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Offer Terms and Conditions 

Offer Terms and Conditions

  • Exclusive offer for cardholders of SBI Card PRIME American Express® Card FY23-24

  • Flexipay Segmented Offer 15th Feb , 2024 to 29th Feb , 2024

  • Complimentary Sony LIV membership on card Upgrade to SBI Elite Credit Card

  • First Year Free pre-approved SimplySAVE UPI SBI Card

  • Swiggy One Membership with every pre-approved RuPay SBI Credit Card

  • 3-Month SWIGGY One Membership with every New Add-on Card

  • Flexipay Segmented Festive Offer 10th Nov to 9th Dec , 2023

  • Link your Rupay SBI Credit card with Paytm UPI app, scan & Pay and get Rs 500 Movie Discount Vouchers free

  • Link your Rupay SBI Credit card with your preferred UPI app & start making payments

  • Apply for an Add-on card and get Zomato Voucher worth INR 500

  • 10% Cashback at Vijay Sales on RuPay Credit Card transactions done via UPI payment mode

  • Flexipay EMI Amazon Voucher Program 15th June’23 to 14th Jul’23

  • Apply for an Add-on Card and get 1-year SonyLIV subscription worth INR 999

  • Exclusive Offer for new Cardholders of SimplySAVE SBI Card (on RuPay platform)

    Exclusive Offer for new Cardholders of SimplySAVE SBI Card (on RuPay platform)

    Offer: Get an Amazon Pay Gift Card worth Rs. 250 on spending Rs. 2000 within first 60 days of credit card issuance

    • The SBI Card Offer (“Offer”) from SBI Cards and Payment Services Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card (“Card”) i.e., with no outstanding of more than 30 days (“Cardholder”).
    • Offer is valid on total purchase of Rs. 2000 or more done within 60 days of issuing the Card to the Cardholder. Offer is not valid on Cash Withdrawals, Balance Transfer, Balance Transfer on EMI, Encash and Easy Money Draft spends.
    • This offer is valid only for SimplySAVE SBI Card (on RuPay platform) issued to the Cardholder from Banca channel with 1st year Joining Fee of Rs. 499 (plus applicable taxes).
    • Offer is valid for new Card issuance only and is not applicable for Flipped, Re-Issued, Replaced and Renewed Cards.
    • The Amazon Pay Gift Card worth Rs. 250 will be fulfilled to the eligible Cardholder within 60 days of achieving eligibility. The mode of fulfillment shall be E-mail and SMS.
    • Cardholder to ensure that the registered mobile number is not on NCPR (National Customer Preference Register ) list to receive the PIN for redeeming the Amazon Pay Gift Card.
    • Cardholder to ensure and update latest mobile number and email ID to receive periodic communication related to this offer. SBICPSL shall not be responsible for non-communication of the PIN code in case the eligible Cardholder does not have a valid registered mobile number and/or email address with SBICPSL.
    • Offer is valid for all SimplySAVE SBI Card accounts (on RuPay platform) opened via Banca channel from 20th March 2023 – 15th June 2023 (both dates inclusive).
    • The Amazon Pay Gift Card will be given only to the Cardholders who are eligible as part of this program. All decisions of SBICPSL about eligibility of Cardholders for benefits under this Program are final, absolute and binding on all Cardholders.
    • In case of any query regarding offer fulfilment, please contact SBI Card Helpline (18601801290 / 39020202- prefix local STD Code) within 90 days from the date of fulfillment. No queries regarding offer fulfillment will be entertained by SBICPSL post this period.
    • This is a stand-alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • The usage of the Amazon Pay Gift Card code shall be governed by the Terms & Conditions as laid down by Amazon in the succeeding sections.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.

    Amazon Pay Gift Card – Terms & Conditions

    • Cardholder will receive a link and a 4-digit PIN via SMS and Email. Customer to visit the link and enter the 4-digit PIN to view the Voucher Number. To add your Gift Card to your Amazon Pay balance, visit amazon.in/addgiftcard . This balance gets automatically applied at the time of next purchase. There is no cap on number of E- Gift voucher that can be added to an account. Amazon Pay balance is a sum of all balances associated with the E- Gift voucher in your Amazon.in account.
    • The above link shall be valid up to a period of 3 months.
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in E- Gift voucher
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • The E- Gift voucher, including any unused Amazon Pay balance, expire one year from the date of issuance of the E- Gift voucher.
    • E- Gift voucher cannot be transferred for value or redeemed for cash.
    • For detailed terms and conditions, visit www.amazon.in/giftcardtnc
    • To redeem your Gift Card, visit www.amazon.in/addgiftcard
    • Responsibility of Accentiv shall be limited only upto the delivery of Gift Card/e-Gift Voucher Code to the final customer.
    • Accentiv shall not be responsible for any misuse, theft, transfer, etc. occurred after delivery of the said Gift Card/e-Gift Voucher.
  • Spring Summer Sale (Valid from 21st to 31st March 2023)

  • IRCTC SBI card (On Rupay Platform) Amazon offer

  • BPCL SBI Card Amazon offer

  • SimplyCLICK SBI Card Amazon offer

  • Encash/Encash Inline - Offer T&Cs : Amazon Voucher Offer (10th Mar 2023-10th Apr 2023)

    • This Encash/Encash Inline Offer ("Offer") is made by SBI Cards and Payment Services Ltd ("SBI Card") to certain SBI Credit Cardholders ("Cardholders"). The intended recipients shall receive the Offer through appropriate medium as chosen by SBI Card. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
    • This Encash/Encash Inline Offer is applicable only on bookings done via Digital Platforms (Mobile App/Website) between 10 Mar 2023 and 10 Apr 2023 (both dates inclusive) which fulfill all the below mentioned criterion -
      • Minimum booking amount for Encash is Rs 2,00,000 (Two Lacs) and for Encash Inline is Rs 1,00,000 (One Lac)
      • Tenure opted for should be either 36 or 48 months only.
      • Bookings should only be done via digital platforms (Mobile app/Website)
    • As a part of the offer, cardholder who qualifies the above criterion would be eligible to get an Amazon e-Voucher for Encash/Encash Inline bookings as mentioned below. Vouchers will be sent after 90 days from the end date of this offer, viz 10 April 2023. Please note that in case of any foreclosures/cancellation requests raised within these 90 days, cardholder will not be eligible for this Amazon Voucher Offer.
      • Encash - Amazon Voucher worth Rs. 750
      • Encash Inline - Amazon Voucher worth Rs. 500
    • This Offer carries a rate of interest which shall be charged to the Cardholder on the offered principal amount and is used for calculating all his financial obligations under this Offer and the same shall be the basis of drawing the appropriate amortization Schedule enumerated under Clause 36 herein below. In addition, the Cardholder shall also be charged a one-time processing fee at the rate of 2% of the principal amount advanced but subject to a minimum amount of Rs.499(Four Hundred and Ninety-Nine only) and maximum of Rs.3000 (Three thousand only).
    • The Rate of Interest applicable for Ecash/Encash Inline facility is cardholder specific as decided by SBI Card at its sole discretion and intimated to the cardholder prior to availing the facility.
    • Interest Rate Methodology-The interest rate charged for Encash/Encash Inline is linked to Minimum Benchmark Yield Rate calculated based on the following factors:
      • Marginal Cost of borrowings
      • Cost of Equity
      • Negative Carry cost on LCR (Liquidity Coverage Ratio)
      • Operating expenses
      • Tenor premium/discount

    Appropriate spread will be added over and above the Minimum Benchmark Yield Rate to arrive at the maximum rate chargeable to the customer. This spread will be based on Credit Risk Premium (CRP) and appropriate Business Margin.

    • Rate of interest for Encash/Encash Inline will be higher than the Benchmark rate (Minimum Indicative yield).
    • Interest rate applicable on Encash/Encash Inline facility ranges from 14% – 20% p.a. (w.e.f Jan 2023) on all new offers, all existing offers will continue as per the original ROI).Interest Rate range applicable for various segments for Encash/Encash Inline are as below-
      • Bureau score <=700 including where no score is available: 18%-20% p.a.
      • Bureau score between 700 and 780: 14.5%-15% p.a.
      • Bureau score > 780: 14%
    • This offer is on the basis of Bureau score of the cardholder at the time of launching the offer. His / her current Bureau score may or may not be the same as it was when this offer was launched.
    • Changes in factors mentioned above may result in upward or downward revision of the interest applicable on the Encash/Encash Inline facility from time to time / from offer to offer at the sole discretion of SBI Card. All fees / charges applicable to the facility are subject to modifications based on SBI Card periodic internal review.
    • This Offer is also subject to a maximum limit on the amount that may be availed by the Cardholder. The limit on the Offer can either be over and above the existing credit limit or from within the existing credit limit of SBI Card. In all events when the offer is over and above the credit limit (Encash), the maximum limit shall be contained and communicated by way of the proposed communication medium as made applicable by SBI Card to the intended recipient. In all events when the offer is within the credit limit (Encash Inline), the amount offered will be part of the existing credit limit and the credit limit shall be blocked up to Principal availed + Interest component. On payment of the monthly repayment amount, the Credit limit to the extent of monthly repayment amount will be credited back to the existing credit limit. It is clarified that the maximum amount offered will be subject to the available credit limit on the Card at the time of availing the Offer. This Offer (both in case of over the existing limit or within the existing limit) is subject to a minimum request for an amount of Rs. 25,000 (Twenty-Five Thousand Only)
    • Cardholders can avail the benefits under this offer by requesting for a cheque which would be send to the Cardholder’s registered address or by NEFT transfer to their bank account.
    • The monthly repayment amount is calculated as (Principal Amount + Interest charge) / Tenure in months. The interest charged is the reducing rate of interest and accordingly at any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on a reducing principal balance.
    • The monthly repayment schedule will begin from the Cardholder next billing statement and continue over the tenure period chosen for the Offer.
    • The Minimum Amount Due (MAD) will be 5% of the Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and the monthly repayment amount due under the Offer (or all monthly repayment amounts due in case of multiple Offers).
    • Non-Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5% p.m. (42% p.a.) for Unsecured card, 2.75% p.m. (33% p.a.). for Secured card and 2.75% p.m. (33% p.a.) for Shaurya card on the unpaid monthly repayment amounts.
    • Under Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5% p.m. (42% p.a.) for Unsecured card, 2.75% p.m. (33% p.a.) for Secured card and 2.75% p.m. (33% p.a.) for Shaurya card on the unpaid monthly repayment amounts.
    • In the event of non-payment / short payment of the Minimum Amount Due for more than three successive months or 90 days whichever is earlier, the Encash/Encash Inline facility shall be closed/withdrawn on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBI Card shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event the account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the Cardholders MITC.
    • The Cardholder is supposed to pay the MAD in full to avoid getting delinquent.
    • The Cardholder may place a request for voluntarily pre-closing the Encash/Encash Inline Offer prior to the maturity of the tenure period opted for, by calling the SBI Card Helpline. A foreclosure fee amounting to 3% of the Principal outstanding would be levied for such pre-closure requests. The Principal outstanding is calculated basis interest rate as applicable.
    • In the event a cardholder puts a cancellation request by calling SBI Card helpline within 45 days of the Offer being booked via cheque, then all fees and charges levied will be reversed. Notwithstanding above, it is clarified that the applicable fees and charges will not be reversed once the cheque issued to the cardholder has been cleared and resulted in clear credit to the Cardholder account. Also, in case the cancellation request is received at the SBI Card helpline post 45 days of booking, the processing fees charged will not be reversed and the cardholder would be liable to pay same.
    • Effective 27th February 2023, for all Encash/Encash Inline foreclosures, interest accrued during the period between the last Statement Date & the Foreclosure Request Date will also be added to the Foreclosure Charges. This interest will be over & above the Foreclosure Fee of 3% on the principal outstanding on pro-rata basis, plus applicable taxes. Foreclosure requests placed on statement generation date may attract extra interest. Notwithstanding above, if first EMI hasn’t been billed yet to the cardholder, then aforementioned interest accrued and associated GST shall not be charged.
    • Amount availed by cardholders under Encash/Encash Inline facility will be reported to Credit Bureau from SBI Card.
    • No request for change in billing cycle will be entertained before all the repayment amounts have been cleared by the Cardholder.
    • Transfer from this Offer to any other offer will not be entertained. SBI Card reserves its absolute right at any time to add, alter, modify, or change or vary terms and conditions herein after giving due notice to the Cardholder.
    • Customers eligible for Encash Inline offer are not eligible for temporary credit limit increase program. Temporary credit limit increase for such customers is allowed only after the Encash Inline offer is removed.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is voluntary.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996 and amendment thereof. A sole arbitrator appointed by SBI Card for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of dispute, if any, shall not constitute a claim against SBI Card.
    • By availing this Offer and by conducting a financial transaction (Encashing the Encash/Encash Inline Cheque), and/or by booking the Offer on phone, the Cardholder provides consent and acceptance to all terms and conditions herein including for sharing of all personal, transactional, and other related information for the purpose of this Offer.
    • No request from Add-on Cardholder other than primary Cardholder will be entertained for booking of Offer or availing benefits under this offer.
    • SBI Card may at its sole option and discretion withdraw this Offer any time before the Encash/Encash Inline cheque has been honored/banked.
    • The Cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons. Disbursement through NEFT (National Electronic Fund Transfer) to customer’s bank account (as provided by the Cardholder) will be subject to successful processing at beneficiary bank.
    • Cardholder intending to cancel Encash/Encash Inline request via NEFT can do so by calling our helpline number on the same day of booking request and get the cancellation request raised. However, Cardholder shall not be entitled to cancel Encash/Encash Inline request or refuse to accept disbursement of funds any day after the day on which the request for Encash/Encash Inline has been opted for by the cardholder.
    • Cardholder agrees to comply with the terms and conditions of the Encash/Encash Inline facility as mentioned on SBI Card website. SBI Card will not be responsible for any loss incurred by the Cardholder because of any incorrect information provided by the Cardholder with respect to NEFT or the account details shared by Cardholder. A request for Encash/Encash Inline shall be deemed as an absolute consent of/by the Cardholder to accept all the terms of Encash/Encash Inline, including but not always limited to an acceptance of these Terms and Conditions and agreement to be bound by these. The Cardholder hereby agrees that upon the amounts being credited to the account details shared by Cardholder, he/she shall be required to repay the Encash/Encash Inline amount along with the interest, processing fee and applicable taxes as per the amortization schedule.
    • In the event of any return of funds/reject of NEFT from the account details shared by Cardholder, the cheque (for the requested amount) will be dispatched at customer’s registered address automatically.
    • Encash/Encash Inline amount would be directly transferred to customer’s saving bank account within 48 - 72hours (excluding Bank Holidays) of the request.
    • The Cardholder hereby agrees to avail the Encash/Encash Inline facility on the precondition that he will not use the Encash/Encash Inline facility, or the amount disbursed under Encash/Encash Inline, or any part thereof, towards investments in capital markets and Jewelry purchases.
    • In case of any dispute, decision of SBI Card shall be final and binding.
    • SBI Card reserves the right to modify or change any of the terms and conditions applicable to the Offer or cancel the partial or entire offer at its sole discretion without prior notice.
    • SBI Card may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Illustrative example of amortization schedule:


    Sr. No.

    Billing date

    Installment (Rs.)

    Interest (Rs.)

    Principal (Rs.)

    Balance (Rs.)

    Applicable Taxes #

    1

    14-Sep-20

    8791.4

    833

    7958.4

    92041.6

    149.94

    2

    14-Oct-20

    8791.4

    766.71

    8024.7

    84016.9

    138.01

    3

    14-Nov-20

    8791.4

    699.86

    8091.54

    75925.36

    125.97

    4

    14-Dec-20

    8791.4

    632.46

    8158.94

    67766.41

    113.84

    5

    14-Jan-21

    8791.4

    564.49

    8226.91

    59539.51

    101.61

    6

    14-Feb-21

    8791.4

    495.96

    8295.44

    51244.07

    89.27

    7

    14-Mar-21

    8791.4

    426.86

    8364.54

    42879.53

    76.84

    8

    14-Apr-21

    8791.4

    357.19

    8434.22

    34445.31

    64.29

    9

    14-Jun-21

    8791.4

    286.93

    8504.47

    25940.84

    51.65

    10

    14-Jul-21

    8791.4

    216.09

    8575.32

    17365.52

    38.9

    11

    14-Aug-21

    8791.4

    144.65

    8646.75

    8718.78

    26.04

    12

    14-Sep-21

    8791.4

    72.63

    8718.78

    0

    13.07




    Request Id

    123456789012

    Principal

    Rs. 1,00,000

    MRA

    Rs. 8,791.40

    R. O. I

    10.00% p.a.

    Tenure

    12 Months


    The above is an Illustrative example of amortization schedule and the actual amortization schedule will be part of the sanction letter issued to the Cardholder. * MRA (Monthly Repayment Amount) Billing Date is the monthly statement date. For payment due date please refer your monthly statement $ MRA Excluding Applicable Taxes

  • Flexipay EMI Amazon Voucher Program 29 Dec’22 to 12 Jan’23

    • This offer is on Flexipay EMI facility and is open only to those SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICPSL.
    • The Flexipay EMI facility is not available to a delinquent or any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay EMI facility is at the sole and absolute discretion of SBICPSL.
    • This offer is valid only for Flexipay EMI bookings between 29th Dec’22 & 12th Jan’23, both days inclusive (“Term”). Any booking made after 12th Jan’23 will not be eligible for Amazon Vouchers.
    • As part of the offer, cardholder would be eligible to get an Amazon e-Voucher for Flexipay EMI bookings as per below grid, during the offer “Term”:

      Flexipay booking amount

      Tenure

      Amazon voucher

      >= INR 30,000

      18, 24 or 36 months

      INR 750

    • Please note that the Amazon e-Vouchers will be shared with the eligible customers within 3 months from the date of booking, on their Registered Mobile Numbers. Please note that any cancelled or foreclosed bookings will not be eligible for the Amazon e-Voucher program.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • For details on Flexipay TnCs, please visit www.sbicard.com/en/tnc.page#terms#flexipay

    Amazon voucher T&Cs:

    • Amazon Gift Cards ("GCs") are issued by the Qwikcilver Solutions Private limited ("Qwikcilver"). Credit and Debit Cards issued outside India cannot be used to purchase Amazon.in Gift Cards.
    • To add your GC to your Amazon Pay balance, visit amazon.in/addgiftcard
    • Beneficiary can apply the 14-digit code (under scratch card) on amazon.in/addgiftcard and add the gift card balance in his/her Amazon.in account. This balance gets automatically applied at the time of next purchase. There is no cap on number of gift cards that can be added to an account.
    • Amazon Pay balance is a sum of all balances associated with the GCs in your Amazon.in account
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in gift cards.
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • The GCs, including any unused Amazon Pay balance, expire one year from the date of issuance of the GC
    • GCs cannot be transferred for value or redeemed for the cash.
    • Qwikcilver, Amazon Seller Services Private Limited (Amazon) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission.
    • For Complete terms and conditions, see www.amazon.in/giftcardtnc
    • Amazon.in logo/trademark is an IP of Amazon or its affiliates and the Qwikcilver trademark/logo is an IP of Qwikcilver.
    • To redeem your GC, visit www.amazon.in/addgiftcard
    • E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
    • For detailed T&Cs of this E-Gift Card please refer www.woohoo.in/termsandconditions
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • No returns and no refunds on gift cards, e-gift cards and gift vouchers shipped by woohoo.in. Please check the refund policy at http://www.woohoo.in/faq for further details.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions
  • E-Gift Voucher Sale (Valid from 22nd Dec 2022 to 03rd Jan 2023)

  • Apply for SBI Card PRIME American Express® Card and get Amazon voucher worth INR 1000

  • Exclusive Offer for SBI Cardholders on RuPay platform

  • E-Gift Voucher Sale (Valid from 01st to 10th October 2022)

  • Flexipay Sep to Nov'22 Offer - Book at low interest rate and reduced Processing fee (Valid for 01-Sep-22 to 30-Nov-22).

    • This offer is on Flexipay facility and is open only to those SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • This offer is valid only for Flexipay bookings from 1st Sep’22 to 30th Nov’22 (“Term”).
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into instalments. More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 18, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • Flexipay bookings made under program period will attract a reducing interest rate of 10.50% p.a. – 20% p.a. Additionally, a processing fee will be charged on the Flexipay amount at the rate of 1% for 3 & 6-month tenures and 2% for all other tenures (maximum Rs. 2000).
    • The SBI Credit Cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com, SBI Card Mobile App, ILA & Whatsapp, during the offer Term.
    • Interest Rate Methodology: The interest rate charged for Flexipay is linked to Minimum Benchmark Yield Rate calculated based on the following factors:
      • Marginal Cost of borrowings
      • Cost of Equity
      • Negative Carry cost on LCR (Liquidity Coverage Ratio)
      • Operating expenses
      • Tenor premium/discount
    • Appropriate spread will be added over and above the Minimum Benchmark Yield Rate to arrive at the maximum rate chargeable to the customer. This spread will be based on Credit Risk Premium (CRP) and appropriate Business Margin.

      • Interest rate applicable on Flexipay ranges from 10.5% – 20% p.a. Rate range applicable for various segments for Flexipay are as below-
      • Bureau score <=700 - 18% to 20% p.a.
      • Bureau score between 700 and 780 - 13% to 14% p.a.
      • Bureau score > 780 - 10.50% to 12% p.a. Rate of interest for Flexipay will be higher than the Benchmark rate (Minimum Indicative yield).
    • At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in the last clause in this document.
    • Flexipay monthly installment schedule will begin from the SBI Cardholder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the MAD of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL Credit Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly instalment due (or all Flexipay monthly instalments due in case of multiple Flexipays booked by the Cardholder).
    • Non-Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. (42% p.a.) for Unsecured card, 2.75% p.m. (33% p.a.) for Secured card and 2.75% p.m. (33% p.a.) for Shaurya card on the unpaid Flexipay monthly installments.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. (42% p.a.) for Unsecured card, 2.75% p.m. (33% p.a.) for Secured card and 2.75% p.m. (33% p.a.) for Shaurya card will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the “MAD” in full, late payment charges will be levied.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. (42% p.a.) for Unsecured card ,2.75% p.m. (33% p.a.) for Secured card and 2.75% p.m. (33% p.a.) for Shaurya card on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the credit card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the credit card outstanding amount, this Flexipay balance will attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event the outstanding account balance post transfer of loan outstanding, exceeds the existing credit card limit as mentioned in the cardholders’ MITC.
    • It is clarified that, if the said retail transaction is paid in full, the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add-on SBI Credit Cardholder. No request from Add-on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked up to Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay instalment payments are made by the SBI Credit Cardholder.
    • An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his/her SBI Credit Card account.
    • In case customer has opted for an auto debit facility on account, he should convert the eligible transactions into Flexipay before the billing cycle.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20 Nov’20.
    • If a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed.
    • The SBICPSL Cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principal amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charge.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay EMI booking will be entertained within 90 days of SBICPSL Cardholder’s flipping / change of card request.
    • Transfer from one Flexipay EMI plan to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended, or changed by SBICPSL at its sole option and discretion at any time without notice & without affecting the Flexipay bookings already done.
    • SBI Credit Cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:
  • AURUM, SBI Card PRIME & SBI Card ELITE - EazyDiner Offer - Segmented Campaign (15th Aug – 15th Dec 2022) (Offer Details)

  • Exclusive Offer for new Cardholders of SimplySAVE SBI Card (on RuPay platform)

    Offer: Get an Amazon Pay Gift Card worth Rs. 250 on spending Rs. 2000 within first 60 days of credit card issuance

    • The SBI Card Offer (“Offer”) from SBI Cards and Payment Services Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card (“Card”) i.e., with no outstanding of more than 30 days (“Cardholder”).
    • Offer is valid on total purchase of Rs. 2000 or more done within 60 days of issuing the Card to the Cardholder. Offer is not valid on Cash Withdrawals, Balance Transfer, Balance Transfer on EMI, Encash and Easy Money Draft spends.
    • This offer is valid only for SimplySAVE SBI Card (on RuPay platform) issued to the Cardholder from Banca channel with 1st year Joining Fee of Rs. 499 (plus applicable taxes).
    • Offer is valid for new Card issuance only and is not applicable for Flipped, Re-Issued, Replaced and Renewed Cards.
    • The Amazon Pay Gift Card worth Rs. 250 will be fulfilled to the eligible Cardholder within 60 days of achieving eligibility. The mode of fulfillment shall be E-mail and SMS.
    • Cardholder to ensure that the registered mobile number is not on NCPR (National Customer Preference Register ) list to receive the PIN for redeeming the Amazon Pay Gift Card.
    • Cardholder to ensure and update latest mobile number and email ID to receive periodic communication related to this offer. SBICPSL shall not be responsible for non-communication of the PIN code in case the eligible Cardholder does not have a valid registered mobile number and/or email address with SBICPSL.
    • Offer is valid for all SimplySAVE SBI Card accounts (on RuPay platform) opened via Banca channel from 11th Aug – 31st Dec 2022 (both dates inclusive).
    • The Amazon Pay Gift Card will be given only to the Cardholders who are eligible as part of this program. All decisions of SBICPSL about eligibility of Cardholders for benefits under this Program are final, absolute and binding on all Cardholders.
    • In case of any query regarding offer fulfilment, please contact SBI Card Helpline (18601801290 / 39020202- prefix local STD Code) within 90 days from the date of fulfillment. No queries regarding offer fulfillment will be entertained by SBICPSL post this period.
    • This is a stand-alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • The usage of the Amazon Pay Gift Card code shall be governed by the Terms & Conditions as laid down by Amazon in the succeeding sections.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.

