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Doctor’s SBI Card (in association with IMA)




                                                                                                                                                                                                                                                                                                  Download Brochure

Apply Now for IMA Associated Doctor’s SBI Card

A few details to start with

    • Annual Fee (one-time) : Rs. 1,499 + Taxes
    • Renewal Fee (per annum) : Rs. 1,499

Privileges on Doctor's SBI Card

Know what you would be entitled to with this card

Indian Medical Association

Indian Medical Association

  • The only credit card to be associated with the esteemed Indian Medical Association (IMA)
  • IMA is the largest representative voluntary organisation of Doctors of Modern Scientific System of Medicine
Professional Indemnity Insurance

Professional Indemnity Insurance

  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs.
  • Reimburse all Legal & defense costs, out-of-court settlement expenses and court awards
  • 0% of Sum Insured would be deductible
Learn more

Professional Indemnity Insurance

  • For details on Insurance coverage and exclusions, click here
Welcome gift

Welcome Gift

  • Welcome e-Gift Voucher worth Rs. 1,500 from
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Welcome Gift

  • You will receive an SMS/e-mail with the e-Voucher details on your registered mobile number/e-mail ID, within 15 days of membership fee payment
  • You can redeem the code online at the time of purchase
Reward Points

Reward Points

  • Get 5X Reward Points on Medical Supplies, Travel Bookings & International Spends
  • Get 5X Reward Points on all spends on Doctor's Day i.e. 1st July
  • Earn 1 Reward Point per Rs. 100 for all other spends
Learn more

Reward Points

  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • You can also redeem your Reward Points against a host of options from the Reward Catalogue
Milestone Benefits

Milestone Benefits

  • E-Gift Voucher from Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
  • Renewal Fee Reversal on annual spends of Rs. 2 Lakhs
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Milestone Benefits

  • You will receive an SMS on your registered mobile number to choose the e-Gift Voucher option within 15 days of achieving spends of Rs. 5 Lakhs
  • The e-Gift Voucher will be sent to your registered mobile number/e-mail ID, within 15 days of the request
International Lounge Program

International Lounge Program

  • Complimentary membership to the Priority Pass Program worth $99
  • 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
  • Access to 1000+ Airport Lounges worldwide
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International Lounge Program

  • Call at our customer helpline numbers: 1860 180 1290 or 39020202 (prefix Local STD code) to receive your Priority Pass
  • Usage fee of $27 + applicable taxes will be charged on your Doctor's SBI Card after you have exhausted your complimentary visits<Click here> to know more about Priority Pass Member Lounges
  • The offer is valid only for the Primary Cardholders
Domestic Lounge Program

Domestic Lounge Program

  • 8 complimentary visits per year to Domestic Airport Lounges in India (max. 2 visits per quarter)
Learn more

Domestic Lounge Program

Fuel Surcharge waiver

Fuel Surcharge waiver

  • 1% Fuel Surcharge Waiver at petrol pumps across the country
  • Purchase fuel worth Rs. 500 to Rs. 4,000 to avail this benefit
Learn more

Fuel Surcharge waiver

  • Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account

Features, Fees & Charges - Doctor’s SBI Card

Know everything about Doctor's SBI Card

  • Terms and Conditions

      • For detailed Terms and Conditions and Usage Directions, click here
  • Visa Privileges

      • Enjoy exclusive benefits across 900 luxury hotels worldwide
      • Get upto 35% off on Avis Car Rentals
      • Enjoy 15% off on Limo Luxury Airport Transfer service
      • Enjoy savings of upto 10% on Hertz Car Rental Program
      • Get exclusive 20% Discount on Airport Fastrack Immigration at over 450 destinations worldwide
      • To know more about Visa Signature privileges, click here
      • Listed offers are valid till 31 Dec ‘18
  • Contactless Advantage

      • Daily purchases now made easy with Doctor's SBI Card. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.
      • Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
      • Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please Click here to download the FAQ’s.
      • Please Click here to download the list of Merchants enabled for transactions.
  • Global Acceptance

      • Doctor's SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Emergency Card Replacement

      • Get your Doctor's SBI Card replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call
        • Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290
  • Add-on Cards

      • With Doctor's SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash Access Across the World

      • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
  • Safe and Secure

      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled Doctor's SBI Card
  • Easy Bill Pay Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Doctor's SBI Card
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your Doctor's SBI Card, and log in with your username and password to within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to apply for Flexipay
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your Doctor's SBI Card, to avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to take benefit of this service
      • Click here to know more about Balance Transfer on EMI
  • Easy Money

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to to book Easy Money
  • Fees

      • Annual Fee (one-time) : Rs. 1,499
      • Renewal Fee (per annum) : Rs. 1,499
  • Extended Credit

      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance

      • Cash advance limit: Up to 80% of the credit limit, with a maximum of Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of withdrawal
  • Cash Advance Fee

      • SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
      • International ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
  • Other Charges

      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Cheque Pick Up Fee: Rs.100
      • Cheque Payment Fee: Rs. 100
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 950 for Total Amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency Card Replacement Fee, when abroad: Actual cost, with a minimum of $175
      • Foreign currency transaction: Conversion mark up: 3.5%
      • Rewards redemption fee: Rs. 99
      • Cash Payment Fee: Rs. 100
  • Surcharges

      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps:    1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
        1% of transaction amount for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at

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