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Shaurya Select SBI Card

Privileges on Shaurya Select SBI Card

Know what you would be entitled to with this card

Reward Points

Reward Points

  • Earn 10 Reward Points per Rs. 100 spent on Dining, Movies, Departmental Stores & Grocery (including CSD canteen) spends
  • Earn 2 Reward Points per Rs. 100 spent on all other spends
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Reward Points

  • Spends for reward points excludes Fuel, Cash, S2S
Renewal Benefit

Renewal Benefit

  • Earn 1500 Reward Points on payment of Renewal Fee
Milestone Rewards

Milestone Rewards

  • Get Pizza Hut e-Voucher worth Rs. 500 on achieving spends of Rs. 50,000 in a calendar quarter
  • Get e-Gift Voucher worth Rs.7,000 from Yatra or Pantaloons on achieving annual spends of Rs. 5 Lakhs
  • Waiver of Renewal Fee on annual spends of Rs. 1.5 Lakhs & above
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Milestone Rewards

  • Pizza Hut e-Voucher will be sent to your registered mobile number within 10 days of achieving spends of Rs. 50,000
  • For Yatra/Pantaloons, you will receive an SMS to choose the e-Gift Voucher option within 10 days of achieving spends of Rs. 5 Lakhs.
Complimentary Insurance Cover

Complimentary Insurance Cover

  • Avail complimentary Personal Accidental Insurance Cover of Rs. 10 Lakh (offered by RuPay)
  • Avail complimentary Fraud Liability Cover of Rs.1 Lakh
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Complimentary Insurance Cover

  • Click here for more details. T&C Apply
Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • 1% Fuel Surcharge Waiver at all petrol pumps across the country
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Fuel Surcharge Waiver

  • Valid on transactions between Rs. 500 & Rs 4,000 only
  • Maximum benefit of up to Rs. 250 per month
Additional Benefits

Additional Benefits

  • Enjoy 24x7 concierge services. Avail assistance in gift delivery, flower delivery, Restaurant referral, Courier service, Car Rental & Limousine Referral and many more services – T&C Apply
  • Your credit card comes embossed with your service branch i.e. AIRFORCE, ARMY, NAVY & PARAMILITARY
    • Annual Fee: NIL
    • Renewal Fee (per annum):Rs. 1,499


Know your Shaurya Select SBI Card

Your Shaurya Select SBI Card now comes with a host of features

  • Reward Point

      • Earn 2 Reward Point on every Rs. 100 that you spend using the Shaurya Select SBI Card

        Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts

        Click here to browse through our Rewards Catalogue to choose your gifts

  • Worldwide Acceptance

        • Your Shaurya Select SBI Card can be used in over 44 plus million Merchant Locations in 190 countries globally and 3.7 million terminals in India. Just look for the below mentioned signages for sign of acceptance internationally and present your card for payment.

      Pulse, Discover & Diners Plus

  • Add-on Cards

      • With Shaurya Select SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

  • Cash on the Go

      • As a Shaurya Select SBI Cardholder, you can withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India. Just look for the below mentioned signages for sign of acceptance internationally.

      Pulse, Discover & Diners Plus

  • Utility Bill Payment Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Shaurya Select SBI Card

        Click here to know more

  • Balance Transfer on EMI

      • Save money while paying your credit card dues

        Transfer the outstanding balance of other banks’ credit cards to your Shaurya Select SBI Card, and avail a lower rate of interest and pay back in EMIs

        Log on to sbicard.com with your user ID and password to take benefit of this service

        Click here to know more about Balance Transfer on EMI

  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Shaurya Select SBI Card, and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay

        Click here to learn how to apply for Flexipay

  • Easy Money

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep

        Log in with your username and password to sbicard.com to book Easy Money

  • Terms and Conditions

      • For Shaurya Select SBI Card terms and conditions please click here
  • Fees

      • Annual Fee (one-time): First Year Fee Waived Off
      • Renewal Fee (per annum): Rs. 1499 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 1,50,000.
      • Add-on Fee (per annum): Nil
  • Extended Credit

      • Interest Free Credit Period: 20-50 days (applicable only on retail purchases and if previous month’s outstanding balance is paid in full)
      • Finance Charges: 3.50% p.m. (42% p.a.) for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards.
      • Minimum Amount Due: 5% of Total Outstanding (Min. Rs. 200) + all applicable taxes+ EMI (in case of EMI based products) + OVL amount (if any)
  • Cash Advance

      • Cash Advance Limit: Upto 80% of Credit Limit ( Max. 12K / day for Gold, Titanium & 15K / day for Platinum/Signature Cards)
      • Free Credit Period: Nil
      • Finance Charges: 3.50% p.m. (42% p.a.) for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards from the date of withdrawal
  • Cash Advance Fee

      • SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
      • International ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
  • Other Charges

      Cash Payment Fee: Rs. 199

      Payment Dishonor Fee: 2% of Payment Amount (subject to a minimum of Rs. 500 )

      Statement Retrieval: Rs. 100 per Statement (>2 months old)

      Cheque Fee: Rs. 100

      Late Payment:

      • NIL for Total Amount due from Rs.0-Rs.500;
      • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
      • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
      • Rs. 950 for Total Amount due greater than Rs. 10,000 up to Rs. 25,000;
      • Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
      • Rs. 1300 for Total Amount due greater than Rs. 50,000

      Overlimit: 2.5% of Overlimit Amount (subject to minimum of Rs. 600)

      Card Replacement: Rs. 100 - Rs. 250

      • Emergency card replacement, when abroad: Actual cost, with a minimum of $175
      • Foreign Currency Transaction: Conversion mark up: 3.5% (For All Cards Except Elite & Aurum) 1.99%(For Elite & Aurum Cardholders Only)
      • Dynamic & Static Conversion Transaction : Markup: 3.50% (For All Cards Except Elite & Aurum) 1.99%(For Elite & Aurum Cardholders Only)(Only for transactions greater than or equal to Rs. 1000). All transaction carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
      • Rewards redemption fee: Rs. 99
  • Surcharges

      • Railway tickets through Railway counters: Rs. 30 + 2.5% of transaction amount
      • Railway Tickets(irctc.co.in): 1% of transaction amount + all applicable taxes.
      • Petrol & all products/services sold at petrol pumps: 1% of transaction value. 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs.500 and Rs.4,000 for Signature & Platinum Cards; Rs.500 and Rs.3,000 for all other cards.
      • Payment of Customs duty: 2.25% of transaction amount (subject to minimum of Rs. 75)
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, and Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

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