    Amazon Pay Gift Card – Terms & Conditions

    • Cardholder will receive a link and a 4-digit PIN via SMS and Email. Customer to visit the link and enter the 4-digit PIN to view the Voucher Number. To add your Gift Card to your Amazon Pay balance, visit amazon.in/addgiftcard . This balance gets automatically applied at the time of next purchase. There is no cap on number of E- Gift voucher that can be added to an account. Amazon Pay balance is a sum of all balances associated with the E- Gift voucher in your Amazon.in account.
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in E- Gift voucher
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • The E- Gift voucher, including any unused Amazon Pay balance, expire one year from the date of issuance of the E- Gift voucher.
    • E- Gift voucher cannot be transferred for value or redeemed for cash.
    • For detailed terms and conditions, visit www.amazon.in/giftcardtnc
    • To redeem your Gift Card, visit www.amazon.in/addgiftcard
    • Responsibility of Accentiv shall be limited only upto the delivery of Gift Card/e-Gift Voucher Code to the final customer.
    • Accentiv shall not be responsible for any misuse, theft, transfer, etc. occurred after delivery of the said Gift Card/e-Gift Voucher.
  • SPRINT – Instant Card Issuance – SimplyClick SBI Card - First Year Free Offer

  • Flexipay Jul'22 Offer - Book at low interest rate of 20% p.a. and enjoy 100% Processing fee waiver (Valid for July 2022)

    • Rates of Interest: 20% p.a. for all tenures (3, 6, 9, 12, 24 & 36 months)
    • 100% Processing Fee waiver for 3, 6, 9 and 12-month tenures.
    • Offer validity: July 2022
    1. This offer is on Flexipay facility and is open only to those SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    4. This offer is valid only for Flexipay bookings in July 2022 (“Term”).
    5. Flexipay bookings made under program period will attract an interest rate of 20% p.a. for all tenures. The minimum booking amount is Rs. 2500/-. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings with an EMI tenure of 3, 6, 9 or 12 months, during the offer “Term”.
    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into instalments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. The SBI Credit Cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    10. This offer on Flexipay is valid in July 2022 (“Term”). Any bookings made after Jul’22 will attract an interest rate of 20% p.a., and a processing fee of 2% subject to a minimum of Rs. 249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    12. At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No. 39.
    13. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. (42% p.a.) will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    14. In case the SBI Credit cardholder has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholder can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount is Rs. 2500.
    15. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add-on SBI Credit Cardholder. No request from Add-on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    16. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    17. It is stipulated, if the SBI Credit Cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. (42% p.a.) on his revolving balance till the time the transfer to Flexipay takes place within the Term defined hereinabove.
    18. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked up to Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay instalment payments are made by the SBI Credit Cardholder.
    19. An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his/her SBI Credit Card account.
    20. Flexipay monthly instalment schedule will begin from the SBICPSL Credit Cardholder’s next billing statement and continue over the Flexipay tenure. The Flexipay monthly instalment(s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    21. The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20 Nov’20.
    22. The MAD will be 5% of the SBICPSL Credit Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly instalment due (or all Flexipay monthly instalments due in case of multiple Flexipays booked by the Cardholder).
    23. Non-Payment or Underpayment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. (42% p.a.) on the unpaid Flexipay monthly instalments.
    24. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the credit card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the credit card outstanding amount, this Flexipay balance will attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event the outstanding account balance post transfer of loan outstanding, exceeds the existing credit card limit as mentioned in the cardholders’ MITC.
    25. If a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    26. The SBICPSL Cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principal amount is calculated basis reducing interest rate.
    27. At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charge.
    28. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    29. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    30. No request for Flexipay EMI booking will be entertained within 90 days of SBICPSL Cardholder’s flipping / change of card request.
    31. Transfer from one Flexipay EMI plan to another will not be entertained.
    32. The terms and conditions of Flexipay bookings may be altered, amended, or changed by SBICPSL at its sole option and discretion at any time without notice & without affecting the Flexipay bookings already done.
    33. SBI Credit Cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    34. "Applicable Taxes" means:
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as other than "Haryana" - Integrated Tax @ 18%
    35. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    36. These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    37. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    38. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    39. Illustrative example of amortization schedule:

      Sr. No.

      Billing Date

      Installment

      Principal

      Interest

      Balance

      Taxes (#)

      1

      01-Apr-22

      893.17

      784.84

      108.33

      9,215.16

      19.50

      2

      01-May-22

      893.17

      793.34

      99.83

      8,421.82

      17.97

      3

      01-Jun-22

      893.17

      801.93

      91.24

      7,619.89

      16.42

      4

      01-Jul-22

      893.17

      810.62

      82.55

      6,809.27

      14.86

      5

      01-Aug-22

      893.17

      819.40

      73.77

      5,989.87

      13.28

      6

      01-Sep-22

      893.17

      828.28

      64.89

      5,161.59

      11.68

      7

      01-Oct-22

      893.17

      837.25

      55.92

      4,324.34

      10.07

      8

      01-Nov-22

      893.17

      846.32

      46.85

      3,478.02

      8.43

      9

      01-Dec-22

      893.17

      855.49

      37.68

      2,622.53

      6.78

      10

      01-Jan-23

      893.17

      864.76

      28.41

      1,757.77

      5.11

      11

      01-Feb-23

      893.17

      874.13

      19.04

      883.64

      3.43

      12

      01-Mar-23

      893.17

      883.60

      9.57

      0.04

      1.72



      Principal (INR)

      10000

      Installment (INR)

      893.17

      Interest Rate p.a.

      13.00%

      Tenure (months)

      12

  • SBI Card ELITE - SonyLiv Offer - Segmented Campaign

  • Myntra EORS Offer for Visa cardholders June 2022

  • Flexipay Offer- Book at low interest rate of 12% and enjoy 100% Processing fee waiver (Valid b/w 01-Apr-2022 to 15-Jun-2022)

    Lower Rates of Interest | 3, 6, 9 and 12 months: 12% p.a. | 24 and 36 months: 13% p.a.

    100% Processing Fee waiver for bookings >= Rs. 30,000 & EMI tenure >= 12 months

    Offer validity:01 Apr’22 – 15 Jun’22 (Both days inclusive)

    • This offer is on Flexipay facility and is open only to those SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer is valid only for Flexipay bookings between 01 Apr’22 to 15 Jun’22, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate (corresponding to the tenure of the Flexipay EMI) of:
      • 3, 6 9 & 12 months: 12% p.a.
      • 24 and 36 months: 13% p.a.
    • The minimum booking amount is Rs. 2500/-. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 30,000/- and EMI tenure greater than or equal to 12 months, during the offer “Term”.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into instalments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. The SBI Credit Cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 01 Apr’22 to 15 Jun’22, both days inclusive (“Term”). Any bookings made after 15 Jun’22 will attract an interest rate of 20% p.a., and a processing fee of 2% subject to a minimum of Rs. 249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full, the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholder has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholder can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount is Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add-on SBI Credit Cardholder. No request from Add-on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI Credit Cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked up to Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay instalment payments are made by the SBI Credit Cardholder.
    • An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his/her SBI Credit Card account.
    • Flexipay monthly instalment schedule will begin from the SBICPSL Credit Cardholder’s next billing statement and continue over the Flexipay tenure. The Flexipay monthly instalment(s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20 Nov’20.
    • The MAD will be 5% of the SBICPSL Credit Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly instalment due (or all Flexipay monthly instalments due in case of multiple Flexipays booked by the Cardholder).
    • Non-Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly instalments.
    • Underpayment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly instalments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the credit card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the credit card outstanding amount, this Flexipay balance will attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event the outstanding account balance post transfer of loan outstanding, exceeds the existing credit card limit as mentioned in the cardholders’ MITC.
    • If a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    • The SBICPSL Cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principal amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charge.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay EMI booking will be entertained within 90 days of SBICPSL Cardholder’s flipping / change of card request.
    • Transfer from one Flexipay EMI plan to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended, or changed by SBICPSL at its sole option and discretion at any time without notice & without affecting the Flexipay bookings already done.
    • SBI Credit Cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
    • For the cardholders having State of residence, in the records of SBI Card on the statement date, as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • For the cardholders having State of residence, in the records of SBI Card on the statement date, as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:


    Sr. No.

    Billing Date

    Installment

    Principal

    Interest

    Balance

    Taxes (#)

    1

    01-Apr-22

    893.17

    784.84

    108.33

    9,215.16

    19.50

    2

    01-May-22

    893.17

    793.34

    99.83

    8,421.82

    17.97

    3

    01-Jun-22

    893.17

    801.93

    91.24

    7,619.89

    16.42

    4

    01-Jul-22

    893.17

    810.62

    82.55

    6,809.27

    14.86

    5

    01-Aug-22

    893.17

    819.40

    73.77

    5,989.87

    13.28

    6

    01-Sep-22

    893.17

    828.28

    64.89

    5,161.59

    11.68

    7

    01-Oct-22

    893.17

    837.25

    55.92

    4,324.34

    10.07

    8

    01-Nov-22

    893.17

    846.32

    46.85

    3,478.02

    8.43

    9

    01-Dec-22

    893.17

    855.49

    37.68

    2,622.53

    6.78

    10

    01-Jan-23

    893.17

    864.76

    28.41

    1,757.77

    5.11

    11

    01-Feb-23

    893.17

    874.13

    19.04

    883.64

    3.43

    12

    01-Mar-23

    893.17

    883.60

    9.57

    0.04

    1.72




    Principal (INR)

    10000

    Installment (INR)

    893.17

    Interest Rate p.a.

    13.00%

    Tenure (months)

    12

  • Guide to manage e-Mandate set at Merchants

  • Flexipay Jan-Mar'22 Offer - Book at low interest rate of 12% and enjoy 100% Processing fee waiver (Valid bw 24-Jan-2022 to 24-Mar-2022)

    • Lower Rates of interest | 3, 6 and 9 months: 12% p.a. | 12 months: 13% p.a. | 24 and 36 months: 14.25% p.a.
    • 100% Processing Fee waiver for bookings >= Rs. 25,000 & EMI tenure >= 9 months
    • Offer valid b/w 24 Jan’22 – 24 Mar’22 (Both days inclusive)
    • This offer is on Flexipay facility and is open only to those SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer is valid only for Flexipay bookings between 24 Jan’22 to 24 Mar’22, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate (corresponding to the tenure of the Flexipay EMI) of:
      • 3, 6 and 9 months: 12% p.a.
      • 12 months: 13% p.a.
      • 24 and 36 months: 14.25% p.a.
    • The minimum booking amount is Rs. 2500/-. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- and EMI tenure greater than or equal to 9 months, during the offer “Term”.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into instalments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. The SBI Credit Cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 24 Jan’22 to 24 Mar’22, both days inclusive (“Term”). Any bookings made after 24 Mar’22 will attract an interest rate of 20% p.a., and a processing fee of 2% subject to a minimum of Rs. 249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full, the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholder has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholder can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount is Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add-on SBI Credit Cardholder. No request from Add-on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI Credit Cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked up to Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay instalment payments are made by the SBI Credit Cardholder.
    • An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his/her SBI Credit Card account.
    • Flexipay monthly instalment schedule will begin from the SBICPSL Credit Cardholder’s next billing statement and continue over the Flexipay tenure. The Flexipay monthly instalment(s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20 Nov’20.
    • The MAD will be 5% of the SBICPSL Credit Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly instalment due (or all Flexipay monthly instalments due in case of multiple Flexipays booked by the Cardholder).
    • Non-Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly instalments.
    • Underpayment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly instalments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the credit card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the credit card outstanding amount, this Flexipay balance will attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event the outstanding account balance post transfer of loan outstanding, exceeds the existing credit card limit as mentioned in the cardholders’ MITC.
    • In the event that a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    • The SBICPSL Cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay EMI booking will be entertained within 90 days of SBICPSL Cardholder’s flipping / change of card request.
    • Transfer from one Flexipay EMI plan to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI Credit Cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:
    • Amortization Schedule:


    Sr. No.

    Billing Date

    Installment

    Principal

    Interest

    Balance

    Taxes (#)

    1

    01-Feb-22

    893.17

    784.84

    108.33

    9,215.16

    19.50

    2

    01-Mar-22

    893.17

    793.34

    99.83

    8,421.82

    17.97

    3

    01-Apr-22

    893.17

    801.93

    91.24

    7,619.89

    16.42

    4

    01-May-22

    893.17

    810.62

    82.55

    6,809.27

    14.86

    5

    01-Jun-22

    893.17

    819.40

    73.77

    5,989.87

    13.28

    6

    01-Jul-22

    893.17

    828.28

    64.89

    5,161.59

    11.68

    7

    01-Aug-22

    893.17

    837.25

    55.92

    4,324.34

    10.07

    8

    01-Sep-22

    893.17

    846.32

    46.85

    3,478.02

    8.43

    9

    01-Oct-22

    893.17

    855.49

    37.68

    2,622.53

    6.78

    10

    01-Nov-22

    893.17

    864.76

    28.41

    1,757.77

    5.11

    11

    01-Dec-22

    893.17

    874.13

    19.04

    883.64

    3.43

    12

    01-Jan-23

    893.17

    883.60

    9.57

    0.04

    1.72



    Principal (INR)

    10000

    Installment (INR)

    893.17

    Interest Rate p.a.

    13.00%

    Tenure (months)

    12

  • This Festive Season double your joy with Exciting Offers across Uttar Pradesh!

  • This Festive Season double your joy with Exciting Offers across Rajasthan!

  • This Festive Season double your joy with Exciting Offers across Punjab!

  • Flexipay Offer- Book at low interest rate of 12% and enjoy 100% Processing fee waiver (Valid b/w 18th Oct’21 – 31st Dec 2021 )

    • Lower Rate of interests | 3, 6 and 9 months: 12% p.a. | 12 months: 13 % p.a. | 24 and 36 months: 14.25% p.a.
    • 100% Processing Fee waiver for bookings >= Rs. 25,000 & EMI tenure >= 9 months
    • Offer valid b/w 18th Oct’21 – 31st Dec 2021 (Both days inclusive)
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer is valid only for Flexipay bookings between 1st Sep 2021 to 30th Sep 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate (corresponding to the tenure of the Flexipay EMI) of:
      • 3, 6 and 9 months: 12% p.a.
      • 12 months: 13% p.a.
      • 24 and 36 months: 14.25% p.a.
    • The minimum booking amount is Rs. 2500/-. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- and EMI tenure greater than or equal to 9 months, during the offer “Term”.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. The SBI Credit cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 18th Oct 2021 to 31st Dec 2021, both days inclusive (“Term”). Any bookings made after 31st Dec 2021 will attract an interest rate of 20% p.a., and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full, the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholder has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholder can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount is Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Cardholder. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL Credit cardholder’s next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment(s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL Credit cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non-Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    • Underpayment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Outstanding Amount, this Flexipay balance will attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event the outstanding account balance post transfer of loan outstanding, exceeds the existing Credit Card limit as mentioned in the cardholders’ MITC.
    • In the event that a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSL cardholder’s flipping / change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
    • For the cardholders having State of residence, in the records of SBI Card on the statement date, as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • For the cardholders having State of residence, in the records of SBI Card on the statement date, as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule:


    Sr. No.

    Billing Date

    Installment

    Principal

    Interest

    Balance

    Taxes (#)

    1

    01-Nov-21

    893.17

    784.84

    108.33

    9,215.16

    19.50

    2

    01-Dec-21

    893.17

    793.34

    99.83

    8,421.82

    17.97

    3

    01-Jan-22

    893.17

    801.93

    91.24

    7,619.89

    16.42

    4

    01-Feb-22

    893.17

    810.62

    82.55

    6,809.27

    14.86

    5

    01-Mar-22

    893.17

    819.40

    73.77

    5,989.87

    13.28

    6

    01-Apr-22

    893.17

    828.28

    64.89

    5,161.59

    11.68

    7

    01-May-22

    893.17

    837.25

    55.92

    4,324.34

    10.07

    8

    01-Jun-22

    893.17

    846.32

    46.85

    3,478.02

    8.43

    9

    01-Jul-22

    893.17

    855.49

    37.68

    2,622.53

    6.78

    10

    01-Aug-22

    893.17

    864.76

    28.41

    1,757.77

    5.11

    11

    01-Sep-22

    893.17

    874.13

    19.04

    883.64

    3.43

    12

    01-Oct-22

    893.17

    883.60

    9.57

    0.04

    1.72




    Principal (INR)

    10000

    Installment (INR)

    893.17

    Interest Rate p.a.

    13.00%

    Tenure (months)

    12

  • Encash Amazon Offer Oct to Dec 2021

  • e-Gift Voucher Sale (23rd – 30th Sep 2021)

  • Encash Amazon Offer (10th Sep – 9th Oct’21)

    • This Encash Offer ("Offer") is made by SBI Cards & Payment Services Ltd. ("SBICPSL") to certain SBI Credit Cardholders eligible for Encash. The intended recipients shall receive the Offer through appropriate medium as chosen by SBICPSL. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
    • The Amazon voucher Offer is valid on Encash booking done between 10th Sep. 2021 to 9th Oct. 2021 (both days inclusive).
    • This offer is on Encash facility and is open only to selective SBI Credit Cardholders ("Cardholders") who have received the offer from SBI Cards & Payment Services Ltd. ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Encash facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app .
    • This offer on Encash is valid only for bookings between 10th Sep. 2021 to 9th Oct. 2021, both days inclusive (“Term”).
    • As a part of the offer, cardholder would be eligible to get an Amazon e-voucher for Encash bookings as per below grid,



    Encash booking amount and tenure eligible for Amazon voucher

    Booking Amount (In Rs.)

     Tenure (In months)

     Amazon Gift voucher

    2.5 Lac and above

    36 & 48

    Rs.1,500




    • Customer will be eligible for only one voucher during the offer period for Encash booking basis the above defined slabs .
    • Please note that the eligible customers will receive the Amazon e-Vouchers by 5th Dec 2021 ( Fulfillment date has been revised from 30th Nov 2021 due to a technical issue) on their registered mobile numbers. In case of booking cancellations cardholder will not be eligible for the Amazon e-Voucher.
    • This Offer carries a rate of interest which shall be charged to the Cardholder on the offered principal amount and is used for calculating all his financial obligations under this Offer and the same shall be the basis of drawing the appropriate amortization Schedule enumerated under Clause 35 herein below. In addition, the Cardholder shall also be charged a one-time Processing fee at the rate of 1.5% of the principal amount advanced but subject to a minimum amount of Rs.499 (Four Hundred and Ninety Nine only).
    • The one-time processing fee of 2% on the booking amount, up to a minimum of Rs. 499 and a maximum of Rs. 3,000 will be applicable on all pre-existing Encash offers (prior to 05 Sep 2021), till offer expiry, as communicated to the cardholder.
    • The Rate of Interest applicable for Encash facility is cardmember specific as decided by SBI Cards at its sole discretion and intimated to the cardmember prior to availing the facility.
    • Interest rate applicable on Encash facility ranges from 12% – 24% p.a. .
    • Interest Rate Methodology
    • The interest rate charged for Encash is linked to benchmark rate calculated based on the following factors:
    • Expected Cost of Funds
    • Expected Credit Risk Premium
    • Operating Expenses
    • Desired business margins
    • Tenure Premium/Discount
    • Competition Rates
    • Rate of interest for Encash will be higher than the Benchmark rate (Minimum Indicative yield).
    • The Rate of Interest applicable for Encash facility is cardmember specific as decided by SBI Cards at its sole discretion and intimated to the cardmember prior to availing the facility.
    • Changes in factors mentioned above may result in upward or downward revision of the interest applicable on the Encash facility from time to time / from offer to offer at the sole discretion of SBI Cards. All fees / charges applicable to the facility may or may not be dynamic and are subject to modifications based on SBI Cards periodic internal review
    • This Offer is also subject to a maximum limit on the amount that may be availed by the Cardholder. The limit on the Offer can either be over and above the existing credit limit or from within the existing credit limit of SBI Card. In all events when an Encash is offered over and above the credit limit, the maximum limit shall be contained and communicated by way of the proposed communication medium as made applicable by SBICPSL to the intended recipient. . In all events when an Encash is offered from the credit limit, the amount offered will be part of the existing credit limit and the credit limit shall be blocked upto Principal availed + Interest component. On payment of the monthly repayment amount, the Credit limit to the extent of monthly repayment amount will be credited back to the existing credit limit. It is clarified that the maximum amount offered will be subject to the available credit limit on the Card at the time of availing the Offer. This Offer (both in case of over the existing limit or within the existing limit) is subject to a minimum request for an amount of Rs. 10,000 (Ten Thousand Only)
    • SBI cardholders can avail the benefits under this Offer by requesting for a cheque which would be send to the cardholder’s registered address.
    • The monthly repayment amount is calculated as (Principal Amount + Interest charge) / Tenure in months. The interest charged is the reducing rate of interest and accordingly at any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on a reducing principal balance.
    • The monthly repayment schedule will begin from the SBI Cardholder next billing statement and continue over the tenure period chosen for the Offer.
    • The Minimum Amount Due (MAD) will be 5% of the SBI Cardholders existing revolving balances (Retail/Cash/Balance Transfer) and the monthly repayment amount due under the Offer (or all monthly repayment amounts due in case of multiple Offers).
    • Non-Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5%p.m. for Unsecured card ,2.75% p.m. for Secured card and 2.5% p.m. for Shaurya card on the unpaid monthly repayment amounts.
    • Under Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5% p.m. for Unsecured card ,2.75% p.m. for Secured card and 2.5% p.m. for Shaurya card on the unpaid monthly repayment amounts.
    • In the event of non-payment / short payment of the Minimum Amount Due for more than three successive months or 90 days whichever is earlier, the Encash facility shall be closed/withdrawn on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBI Card shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event the account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • The SBI Cardholder is supposed to pay the MAD in full to avoid getting delinquent.
    • The SBI cardholder may place a request for voluntarily pre-closing the Encash Offer prior to the maturity of the tenure period opted for, by calling the SBI Card Helpline or through our website. A foreclosure fee amounting to 3% of the Principal outstanding would be levied for such pre-closure requests. The Principal outstanding is calculated basis interest rate as applicable.
    • In the event a cardholder puts a cancellation request by calling SBI Card helpline within 45 days of the Offer being booked, then all fees and charges levied will be reversed. Notwithstanding above, it is clarified that the applicable fees and charges will not be reversed once the cheque issued to the cardholder has been cleared and resulted in clear credit to the Cardholder account. Also, in case the cancellation request is received at the SBI Card helpline post 45 days of booking, the processing fees charged will not be reversed and the cardholder would be liable to pay same.
    • No request for change in billing cycle will be entertained before all the repayment amounts have been cleared by the Cardholder.
    • Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves its absolute right at any time to add, alter, modify or change or vary terms and conditions herein after giving due notice to the Cardholder.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is voluntary.
    • "Applicable Taxes" means:
    • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • All and any disputes or differences arising from the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. Proceeding of arbitration shall be conducted as per the provisions of Indian Arbitration and Conciliation Act, 1996 and amendment thereof.. The award passed by the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • By availing this Offer and by conducting a financial transaction (encashing the Encash Cheque), and/or by booking the Offer on phone, the Cardholder provides consent and acceptance to all terms and conditions herein including for sharing of all personal, transactional and other related information for the purpose of this Offer.
    • No request from Add-on being additional SBI Cardholder other than primary Cardholder will be entertained for booking of Offer or availing benefits under this offer.
    • SBICPSL may at its sole option and discretion withdraw this Offer any time before the Encash cheque has been honored/banked.
    • The cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons.
    • Disbursement through NEFT (National Electronic Fund Transfer) to Bank account to the account (as provided by the cardholder) will be subject to successful processing at beneficiary banks.
    • Cardholder intending to cancel Encash request via NEFT can do so by calling our helpline number on the same day, before 8 PM, of booking request and get the cancellation request raised. However, Cardholder shall not be entitled to cancel Encash request or refuse to accept disbursement of funds any day after the day on which the request for Encash has been made.
    • Cardholder agrees to comply with the terms and conditions of the Encash facility as mentioned on SBI Card website. SBI Card will not be responsible for any loss incurred by the Cardholder because of any incorrect information provided by the Cardholder with respect to NEFT or the account details shared by cardholder details. A request for Encash shall be deemed as an absolute consent of/by the Cardholder to accept all the terms of Encash, including but not always limited to an acceptance of these Terms and Conditions and agreement to be bound by these. The Cardholder hereby agrees that upon the amounts being credited to the account details shared by cardholder , he/she shall be required to repay the Encash amount along with the interest, processing fee and applicable taxes as per the amortization schedule.
    • In the event of any return of funds/reject of NEFT from the account details shared by cardholder , the cheque (for the requested amount) will be dispatched at customer’s registered address automatically.
    • Encash amount would be directly transferred to customer’s saving bank account within 48 - 72hours (excluding Bank Holidays) of the request.
    • The Cardholder hereby agrees to avail the Encash facility on the precondition that he will not use the Encash facility, or the amount dispersed under Encash, or any part thereof, towards investments in capital markets and Jewelry purchases.
    • Illustrative example of amortization schedule:


    Sr. No.

