BPCL SBI Card

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Privileges on BPCL SBI Card

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee
  • Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue.
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Welcome Gift
  • For T&C click here
Value Back Benefits

Value Back Benefits

  • 4.25% Valueback ~ 13X Reward Points on fuel purchases at BPCL petrol pumps
  • 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
Reward Benefits

Reward Benefits

  • 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining.
  • 5X Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments.
  • Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases.
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Reward Benefits
  • 4 Reward Points = Re 1.
  • Flexible Instant Redemption Program at select 1200 BPCL petrol pumps.
  • No minimum threshold of Reward Points for redemption.
Fuel Freedom Benefits

Fuel Freedom Benefits

  • 4.25 % Valueback (13X Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of upto Rs. 4,000), at any BPCL petrol pump across the country.
  • Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs.1200.
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Fuel Freedom Benefits
  • Maximum limit in a month Rs. 10,000.
  • No Minimum Threshold. Surcharge Waiver applicable only on transactions upto Rs. 4,000/- for a max of Rs. 100/- per month.
  • Annual Savings of 70 liters of fuel, for details click here
    • Joining Fee (one-time) : Rs. 499
    • Welcome gift worth Rs. 500
    • Renewal Fee (per annum) : Rs. 499

Features of BPCL SBI Card

Know everything about BPCL SBI Card

  • Welcome Offer
      • Get 2,000 Activation Bonus Reward Points worth Rs. 500 as a welcome gift.
  • Worldwide Acceptance
      • Your BPCL SBI Card is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India.
      • Use your card to make payments at any outlet that accepts Visa or MasterCard.
  • Add-on Cards
      • With your BPCL SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18 years.
  • Utility Bill Payment
      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your BPCL SBI Card
      • Click here to know more
  • Balance Transfer on EMI
      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user ID and password to benefit from this service
      • Click here to know more about Balance Transfer on EMI
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to book Flexipay
  • Easy Money Facility
      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to sbicard.com to book Easy Money
  • Fees
      • Joining fee, one time: Rs. 499
      • Renewal fee, per annum: Up to Rs. 499, from second year onwards, Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000.
      • Add-on fee, per annum: Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and, if previous month’s outstanding balance is paid in full.
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction.
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any).
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 12,000 per day
      • Free credit period: Nil
      • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other domestic ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other Charges
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Cheque pickup: Rs. 90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up: 1.99%
      • Rewards redemption fee: Rs. 99
      • Cash Payment Fee: Rs. 100
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps:    1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
        1% of transaction amount (Min. 10) for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as on June 2016 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions (“MITC”) are also available at sbicard.com

      “SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

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