  • Contactless Advantage

      • Daily purchases now made easy with Lifestyle HC SBI Card. Simply wave your card at a secure reader to transact.
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security:  The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.
  • Worldwide Acceptance

      • You can use your Lifestyle HC SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
      • Use your card to make payments at any outlet that accepts Visa.
  • Add-on Cards

      • With Lifestyle HC SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash on the Go

      • Withdraw cash from over 1 million Visa ATMs across the globe
  • Utility Bill Payment Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Lifestyle HC SBI Card.
      • Click here to know more.
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your Lifestyle HC SBI Card, and avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to avail this service.
      • Click here to know more.
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Lifestyle HC SBI Card , and log in with your username and password to within 30 days of purchase to convert it into Flexipay
      • Click here to know more.
  • Easy Money

      • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep.
      • Log in with your username and password to to book Easy Money
  • Fees

      • Annual Fee (one-time): Rs. 499 + GST
      • Renewal Fee (per annum): Rs. 499 + GST
      • Add-on Fee (per annum): Nil
  • Order of payment settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, and Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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