    Billing date

    Installment (Rs.)

    Interest (Rs.)

    Principal (Rs.)

    Balance (Rs.)

    Applicable Taxes #

    1

    14-Sep-20

    8791.4

    833

    7958.4

    92041.6

    149.94

    2

    14-Oct-20

    8791.4

    766.71

    8024.7

    84016.9

    138.01

    3

    14-Nov-20

    8791.4

    699.86

    8091.54

    75925.36

    125.97

    4

    14-Dec-20

    8791.4

    632.46

    8158.94

    67766.41

    113.84

    5

    14-Jan-21

    8791.4

    564.49

    8226.91

    59539.51

    101.61

    6

    14-Feb-21

    8791.4

    495.96

    8295.44

    51244.07

    89.27

    7

    14-Mar-21

    8791.4

    426.86

    8364.54

    42879.53

    76.84

    8

    14-Apr-21

    8791.4

    357.19

    8434.22

    34445.31

    64.29

    9

    14-Jun-21

    8791.4

    286.93

    8504.47

    25940.84

    51.65

    10

    14-Jul-21

    8791.4

    216.09

    8575.32

    17365.52

    38.9

    11

    14-Aug-21

    8791.4

    144.65

    8646.75

    8718.78

    26.04

    12

    14-Sep-21

    8791.4

    72.63

    8718.78

    0

    13.07



    Request Id

    123456789012

    Principal

    Rs. 1,00,000

    MRA

    Rs. 8,791.40

    R.O.I

    10.00% p.a.

    Tenure

    12 Months


    • The above is an Illustrative example of amortization schedule and the actual amortization schedule will be part of the sanction letter issued to the Cardholder.
      • * MRA (Monthly Repayment Amount) Billing Date is the monthly statement date. For payment due date please refer your monthly statement
      • $ MRA Excluding Applicable Taxes
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    Amazon Vouchers T&C -

    • Amazon Gift Cards ("GCs") are issued by the Qwikcilver Solutions Private limited.
    • To add your GC to your AmazonPay balance, visit www.amazon.in/addgiftcard
    • Beneficiary can apply the 14-digit code (under scratch card) on amazon.in/add gift card and add the gift card balance in his/her Amazon.in account. This balance gets automatically applied at the time of next purchase. There is no cap on number of gift cards that can be added to an account.
    • Amazon Pay balance is a sum of all balances associated with the GCs in your Amazon.in account
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in gift cards.
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • The GCs, including any unused Amazon Pay balance, expire one year from the date of issuance of the GC
    • GCs cannot be transferred for value or redeemed for the cash.
    • Qwikcilver, Amazon Seller Services Private Limited (Amazon) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission.
    • For Complete terms and conditions, see www.amazon.in/giftcardtnc
    • Amazon.in logo/trademark is an IP of Amazon or its affiliates and the Qwikcilver trademark/logo is an IP of Qwikcilver.
    • To redeem your GC, visit www.amazon.in/addgiftcard
    • E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
    • For detailed T&Cs of this E-Gift Card please refer www.woohoo.in/termsandconditions
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • No returns and no refunds on gift cards, e-gift cards and gift vouchers shipped by woohoo.in. Please check the refund policy at http://www.woohoo.in/faq for further details.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions
  • Flexipay July 2021 Offer - Book at low interest rate of 12% and enjoy 100% Processing fee waiver (Valid bw 14-July-2021 to 02-Aug-2021)

    Lower Rate of interests | 3, 6 and 9 months: 12% p.a. | 12 months: 13.25% p.a. | 24 and 36 months: 14.25% p.a.

    100% Processing Fee waiver for bookings >= Rs. 25,000

    Offer valid b/w 14th July – 2nd Aug 2021 (Both days inclusive)

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer is valid only for Flexipay bookings between 14th July to 2nd Aug 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate (corresponding to the tenure of the Flexipay EMI) of:
      • 3, 6 and 9 months: 12% p.a.
      • 12 months: 13.25% p.a.
      • 24 and 36 months: 14.25% p.a.

    The minimum booking amount is Rs. 2500/-. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.

    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount is Rs. 2500. The SBI Credit cardholder can call up SBICPSL helpline within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 14th July 2021 to 2nd Aug 2021, both days inclusive (“Term”). Any bookings made after 2nd Aug 2021 will attract an interest rate of 22% p.a., and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally, it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full, the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholder has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholder can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount is Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • An SBI credit cardholder can take multiple Flexipays subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder’s next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment(s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL holder’s existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non-Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    • Underpayment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days, whichever is earlier, the Flexipay shall be closed on the 92nd day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges, including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding, if any, exceeds the existing Credit Card limit as mentioned in the cardholders’ MITC.
    • In the event that a cardholder puts a cancellation request within 45 days of Flexipay facility getting booked, then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholder’s account is revolving, then the above-mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSL cardholder’s flipping / change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • For the cardholders having State of residence, in the records of SBI Card on the statement date, as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule:


    Sr. No.

    Billing Date

    Installment

    Principal

    Interest

    Balance

    Taxes (#)

    1

    01-July-21

    894.35

    783.93

    110.42

    9216.07

    19.8756

    2

    01-Aug-21

    894.35

    792.59

    101.76

    8423.48

    18.3168

    3

    01-Sep-21

    894.35

    801.34

    93.01

    7622.14

    16.7418

    4

    01-Oct-21

    894.35

    810.19

    84.16

    6811.95

    15.1488

    5

    01-Nov-21

    894.35

    819.13

    75.22

    5992.82

    13.5396

    6

    01-Dec-21

    894.35

    828.18

    66.17

    5164.64

    11.9106

    7

    01-Jan-22

    894.35

    837.32

    57.03

    4327.32

    10.2654

    8

    01-Feb-22

    894.35

    846.57

    47.78

    3480.75

    8.6004

    9

    01-Mar-22

    894.35

    855.92

    38.43

    2624.83

    6.9174

    10

    01-Apr-22

    894.35

    865.37

    28.98

    1759.46

    5.2164

    11

    01-May-22

    894.35

    874.92

    19.43

    884.54

    3.4974

    12

    01-June-22

    894.35

    884.58

    9.77

    -0.04

    1.7586



    Principal

    10000

    Installment

    894.35

    R.O.I

    13.25%

    Tenure

    12

  • Get New Card - Amazon Voucher offer for customers availing new pre-approved additional card (valid from 4 Jun 2021 to 31 Mar 2024)


    Exclusive offer for customers availing New Additional SBI Credit Card - Terms & Conditions

    • The Terms and Conditions for this offer are to be read in conjunction with the Terms and Conditions for “Get New Card” placed at https://www.sbicard.com/en/tnc.page
    • This offer is open exclusively to select cardholders of SBICPSL who have been issued a new additional SBI Credit Card (hereinafter referred to as New Additional Card) in response to the offer rolled out to such select cardholders and communicated via SMS/E-mail.
    • Cardholders are not bound in any way to participate in the offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • This offer will be valid only for select customers who are onboarded with a New Additional Card with effect from 04 June 2021 subject to their receiving a specific offer related communication via SMS/E-mail.
    • This is a limited period offer and will be valid for New Additional Card issued until 31 March 2024 or till the date as mentioned in the offer communication sent to the cardholder via SMS/E-mail, whichever is earlier.
    • This offer shall vary according to the card opted by and issued to the customer as per the following table:

    New Additional Card
    Exclusive offering
    BPCL SBI Card/ Central SBI Select Card/ Lifestyle Home Centre SBI Card/ fbb SBI STYLEUP Card
    Amazon Pay Gift Card worth Rs. 250
    SimplySAVE SBI Card/ SimplyCLICK SBI Card
    Amazon Pay Gift Card worth Rs. 500
    BPCL SBI Card OCTANE
    Amazon Pay Gift Card worth Rs. 750
    SBI Card PRIME
    Amazon Pay Gift Card worth Rs. 1,500
    SBI Card ELITE
    Amazon Pay Gift Card worth Rs. 2,500

    Note: the above offerings are over and above the welcome gift, as applicable for the respective cards.

    • To be eligible for offer fulfillment, it is mandatory that the cardholder has paid the applicable annual fee in full by the card payment due date.
    • The offer shall be fulfilled within 45 days of receipt of payment of the card annual fee of the New Additional Card.
    • The mode of fulfilment will be SMS/E-mail and the cardholder shall be communicated at his/her Registered Mobile Number and E-mail ID.
    • It will be the cardholder’s responsibility to ensure that the latest and valid mobile number and E-mail ID are updated in the records of SBICPSL to enable fulfilment of the offer.
    • In case of any query regarding offer fulfilment, please contact SBI Card Helpline (18601801290 / 39020202- prefix local STD Code) within 90 days from the date of fulfillment. No queries regarding offer fulfillment will be entertained by SBICPSL post this period.
    • The usage of the Amazon Pay Gift Card code shall be governed by the Terms & Conditions as laid down by Amazon in the succeeding sections.
    • Offering the above benefits to customers in exception to the qualifying criteria will be at the sole discretion of SBICPSL.
    • SBICPSL reserves the right to cancel, modify or withdraw the offer & alter offer terms & conditions as its sole discretion without prior notice. SBICPSL reserves the right to being the final decision maker regarding the offer.
    • SBICPSL neither endorses, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • The T&C’s will be governed by the laws of India & shall be subject to exclusive jurisdiction of the Delhi Courts. Any disputes arising out of these T&C’s shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The venue & seat of arbitration shall be at New Delhi and language of arbitration shall be English.

    Amazon Pay Gift Card – Terms & Conditions

    • These Terms and Conditions are to be read in conjunction with the T&Cs for “Exclusive offer for customers availing New Additional SBI Credit Card” as mentioned above.
    • Amazon Pay Gift Cards (hereinafter GC) are issued by Qwikcilver Solutions Private Limited (“Qwikcilver”)
    • GC may be used only for the purchase of eligible products on Amazon.in
    • GC must be used within the validity period.
    • GC cannot be transferred for value or redeemed for cash.
    • Qwikcilver, Amazon or their affiliates are not responsible if GCs are lost, stolen, destroyed, or used without permission
    • To redeem your GC, visit www.amazon.in/addgiftcard. For complete Terms and Conditions, visit www.amazon.in/giftcardtnc.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • In case of any dispute relating to these terms and conditions, the decision of SBICPSL shall be final and binding.
    • SBICPSL reserves the right to modify or change any of these terms and conditions at its sole discretion without prior notice.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.

    New Additional SBI Credit Card - TERMS & CONDITIONS

    • I and the additional cardholder(s) agree unconditionally to be bound by the terms and conditions of the cardholder agreement accompanying each SBI Credit Card.
    • I accept the fee structure mentioned under the Most Important Terms and Conditions placed at https://www.sbicard.com/en/most-important-terms-and-conditions.page. I understand that the Annual fee shall be required to be paid by me on receiving the first statement of account. I further understand that starting from the second year, renewal fee, if applicable, will be paid by me every year and shall be billed to me in the statement of account.
    • I agree that the credit limit split between the new card and existing card, as exercised by me on the website shall be final and no further changes shall be raised by me to SBICPSL in this regard.
    • In case the new additional card is to be issued to a new address, I agree to provide within four (4) days of submission of application, the requisite address proof as per the list of acceptable documents for address change. I accept that my application for new additional card will be processed further only after the receipt of valid address proofs and change of address in records of SBI Cards & Payment Services Limited (SBICPSL) basis the documents submitted. (Please refer https://www.sbicard.com/ADClist for the list of acceptable documents for address change)
    • I further agree and accept that the in event of non-submission of valid address proofs within the stipulated time, SBICPSL reserves the right to decline my application for new additional card.
    • I will be liable for all charges incurred on the primary credit card and all additional cards issued and each additional Cardholder will be liable for all charges incurred on all such credit cards jointly and severally with me.
    • I agree that charge slip or a payment requisition or requisition or an electronic record resulting from or generated by the use of the card will amount to an unconditional undertaking by me to pay SBICPSL the amount stated therein and agree that a copy of my periodic billing statement sent to me by post or E-mail, at the E-mail ID provided by me will be final and conclusive evidence of my liability for the charges stated therein.
    • I, authorize sharing of any of my information for purposes such as marketing and offering of various products and services of SBICPSL or any of the product(s) of its Group Companies, subsidiaries, affiliates, associates of co-brand partner.
    • I, also authorize SBICPSL to send me SMS alerts on marketing / account related information on my mobile phone number. All documents submitted in support of the application shall become the sole and absolute property of SBICPSL and shall be treated in accordance with all applicable Laws and Rules established in India.
    • I am fully aware and understand the regulations governing the use of the card outside India and my obligations under the applicable exchange control / management regulations and guidelines issued by Reserve Bank of India / applicable authority from time-to-time.
    • I undertake that my and additional cardholder(s) use of the card shall be in strict compliance with applicable exchange control / management regulations, else the card may be cancelled at the instance of RBI and / or SBICPSL in the event I or the additional cardholder(s) are not in compliance with the usage restriction, foreign exchange entitlements and other applicable regulations. I/We shall bring the same to the notice of SBICPSL in writing forthwith. I accord the above consent notwithstanding the issuance / non-issuance maturity of the card(s) or its discontinuance by me.
    • I/We hereby unconditionally agree that SBICPSL may in its discretion consider to use the information supplied by me/us on the application form and sell insurance to me/us at their sole discretion, even in the event of me/us not having been issued the card.
    • I shall contact the SBI Credit Card Helpline in case I have any doubts / clarifications.
    • I further give specific consent to block and deactivate any of my credit cards and its aligned accounts in all circumstances where at any instance I commit default in timely payments of my outstanding on any of such credit cards issued by SBICPSL to me.
    • I understand that I will be issued a new SBI Credit Card from SBICPSL portfolio at the absolute and sole discretion of SBICPSL to which I hereby give my full and free consent and I further undertake that subsequently I shall not raise any demure, protest and/or contest with regard to any matter connected therewith. I confirm that I have been duly communicated and I have fully understood all accompanying terms and conditions of SBI Credit Card.
    • I acknowledge that in case auto-debit is enabled on my existing (old) SBI Credit Card, the same will not be automatically enabled on the new SBI Credit Card availed through this process.
    • In all events of payments not being paid by the due date, SBICPSL reserves the right to carry out follow ups by means of personal visits, post, fax, telephone, E-mail, SMS and/or engaging third party to remind, follow-up and collect due payments in any manner deemed fit by SBICPSL keeping the intent in view.
    • In all events where SBICPSL or its authorized representatives are unable to contact me, SBICPSL shall be at liberty to leave payment due messages with any third parties which may include without restriction my spouse, parents, other family members, secretary, accountant etc, who may be available at my residence or office or mobile number/registered Landline number.
    • This is without prejudice to other rights of SBICPSL to collect outstanding dues to be exercised in accordance with law. I hereby confirm that I would be the beneficial owner of the SBI Credit Card as understood in the normal business parlance and in accordance with existing regulations. I hereby undertake to comply with all directives from SBICPSL in my capacity as the beneficial owner of the SBI Credit Card, if and when such credit card is issued by SBICPSL to me based upon approval of my SBI Credit Card application.
    • I have read and understood all SBICPSL policies regarding data privacy and security procedures published on its web site www.sbicard.com and acknowledge all its content.
    • I understand that SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • I understand that in case of any dispute relating to these terms and conditions, the decision of SBICPSL shall be final and binding.
    • I understand that SBICPSL reserves the right to modify or change any of these terms and conditions at its sole discretion without prior notice.
    • I understand that these terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
  • Encash Amazon voucher program T&C

    • This Encash Offer ("Offer") is made by SBI Cards & Payment Services Ltd ("SBICPSL") to certain SBI Credit Cardholders ("Cardholders") eligible for Encash. The intended recipients shall receive the Offer through appropriate medium as chosen by SBICPSL. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein
    • The Amazon e-Voucher Offer is valid on Encash booking done between 25 May 2021 – 3 June 2021 (both days inclusive).
    • This Offer is on Encash facility and is open only to selective Cardholders who have received the offer from SBICPSL through an appropriate communication medium decided by SBICSPL.
    • The Encash facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com / Mobile app / ILA
    • This offer on Encash is valid only for bookings between 25 May 2021 – 3 June 2021, both days inclusive (“Term”).
    • As a part of the offer, cardholder would be eligible to get an Amazon e-Voucher worth of Rs. 1,500 for Encash bookings amount of Rs.2 lac and above .
    • Customer selecting NEFT as payment mode will be only eligible for Amazon e-Voucher .
    • Customer must book 100% of Encash eligible amount to get Amazon e-Voucher .
    • Customer will be eligible for only one voucher during the offer period for Encash booking basis the above defined criteria .
    • Please note that the eligible customers will be shared the Amazon e-Vouchers by 30 June 2021 on their Registered Mobile Numbers. Please note that any cancellations will not be eligible for the Amazon e-Voucher program.
    • This Offer carries a rate of interest which shall be charged to the Cardholder on the offered principal amount and is used for calculating all his financial obligations under this Offer and the same shall be the basis of drawing the appropriate amortization Schedule enumerated under Clause 31 herein below. In addition, the Cardholder shall also be charged a Processing fee at the rate of 2% of the principal amount advanced but subject to a minimum amount of Rs.499 (Four Hundred and Ninety-Nine only) and a maximum of Rs. 3,000 (Three Thousand Only)
    • The cost of funds and other operational costs for the business also determine the rate of interest. Interest rate applicable on Encash facility ranges from 12% – 29%.
    • The Rate of Interest applicable for Encash facility is cardmember specific as decided by SBI Card at its sole discretion and intimated to the cardmember prior to availing the facility. The rate of interest offered to a customer is determined by factors such as, but not limited to:
      • Past transaction / repayment behavior of the customer
      • Credit risk profile
    • Changes in factors mentioned above may result in upward or downward revision of the interest applicable on the Encash facility from time to time / from offer to offer at the sole discretion of SBI Cards. All fees / charges applicable to the facility may or may not be dynamic and are subject to modifications based on SBI Cards periodic internal review
    • This Offer is also subject to a maximum limit on the amount that may be availed by the Cardholder. The limit on the Offer can either be over and above the existing credit limit or from within the existing credit limit of SBI Card. In all events when an Encash is offered over and above the credit limit, the maximum limit shall be contained and communicated by way of the proposed communication medium as made applicable by SBICPSL to the intended recipient. . In all events when an Encash is offered from the credit limit, the amount offered will be part of the existing credit limit and the credit limit shall be blocked up to Principal availed + Interest component. On payment of the monthly repayment amount, the Credit limit to the extent of monthly repayment amount will be credited back to the existing credit limit. It is clarified that the maximum amount offered will be subject to the available credit limit on the Card at the time of availing the Offer. This Offer (both in case of over the existing limit or within the existing limit) is subject to a minimum request for an amount of Rs. 10,000 (Ten Thousand Only)
    • SBI Cardholders can avail the benefits under this Offer by requesting for a cheque which would be send to the cardholder’s registered address.
    • The monthly repayment amount is calculated as (Principal Amount + Interest charge) / Tenure in months. The interest charged is the reducing rate of interest and accordingly at any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on a reducing principal balance.
    • The monthly repayment schedule will begin from the SBI Cardholder next billing statement and continue over the tenure period chosen for the Offer.
    • The Minimum Amount Due (MAD) will be 5% of the SBI Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and the monthly repayment amount due under the Offer (or all monthly repayment amounts due in case of multiple Offers).
    • Non-Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5% p.m. on the unpaid monthly repayment amounts.
    • Under Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5% p.m. on the unpaid monthly repayment amounts.
    • In the event of non-payment / short payment of the Minimum Amount Due for more than three successive months or 90 days whichever is earlier, the Encash facility shall be closed/withdrawn on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBI Card shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event the Account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • The SBI Cardholder is supposed to pay the MAD in full to avoid getting delinquent.
    • The SBI cardholder may place a request for voluntarily pre-closing the Encash Offer prior to the maturity of the tenure period opted for, by calling the SBI Card Helpline or through our website. A foreclosure fee amounting to 3% of the Principal outstanding would be levied for such pre-closure requests. The Principal outstanding is calculated basis interest rate as applicable.
    • In the event a cardholder puts a cancellation request by calling SBI Card helpline within 45 days of the Offer being booked, then all fees and charges levied will be reversed. Notwithstanding above, it is clarified that the applicable fees and charges will not be reversed once the cheque issued to the cardholder has been cleared and resulted in clear credit to the Cardholder account. Also, in case the cancellation request is received at the SBI Card helpline post 45 days of booking, the processing fees charged will not be reversed and the cardholder would be liable to pay same.
    • No request for change in billing cycle will be entertained before all the repayment amounts have been cleared by the Cardholder.
    • Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves its absolute right at any time to add, alter, modify, or change or vary terms and conditions herein without notice to the Cardholder.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is voluntary.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996 and amendment thereof. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
    • By availing this Offer and by conducting a financial transaction (encashing the Encash Cheque), and/or by booking the Offer on phone, the Cardholder provides consent and acceptance to all terms and conditions herein including for sharing of all personal, transactional and other related information for the purpose of this Offer.
    • No request from Add-on being additional SBI Cardholder other than primary Cardholder will be entertained for booking of Offer or availing benefits under this offer.
    • SBICPSL may at its sole option and discretion and without notice withdraw this Offer any time before the Encash cheque has been honored/banked.
    • The cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons.
    • Disbursement through NEFT (National Electronic Fund Transfer) to Bank account designated by the Cardholder (“Designated Account”) will be subject to successful processing at beneficiary banks.
    • Cardholder intending to cancel Encash request via NEFT can do so by calling our helpline number on the same day, before 8 PM, of booking request and get the cancellation request raised. However, Cardholder shall not be entitled to cancel Encash request or refuse to accept disbursement of funds any day after the day on which the request for Encash has been made.
    • Cardholder agrees to comply with the terms and conditions of the Encash facility as mentioned on SBI Card website. SBI Card will not be responsible for any loss incurred by the Cardholder as a result of any incorrect information provided by the Cardholder with respect to NEFT or Designated Account details. A request for Encash shall be deemed as an absolute consent of/by the Cardholder to accept all the terms of Encash including but not limited to acceptance of these Terms and Conditions and agrees to be bound by it at all times. The Cardholder hereby agrees that upon the amounts being credited to the Designated Account, he/she shall be required to repay the Encash amount along with the interest, processing fee and applicable taxes as per the amortization schedule.
    • In the event of any return of funds/reject of NEFT from Designated Account, the cheque (for the requested amount) will be dispatched at customer’s registered address automatically.
    • Encash amount would be directly transferred to customer’s saving bank account within 48 - 72hours (excluding Bank Holidays) of the request.
    • The Cardholder hereby agrees to avail the Encash facility on the precondition that he will not use the Encash facility or the amount dispersed under Encash, or any part thereof, towards investments in capital markets and Jewelry purchases.

    Sr.No.

    Billing date

    Installment (Rs.)

    Interest (Rs.)

    Principal (Rs.)

    Balance (Rs.)

    Applicable Taxes #

    1

    14-Feb-18

    8791.4

    833

    7958.4

    92041.6

    149.94

    2

    14-Mar-18

    8791.4

    766.71

    8024.7

    84016.9

    138.01

    3

    14-Apr-18

    8791.4

    699.86

    8091.54

    75925.36

    125.97

    4

    14-May-18

    8791.4

    632.46

    8158.94

    67766.41

    113.84

    5

    14-Jun-18

    8791.4

    564.49

    8226.91

    59539.51

    101.61

    6

    14-Jul-18

    8791.4

    495.96

    8295.44

    51244.07

    89.27

    7

    14-Aug-18

    8791.4

    426.86

    8364.54

    42879.53

    76.84

    8

    14-Sep-18

    8791.4

    357.19

    8434.22

    34445.31

    64.29

    9

    14-Oct-18

    8791.4

    286.93

    8504.47

    25940.84

    51.65

    10

    14-Nov-18

    8791.4

    216.09

    8575.32

    17365.52

    38.9

    11

    14-Dec-18

    8791.4

    144.65

    8646.75

    8718.78

    26.04

    12

    14-Jan-19

    8791.4

    72.63

    8718.78

    0

    13.07



    Request Id

    0000000

    Principal

    Rs. 1,00,000

    MRA

    Rs. 8,791.40

    R.O.I

    10.00% p.a.

    Tenure

    12 Months

      • The above is an Illustrative example of amortization schedule and the actual amortization schedule will be part of the sanction letter issued to the Cardholder.
      • MRA (Monthly Repayment Amount) Billing Date is the monthly statement date. For payment due date please refer your monthly statement MRA Excluding Applicable Taxes
      • "Applicable Taxes" means:
        • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
        • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    Amazon e-Voucher T&Cs:

    • Amazon Gift Cards ("GCs") are issued by the Qwikcilver Solutions Private limited.
    • To add your GC to your AmazonPay balance, visit www.amazon.in/addgiftcard
    • Beneficiary can apply the 14-digit code (under scratch card) on amazon.in/add gift card and add the gift card balance in his/her Amazon.in account. This balance gets automatically applied at the time of next purchase. There is no cap on number of gift cards that can be added to an account.
    • Amazon Pay balance is a sum of all balances associated with the GCs in your Amazon.in account
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in gift cards.
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • The GCs, including any unused Amazon Pay balance, expire one year from the date of issuance of the GC
    • GCs cannot be transferred for value or redeemed for the cash.
    • Qwikcilver, Amazon Seller Services Private Limited (Amazon) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission.
    • For Complete terms and conditions, see www.amazon.in/giftcardtnc
    • Amazon.in logo/trademark is an IP of Amazon or its affiliates and the Qwikcilver trademark/logo is an IP of Qwikcilver.
    • To redeem your GC, visit www.amazon.in/addgiftcard
    • E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
    • For detailed T&Cs of this E-Gift Card please refer www.woohoo.in/termsandconditions
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • No returns and no refunds on gift cards, e-gift cards and gift vouchers shipped by woohoo.in. Please check the refund policy at http://www.woohoo.in/faq for further details.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions
  • Flexipay Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 20-May-2021 to 20-Jun-2021)

    • Lower Rate of interest at 13% p.a
    • 100% Processing fee waiver for bookings >=50k
    • Offer valid b/w 20th May – 20th Jun 2021 (Both days inclusive)
    1. This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    4. This offer on Flexipay is valid only for bookings between 20th May to 20th Jun 2021, both days inclusive (“Term”).
    5. Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.
    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    10. This offer on Flexipay is valid from 20th May 2021 to 20th Jun 2021 both days inclusive (“Term”) Any bookings made after the offer period will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    12. At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    13. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    14. It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    15. In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    16. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    17. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    18. It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    19. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    20. A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    21. Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    22. The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    23. The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    24. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    25. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    26. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    27. In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable.
    28. The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    29. At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    30. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    31. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    32. No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    33. Transfer from one Flexipay to another will not be entertained.
    34. The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    35. SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    36. "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    37. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    38. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    39. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    40. Illustrative example of amortization schedule:

    Amortization Schedule



    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Apr-21

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-May-21

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Jun-21

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jul-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Aug-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Sep-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Oct-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-Nov-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Dec-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jan-22

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Feb-22

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Mar-22

    893.2

    9.6

    883.6

    0.0

    1.7



    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Get New Card – Limited period offer for customers availing new pre-approved additional card (valid upto 31 May 2021)

    Exclusive offer for customers availing New Additional SBI Credit Card - Terms & Conditions

    • The Terms and Conditions for this offer are to be read in conjunction with the Terms and Conditions for “Get New Card” placed at https://www.sbicard.com/en/tnc.page
    • This offer is open exclusively to select cardholders of SBICPSL who have been issued a new additional SBI Credit Card (hereinafter referred to as New Additional Card) in response to the offer rolled out to such select cardholders and communicated via SMS/E-mail.
    • Cardholders are not bound in any way to participate in the offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • This offer will be valid only for select customers who are onboarded with a New Additional Card with effect from 16 May 2021 subject to their receiving a specific offer related communication via SMS/E-mail.
    • This is a limited period offer and will be valid for New Additional Card issued until 31st May 2021 or till the date as mentioned in the offer communication sent to the cardholder via SMS/E-mail, whichever is earlier.
    • This offer shall vary according to the card opted by and issued to the customer as per the following table:
    New Additional Card
    Exclusive offering
    Maximum benefit under the offer
    SimplySAVE SBI Card
    Amazon Pay Gift Card worth Rs. 250
    Rs. 250
    SimplyCLICK SBI Card
    Amazon Pay Gift Card worth Rs. 250
    Rs. 250
    SBI Card PRIME
    a. Amazon Prime membership worth Rs. 999 and
    b. Amazon Pay Gift Card worth Rs. 500
    Rs 1,499
    SBI Card ELITE
    a. Amazon Prime membership worth Rs. 999 and
    b. Amazon Pay Gift Card worth Rs. 1,000
    Rs. 1,999

    Note: the above offerings are over and above the welcome gift, as applicable for the respective cards.

    • To be eligible for offer fulfillment, it is mandatory that the cardholder has paid the applicable annual fee in full by the card payment due date.
    • The offer shall be fulfilled within 45 days of receipt of payment of the card annual fee of the New Additional Card.
    • The mode of fulfilment will be SMS/E-mail and the cardholder shall be communicated at his/her Registered Mobile Number and E-mail ID.
    • It will be the cardholder’s responsibility to ensure that the latest and valid mobile number and E-mail ID are updated in the records of SBICPSL to enable fulfilment of the offer.
    • In case of any query regarding offer fulfilment, please contact SBI Card Helpline (18601801290 / 39020202- prefix local STD Code) within 90 days from the date of fulfillment. No queries regarding offer fulfillment will be entertained by SBICPSL post this period.
    • The usage of the Amazon Prime membership link and Amazon Pay Gift Card code shall be governed by the Terms & Conditions as laid down by Amazon in the succeeding sections.
    • Offering the above benefits to customers in exception to the qualifying criteria will be at the sole discretion of SBICPSL.
    • SBICPSL reserves the right to cancel, modify or withdraw the offer & alter offer terms & conditions as its sole discretion without prior notice. SBICPSL reserves the right to being the final decision maker regarding the offer.
    • SBICPSL neither endorses, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • The T&C’s will be governed by the laws of India & shall be subject to exclusive jurisdiction of the Delhi Courts. Any disputes arising out of these T&C’s shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The venue & seat of arbitration shall be at New Delhi and language of arbitration shall be English.

    Amazon Prime Membership - Terms & Conditions

    • These Terms and Conditions are to be read in conjunction with the T&Cs for “Exclusive offer for customers availing New Additional SBI Credit Card” as mentioned above.
    • Amazon Prime membership link/ promo code shall be sent to the cardholder within 45 days of the receipt of payment of card annual fee via SMS/email.
    • The link/ promo code can only be redeemed by non-prime members.
    • The link/promo code can be redeemed only once per customer.
    • The link/ promo code is non-transferable.
    • Any complaint or queries related to Amazon Prime membership link received through emailer and SMS should be raised to SBI Card Helpline (18601801290 / 39020202- prefix local STD Code) within 7 days post receipt of membership link SMS & E-mailer. Any complaint / query raised post the foregoing time period will not be entertained by SBI Card.
    • The membership link is valid for a period of one year from the date of receiving the SMS /E-mailer by customers with the membership link.
    • Existing Amazon Prime customers have an option to activate the membership link post expiry of their existing membership at any time during validity period of the new membership link received under the offer. The membership shall be valid for a period of 12 months from the date of activation of the membership link.
    • If you lose your link/ promo code, please reach out to SBI Card Helpline (18601801290 / 39020202- prefix local STD Code)
    • If you receive an error while redeeming your link/ promo code, please contact Amazon Customer Service.
    • The above conditions are in addition to the Amazon Prime Terms and Conditions available at: https://www.amazon.in/gp/help/customer/display.html/?nodeId=202042460&pop-up=1 which govern the customers Prime membership.
    • Please note that your use of the Amazon.in website and subscription to Prime membership are also governed by the agreements listed and linked to the T&Cs as per foregoing point no. 13, as well as all other applicable terms, conditions, limitations, and requirements on the Amazon.in website, all of which (as changed over time) are incorporated herein. If you sign up for a Prime membership, you accept these terms, conditions, limitations and requirements.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • In case of any dispute relating to these terms and conditions, the decision of SBICPSL shall be final and binding.
    • SBICPSL reserves the right to modify or change any of these terms and conditions at its sole discretion without prior notice.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.

    Amazon Pay Gift Card – Terms & Conditions

    • These Terms and Conditions are to be read in conjunction with the T&Cs for “Exclusive offer for customers availing New Additional SBI Credit Card” as mentioned above.
    • Amazon Pay Gift Cards (hereinafter GC) are issued by Qwikcilver Solutions Private Limited (“Qwikcilver”)
    • GC may be used only for the purchase of eligible products on Amazon.in
    • GC must be used within the validity period.
    • GC cannot be transferred for value or redeemed for cash.
    • Qwikcilver, Amazon or their affiliates are not responsible if GCs are lost, stolen, destroyed, or used without permission
    • To redeem your GC, visit www.amazon.in/addgiftcard. For complete Terms and Conditions, visit www.amazon.in/giftcardtnc.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • In case of any dispute relating to these terms and conditions, the decision of SBICPSL shall be final and binding.
    • SBICPSL reserves the right to modify or change any of these terms and conditions at its sole discretion without prior notice.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.

    New Additional SBI Credit Card - TERMS & CONDITIONS

    • I and the additional cardholder(s) agree unconditionally to be bound by the terms and conditions of the cardholder agreement accompanying each SBI Credit Card.
    • I accept the fee structure mentioned under the Most Important Terms and Conditions placed at https://www.sbicard.com/en/most-important-terms-and-conditions.page. I understand that the Annual fee shall be required to be paid by me on receiving the first statement of account. I further understand that starting from the second year, renewal fee, if applicable, will be paid by me every year and shall be billed to me in the statement of account.
    • I agree that the credit limit split between the new card and existing card, as exercised by me on the website shall be final and no further changes shall be raised by me to SBICPSL in this regard.
    • In case the new additional card is to be issued to a new address, I agree to provide within four (4) days of submission of application, the requisite address proof as per the list of acceptable documents for address change. I accept that my application for new additional card will be processed further only after the receipt of valid address proofs and change of address in records of SBI Cards & Payment Services Limited (SBICPSL) basis the documents submitted. (Please refer https://www.sbicard.com/ADClist for the list of acceptable documents for address change)
    • I further agree and accept that the in event of non-submission of valid address proofs within the stipulated time, SBICPSL reserves the right to decline my application for new additional card.
    • I will be liable for all charges incurred on the primary credit card and all additional cards issued and each additional Cardholder will be liable for all charges incurred on all such credit cards jointly and severally with me.
    • I agree that charge slip or a payment requisition or requisition or an electronic record resulting from or generated by the use of the card will amount to an unconditional undertaking by me to pay SBICPSL the amount stated therein and agree that a copy of my periodic billing statement sent to me by post or E-mail, at the E-mail ID provided by me will be final and conclusive evidence of my liability for the charges stated therein.
    • I, authorize sharing of any of my information for purposes such as marketing and offering of various products and services of SBICPSL or any of the product(s) of its Group Companies, subsidiaries, affiliates, associates of co-brand partner.
    • I, also authorize SBICPSL to send me SMS alerts on marketing / account related information on my mobile phone number. All documents submitted in support of the application shall become the sole and absolute property of SBICPSL and shall be treated in accordance with all applicable Laws and Rules established in India.
    • I am fully aware and understand the regulations governing the use of the card outside India and my obligations under the applicable exchange control / management regulations and guidelines issued by Reserve Bank of India / applicable authority from time-to-time.
    • I undertake that my and additional cardholder(s) use of the card shall be in strict compliance with applicable exchange control / management regulations, else the card may be cancelled at the instance of RBI and / or SBICPSL in the event I or the additional cardholder(s) are not in compliance with the usage restriction, foreign exchange entitlements and other applicable regulations. I/We shall bring the same to the notice of SBICPSL in writing forthwith. I accord the above consent notwithstanding the issuance / non-issuance maturity of the card(s) or its discontinuance by me.
    • I/We hereby unconditionally agree that SBICPSL may in its discretion consider to use the information supplied by me/us on the application form and sell insurance to me/us at their sole discretion, even in the event of me/us not having been issued the card.
    • I shall contact the SBI Credit Card Helpline in case I have any doubts / clarifications.
    • I further give specific consent to block and deactivate any of my credit cards and its aligned accounts in all circumstances where at any instance I commit default in timely payments of my outstanding on any of such credit cards issued by SBICPSL to me.
    • I understand that I will be issued a new SBI Credit Card from SBICPSL portfolio at the absolute and sole discretion of SBICPSL to which I hereby give my full and free consent and I further undertake that subsequently I shall not raise any demure, protest and/or contest with regard to any matter connected therewith. I confirm that I have been duly communicated and I have fully understood all accompanying terms and conditions of SBI Credit Card.
    • I acknowledge that in case auto-debit is enabled on my existing (old) SBI Credit Card, the same will not be automatically enabled on the new SBI Credit Card availed through this process.
    • In all events of payments not being paid by the due date, SBICPSL reserves the right to carry out follow ups by means of personal visits, post, fax, telephone, E-mail, SMS and/or engaging third party to remind, follow-up and collect due payments in any manner deemed fit by SBICPSL keeping the intent in view.
    • In all events where SBICPSL or its authorized representatives are unable to contact me, SBICPSL shall be at liberty to leave payment due messages with any third parties which may include without restriction my spouse, parents, other family members, secretary, accountant etc, who may be available at my residence or office or mobile number/registered Landline number.
    • This is without prejudice to other rights of SBICPSL to collect outstanding dues to be exercised in accordance with law. I hereby confirm that I would be the beneficial owner of the SBI Credit Card as understood in the normal business parlance and in accordance with existing regulations. I hereby undertake to comply with all directives from SBICPSL in my capacity as the beneficial owner of the SBI Credit Card, if and when such credit card is issued by SBICPSL to me based upon approval of my SBI Credit Card application.
    • I have read and understood all SBICPSL policies regarding data privacy and security procedures published on its web site www.sbicard.com and acknowledge all its content.
    • I understand that SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • I understand that in case of any dispute relating to these terms and conditions, the decision of SBICPSL shall be final and binding.
    • I understand that SBICPSL reserves the right to modify or change any of these terms and conditions at its sole discretion without prior notice.
    • I understand that these terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
  • Flexipay Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid bw 11-Apr-2021 to 09-May-2021)

    • Lower Rate of interest at 13% p.a
    • 100% Processing fee waiver for bookings >=50k
    • Offer valid b/w 11th Apr – 9th May 2021 (Both days inclusive)
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between 11th Apr to 9th May 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 11th Apr 2021 to 09th May 2021 both days inclusive (“Term”) Any bookings made after the offer period will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Apr-21

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-May-21

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Jun-21

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jul-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Aug-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Sep-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Oct-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-Nov-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Dec-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jan-22

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Feb-22

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Mar-22

    893.2

    9.6

    883.6

    0.0

    1.7

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Flexipay Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 01-Apr-2021 to 10-Apr-2021)

    • Lower Rate of interest at 13% p.a
    • 100% Processing fee waiver for bookings >=25k
    • Offer valid b/w 01st Apr – 10th Apr 2021 (Both days inclusive)
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between 1st Apr to 10th Apr 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 01st Apr 2021 to 10th Apr 2021 both days inclusive (“Term”) Any bookings made after the offer period will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 16th Dec 2020.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Apr-21

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-May-21

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Jun-21

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jul-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Aug-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Sep-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Oct-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-Nov-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Dec-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jan-22

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Feb-22

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Mar-22

    893.2

    9.6

    883.6

    0.0

    1.7

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Pre-Select Premium Customers’ Offer

    • This is a limited period offer and can be availed only once by the customer.
    • This offer is for a limited set of existing SBI Card customers only who receive the offer emailers and SMS from SBI Card
    • The membership link is valid for a period of one year from the date of receiving the SMS / Emailer by customers with the membership link.
    • This offer is not applicable for customers who have already received a complimentary 1 Year Amazon Prime membership as a part of any other offer extended by SBIC.
    • All other Terms and Conditions set out by Amazon for the Prime Membership will apply to this offer as well.
    • Any complaint or queries related to Amazon Prime membership link received through emailer and SMS should be raised to SBI Card Helpline (1860180290 / 39020202- prefix local STD Code) within 7 days post receipt of membership link SMS & Emailer. Any complaint / query raised post the above time period will not be entertained by SBI Card.
    • Existing Amazon PRIME customers have an option to activate the membership link post expiry of their membership up to the validity period of 1 year for the membership link.
    • Offering the membership to customers will be at the sole discretion of SBIC. SBIC reserves right to final decision making regarding sending the offer to customers.
    • SBIC reserves the right to cancel the membership, modify, withdraw the offer & alter offer terms & conditions as per its discretion.
    • The T&C’s will be governed by the laws of India & shall be subject to exclusive jurisdiction of the Delhi Courts. Any disputes arising out of these T&C’s shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The venue & seat of arbitration shall be at New Delhi and language of arbitration shall be English.
  • Flexipay Digital Offer- Book at low interest rate of 13% and enjoy 50% Processing fee waiver (Valid bw 22-Mar-2021 to 31-Mar-2021)

    • Lower Rate of interest at 13% p.a
    • 50% Processing fee waiver for all bookings >=25k
    • Offer valid b/w 22nd Mar 2021 – 31st Mar 2021
    • Offer applicable on Digital channels ( Applicable on Website + Mobile App + ILA) + Outbound calling agencies (SBI Connect)
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Flexipay is valid only for bookings between 22nd Mar to 31st Mar 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. The program is valid only on Digital channels (Website + Mobile App + ILA) + Outbound agencies (SBI Connect). Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 50% processing fee waiver for Flexipay bookings above INR 25,000 on Digital channels (Website + Mobile App + ILA) + Outbound agencies (SBI Connect). Processing fee waiver would be credited to the customers account instantly at the time of booking (booking done within the offer period)
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 22nd Mar 2021 to 31st Mar 2021 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7



    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

     

  • Encash Amazon voucher program T&C

    • This Encash Offer ("Offer") is made by SBI Cards & Payment Services Pvt. Ltd ("SBICPSL") to certain SBI Credit Card holders eligible for Encash. The intended recipients shall receive the Offer through appropriate medium as chosen by SBICPSL. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein
    • The Amazon voucher Offer is valid on Encash booking done between 22nd Mar 2021 – 31st Mar 2021 (both days inclusive).
    • This offer is on Encash facility and is open only to selective SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Encash facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Encash is valid only for bookings between 22nd Mar 2021 to 31st Mar 2021, both days inclusive (“Term”).
    • As a part of the offer, cardholder would be eligible to get an Amazon e-voucher for Encash bookings as per below grid,

    Encash booking amount

    Amazon Gift voucher

    Booking amount of Rs.2lac and above

    Rs.2000

    Booking amount greater than Rs.1Lac and less than Rs. 2Lac

    Rs.1000

    • Customer will be eligible for only one voucher during the offer period for Encash booking basis the above defined slabs .
    • Please note that the eligible customers will be shared the Amazon e-vouchers by 20th Jun 2021 on their registered mobile numbers. Please note that any cancellations will not be eligible for the Amazon e-voucher program.
    • This Offer carries a rate of interest which shall be charged to the Cardholder on the offered principal amount and is used for calculating all his financial obligations under this Offer and the same shall be the basis of drawing the appropriate amortization Schedule enumerated under Clause 31 herein below. In addition, the Cardholder shall also be charged a Processing fee at the rate of 2% of the principal amount advanced but subject to a minimum amount of Rs.499 (Four Hundred and Ninety Nine only) and a maximum of Rs. 3000 (Three Thousand Only)
    • The cost of funds and other operational costs for the business also determine the rate of interest. Interest rate applicable on Encash facility ranges from 13% – 29%.
    • The Rate of Interest applicable for Encash facility is cardmember specific as decided by SBI Cards at its sole discretion and intimated to the cardmember prior to availing the facility. The rate of interest offered to a customer is determined by factors such as, but not limited to:
      • Past transaction / repayment behavior of the customer
      • Credit risk profile
    • Changes in factors mentioned above may result in upward or downward revision of the interest applicable on the Encash facility from time to time / from offer to offer at the sole discretion of SBI Cards. All fees / charges applicable to the facility may or may not be dynamic and are subject to modifications based on SBI Cards periodic internal review
    • This Offer is also subject to a maximum limit on the amount that may be availed by the Cardholder. The limit on the Offer can either be over and above the existing credit limit or from within the existing credit limit of SBI Card. In all events when an Encash is offered over and above the credit limit, the maximum limit shall be contained and communicated by way of the proposed communication medium as made applicable by SBICPSL to the intended recipient. . In all events when an Encash is offered from the credit limit, the amount offered will be part of the existing credit limit and the credit limit shall be blocked upto Principal availed + Interest component. On payment of the monthly repayment amount, the Credit limit to the extent of monthly repayment amount will be credited back to the existing credit limit. It is clarified that the maximum amount offered will be subject to the available credit limit on the Card at the time of availing the Offer. This Offer (both in case of over the existing limit or within the existing limit) is subject to a minimum request for an amount of Rs. 10,000 (Ten Thousand Only)
    • SBI cardholders can avail the benefits under this Offer by requesting for a cheque which would be send to the cardholder’s registered address.
    • The monthly repayment amount is calculated as (Principal Amount + Interest charge) / Tenure in months. The interest charged is the reducing rate of interest and accordingly at any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on a reducing principal balance.
    • The monthly repayment schedule will begin from the SBI Cardholder next billing statement and continue over the tenure period chosen for the Offer.
    • The Minimum Amount Due (MAD) will be 5% of the SBI Cardholders existing revolving balances (Retail/Cash/Balance Transfer) and the monthly repayment amount due under the Offer (or all monthly repayment amounts due in case of multiple Offers).
    • Non Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5%p.m. on the unpaid monthly repayment amounts.
    • Under Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.5%p.m. on the unpaid monthly repayment amounts.
    • In the event of non-payment / short payment of the Minimum Amount Due for more than three successive months or 90 days whichever is earlier, the Encash facility shall be closed/withdrawn on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBI Card shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event the Account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • The SBI Cardholder is supposed to pay the MAD in full to avoid getting delinquent.
    • The SBI cardholder may place a request for voluntarily pre-closing the Encash Offer prior to the maturity of the tenure period opted for, by calling the SBI Card Helpline or through our website. A foreclosure fee amounting to 3% of the Principal outstanding would be levied for such pre-closure requests. The Principal outstanding is calculated basis interest rate as applicable.
    • In the event a cardholder puts a cancellation request by calling SBI Card helpline within 45 days of the Offer being booked, then all fees and charges levied will be reversed. Notwithstanding above, it is clarified that the applicable fees and charges will not be reversed once the cheque issued to the cardholder has been cleared and resulted in clear credit to the Cardholder account. Also, in case the cancellation request is received at the SBI Card helpline post 45 days of booking, the processing fees charged will not be reversed and the cardholder would be liable to pay same.
    • No request for change in billing cycle will be entertained before all the repayment amounts have been cleared by the Cardholder.
    • Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves its absolute right at any time to add, alter, modify or change or vary terms and conditions herein after giving due notice to the Cardholder.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is voluntary.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996 and amendment thereof. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
    • By availing this Offer and by conducting a financial transaction (encashing the Encash Cheque), and/or by booking the Offer on phone, the Cardholder provides consent and acceptance to all terms and conditions herein including for sharing of all personal, transactional and other related information for the purpose of this Offer.
    • No request from Add-on being additional SBI Cardholder other than primary Cardholder will be entertained for booking of Offer or availing benefits under this offer.
    • SBICPSL may at its sole option and discretion withdraw this Offer any time before the Encash cheque has been honored/banked.
    • The cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons.
    • Disbursement through NEFT (National Electronic Fund Transfer) to Bank account designated by the Cardholder (“Designated Account”) will be subject to successful processing at beneficiary banks.
    • Cardholder intending to cancel Encash request via NEFT can do so by calling our helpline number on the same day, before 8 PM, of booking request and get the cancellation request raised. However, Cardholder shall not be entitled to cancel Encash request or refuse to accept disbursement of funds any day after the day on which the request for Encash has been made.
    • Cardholder agrees to comply with the terms and conditions of the Encash facility as mentioned on SBI Card website. SBI Card will not be responsible for any loss incurred by the Cardholder as a result of any incorrect information provided by the Cardholder with respect to NEFT or Designated Account details. A request for Encash shall be deemed as an absolute consent of/by the Cardholder to accept all the terms of Encash including but not limited to acceptance of these Terms and Conditions and agrees to be bound by it at all times. The Cardholder hereby agrees that upon the amounts being credited to the Designated Account, he/she shall be required to repay the Encash amount along with the interest, processing fee and applicable taxes as per the amortization schedule.
    • In the event of any return of funds/reject of NEFT from Designated Account, the cheque (for the requested amount) will be dispatched at customer’s registered address automatically.
    • Encash amount would be directly transferred to customer’s saving bank account within 48 - 72hours (excluding Bank Holidays) of the request.
    • The Cardholder hereby agrees to avail the Encash facility on the precondition that he will not use the Encash facility or the amount dispersed under Encash, or any part thereof, towards investments in capital markets and Jewelry purchases.

    Sr.No.

    Billing date

    Installment (Rs.)

    Interest (Rs.)

    Principal (Rs.)

    Balance (Rs.)

    Applicable Taxes #

    1

    14-Feb-18

    8791.4

    833

    7958.4

    92041.6

    149.94

    2

    14-Mar-18

    8791.4

    766.71

    8024.7

    84016.9

    138.01

    3

    14-Apr-18

    8791.4

    699.86

    8091.54

    75925.36

    125.97

    4

    14-May-18

    8791.4

    632.46

    8158.94

    67766.41

    113.84

    5

    14-Jun-18

    8791.4

    564.49

    8226.91

    59539.51

    101.61

    6

    14-Jul-18

    8791.4

    495.96

    8295.44

    51244.07

    89.27

    7

    14-Aug-18

    8791.4

    426.86

    8364.54

    42879.53

    76.84

    8

    14-Sep-18

    8791.4

    357.19

    8434.22

    34445.31

    64.29

    9

    14-Oct-18

    8791.4

    286.93

    8504.47

    25940.84

    51.65

    10

    14-Nov-18

    8791.4

    216.09

    8575.32

    17365.52

    38.9

    11

    14-Dec-18

    8791.4

    144.65

    8646.75

    8718.78

    26.04

    12

    14-Jan-19

    8791.4

    72.63

    8718.78

    0

    13.07

    Request Id

    0000000

    Principal

    Rs. 1,00,000

    MRA

    Rs. 8,791.40

    R.O.I

    10.00% p.a.

    Tenure

    12 Months

    • The above is an Illustrative example of amortization schedule and the actual amortization schedule will be part of the sanction letter issued to the Cardholder.
    • MRA (Monthly Repayment Amount) Billing Date is the monthly statement date. For payment due date please refer your monthly statement $ MRA Excluding Applicable Taxes
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    Amazon voucher T&Cs:

    • Amazon Gift Cards ("GCs") are issued by the Qwikcilver Solutions Private limited ("Qwikcilver"). Credit and Debit Cards issued outside India cannot be used to purchase Amazon.in Gift Cards.
    • To add your GC to your Amazon Pay balance, visit www.amazon.in/addgiftcard
    • Beneficiary can apply the 14 digit code (under scratch card) on amazon.in/addgiftcard and add the gift card balance in his/her Amazon.in account. This balance gets automatically applied at the time of next purchase. There is no cap on number of gift cards that can be added to an account.
    • Amazon Pay balance is a sum of all balances associated with the GCs in your Amazon.in account
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in gift cards.
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • The GCs, including any unused Amazon Pay balance, expire one year from the date of issuance of the GC
    • GCs cannot be transferred for value or redeemed for the cash.
    • Qwikcilver, Amazon Seller Services Private Limited (Amazon) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission.
    • For Complete terms and conditions, see www.amazon.in/giftcardtnc
    • Amazon.in logo/trademark is an IP of Amazon or its affiliates and the Qwikcilver trademark/logo is an IP of Qwikcilver.
    • To redeem your GC, visit www.amazon.in/addgiftcard
    • E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
    • For detailed T&Cs of this E-Gift Card please refer www.woohoo.in/termsandconditions
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • No returns and no refunds on gift cards, e-gift cards and gift vouchers shipped by woohoo.in. Please check the refund policy at http://www.woohoo.in/faq for further details.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions
  • Flexipay Offer- Get Amazon voucher up to INR 750 (Valid bw 15-Mar-2021 to 24-Mar-2021)

    Flexipay booking amount

    Amazon voucher

    >= INR 30,000 & < 50,000

    INR 500

    >= INR 50,000

    INR 750

    • Offer valid b/w 15th Mar 2021 – 24th Mar 2021
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Flexipay is valid only for bookings between 15th Mar 2021 to 24th Mar 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 22% p.a. for a minimum amount of Rs. 2500/- and above. Additionally, a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get an Amazon e-voucher for Flexipay bookings as per below grid,

    Flexipay booking amount

    Processing fee waiver

    >= INR 30,000 & < 50,000

    INR 500

    >= INR 50,000

    INR 750

    • Please note that the eligible customers will be shared the Amazon e-vouchers by 20th Jun 2021 on their registered mobile numbers. Please note that any cancellations will not be eligible for the Amazon e-voucher program
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly, and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 15th Mar 2021 to 24th Mar 2021 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.5% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.5% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.5% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
    • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer or cancel the partial or entire offer at its sole discretion without prior notice.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule:

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12


    Amazon voucher T&Cs:

    • Amazon Gift Cards ("GCs") are issued by the Qwikcilver Solutions Private limited ("Qwikcilver"). Credit and Debit Cards issued outside India cannot be used to purchase Amazon.in Gift Cards.
    • To add your GC to your Amazon Pay balance, visit www.amazon.in/addgiftcard
    • Beneficiary can apply the 14 digit code (under scratch card) on amazon.in/addgiftcard and add the gift card balance in his/her Amazon.in account. This balance gets automatically applied at the time of next purchase. There is no cap on number of gift cards that can be added to an account.
    • Amazon Pay balance is a sum of all balances associated with the GCs in your Amazon.in account
    • Amazon Pay balance are redeemable across all products on Amazon.in except apps, certain global store products and other Amazon.in gift cards.
    • Amazon Pay balance must be used only towards the purchase of eligible products on amazon.in
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • The GCs, including any unused Amazon Pay balance, expire one year from the date of issuance of the GC
    • GCs cannot be transferred for value or redeemed for the cash.
    • Qwikcilver, Amazon Seller Services Private Limited (Amazon) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission.
    • For Complete terms and conditions, see www.amazon.in/giftcardtnc
    • Amazon.in logo/trademark is an IP of Amazon or its affiliates and the Qwikcilver trademark/logo is an IP of Qwikcilver.
    • To redeem your GC, visit www.amazon.in/addgiftcard
    • E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
    • For detailed T&Cs of this E-Gift Card please refer www.woohoo.in/termsandconditions
    • Certain merchants may provide you services only on the pre-condition that you allow us to hold balances in your Amazon Pay balance: Gift Card till the service completion by the merchant. However, your prior consent would be taken before holding such balances. In such cases, you agree and authorize us to: (i) hold your balance until service completion; and (ii) fail the transaction if your balance in the Amazon Pay Gift Card is less than the actual amount charged by the merchant at the end of the services.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions.
    • No returns and no refunds on gift cards, e-gift cards and gift vouchers shipped by woohoo.in. Please check the refund policy at http://www.woohoo.in/faq for further details.
    • You may request for revalidation of any expired Gift Cards. Upon receipt of such request, the Gift Card may be revalidated after due verification and subject to applicable terms and conditions
  • Flexipay Offer- Book at low interest rate of 14.5% and enjoy 100% Processing fee waiver (Valid bw 08-Feb-2020 to 07-Mar-2020)

    Lower Rate of interest at 14.5% p.a

    Processing fee waiver,

    Flexipay booking amount

    Processing fee waiver

    >= INR 30,000 & < 50,000

    50%

    >= INR 50,000

    100%

    • Offer valid b/w 08th Feb 2021 – 07th Mar 2021
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Flexipay is valid only for bookings between 8th Feb to 7th Mar 2021, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 14.5% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a processing fee waiver for Flexipay bookings as per below grid,

      Flexipay booking amount

      Processing fee waiver

      >= INR 30,000 & < 50,000

      50%

      >= INR 50,000

      100%

      • The 50% processing fee waiver will be credited to eligible customers account by 20th May 2021. The amount credited will include the applicable GST amount (50% of the GST charged). Please note there will be no reversal for any cancellations. For 100% Processing fee waiver for bookings >= INR 50,000 – Processing fee waiver would be credited to the customers account instantly at the time of booking (booking done within the offer period)
      • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
      • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
      • Eligible cardholders can call up the SBICPSL Helpline 39020212 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
      • This offer on Flexipay is valid from 08th Feb 2021 to 07th Mar 2021 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
      • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
      • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
      • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
      • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
      • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
      • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
      • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
      • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
      • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
      • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
      • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
      • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20. In event of foreclosure / cancellation of Flexipay EMI booking, Reward Points will not be credited back to the cardholder account
      • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
      • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
      • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
      • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
      • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed.
      • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
      • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
      • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
      • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
      • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
      • Transfer from one Flexipay to another will not be entertained.
      • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
      • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
      • "Applicable Taxes" means:
        • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
        • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
      • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
      • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
      • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
      • Illustrative example of amortization schedule:


    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7



    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Visa Bill Pay Campaign – Amazon Gift Card T&C

  • Merchant EMI (Convert2EMI) Terms & Conditions

  • Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 06-Dec-2020 to 16-Dec-2020).

    Lower Rate of interest at 13% p.a

    100% Processing fee waiver for bookings >=50k

    Offer valid b/w 06th Dec 2020 – 16th Dec 2020

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Flexipay is valid only for bookings between 6th Dec to 16th Dec 2020, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 06th Dec 2020 to 16th Dec 2020 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20. In event of foreclosure / cancellation of Flexipay EMI booking, Reward Points will not be credited back to the cardholder account
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means: -for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9% -for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7



    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Flexipay Festive Offer- Book at low interest rate and enjoy 100% Processing fee waiver(Valid between 06-Nov-2020 to 05-Dec-2020)

    Offer 1:

    • Interest Rate: 13% p.a. (Applicable for all Offered Tenures)
    • 100% Processing Fee Waiver for Flexipay booking amount >= Rs.25,000
    • Offer valid from 6th Nov’20 to 5th Dec’20
    • Eligible customers would receive the offer communication

    Offer 2:

    • Interest Rate: 22% p.a. (Applicable for 3, 6, 9 & 12 month Tenures)
    • Interest Rate: 21% p.a. (Applicable for 24 & 36 month Tenures)
    • 100% Processing Fee Waiver for Flexipay booking amount >= Rs.25,000
    • Offer valid from 6th Nov’20 to 5th Dec’20
    • Eligible customers would receive the offer communication

     

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the respective offer communication from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between 6th Nov to 5th Dec 2020, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate as per the applicable offer with a minimum booking amount of Rs.2500 and above. Additionally, a processing fee will be charged on the Flexipay booking amount at the interest rate of 2% subject to a minimum of Rs.249 and a maximum of Rs.1500 for Flexipay booking amount less than Rs.25,000.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000 during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 06th Nov 2020 to 05th Dec 2020 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • The accrued reward points for transactions converted to Flexipay EMI would be forfeited w.e.f. 20th Nov’20. In event of foreclosure / cancellation of Flexipay EMI booking, Reward Points will not be credited back to the cardholder account
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7

     

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • IRCTC SBI Card (On RuPay Platform) Amazon Offer

    This offering is from SBI Cards and Payment Services Limited (“SBICPSL”) as a value-added product offer for its IRCTC SBI Card (On RuPay Platform) variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2020, the period for the eligible year would be 1st April 2020 to 31st March 2020.

    All eligible IRCTC SBI Card (On RuPay Platform) holders will get a one-time Amazon e-voucher(“E-voucher”) worth Rs.500 on successfully applying for IRCTC SBI Card (On RuPay Platform) from website, www.sbicard.com with full application filled online. . The E-voucher will be issued to the eligible Cardholder who have filled the complete online application & have got approved card. E-voucher code is a UNIQUE code that will be communicated to eligible Cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS.

    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible Cardholder by SBICPSL.
    • Cardholder to ensure that the redemption of gift is done before expiry. Extension of codes will not be granted under any circumstance. E-Vouchers can be redeemed ONLY on www.amazon.in /mobile app.
    • Any additional costs incurred in connection with usage of E-voucher will be the sole responsibility of the Cardholder.
    • E-Voucher can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
    • Any person redeeming the E-Voucher will also be subject to the terms & conditions that the E-voucher may have. In addition to these Amazon Voucher Terms and Conditions, Amazon Vouchers and their use on our website are also subject to Amazon's general Terms of Use & Amazon’s decision will be final in case of any dispute.
    • In case the E-voucher received is damaged/incorrect/incomplete, the Cardholder to get in touch with SBI Card Customer care at 18001801295 , or 39021212 (prefix local STD code) or click here to email us within 02 days of receipt of the same. In case the Cardholder fails to inform the issues within the given period of 2 days, then SBICPSL shall have the right to reject to entertain such grievances from the Cardholder.
    • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
    • E-Voucher code is valid for one time use on Amazon.in only. E-Voucher Code is not valid for multiple usages. E-voucher can be redeemed only once, and in one single order.
    • SBICPSL will not be responsible for email bounces, non-delivery of SMSs, wrong email id/mobile number updated, or incomplete email id/mobile number updated in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
    • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • Extension of codes will not be granted under any circumstance.
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer or cancel the partial or entire offer at its sole discretion without prior notice.
    • Under no circumstances will the offer being offered under this Program be settled with cash in lieu by SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
  • Max Vouchers T&C and Store List

  • Exclusive offer for cardholders of SBI Card PRIME American Express® Card

    Get an Amazon e-gift voucher worth Rs. 1000 on total spend of Rs. 10,000 in 60 days from card issuance

    • This Offer ('Offer') from SBI Cards & Payment Services Ltd. (formerly known as SBI Cards and Payment Services Private Limited) (hereinafter referred to as 'SBICPSL') is open to SELECT cardholders holding a valid and current SBI Card ELITE American Express® Card (hereinafter SBI Card ELITE) with no outstanding of more than 30 days , excluding corporate card ('Cardholder').
    • The Offer is applicable on customers who comply or fulfill criterion as determined by SBICPSL.
    • Under this offer, to be eligible for the complimentary gift/product, the cardholder needs to spend and/or do asked number of transactions within the offer period ('Term') in accordance with the instructions/specifications provided in the communication sent through SMS/Email by SBICPSL. All the cumulative purchases within the offer period may also be clubbed together to avail this offer.
    • If the offer is based on online transactions and/or spends, customers who do any ONLINE credit card transactions like travel booking, bill payments, movie ticketing or any other online transactions will qualify for the offer subject to spending to target amount as communicated in the emailer and/or SMS. All the cumulative online purchases within the offer period may also be clubbed together to avail the offer.
    • Any qualifying transaction does not include spends on Fuel, ATM Cash Withdrawal, Balance Transfer, Balance Transfer on EMI, Encash and Easy Money draft products of SBICPSL.
    • Returned purchases/reversals (for all transactions done during or before the offer period), disputed and/or unauthorized/fraudulent transactions, EMI's and fees/charges will not be considered for this offer.
    • Eligible cardholders for an E-gift Voucher, will be communicated via email/SMS..
    • OTP and other communications will happen on registered mobile number and/or email id only.
    • Cardholder to ensure that the registered mobile is not on DNCR (Do no call registration) list to receive the e-code for redeeming the gift.
    • Kindly check your mobile DNCR status on www.ndnc.com. If you wish to Deactivate DNCR i.e start getting promotional offer SMS/calls, send an SMS with the message START 1 to 1909.
    • SBICPSL reserves the right to revise/change/modify/discard offers and target construct at any point during the campaign period.
    • Cardholder to ensure and update latest mobile number and e-mail ID to receive periodic communication related to this offer. In case, the eligible cardholder does not have a valid registered mobile number and/or email address with SBICPSL, the E-gift Voucher code to redeem the gift will not be communicated.
    • All SBI Card PRIME accounts opened upto and including 31st May 2021 shall be eligible for this offer.
    • Cardholder needs to achieve INR 10,000 spends within 60 days from the date of account opening to be eligible for an Amazon e-gift voucher worth INR 1000.
    • Spends on multiple primary cards cannot be clubbed by the Cardholder for the said offer.
    • Spends made on add-on cards for particular primary card shall also be considered under this offer and shall be counted towards the total spends made on the card account.
    • Eligible cardholders will be communicated a voucher code through SMS and/or email to registered mobile number and/or email address updated with SBICPSL within 60 days of offer end date.
    • E-gift Vouchers can be used only once within the validity period.
    • Cardholder to ensure that the redemption of gift is done before expiry. Extension of codes will not be granted under any circumstance.
    • All physical gifts can be shipped only within the delivery area of vendor, and customer must provide a valid address and pincode within the delivery area. SBICPSL shall in no way be liable if customer is unable to place an order for delivery within the delivery area.
    • SBICPSL will not be responsible for email bounces, non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL's system.
    • SBICPSL will not be responsible for non-delivery of E-gift Voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • All orders Subject to the Terms of Use & policies of Vendor(s).

    Standard Terms & Conditions:

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 60 days post offer end date. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • This Offer is a standalone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The seat & venue arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer or cancel the partial or entire offer at its sole discretion without prior notice.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Exclusive offer for cardholders of SBI Card ELITE American Express® Card

    Get an Amazon e-gift voucher worth Rs. 2000 on total spend of Rs.10,000 in 60 days from card issuance

    • This Offer ('Offer') from SBI Cards & Payment Services Ltd. (formerly known as SBI Cards and Payment Services Private Limited) (hereinafter referred to as 'SBICPSL') is open to SELECT cardholders holding a valid and current SBI Card ELITE American Express® Card (hereinafter SBI Card ELITE) with no outstanding of more than 30 days , excluding corporate card ('Cardholder').
    • The Offer is applicable on customers who comply or fulfill criterion as determined by SBICPSL.
    • Under this offer, to be eligible for the complimentary gift/product, the cardholder needs to spend and/or do asked number of transactions within the offer period ('Term') in accordance with the instructions/specifications provided in the communication sent through SMS/Email by SBICPSL. All the cumulative purchases within the offer period may also be clubbed together to avail this offer.
    • If the offer is based on online transactions and/or spends, customers who do any ONLINE credit card transactions like travel booking, bill payments, movie ticketing or any other online transactions will qualify for the offer subject to spending to target amount as communicated in the emailer and/or SMS. All the cumulative online purchases within the offer period may also be clubbed together to avail the offer.
    • Any qualifying transaction does not include spends on Fuel, ATM Cash Withdrawal, Balance Transfer, Balance Transfer on EMI, Encash and Easy Money draft products of SBICPSL.
    • Returned purchases/reversals (for all transactions done during or before the offer period), disputed and/or unauthorized/fraudulent transactions, EMI's and fees/charges will not be considered for this offer.
    • Eligible cardholders for an E-gift Voucher, will be communicated via email/SMS..
    • OTP and other communications will happen on registered mobile number and/or email id only.
    • Cardholder to ensure that the registered mobile is not on DNCR (Do no call registration) list to receive the e-code for redeeming the gift.
    • Kindly check your mobile DNCR status on www.ndnc.com. If you wish to Deactivate DNCR i.e start getting promotional offer SMS/calls, send an SMS with the message START 1 to 1909.
    • SBICPSL reserves the right to revise/change/modify/discard offers and target construct at any point during the campaign period.
    • Cardholder to ensure and update latest mobile number and e-mail ID to receive periodic communication related to this offer. In case, the eligible cardholder does not have a valid registered mobile number and/or email address with SBICPSL, the E-gift Voucher code to redeem the gift will not be communicated.
    • All SBI Card ELITE accounts opened upto and including 31st May 2021 shall be eligible for this offer.
    • Cardholder needs to achieve INR 10,000 spends within 60 days from the date of account opening to be eligible for an Amazon e-gift voucher worth INR 2000.
    • Spends on multiple primary cards cannot be clubbed by the Cardholder for the said offer.
    • Spends made on add-on cards for particular primary card shall also be considered under this offer and shall be counted towards the total spends made on the card account.
    • Eligible cardholders will be communicated a voucher code through SMS and/or email to registered mobile number and/or email address updated with SBICPSL within 60 days of offer end date.
    • E-gift Vouchers can be used only once within the validity period.
    • Cardholder to ensure that the redemption of gift is done before expiry. Extension of codes will not be granted under any circumstance.
    • All physical gifts can be shipped only within the delivery area of vendor, and customer must provide a valid address and pincode within the delivery area. SBICPSL shall in no way be liable if customer is unable to place an order for delivery within the delivery area.
    • SBICPSL will not be responsible for email bounces, non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL's system.
    • SBICPSL will not be responsible for non-delivery of E-gift Voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • All orders Subject to the Terms of Use & policies of Vendor(s).

    Standard Terms & Conditions:

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 60 days post offer end date. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • This Offer is a standalone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The seat & venue arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer or cancel the partial or entire offer at its sole discretion without prior notice.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 06-Oct-2020 to 05-Nov-2020)

    • Lower Rate of interest at 13% p.a
    • 100% Processing fee waiver for bookings >=50k
    • Offer valid b/w 06th Oct – 05th Nov 2020
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com. / Mobile app / ILA
    • This offer on Flexipay is valid only for bookings between 6th Oct to 5th Nov 2020, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 06th Oct 2020 to 05th Nov 2020 both days inclusive (“Term”) Any bookings made after offer expiry will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-21

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-21

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-21

    893.2

    9.6

    883.6

    0.0

    1.7

     

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Lenskart e-Voucher – Terms and Conditions

  • Flexipay Freedom Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid bw 05-Aug-2020 to 29-Aug-2020)

    • Lower Rate of interest at 13% p.a
    • For Digital Channels (Website + Mobile App+ ILA): 100% Processing fee waiver for bookings >=25k (Valid b/w 05th Aug – 29th Aug 2020) both days inclusive
    • For Non Digital Channels (Call center): 100% Processing fee waiver for bookings >=50k (Valid b/w 12th Aug – 29th Aug 2020) both days inclusive.
    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between
      • For Digital channels: 05th Aug 2020 and 29th Aug 2020 both days inclusive (“Term”)
      • For Non Digital channels: 12th Aug 2020 and 29th Aug 2020, both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- (05th Aug – 29th Aug 2020) and 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- (12th Aug – 29th Aug 2020) during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 05th Aug 2020 to 29th Aug 2020 both days inclusive (“Term”) for Digital channels and from 12th Aug 2020 to 29th Aug 2020 both days inclusive (“Term”) for Non Digital channels. Any bookings made after 29th Aug 20120 will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.249/- and a maximum of Rs.1500/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 29th Aug 2020.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:-for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%-for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on both the parties. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

     

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Aug-20

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Sep-20

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Oct20

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Nov-20

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Dec-20

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Jan-21

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Feb-21

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-Mar-21

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Apr-21

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-May-21

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Jun-21

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Jul-21

    893.2

    9.6

    883.6

    0.0

    1.7



    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

  • Jio Saavn offer

    • Jio Saavn Pro subscription is subject to approval from SBI Card
    • SBI Card's approval here refers to issuance of Credit Card which would be as per SBI Card’s policy & guidelines
    • Jio Saavn Pro subscription would be activated by user by entering a pro code which shall be shared by SBI Card with the user
    • Pro code is valid for 2 months from the date of issue of Credit Card
    • Click on the below link to check steps on how to redeem the Pro code https://help.jiosaavn.com/hc/en-us/articles/360020257792-How-do-I-redeem-a-gift-card-Pro-code-
    • For any difficulty in redeeming the Pro codes, please write to feedback@jiosaavn.com
    • The voucher will be issued 90 days post Credit card issuance to the customer
    • The person who applies through Jio Saavan app will only be eligible to avail this offer on successful credit card issuance by SBI Card
    • Any disputes arising out of this Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendments thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
  • Swiggy Offer

    • Details of the Offer – 100% off upto INR 250 to be redeemable on Swiggy’s platform. The offer is valid only on 2 transactions.
    • User is eligible for the offer only on issuance of SBI Credit Card to the User in accordance with SBI’s policy.
    • Offer is valid on all prepaid payment modes except UPI.
    • Offer is valid for a single restaurant bill value only.
    • Offer is not applicable on COD orders.
    • Offer is applicable only on the cart value (item value) excluding delivery charges, restaurant charges and GST.
    • Bundl Technologies Pvt. Ltd. (Swiggy) reserves the right to cancel/ change/modify/add/delete any of the terms and conditions of the offer at any time without notice.
    • Bundl Technologies Pvt. Ltd. (Swiggy) reserves the right to terminate the offer at any time without notice.
    • Bundl Technologies Pvt. Ltd. (Swiggy) reserves the right to deny honoring the offer on the grounds of suspicion or abuse of the offer by any User without providing User any explanation thereof.
    • In no event, shall Bundl Technologies Pvt. Ltd. (Swiggy) be liable for any abuse or misuse of the code due to the negligence of the User.
    • The services on Swiggy platform shall be governed by the terms and conditions set out in http://www.swiggy.com/terms-and-conditions (incorporated by reference).
    • In case of any query regarding the offer, email to be sent at support@swiggy.in
    • Only the Users who apply for SBI’s credit card through the banner available on Swiggy platform shall be eligible for this offer on successful credit card issuance by SBI Card.
    • Any disputes arising out of this offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendments thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
  • Lenskart Offer 1 on Simply CLICK: Rs.250 off on min cart value of Rs. 2000 or above (exclusive of taxes)

    • Only one voucher is applicable per transaction
    • This offer cannot be clubbed with any other offer or schemes.
    • Applicable on Vincent Chase and John Jacobs only.
    • Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    • Voucher valid till 30th September ’ 2020.
  • Lenskart Offer 2 on Simply CLICK: Extra 10% off on minimum cart value of Rs 999 or above (exclusive of taxes) maximum discount Rs 300

    • Only one voucher is applicable per transaction
    • This offer cannot be clubbed with any other offer or schemes.
    • Applicable on Vincent Chase and John Jacobs only.
    • Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    • Voucher valid till 30th September ’ 2020.
  • Terms & Conditions for Milkbasket Offer

    • Milkbasket Welcome Cash of ₹ 1000 is subject to SBI card approval
    • SBI Card approval here refers to card issuance which would be as per SBI Card’s policy & guidelines
    • Milkbasket Welcome Cash will be paid after 90 days of card issuance in the Milkbasket Account of the user who has been issued SBI Credit Card
    • Milkbasket Welcome Cash validity will be 180 days from the date of Welcome Cash credit issuance by Milkbasket
    • Milkbasket cash will be paid to the Milkbasket registered mobile number account shared by the applicant at the time of filling up the SBI Card application form
    • In case the mobile number shared by the applicant at the time of filling up the form is different than Milkbasket registered mobile number, Milkbasket team will contact the applicant to find out the correct mobile number within 45 days of SBI Credit Card issuance
    • Please write to offers@milkbasket.com for any information or query – For further information/query, please write to offers@milkbasket.com
    • The person who applies through the Milkbasket app will only eligible to avail this offer on successful credit card issuance by SBI Card.
    • Any disputes arising out of this Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendments thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
  • Encash Exclusive Offer on Facebook / Instagram

    Encash Exclusive Offer on Facebook / Instagram starting from 6th Mar to 31st Mar 2020:

    • Only customers who have applied for Encash bookings through Facebook / Instagram lead channel will be applicable for the offer
    • Only bookings of above INR 1,50,000 will be eligible for the program
    • A processing fee will be charged on the Encash booking amount at 2% subject to a minimum of Rs.499/- and a maximum of Rs.3000/-
    • The offer will be valid from 6th Mar to 31st Mar 2020. In addition to this, the below program T&Cs will be applicable
    • In addition to mentioned T&Cs Encash T&Cs will be applicable. For details click or visit, https://www.sbicard.com/en/tnc.page#terms#Encash

    Encash Pizza Hut Voucher program:

    Offer details: Pizza Hut voucher worth INR 2000 for booking Encash on Facebook / Instagram lead channel. Min booking amount: Inr 1.5 lacs

    • Offer is valid starting from 6th Mar – 31st Mar 2020 (both dates inclusive)
    • The offer fulfillment will be done by 30th Jun 2020
    • As a part of the Pizza Hut voucher program, customers are eligible for INR 2000 Pizza Hut voucher on booking through Facebook / Instagram lead channel
    • Customers who cancel their bookings during the offer period would not be eligible for the voucher. All cancellations done within 45 days of booking (booking period of 6th Mar to 31st Mar 2020) would not be eligible
    • For the program, only 1 Encash bookings per customer will be eligible for voucher program
    • The Pizza Hut voucher will be valid for a period of 6 months. In extension to the above Terms and conditions, the below Pizza Hut Terms and conditions will be applicable

    Pizza Hut T&C – EGV’s

    Terms and Conditions: Pizza Hut

    The procedure for redeeming the EGV is as follows:

    • To use this card at restaurants, please present the card at time of payment
    • To use this card for home delivery via call please quote your 16-digit card number at time of placing the order
    • To use this card for home delivery via Online/APP Ordering please select cash on delivery and kindly handover/quote your 16-digit card number at time of receiving the order

    Customer Terms and Conditions:

    • Pizza Hut Prepaid is issued by Yum! Restaurants India Pvt.Ltd. (“Yum!”) & its authorized franchisees for making payments at participating Pizza Hut Restaurants & Delivery Outlets* in India
    • This Card is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash
    • Multiple EGVs can be used by the customer in same bill
    • All running offers / discounts for the Brand would be valid over and above this EGV. The EGV is a Cash voucher which can be used to settle the final bill after incorporating all running offers / discounts
    • No cash refunds will be given against the card (incl. in case of loss or otherwise). Any balance (value/offer/coupon) in this card is valid for 7 months from the date of issue and any unused balance will expire automatically
    • Rights to amend terms & conditions reserved with Yum! Without prior notice
    • For all amendments, card balance & expiry details, please visit pizzahut.co.in
    • The user unconditionally accepts all T&C and shall not raise any disputes in this regard
    • All disputes subject to exclusive jurisdiction of courts at New Delhi
    • For Balance and expiry check sms your 16 digit card number to 57575500
  • Rs.250 off on min cart value of Rs. 2000 or above (exclusive of taxes)

    • Only one voucher is applicable per transaction
    • This offer cannot be clubbed with any other offer or schemes.
    • Applicable on Vincent Chase and John Jacobs only.
    • Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    • Voucher valid till 30th June’ 2020.
  • Extra 10% off on minimum cart value of Rs 999 or above (exclusive of taxes) maximum discount Rs 300

    • Only one voucher is applicable per transaction
    • This offer cannot be clubbed with any other offer or schemes.
    • Applicable on Vincent Chase and John Jacobs only.
    • Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    • Voucher valid till 30th June’ 2020.
  • Flexipay Exclusive Offer on Facebook / Instagram

    Flexipay Exclusive Offer on Facebook / Instagram

    Flexipay Exclusive Offer on Facebook / Instagram starting from 20th Feb to 20nd Mar 2020:

    • Only customers who have applied for Flexipay bookings through Facebook / Instagram lead channel will be applicable for the offer
    • Only Flexipay bookings of above INR 25,000 will be eligible for the program
    • Flexipay bookings under this program period will attract an interest rate of 22% p.a. for a minimum booking amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay booking amount at 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-
    • The offer will be valid from 20th Feb to 20th Mar 2020. In addition to this, the below program T&Cs will be applicable
    • In addition to mentioned T&Cs Flexipay T&Cs will be applicable. For details click or visit, https://www.sbicard.com/en/tnc.page

    Flexipay Pizza Hut Voucher program:

    Offer details: Pizza Hut voucher worth INR 1000 for booking Flexipay on Facebook / Instagram lead channel

    • Offer is valid starting from 20th Feb – 20th Mar 2020 (both dates inclusive)
    • The offer fulfillment will be done by 30th Jun 2020
    • As a part of the Pizza Hut voucher program, customers are eligible for INR 1000 Pizza Hut voucher on booking through Facebook / Instagram lead channel
    • Customers who cancel their bookings during the offer period would not be eligible for the voucher. All cancellations done within 45 days of booking (booking period of 20th Feb to 20th Mar 2020) would not be eligible
    • For the program, only 2 Flexipay bookings per customer will be eligible for voucher program
    • The Pizza Hut voucher will be valid for a period of 6 months. In extension to the above Terms and conditions, the below Pizza Hut Terms and conditions will be applicable

    Pizza Hut T&C – EGV’s

    Terms and Conditions: Pizza Hut

    The procedure for redeeming the EGV is as follows:

    • To use this card at restaurants, please present the card at time of payment
    • To use this card for home delivery via call please quote your 16-digit card number at time of placing the order
    • To use this card for home delivery via Online/APP Ordering please select cash on delivery and kindly handover/quote your 16-digit card number at time of receiving the order

    Customer Terms and Conditions:

     

    • Pizza Hut Prepaid is issued by Yum! Restaurants India Pvt.Ltd. (“Yum!”) & its authorized franchisees for making payments at participating Pizza Hut Restaurants & Delivery Outlets* in India
    • This Card is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash
    • Multiple EGVs can be used by the customer in same bill
    • All running offers / discounts for the Brand would be valid over and above this EGV. The EGV is a Cash voucher which can be used to settle the final bill after incorporating all running offers / discounts
    • No cash refunds will be given against the card (incl. in case of loss or otherwise). Any balance (value/offer/coupon) in this card is valid for 7 months from the date of issue and any unused balance will expire automatically
    • Rights to amend terms & conditions reserved with Yum! Without prior notice
    • For all amendments, card balance & expiry details, please visit pizzahut.co.in
    • The user unconditionally accepts all T&C and shall not raise any disputes in this regard
    • All disputes subject to exclusive jurisdiction of courts at New Delhi
    • For Balance and expiry check sms your 16 digit card number to 57575500
  • Offers related to ‘Manage your card’

    • Cardholders who completes Digital Onboarding journey & avails any of the offer within 30 days from Digital Onboarding date, gets 100 Reward Points.
    • These reward points will be credited only once irrespective of no. of offers availed by the customer.
    • Points accumulated by a cardholder on the SBI credit card cannot be combined or used in conjunction with points of his/her other SBI credit cards at the time of redemption or transferred to any other customer loyalty program unless otherwise notified by SBICPSL (formerly known as SBI Cards and Payment Services Private Limited) (hereinafter referred to as SBI Card).
    • The points do not constitute property of the cardholder and are not transferable by operation of law or otherwise to any person or entity.
    • Adjustment will be made to the points if there are any credits, including those arising from returned goods or services or billing disputes. If a disputed transaction is resolved in favour of the cardholder or where transaction is reversed, proportionate points will also be reversed from the cardholder's account. On redemption the points would automatically be subtracted from points accumulated in the cardholder's account.
    • Points can only be accumulated for a period of 24 months from the date of the accrual of reward point under the rewards program. Any points not used by the end of the stipulated 24 months shall lapse and be forfeited.
    • In the event the SBI Card is voluntarily closed by the cardholder, the points accumulated on his/her SBI card account can be redeemed within 30 days of closure, otherwise these will automatically lapse. In the event of cancellation of the SBI Card for any other reason, all the points accumulated will stand forfeited, but may be reinstated at the discretion of SBICPSL if the use of SBI Credit Card is reinstated.
    • The SBI Credit Card must not be overdue, suspended, blocked, canceled or terminated by SBICPSL at the time of redemption request.
    • The points accrued can only be redeemed by the Primary Cardholder and not by an Additional Cardholder.
    • The Points may be redeemed at participating merchant establishment for a variety of rewards, as detailed in the program catalogue and other mailers issued by SBICPSL from time to time e.g. merchandise, shopping, dining, travel, fee waivers, financial services and credit card upgrades, however cannot be settled against any outstanding in the account pertaining to Govt. taxes & levies, Balance Transfer, EMI & Cash Withdrawal.”
    • Reward Points can only be redeemed in the multiple of 2,000 points unless or otherwise stated.
    • The points cannot be exchanged for cash or credit or used to obtain cash advances or used against payment for any charges incurred on the SBI card unless that is part of that particular SBI credit card's feature.
    • A fee of ₹ 99 plus Applicable Taxes will be debited to the card account per redemption request towards delivery and processing charges. The same will be charged to the Cardholder in his/her monthly statement.

      OTHER CONDITIONS:

      Fraud and abuse relating to earning and redemption of points in the program will result in the forfeiture of the points as well as termination of the SBI credit card account. SBICPSL or its merchant establishments for administrative and/or marketing purposes may use information supplied by a Cardholder on the redemption of rewards.

      In case any reward points have been wrongfully availed or erroneously awarded and if the same have been redeemed against statement outstanding by Cardholder, then it can be adjusted back as statement debit on the card account.

      The reward points that are accrued on your Card account shall be immediately forfeited on the occurrence of any of the following events:

      • The Cardholder fails to make the Payment on the card which is due for a period greater than 90 days.
      • The Cardholder fails to make payment of the outstanding dues on its Card Account and opts for settlement of the outstanding payment due on the Card account.
      • The Cardholder is found to be involved in a fraud on its own Card account after an investigation is carried out by SBICPSL.
      • The Cardholder’s failure to comply with the regulatory norms.
      • In the event of death of the Cardholder.

      In the event that the Cardholder does not initiate any transaction on his card for a period of 13 consecutive months, the reward point balance shall be forfeited at the end of the 13th month.

      In the event that the Cardholder misses two consecutive payments, the rewards points that were accrued during the first cycle for which payment was not made will be forfeited.

      In the event of a voluntary closure of the Card account by the Cardholder, the unutilized reward point balance shall be forfeited after a period of 30 days from the date of closure of the Card Account.

      Any taxes or other liabilities or charges payable to the government or any other authority or any participating merchant establishment which may arise or accrue to a cardholder by redemption as aforesaid or otherwise as a result of the program shall be to the sole account of the cardholder.

      SBICPSL reserves the right to cancel, change or substitute the rewards or the rewards conditions or the computations of points or terms and conditions of the program anytime. SBICPSL can suspend or terminate the program any time it deems necessary. In such a case SBICPSL will intimate the cardholder and give them an option to redeem the accumulated points.

      Products/Gifts/Vouchers/e-Vouchers once redeemed by the cardholder, shall not be cancelled.

      SBICPSL makes no warranties or representations either expressed or implied with regard to the type, quality or fitness of the goods and services provide by the participating merchant establishment under the program.

      The Program does not in any way amend the Cardholder agreement between SBICPSL and the cardholder and any term referenced but not defined herein may be interpreted in accordance with the cardholder agreement.

      SBICPSL acts in good faith in response to any oral or electronic instruction or enquiry by the Cardholder in respect of any matter in relation to this program and fulfillment of any reward. The cardholder will not be entitled to claim or allege any loss, damage, liability, expense etc. attributable directly or indirectly, to any such good faith action of SBICPSL.

      Any disputes arising out of the Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.

      SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

  • Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 08-Nov-2019 to 12-Dec-2019).

    Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 08-Nov-2019 to 12-Dec-2019).

    Lower Rate of interest at 13% p.a

    100% Processing fee waiver for bookings >=50k (Valid b/w 08th Nov – 12th Dec 2019)

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between 08th Nov 2019 and 12th Dec 2019 -both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- (08th Nov – 12th Dec 2019) during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 08th Nov 2019 to 12th Dec 2019 (“Term”). Any bookings made after 12th Dec 2019 will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 12th Feb 2019.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      • -for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • -for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

      Amortization Schedule

      Sr. No.

      Billing date

      Installment

      Interest

      Principal

      Balance

      Taxes (#)

      1

      01-Oct-19

      893.2

      108.3

      784.8

      9215.2

      19.5

      2

      01-Nov-19

      893.2

      99.8

      793.3

      8421.8

      18.0

      3

      01-Dec-19

      893.2

      91.2

      801.9

      7619.9

      16.4

      4

      01-Jan-20

      893.2

      82.6

      810.6

      6809.3

      14.9

      5

      01-Feb-20

      893.2

      73.8

      819.4

      5989.9

      13.3

      6

      01-Mar-20

      893.2

      64.9

      828.3

      5161.6

      11.7

      7

      01-Apr-20

      893.2

      55.9

      837.3

      4324.3

      10.1

      8

      01-May-20

      893.2

      46.9

      846.3

      3478.0

      8.4

      9

      01-Jun-20

      893.2

      37.7

      855.5

      2622.5

      6.8

      10

      01-Jul-20

      893.2

      28.4

      864.8

      1757.8

      5.1

      11

      01-Aug-20

      893.2

      19.0

      874.1

      883.6

      3.4

      12

      01-Sep-20

      893.2

      9.6

      883.6

      0.0

      1.7

      Principal

      10000

      Installment

      893.2

      R.O.I

      13.00%

      Tenure

      12

      "Applicable Taxes" means:

      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
      • This rate of interest is used to calculate the monthly repayment amount
  • Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid bw 29-Oct-2019 to 7-Nov-2019)

    Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid bw 29-Oct-2019 to 7-Nov-2019)

    Lower Rate of interest at 13% p.a

    100% Processing fee waiver for bookings >=25k (Valid b/w 29th Oct – 7th Nov 2019)

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or by way of online booking made via sbicard.com.
    • This offer on Flexipay is valid only for bookings between 29th Oct 2019 and 7th Nov 2019 -both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/- (29th Oct – 7th Nov 2019) during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 29th Oct 2019 to 7th Nov 2019 (“Term”). Any bookings made after 7th Nov 2019 will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 7th Jan 2019.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means: -for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9% -for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:

    Amortization Schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-19

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-19

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-19

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-20

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-20

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-20

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-20

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-20

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-20

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-20

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-20

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-20

    893.2

    9.6

    883.6

    0.0

    1.7




    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

     

    "Applicable Taxes" means: for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9% for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    This rate of interest is used to calculate the monthly repayment amount

  • Flexipay Festive Offer- Book at low interest rate of 13% and enjoy 100% Processing fee waiver (Valid b/w 15-Oct-2019 to 28-Oct-2019).

    Lower Rate of interest at 13% p.a

    100% Processing fee waiver for bookings >=50k (Valid b/w 15th Oct – 28th Oct 2019)

    • This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    • The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    • The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or  by way of online booking made via sbicard.com. 
    • This offer on Flexipay is valid only for bookings between 15th Oct 2019 and 28th Oct 2019 -both days inclusive (“Term”).
    • Flexipay bookings made under program period will attract an interest rate of 13% p.a. for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    • As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- (15th Oct – 28th Oct 2019) during the offer “Term” for all tenures.
    • Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    • More than one retail transaction of Rs. 500/- and above can be clubbed together to avail the offer. Minimum booking amount Rs. 2500. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    • Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    • This offer on Flexipay is valid from 15th Oct 2019 to 28th Oct 2019 (“Term”). Any bookings made after 28th Oct 2019 will attract an interest rate of 22% p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    • The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-.
    • At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.38.
    • For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    • It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    • In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme. Minimum booking amount Rs. 2500.
    • The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay.
    • The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    • It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    • Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    • A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account.
    • Flexipay monthly installment schedule will begin from the SBICPSL holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    • The MAD will be 5% of the SBICPSL holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    • Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    • Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    • In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 28th Dec 2019.
    • The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline. On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    • At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    • Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    • Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    • No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    • Transfer from one Flexipay to another will not be entertained.
    • The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    • SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    • "Applicable Taxes" means:
      -for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      -for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18% 
    • This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
    • Illustrative example of amortization schedule:    

    Amortization Schedule

     

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    01-Oct-19

    893.2

    108.3

    784.8

    9215.2

    19.5

    2

    01-Nov-19

    893.2

    99.8

    793.3

    8421.8

    18.0

    3

    01-Dec-19

    893.2

    91.2

    801.9

    7619.9

    16.4

    4

    01-Jan-20

    893.2

    82.6

    810.6

    6809.3

    14.9

    5

    01-Feb-20

    893.2

    73.8

    819.4

    5989.9

    13.3

    6

    01-Mar-20

    893.2

    64.9

    828.3

    5161.6

    11.7

    7

    01-Apr-20

    893.2

    55.9

    837.3

    4324.3

    10.1

    8

    01-May-20

    893.2

    46.9

    846.3

    3478.0

    8.4

    9

    01-Jun-20

    893.2

    37.7

    855.5

    2622.5

    6.8

    10

    01-Jul-20

    893.2

    28.4

    864.8

    1757.8

    5.1

    11

    01-Aug-20

    893.2

    19.0

    874.1

    883.6

    3.4

    12

    01-Sep-20

    893.2

    9.6

    883.6

    0.0

    1.7

     

    Principal

    10000

    Installment

    893.2

    R.O.I

    13.00%

    Tenure

    12

     

    "Applicable Taxes" means:

    for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%

    for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    * This rate of interest is used to calculate the monthly repayment amount

  • SimplyCLICK – Lenskart Offer

    • Only one voucher is applicable per transaction.
    • This offer cannot be clubbed with any other offer or schemes.
    • Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    • Voucher valid till 30th September 2019.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • 5% Cashback and 2000 Reward Points at PAI International & PAI Mobiles

    Offer Summary

    • 5% Cashback + Additional 2000 Reward Points at Pai International, Pai Mobiles and Smart Electronics stores.
    • Min Trnx. amount: Rs.17,500
    • Validity: 06-14 Jul ’19

     

    Terms & Conditions:

    • This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with PAI International Pvt Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    • The Validity of the Program (“Term”) is from 06-14 July ’19 (both days included), unless extended by SBICPSL and the Merchant. 3
    • Under this Program:
      • A Cardholder can avail Cash back and Reward Points on all product purchases at PAI International, PAI Mobiles and Smart Electronics outlets using SBI Credit card as below, during the term.

    Spend Slab

    Cashback

               Rs. 17,500 & above

    5% Cashback + Additional 2000 Reward Points

     

    • Additional manufacturer cashback/discount given by the OEM brand will also be applicable on such transactions.
    • Each transaction will be considered under the best applicable offer, in case the transaction is eligible under more than one offers by SBI Credit Card.
    • The Cardholder is eligible for Maximum Cash back of Rs.2000 under the 5% Cashback offer during offer period. An additional 2000 Reward Points over and above 5% cashback is also a part of this offer. Thus, total maximum benefit eligibility per card account: Rs.2000 + 2000 RPs, during offer period.
    • This exclusive offer is only applicable to customers who receive this communication.
    • This Program is not applicable on SBI Corporate Card.
    • EMI transactions will also be applicable under the offer. Any additional cashback given by the manufacturer brand will also be applicable on such transactions.
    • Each transaction will be considered under the best applicable offer, in case the transaction is eligible under more than one offers by SBI Credit Card.
    • The Cashback and Reward Points under this Program shall be credited in the account of the Cardholder by 30 August 2019.
    • EMI tenures allowed are - 3,6,9,12,18 and 24 months. (availability of tenure may differ across Brands & products)
    • 14% Rate of Interest applicable on Monthly Reducing Balance for 3,6,9 & 12 months tenure and for 18 & 24 months 15% Rate of Interest applicable on Monthly reducing Balance.
    • Any query regarding this Program or the cashback shall only be entertained till 30th Aug 2019. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Program from any cardholder.
    • SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • All the existing offers, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    • All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary.
    • “SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program or cancel the entire or partial offer at any time at its own discretion and without Notice.

     

    Pai International Stores List

    SN

    Location

    Format

    Chain Name

    Shop Address

    1

    Bangalore

    Pai International

    Indiranagar – MBS

    # 28/1A 100 Feet Road, Near CMH Road, Bangalore - 560038.

    2

    Bangalore

    Pai International

    Vijayanagar – MBS

    # 44/1, 1019/A, 2nd Main, Service Road, Vijayanagar, Bangalore - 560040.

    3

    Bangalore

    Pai International

    Marathalli – MBS

    # 88, Outer Ring Road, Munnekolla, Marathalli, Bangalore - 560037.

    4

    Bangalore

    Pai International

    Peenya – MBS

    # 728, Jalahalli Cross, Opp Bharathi Cinema, Peenya, Bangalore - 560057.

    5

    Bangalore

    Pai International

    Yelahanka 1 – MBS

    # 430/363, NH 7, Near Santhe Circle, Yelahanka, Bangalore - 560064.

    6

    Bangalore

    Pai International

    BG Road – MBS

    # 6, Bilekahalli Gate, Bannerghatta Road, Bangalore - 560076.

    7

    Bangalore

    Pai International

    HRBR – MBS

    # 820, 5th A Cross, Kalyan Nagar, 1st Block, Near Big Ganesha Temple, HRBR Layout, Bangalore - 560043.

    8

    Bangalore

    Pai International

    Rajajinagar – MBS

    # 196, 2nd Stage, West of Chord Road, Service Road, Near Iscon Temple, Rajajinagar, Bangalore - 560086.

    9

    Bangalore

    Pai International

    Jayanagar – MBS

    # 25, 100 Feet Road, Opp Rani Sarala Devi School, 2nd Block, Jayanagar, Bangalore - 560011.

    10

    Bangalore

    Pai International

    RR Nagar – MBS

    No.459, Ideal Homes, Near Raja Rajeshwari Arch, BBMP Ward No.160, Raja Rajeshwari Nagar, Bangalore-560098

    11

    Bangalore

    Pai International

    Koramangala – MBS

    # 632, 100 Feet Road, 6th Block, Koramangala, Next to Shanti Sagar, Bangalore - 560095.

    12

    Bangalore

    Pai International

    Girinagar – MBS

    # 21, 50 Feet Road, Avalahalli, Girinagar, Bangalore - 560085.

    13

    Bangalore

    Pai International

    BSK – MBS

    # 28, Kathriguppe Main Road, Banashankari 3rd Stage, 3rd Phase, Bangalore - 560085.

    14

    Bangalore

    Pai International

    Sarjapur – MBS

    # 71/A, Kaikondrahalli, Sarjapura Road, Bangalore - 560034.

    15

    Bangalore

    Pai International

    Yelahanka 2 – MBS

    # 952/A, Near Police Station, BB Road, Yelahanka, Bangalore - 560064.

    16

    Bangalore

    Pai International

    Sunkadakatte – MBS

    # 4016, BMS Complex, Magadi Main Road, Sunkadakatte, Bangalore - 560091.

    17

    Bangalore

    Pai International

    Puttenahalli – MBS

    # 468, Opp Manipal Clinic, Puttenahalli Main Road, RBI Layout, Bangalore - 560078.

    18

    Bangalore

    Pai International

    Mathikere – MBS

    # 13/11, Balaji Arcade, 1st Main Road, (Next to LIC Building), Gokul 1st Stage, 1st Phase, Mathikere, Bangalore – 560054.

    19

    Bangalore

    Pai International

    Mahadevapura – MBS

    # P-1, KSIIDC Industrial Estate, White Field Road, Mahadevapura, Bangalore - 560048.

    20

    Bangalore

    Pai International

    HSR – MBS

    # 964, 1st Sector,  27th Main, HSR Layout, Bangalore - 560102.

    21

    Bangalore

    Pai International

    Malleshwaram – MBS

    No.9, 3rd Main Road, Margosa Road, Malleshwaram, Bangalore – 560003.

    22

    Bangalore

    Pai International

    RT Nagar – MBS

    No.493, CBI Road Corner, Near HMT Ground, Gangenahalli, RT Nagar, Bangalore – 560032

    23

    Bangalore

    Pai International

    Kengeri – MBS

    No. 27, R.R.Layout, Nagadevanahalli, Kengeri Ring Road, Bangalore - 560056.

    24

    Bangalore

    Pai International

    Nelamangala – MBS

    S.S Complex, Wevars Colony B.H Road, Nelamangala Purasabe, Nelamangala Taluk, Bangalore-562123.

    25

    Bangalore

    Pai International

    Hosur Road – MBS

    Site no: No 6 & 7, Garebhave Palya, Bommanahalli, Hosur Main Road, Bangalore-560068

    26

    Bangalore

    Pai International

    Doddaballapur – MBS

    No. 27-1-2-71 D-Cross, Near Ayyappa Swamy Temple, Dodballapura Main Road, Doddaballapur City Municipal Council, Bangalore Rural 561203

    27

    Bangalore

    Pai International

    Electronics City – MBS

    No.153/5 (Old Sy No. 152/3) Neeladri Nagar Main Road, Hulimangala Cross, Electronic City Phase-1, Bangalore - 560100

    28

    Bangalore

    Pai Furniture

    Yelahanka – Furniture

    Katha No.922/774, BBMP Ward No.4, No.922/774, Erstwhile Sy.No.150/3, Above the Oriental Bank of Commerce, Yelahanka Town, Bangalore North Taluk, Bangalore – 560064

    29

    Rest of Karanataka

    Pai International

    Puttur – MBS

    S.No-IV, 596, Shalimar Complex, Yelmudy, Puttur-574201. Dhakshina Kannada.

    30

    Rest of Karanataka

    Pai International

    Surathkal – MBS

    No.150/1, Opp to Police Station, Iddya Village, Surathkal, Mangalore - 575 014

    31

    Rest of Karanataka

    Pai International

    Chithradurga – MBS

    No:275, RKR Plaza, BD Road, Opp Shankar Theatre, 4th Block, Chitradurga - 577501.

    32

    Rest of Karanataka

    Pai International

    Bunts Hostel – MBS

    Abhiman Plaza, Near Bunts, Hostel Circle, Mangalore - 575003.

    33

    Rest of Karanataka

    Pai International

    Bejai – MBS

    Kovoor - Bejai Road, Mangalore - 575004.

    34

    Rest of Karanataka

    Pai International

    Shimoga – MBS

    No:894, Opp Church, B.H. Road, Shimoga - 577201.

    35

    Rest of Karanataka

    Pai International

    Hassan – MBS

    N.R Circle , B.M. Road, Hassan - 573201.

    36

    Rest of Karanataka

    Pai International

    Udupi – MBS

    No:13-3-31, Devaraja Tower, OPP.Hotel Usha, Court Road, Udupi - 576101.

    37

    Rest of Karanataka

    Pai International

    Bhatkal – MBS

    No.66, Main Road, “AL-TOUHEED’’ Tower, Nawayath Colony, Opposite Ribco Tiles, Bhatkal-581320.

    38

    Rest of Karanataka

    Pai International

    Hubli – MBS

    Station Road, Ganeshpet Corner, Hubli - 580020

    39

    Rest of Karanataka

    Pai International

    Belgaum – MBS

    No:2974, Khade Bazar, Belgaum - 590002.

    40

    Rest of Karanataka

    Pai International

    Chikmagalur – MBS

    Chandra Towers, MG Road, Opp SKP Temple, Chikmagalur - 577101.

    41

    Rest of Karanataka

    Pai International

    Kundapur – MBS

    No:577/5 , V.M.K Towers, OPP.Geetanjali Theatre, Municipal Road, Kundapur - 576201.

    42

    Rest of Karanataka

    Pai International

    Brahmavara – MBS

    Sri Laksmi Arcade, Old Fish Market Road, Near Syndicate Bank, Chanthar Village, Bramhavar, Udupi - 576213

    43

    Rest of Karanataka

    Pai International

    Mysore – MBS

    No.58, Mahadeshwara Badavane, Vijayanagara, 2nd Stage, Mysore - 570016

    44

    Rest of Karanataka

    Pai International

    Hubli2 – MBS

    CTS No. 4523,4526, "Kalburgi Trinity",  Opposite J.G College of commerce, Vidyanagar, HUBLI - 580032

    45

    Rest of Karanataka

    Pai International

    Bidar – MBS

    No.8-9-459/A3, A4, A5, Ground Floor, and 8-9-459 First Floor, Swamy Towers, Near Hotel Krishna Regencry, Udgir Road, Bidar - 585401

    46

    Bangalore

    Smart Electronics

    RT Nagar - MBS/S

    Unit of PIEL, # 373/1, Opp Police Station, RT Nagar, Bangalore - 560032.

    47

    Bangalore

    Pai International

    Ramamurthynagar – MBS

    Unit of PIEL, No: 14,15, Khata No-204, Rammurthy Nagar Main Road, Bangalore-560016

    48

    Bangalore

    Pai International

    BG Road 2- MBS

    Unit of PIEL, No.224 , Sri Nanjundeshwara Edifice, Arakere Gate, I.I.M.B Post, Bannerghatta Main Road, Bangalore-560076.

    49

    Bangalore

    Pai International

    Byadarahalli – MBS

    Unit of PIEL, No. 07, Bhumika Edifice, Byadarahalli, Magadi Main Road, Bangalore - 560091

    50

    Bangalore

    Pai International

    RR Nagar 2- MBS

    No.1139, Maruthi Complex, 3rd Stage BEML Layout, Rajarajeswarinagar, Halagevaderahally Village, Kengeri Hobli, Bangalore-560098.

    51

    Bangalore

    Pai International

    Begur Road – MBS

    “Sri Renuka Yellamma Devi Arcade”, No.158/4, 2nd Main Hongasandra Village, Begur Main Road, Bangalore 560068.

    52

    Bangalore

    Pai Mobiles

    Pai Mobiles – Rajajinagar

    # 330, Ground Floor, 6th Block Circle, DR Rajkumar Road, Rajajinagar, Bangalore - 560010.

    53

    Bangalore

    Pai Mobiles

    Pai Mobiles – Srinivasanagar

    No. 14, 80 Feet Road,  Srinivasa Nagar, B.S.K. 1st Stage Bangalore – 560 050.

    54

    Bangalore

    Pai Mobiles

    Pai Mobiles – Byadarahalli

    No. 21, Balaji Nagar,  Byadarahalli, Magadi Main Road, Bangalore – 560 091

    55

    Bangalore

    Pai Mobiles

    Pai Mobiles – Kengeri

    Shop No.4, Property No.847/83, Sri Kanteshwara Complex, Mysore Road, Kengeri, Bangalore – 560060

    56

    Bangalore

    Pai Mobiles

    Pai Mobiles - Nandini Layout

    No.3, SFHS Area, Nandini Layout, Bangalore – 560 096

    57

    Bangalore

    Pai Mobiles

    Pai Mobiles - Ramamurthy Nagar

    No. 43, AHR Towers Rammurthy Nagar Main Road. Rammurthy Nagar, Bangalore 560016.

    58

    Bangalore

    Pai Mobiles

    Pai Mobiles – Vidyaranyapura

    No. 443/2123/466, HMT Layout, Vidyaranyapura, Bangalore – 560 097.

    59

    Bangalore

    Pai Mobiles

    Pai Mobiles – Sunkadakatte

    3rd Main Road, Sunkadakatte, Vishwaneedam Post, Bangalore – 560 091

    60

    Bangalore

    Pai Mobiles

    Pai Mobiles - RR Nagar

    No. 1158, Jawaharlal Nehru Road, BEML 3rd Stage, Bangalore – 560 098.

    61

    Bangalore

    Pai Mobiles

    Pai Mobiles - KHB Colony

    KHB Colony-No.88, Govindraj Nagar, Magadi Main Road, Bangalore – 560 040

    62

    Bangalore

    Pai Mobiles

    Pai Mobiles – Gandhibazaar

    # 76/, Gandhi Bazaar Main Road, Basavanagudi, Bangalore - 560004.

    63

    Bangalore

    Pai Mobiles

    Pai Mobiles – Yelahanka

    # 952/A, Near Police Station, BB Road, Yelahanka, Bangalore - 560064.

    64

    Bangalore

    Pai Mobiles

    Pai Mobiles - BTM Layout

    # 388, 7th Cross, 7th Main, BTM 2nd Stage, Bangalore - 560076.

    65

    Bangalore

    Pai Mobiles

    Pai Mobiles – Channasandra

    # 860, Utharahalli Kengeri Main Road, Channasandra, Bangalore - 560061.

    66

    Bangalore

    Pai Mobiles

    Pai Mobiles – Hegganahalli

    Shop No.180, Hegganahalli Main Road, Vishwaneedam Post, Bangalore - 560058

    67

    Bangalore

    Pai Mobiles

    Pai Mobiles - Kumaraswamy Layout

    # 1629, 50 Ft Road, Kumaraswamy Layout, Bangalore - 560078.

    68

    Bangalore

    Pai Mobiles

    Pai Mobiles – Malleshwaram

    # 37, 3rd Cross, Sampige Road, Malleshwaram, Bangalore - 560003.

    69

    Bangalore

    Pai Mobiles

    Pai Mobiles – Maruthinagar

    # 2002/03, Shop No.1, 20th Main, BTM 1st Stage, Maruthi Nagar, Bangalore - 560029

    70

    Bangalore

    Pai Mobiles

    Pai Mobiles – Thippasandra

    # 86/1, Shop No.6, Ground Floor, 1st Cross, 2nd Main, New Thippasandra, Bangalore -560075.

    71

    Bangalore

    Pai Mobiles

    Pai Mobiles – Utharahalli

    # 10, Ground Floor, KSRTC Layout, Utharahalli Main Road, Utharahalli, Bangalore - 560061.

    72

    Bangalore

    Pai Mobiles

    Pai Mobiles – Koramangala

    BBMP PID No.68-1-S2, 80 Feet Road, 1st Block, Koramangala, Bangalore-560034.

    73

    Bangalore

    Pai Mobiles

    Pai Mobiles – Gottigere

    No.2, VP Katha No.301, Gottigere Village, Uttarahalli Hobli, Bangalore South Taluk,  Bangalore-560083.

    74

    Bangalore

    Pai Mobiles

    Pai Mobiles – Konanakunte

    No. 177, "Prakruthi Arcade”, Anjanapura,  BBMP Ward No.196, Amruthnagar Main Road, Konanakunte, Bangalore-560061.

    75

    Bangalore

    Pai Mobiles

    Pai Mobiles - Jayanagar

    No.23/1, Old No. 1855, 40th ‘A’ Cross, 9th Block, BBMP Ward No.170, Jayanagar East, Bangalore - 560069

    (9th Block)

    76

    Bangalore

    Pai Mobiles

    Pai Mobiles - Malleshwaram2

    No.284, 2nd Main Road, Sampige Road, between 17th & 18th Cross, BBMP Ward No.45, Malleshwaram, Bangalore-560003.

    77

    Bangalore

    Pai Mobiles

    Pai Mobiles – Subramanyapura

    No.36, Vaishnavi Layout, Near Vaishnavi Theatre, BBMP Ward No.184, Subramanyapura Main Road,Uttarahalli , Bangalore-560061.

    78

    Bangalore

    Pai Mobiles

    Pai Mobiles - JP Nagar

    No.4&5 ,15th Cross, Sarakki Gate, Near J.P Nagar Metro Station, Kanakapura Main Road, BBMP ward No.178, J.P Nagar , Bangalore-560078

    79

    Bangalore

    Pai Mobiles

    Pai Mobiles - Yelahanka NT

    No.2338, 16th "B" Main, Near New Town Bus Stand, BBMP ward No.03, Yelahanka New Town, Bangalore 560064

    80

    Bangalore

    Pai Mobiles

    Pai Mobiles - Kengeri2

    No.941, 1st Main Road, 6th Cross, Near Andhra Bank, Kengeri Satellite Town, BBMP ward No.159, Bangalore - 560060

    81

    Bangalore

    Pai Mobiles

    Pai Mobiles – Anekal

    Shop No.1, M.R Complex, Ground Floor, Mirza Road, Newpet, Anekal, Bangalore - 562106

    82

    Bangalore

    Pai Mobiles

    Pai Mobiles – Bannerghatta

    No.92, Ground Floor, Bannerghatta Village, Jigani Hobli, Anekal Taluk, Bangalore - 560083

    83

    Bangalore

    Pai Mobiles

    Pai Mobiles – Jigani

    No.365/296, Junjar No.295, Plot No.CA2, Jigani Industrial Area, 1st Phase, Sy No.168, Jigani Village and Hobli, Anekal Taluk, Bangalore Urban - 562106

    84

    Bangalore

    Pai Mobiles

    Pai Mobiles – Attibele

    Shop No 7, Krishnappa Complex, Attibele, Attibele Circle, Anekal Taluk, Bangalore - 562107

    85

    Bangalore

    Pai Mobiles

    Pai Mobiles – HSR

    No 256, 5th Main, Sector 6, HSR Layout Bangalore 560102

    86

    Bangalore

    Pai Mobiles

    Pai Mobiles – Basaveshwaranagar

    Shop No. 4, (Old No.HIG-19), 60 Feet Road, K.H.B. Colony 2nd Stage, Basaveshwaranagar, BANGALORE – 560 079

    87

    Bangalore

    Pai Mobiles

    Pai Mobiles – Navarang

    Shop No 14/1, 20th Cross Road, 1st block, M.K.K.Road, Rajajinagar, Bangalore - 560010

    88

    Bangalore

    Pai Mobiles

    Pai Mobiles – Kothnur

    # 102/5 henur Bagalur Main Road Byrathi Bangalore 560077

    89

    Bangalore

    Pai Mobiles

    Pai Mobiles – Kammanahalli

    No.50/2, Pooja Arcade, Below The Bangalore City Co-Operative Bank Ltd, Kamanahalli Main Road, St.Thomas Town Post, HRBR Lyt, Bangalore - 560084

    90

    Bangalore

    Pai Mobiles

    Pai Mobiles –

    Survey No.30/2, Near Suraksha Maruti Showroom, Opposite Infosys, Krishna Reddy Layout, Konnapana Agarhara, Electronic City Main Road, Bangalore - 560100

    Electronic City

    91

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Mysore

    # 51A, D.Devaraj Urs Road, MYSORE - 570024.

    92

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Mandya

    # 1125/1/2, V V Road, Opp SBM Bank, Mandya - 571401.

    93

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles - Mysore2

    No.04, “R.K Plaza” Bearing Municipal No.854, New Kantharaja Urs Road, Mysore-570009

    94

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Ramanagar

    No.175/E, Ground Floor, Chandrakanth Complex, B.M Road, Ramanagara-562159.

    95

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Davanagere

    No.60/1 & 2,3, P.J. Extension, 2nd Main Road, A.V.K College Road, Davanagare - 577002

    96

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Challakere

    Sri Siddeshwara Complex, Bellary Main Road, Near Santhosh Medical, Challakere, Chitradurga - 577522

    97

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Tumkur

    Shop No.6, Ground Floor, Ilahii Store, Opposite Jayadeva Hostel, B.H.Road, Tumkur - 572101

    98

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Hiriyur

    Srivari complex, Opposite to Balaji Nursing Home , Neharu Circle, Main Road Hiriyuru, Chitradurga District - 577598

    99

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Ranebennur

    No.15/7 and 15/8, K.I.J Complex, Opposite KEB Office, P.B Road, Ranebennur, Haveri District -581115

    100

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Malavalli

    Sri Venkateshwara Complex, Mysore Road, Malavalli, Mandya District - 571430

    101

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Shikaripura

    No.299/310/310 , Ulli Shivappa Complex, Shikaripura Road, Opposite New Library Shikaripura, Shivamogga District - 577427

    102

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Kolar

    Kaaba Complex Compound M B road Kolar 563101

    103

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles - Hubli1

    No.1, Ground Floor, Satellite Complex, Kopikar Road, Hubli - 580020

    104

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Kadur

    Shop No.1 and 2, Ground Floor, Emporium Center, Railway Station Road, Near Bus Stand Kadur, Chikmagalure District - 577548

    105

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Harihara

    Ladwa Complex, Opposite to CMC Office P.B Road Harihara, Davanagere District - 577601

    106

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Srinivasapura

    Shop No.MPS182, M.G Road, Srinivaspura, Kolar District - 563135

    107

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Mulbagal

    Bharath Agricultural Works M.C Road, Near Ambedkar Circle Mulbagal, Kolar District - 563131

    108

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Indi

    Word # 18 Bijapur road near siddeshwar Bhank Hattir INDI Vijaypura Dist Karnataka 586209

    109

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Bagalkot

    Ward # 11 # 234/18, Guru Krupa Building Extention area Bagalkot 587101

    110

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Sindagi

    A.H.CHIKKODI, BASAVANAGAR,VIJAYAPURA MAINROAD, SINDAGI - 586128

    111

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Yadgir

    Giriraj complex, Subhash Chowk Yadgir - 585202

    112

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Bijapur

    # 193 Baheti Complex, S.S. road, Mahaveer Road cross Bijapur - Karnataka - 586101

    113

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles - Bijapur2

    SNo 23/1 &24E plot no 41&46 Lingadi Gudi road, Beside signiture mall, Bijapur 586103

    114

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Chintamani

    #29 Double Road, M.G Road, corner Chinthamani - 563125

    115

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles - Mandya2

    #D3/195/163/1, Vidyanagar, 100 feet Road, Mandya pin 571401

    116

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Gadag

    #467, Near Old Kamat Hotel, Station Road, Gadag - 582101

    117

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Gulbarga

    R.N.Pawar tower shope No2 Super market. Kalburgi - 585101

    118

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Gangavati

    Plot No. 15-2/22 & 55/2-15-68, L.G Road, Near Jai Hanuman Electricals, Gangavati, Koppal District - 583227

    119

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Koppal

    Agadi Complex, Near Vijaya Bank, Hospet Road, Ganji Circle, Koppal District - 583231

    120

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Gauribidanur

    No.546/506, Near Krishna Grand Hotel, B.H Road, Gauribidanur, Chikkaballapura District - 561208

    121

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Raichur

    SLV Tourist Hotel Complex, Station Road, Raichur District - 584101

    122

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Haveri

    No.3318-E , Sharavati, Hosamani Siddappa Circle, PB Road, Haveri District - 581110

    123

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Athani

    Nilare Complex, Shivayogi Circle, Athani Miraj Road, Athani Taluk, Belgaum District - 591304

    124

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Bangarpet

    # 1 Ground Floor, Near ICICI Bank, Old Santhe Mayidhana, Kolar Road Bangarpet - 563114

    125

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles - Bagalkot2

    Plot No. 49/2, 19th Cross, Engineering College Main Road, Vidyagiri, Bagalkot District - 587102

    126

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Bellary

    President Bellary Dist Ambedkar Association Bellary, Double Road, Near Old Bus stand,  Bellary District - 583101

    127

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Hospet

    No. 4/516, Shop No.567, Opposite City Court, College Road, Hospete, Bellary District - 583201

    128

    Rest of Karanataka

    Pai Mobiles

    Pai Mobiles – Belgaum

    No.1742, Matchwell Building, Hutatma Chowk, Near Tata Show Room, Kirloskar Road,  Belgaum District - 590001

    129

    Hyderabad

    Pai International

    Attapur – MBS

    Plot No.96, MCH NO. 4-6-69/1A, Attapur, Rajendra Nagar, Hyderabad - 500048.

    130

    Hyderabad

    Pai International

    Boduppal – MBS

    Plot no:-19, Survey No:-102, Om Vihar Colony, Near Boduppal Depot, Ghatkesar Mandal, R R District, Hyderabad - 500036

    131

    Hyderabad

    Pai International

    BN Reddy Nagar – MBS

    Plot No.6 & 7, Chaitanya Nagar, Teachers Colony, Sagar Road, B.N. Reddy Nagar, Hyderabad - 500079

    132

    Hyderabad

    Pai International

    Karmanghat – MBS

    #8-8-393/7/GF, Greenpark Colony, Opp Jeevan Hospital, Sagar Road, Karmanghat, Hyderabad – 500 035

    133

    Hyderabad

    Pai International

    Nizampet – MBS

    H No:3-83/1/PC/107, Panchasheel Complex, Survery 227, Nizampet Village, Quthubullapur, RR District, Hyderabad - 500072

    134

    Hyderabad

    Pai International

    AS Rao Nagar – MBS

    A9, PSR Laxmi Heights, Rukminipuri, Opp to Ushodaya Super Market,

    AS Rao Nagar, Hyderabad - 500062

    135

    Hyderabad

    Pai International

    Kukatpally – MBS

    H No 12-6-2-268/2 & 3, SY NO 575, Kukatpally, Hyderabad - 500072.

    136

    Hyderabad

    Pai International

    Madinaguda – MBS

    Plot No 81 & 82, SY NO 228 & 229/1, Block No 1, Madinaguda Village, Hyderabad -500049.

    137

    Hyderabad

    Pai International

    Kompally – MBS

    Survey No 91, 92 & 93, Green park Avenue, Near HDFC Bank, Kompally Road, Suchitra Circle, Jedimetla, Quthubullapur Mandal, R R District, Secunderabad – 500055.

    138

    Hyderabad

    Pai International

    Vanasthalipuram – MBS

    PlotNo:-H1,H2,H7 & H8,Abhyudaya Nagar, Vanasthalipuram,Hyderabad - 500074

    139

    Hyderabad

    Pai International

    Nagaram – MBS

    3-42, Nagaram Village, Keesara Mandal, Hyderabad - 500083

    140

    Hyderabad

    Pai International

    Bhel – MBS

    H.No 23-54, 23-56, 23-57, Plot No: 7, Survey No:202, Ashok Nagar, Ramachandrapuram, Medak, Hyderabad - 502032

    141

    Hyderabad

    Pai International

    Tolichowki - MBS

    8-1-351/A/20, Adam Colony, Tolichowki, Hyderabad - 500008

    142

    Hyderabad

    Pai International

    Uppal - MBS

    NO 1-46/2, Plot No 5 & 6, Dubba Narasimha Reddy Building, Venkateswara Colony, Ring Road, Uppal, Hyderabad - 500039.

    143

    Hyderabad

    Pai International

    Dilsukhnagar - MBS

    NO 13-4-27/A, 2D, Sri Shailajapushpa Chambers, SY NO 29/1, PART 77/1, 78, Vikas Nagar Colony, Mandal RR Dist, Hyderabad - 500060.

    144

    Hyderabad

    Pai International

    Chintal - MBS

    NO  H NO6 47 1HMT ROADCHINTAL  JEDIMETLA, HYDERABAD-500054

    145

    Hyderabad

    Pai International

    Ramanthapur - MBS

    H No  2 2 58 To 60Prashanthi Arcaderamanthapur Main Road, HYDERABAD-500030

    146

    Hyderabad

    Pai International

    Hyderguda - MBS

    H.No. 3-6-289, Hyderguda, Hyderabad, Telangana State - 500029.

    147

    Hyderabad

    Pai International

    Jubilee Hills - MBS

    Plot No : 703, Road No: 36, Jubilee Hills, Metro piller no-27, Hyderabad - 500033.

    148

    Hyderabad

    Pai International

    Kondapur - MBS

    PLOT NO 17 C AND 28C IN SURVEY NO 60 KONDAPUR VILLAGE SERILINGAMPALLY MANDAL, HYDERABAD-500084

    149

    Hyderabad

    Pai International

    Panjagutta - MBS

    PLOT NO 5 & 6AT NAGARJUNA COOPERATIVE HOUSING SOCIETY LTD PUNJAGUTTA, HYDERABAD-500082

    150

    Hyderabad

    Pai International

    Malakpet - MBS

    HOUSE NO 16 2 70516 2 704 A 1 BESIDES D MART MALLORY MALAKPET , HYDERABAD - 500036

    151

    Hyderabad

    Pai International

    Begumpet - MBS

    No.1-8-303/33, “Roxana Sanai”, Near Bowl O China, Situated at S.P.Road, Begumpet, Secunderabad – 500003 Telangana State

    152

    Hyderabad

    Pai International

    Trimulgherry - MBS

    Survey No 26 (GLR Survey No: 292), Trimulgherry, Secunderabad  Cantonment, Secunderabad, Hyderabad - 500015

    153

    Hyderabad

    Pai International

    Shalibanda - MBS

    Plot No. 23-5-381/A/1& 2, 23-5, 381/A/3&4, 23-5-382/A/7& 2, Syed Ali Chabutra, Shah Ai Banda Road,Hyderabad - 500065

    (Hyd Old City)

    154

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Neredmet

    No G 6 G 7 Nagarjuna Arcade Neredmet X Roads, Hyderabad-500056

    155

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Dilsukhnagar

    No. 13-9-46/7,  Near Sai baba Temple, Dilsukhnagar,Hyderabad-500060

    156

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Manikonda

    No 8 1 284 Ou 192Ou Colony Shakirpetmanikonda, HYDERABAD-500008

    157

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Paradise

    No 6 139D NO 1 7 288 6 AND SHOP NO 18 D NO 1 7 288 18, Paradise Junction, HYDERABAD-500060

    158

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Hasthinapuram

    NO G1 H NO 7 2 256 7 OMKARNAGARSAGAR ROAD HASTHINAPURAM, HYDERABAD-500060

    159

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Karkhana

    NO 20 SURVEY NO 6061 62 1NEW VASAVI COOPERATIVE HOUSING SOCIETY KHARKHANA, SECUNDERABAD-500015

    160

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Isnapur

    1. No. 8-55, Survey No. 241/AA, ISNAPUR Village, Patancheru Mandal, Medak District, 502307 Telangana.

    161

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Medchal

    Plot No. 25/part, H.No. 13-118/1 part, Medchal, R.R district, Telangana. 501401

    162

    Hyderabad

    Pai Mobiles

    Pai Mobiles - SantoshNagar

    No. 8-100 (New No. 9-8-152), Pochamma Gadda, Sultan Valva, Saroornagar, Ranga Reddy District, T.S. 500056.

    163

    Hyderabad

    Pai Mobiles

    Pai Mobiles - Bowenpally

    Plot No 3, Flat no7, Dhanlakshmi Cooperative Society Ward No 1, Bapujinagar, Bowenpally, Secunderabad 500011

    164

    Nirmal

    Pai Mobiles

    Pai Mobiles - Nirmal

    Door No. 1-2-26, Nataraj Nagar, Beside DCB Bank, Nirmal, Nirmal District, Telangana - 504106

    165

    Nalgonda

    Pai Mobiles

    Pai Mobiles - Nalgonda

    Shop No.6-2-627/1,Opposite Beat Market Yard, Srinagar Colony, Nalgonda, Nalgonda District, Telangana - 508001

    166

    Sangareddy

    Pai Mobiles

    Pai Mobiles - Sangareddy

    No.5-2-35, Srikurpa Nagar, Main Road, Near District Court, Sangareddy Town and District, Telangana - 502001

    167

    Kamareddy

    Pai Mobiles

    Pai Mobiles - Kamareddy

    Door No.1-2-22, Beside SBI Bank, Sircilla Road, Kamareddy, Kamareddy District, Telangana - 503111

    168

    Karimnagar

    Pai Mobiles

    Pai Mobiles - Karimnagar

    Door No.7-4-4221/1, Beside Indian Overseas Bank, Mankamathota, Karimnagar,Telangana State - 505001

    169

    Warrangal

    Pai Mobiles

    Pai Mobiles - Warrangal

    Door No.9-10-21&22, JPN Road, Opposite SBH Petrol Pump, Warangal - 506002, Telangana State.

    170

    Vizag

    Pai International

    Gajuwaka - MBS

    10-8-57, Main Road, New Gajuwaka, Visakhapatnam-530026

    171

    Vizag

    Pai International

    Diamond Park - MBS

    D.No:43-9-182, Ward No:31, Subbalakshminagar Main Road, Railway New Colony, Visakhapatnam – 530016

    172

    Vijayawada

    Pai International

    Benz Circle - MBS

    DNO 40 1 99D NO 40 1 100 BLOCK NO 6 IN REVENUE WARD NO 11 MUNICIPAL WARD 8C MG RD, VIJAYAWADA-520010

    173

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Rajahmundry

    Do No: 7-30-13, Main Road, OPP Akruthi Show Room, Rajamundary, East Godavari, AP 533101

    174

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Nandyala

    Door No: 25/557-2,Srinivasa Nagar Main Road, Beside State Bank Of India, Near Rama Krishna Degree College  Nandyala, Kurnool Dt, Andhra Pradesh 518501

    175

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Madanapalle1

    Do No: 13-276, Ground floor,Avenue Road, Madanpalli Road , Chittor Dt, Andhrapradesh 517325

    176

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Madanapalle2

    No.14-2-3-2, CTM Road, Madanapalle, Chittoor District, Andra Pradesh - 517325

    177

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Kurnool1

    Door No: 51/959 A49 & 51/959 A1, SK Complex, Ballari Road, Near New Bus stand, kurnool, AP 518003

    178

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Tirupathi

    No.10-13-542/A, Tilak Road, Tirupati, Chittor District, Andhra Pradesha - 517501

    179

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Gudivada

    No.9/38, Opp Vinayaka Temple, Main road,  Gudiwada, Krishna district, Andra Pradesh - 521301

    180

    Vizag

    Pai Mobiles

    Pai Mobiles - Gopalapatnam

    No.10-47/7, Main road, Gopalapatnam, Vishakpatnam - 530027

    181

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Nuzividu

    No.7-74/3, Baginapalli Thota, Bus Stand Road, Nuzividu, Krishna District, Andra pradesh - 521201

    182

    Vijayawada

    Pai Mobiles

    Pai Mobiles - Vijayawada1

    # 29-37-26, Durga agraharam, Eluru Road, Gavarnar peta, vijayawada urban, buckinghampet, krishna, AP 520002

    183

    Vijayawada

    Pai Mobiles

    Pai Mobiles - Vijayawada2

    39-1-48/1, Revenue ward No-18, Near vetarnari hospital, MG Road, Labbipet, Vijayawada - 520010

    184

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Pendurthi

    Do no: 6-135/8 Shop No-7, NarayanammaComplex pendurthi, Visakapatnam 530047

    185

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Kakinada1

    # 33-1-21, Subash Road, Ward No:21, Kakinada , East Godavari, AP, 533001

    186

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Nad Junction

    D.NO: 58-1-396/2, konatala Complex, Nad Kottha Road, Visakapatnam, AP 530009

    187

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Gunthakal

    Do No:16/24, Crown Takies Road. Revenue Ward No:16 Gunthakal, Anantapur Dt, AP : 515801

    188

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Palamaneru

    Shop No.12-15, Javali Street, Palamaner, Chittoor District, Andhra Pradesh - 517408.

    189

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Kalyanadurgam

    Shop No.9C/24, Ground Floor, Ballary Road, Main Road, Kalyandurgam, Anantapur District, Andhra Pradesh - 515761

    190

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Parvathipuram

    Shop No.7-5-12, Main Road, Revenue Ward No.6, Parvathipuram, Vizianagaram District, Andhra Pradesh - 535501

    191

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Palakollu

    Shop No.18-01-12, Main Road, Opposite Police Station, Revenue Ward No.8, Palakollu, West Godavari District,  Andhra Pradesh - 534260

    192

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Amalapuram

    Door No.7-1-5, High School Road, Revenue Ward No-9, Amalapuram, East Godavri District, Andhra Pradesh- 533201.

    193

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Guntur

    Shop No. 5-37-68/1, Ward No.3, Block No:7, 4th Line, Brodipet, Guntur, Guntur District, Andhra Pradesh - 522002

    194

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Nellore1

    Door No.15/187/1, Shop No.2, R.R Street, Narthaki Center, Nellore, Nellore District, Andhra Pradesh - 524001

    195

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Anakapalle

    Door No.7-8-34, Main Road, Revenue Ward No.6, Anakapalle, Visakapatnam District, Andhra Pradesh - 531001

    196

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Hindupur

    Door No.2-3-27, Penukoda Road, Revenue Ward No.2, Hindupur, Ananthpur District, Andhra Pradesh - 515201

    197

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Tirupathi2

    Shop No.19-8-84/G4, Sree Padmavathi Complex, Near Annamayya Circle, Air Bypass Road, Yadava Colony, Revenue Ward No-19, Tirupathi, Andhra Pradesh - 517501

    198

    Rest Of Andhra

    Pai Mobiles

    Pai Mobiles - Bhimavaram

    Shop No.16-2-7, Oppo. Raymond Show Room, Revenue Ward No-7, Bhimavaram, Andhra Pradesh - 534201

     

  • SimplyCLICK - Mastercard Offer on Netmeds & Zoomcar

    Merchant: NetMeds

    Offer: Get 40% Value off on the prescription medicines order (20% discount plus 20% NMS Supercash credit to Netmeds Wallet)

    Valid till 31 July 2019

    Promo code: NMSMASTER

    How to redeem:

    a. Visit www.netmeds.com -desktop, mobile site and mobile app

    b. Quote the promotion code NMSMASTER during checkout. The offer discount will be applied

    c. Pay with your Mastercard card

    Terms & Conditions:

    1. The Offer is valid from 15 May 2019 till 31 July 2019

    2. Under the Offer, cardholders will get 20% discount plus 20% NMS Supercash credit to Netmeds Wallet on prescription medicines by quoting the promotion code NMSMASTER. Offer applicable on Netmeds - Website, Mobile Site and App.

    3. The discount would be calculated on MRP only. Shipping Charges and other operational charges are excluded. Offer is not applicable on international deliveries.

    4. The Offer is available only upon making full payment by a valid and unexpired Mastercard card issued in India.

    5. To redeem this Offer, cardholders should log in to their account or create an account, if they are not registered.

    6. The Offer cannot be combined together with any other promotion code-based offer and no additional discount/offer will be applicable. Offer is not valid for Cash on Delivery.

    7. The Offer is non-binding, non-encashable and non-negotiable.

    8. The Offer must be redeemed in full and not in parts.

    9. The total spend will be calculated based on the product cost only. This excludes all taxes, GST, delivery charges, etc. Any taxes, liabilities or charges payable to the government or any other authority or body, if any, shall be borne directly by the cardholder and/ or billed to the account of the cardholder.

    10. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the Offer or services availed under this Offer must be addressed in writing by the cardholder directly to Netmeds at cs@netmeds.com or by calling +91-7200712345. Mastercard or the issuing bank will not be liable for the same.

    11. Cardholders are not bound in any way to participate in the Offer. Any participation shall be voluntary and all participants understand, acknowledge and agree that the Offer is purely on a best effort basis and Mastercard does not assume any liability whatsoever regarding the Offer, the delivery of services or any incidental matter.

    12. Any cardholder who utilises, participates in, or attempts to utilise or participate in the Mastercard Card Offers programme, irrevocably agrees to the following: Mastercard will not be liable under contract, tort or any other theory of law for any claim regarding loss or damage howsoever incurred in relation to the use (or attempted use) of the Offer; and accordingly, the cardholder will not make any claim against Mastercard regarding the same.

    13. Each benefit/privilege may be subject to additional terms and conditions imposed by Netmeds.com. Cardholders are solely responsible for checking and complying with the same.

    14. These terms and conditions shall be governed by the laws of India and any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts in Mumbai.

    15. Mastercard & SBICPSL reserve the right to add, alter, modify, change or vary any of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar or not, or to withdraw it altogether at any point in time, without any prior notice.

    16. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

    Know more

     

    Merchant: Zoomcar

    Offer: Flat 20% off on self-drive car rental booking done every Monday

    Promo code: ALMM

    Valid till 31 Dec 2019

    How to redeem: Quote the promotion code ALMM during checkout on www.zoomcar.com website and Mobile App and pay with your Mastercard card

    Terms & Conditions:

    1. The Offer is valid from 15 May 2019 till 31 December 2019.

    2. Under this Offer, cardholder will get flat 20% off on any self-drive booking done on Monday, using the promotion code ALMM.

    3. The offer is applicable only on www.zoomcar.com website and Mobile App. Not valid on Netbanking or Wallet payments.

    4. The offer can be availed only once during the offer period.

    5. To book, minimum billing is for 4 hours. All bookings between 1hour to 3 hours will be billed at 4 hours.

    6. Offer is applicable only on self-drive rental.

    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).

    8. Offer not applicable on blackout days; for details visit: www.zoomcar.com/holidays

    9. A fully refundable security deposit will be charged at time of booking and the security deposit will not be considered for the purpose of the offer.

    10. The offer can be availed only on transactions done using an eligible Mastercard Card issued in India.

    11. To redeem this offer, cardholders should login to their account or create an account, if they are not registered.

    12. Offer is non-transferable and cannot be exchanged for cash or cheque or any form of credit.

    13. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the offer/or product/services availed under this offer must be addressed in writing, by the cardholder directly to Zoomcar at support@zoomcar.com or by calling +91-(STD code)-60009666. Mastercard or the issuing bank will not be liable for the same.

    14. Cardholders are not bound in any way to participate in the Offer. Any participation shall be voluntary and all participants understand, acknowledge and agree that the Offer is purely on a best effort basis and Mastercard does not assume any liability whatsoever regarding the Offer, the delivery of services or any incidental matter.

    15. No two offers can be clubbed together and no additional discount/offer will be applicable.

    16. Any cardholder who utilises, participates in, or attempts to utilise or participate in the Mastercard Card Offers programme, irrevocably agrees to the following: Mastercard will not be liable under contract, tort or any other theory of law for any claim regarding loss or damage howsoever incurred in relation to the use (or attempted use) of the Offer; and accordingly, the cardholder will not make any claim against Mastercard regarding the same.

    17. Each benefit/privilege may be subject to additional terms and conditions imposed by Zoomcar. Cardholders are solely responsible for checking and complying with the same.

    18. Zoomcar shall not be liable to for any loss or damage arising due to force majeure event.

    19. These terms and conditions shall be governed by the laws of India and any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts in Bangalore.

    20. Mastercard & SBICPSL reserve the right to add, alter, modify, change or vary any of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar or not, or to withdraw it altogether at any point in time, without any prior notice.

    21. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

    Know more

     

    Merchant: Zoomcar

    Offer: Rs.5000 off on ZAP Subscription

    Promo code: ALMCZP

    Valid till 31 Dec 2019

    How to redeem:

    Quote the promotion code ALMCZP during checkout on www.zapsubscribe.com website and pay with your Mastercard card

    Terms & Conditions:

    1. The Offer is valid from 15 May 2019 till 31 December 2019.

    2. Under this Offer, cardholder will get Rs.5000 off on ZAP Subscription, using the promotion code ALMCZP.

    3. The offer is applicable only on www.zapsubscribe.com. Not valid on Netbanking or Wallet payments.

    4. Applicable on the second month ZAP subscription amount.

    5. The offer can be availed only once during the offer period.

    6. Offer is applicable only on self-drive rental.

    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).

    8. The offer can be availed only on transactions done using an eligible Mastercard Card issued in India.

    9 To redeem this offer, cardholders should login to their account or create an account, if they are not registered.

    10. Offer is non-transferable and cannot be exchanged for cash or cheque or any form of credit.

    11. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the offer/or product/services availed under this offer must be addressed in writing, by the cardholder directly to Zoomcar at support@zoomcar.com or by calling +91-(STD code)-60009666. Mastercard or the issuing bank will not be liable for the same.

    12. Cardholders are not bound in any way to participate in the Offer. Any participation shall be voluntary and all participants understand, acknowledge and agree that the Offer is purely on a best effort basis and Mastercard does not assume any liability whatsoever regarding the Offer, the delivery of services or any incidental matter.

    13. No two offers can be clubbed together and no additional discount/offer will be applicable.

    14. Any cardholder who utilises, participates in, or attempts to utilise or participate in the Mastercard Card Offers programme, irrevocably agrees to the following: Mastercard will not be liable under contract, tort or any other theory of law for any claim regarding loss or damage howsoever incurred in relation to the use (or attempted use) of the Offer; and accordingly, the cardholder will not make any claim against Mastercard regarding the same.

    15. Each benefit/privilege may be subject to additional terms and conditions imposed by Zoomcar. Cardholders are solely responsible for checking and complying with the same.

    16. Zoomcar shall not be liable to for any loss or damage arising due to force majeure event.

    17. These terms and conditions shall be governed by the laws of India and any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts in Bangalore.

    18. Mastercard & SBICPSL reserve the right to add, alter, modify, change or vary any of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar or not, or to withdraw it altogether at any point in time, without any prior notice.

    19. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

  • Etihad Guest SBI Card Launch Campaign

    • This Offer is valid until 30th June, 2019.
    • All applications received until 30th June, 2019 and approved by 31st of July 2019 will qualify to get an entry to the draw
    • Winners will be announced on 15th August 2019 and receive Etihad Holiday voucher by 30th of August, 2019.
    • Etihad Guest SBI Card Premier cardholders will have a chance to win Rs. 1,00,000 worth of Etihad Guest Holiday Voucher (15 winners) and Etihad Guest SBI Card cardholders will have a chance to win Rs. 50,000 worth of Etihad Guest Holiday Voucher (15 winners)
    • Promo-codes are valid for Etihad Holidays product available on etihadholidays.com - all purchases have to originate from point of sale “India or others Site Edition”  
    • Promo-codes are valid to all Etihad Holidays destinations
    • Promo-codes are not to be used in conjunction with any other promotional offer, or discount program including but not limited to any other promo codes, company discounts, mileage discounts, discount vouchers, credit notes, etc…
    • Promo-codes can only be redeemed at etihadholidays.com when entering your unique Promo code to your package or hotel purchase, or by contacting our contact center on 1800 1233901 (24 Hours Daily)
    • Promo-codes can only be redeemed once, and limited to one voucher use per purchase
    • Promo-codes are not transferable for any other services, non-refundable, and not replaceable
    • If the value of the purchase is less than the promo-code value, no refund or re-use of voucher is valid  
    • Promo-code booking, and travel dates are to be completed by 31st December 2019. After this date, promo-codes is no longer valid    
  • Bharat Gas offer for BPCL SBI Credit Cardholders

    • This Reward Point offer is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Bharat Petroleum Corporation Limited (“BPCL”). The offer will be open to all active BPCL SBI cardholders.
    • The validity of the offer is from 22nd Apr’19 to 30th Sep’19(both days inclusive) unless extended by SBICPSL and BPCL.
    • Under this offer:
      • During the validity of the offer, all BPCL SBI Cardholders will be eligible for 13 Reward Points per Rs. 100 spent on digital payments for Bharat Gas refill.
      • The payment shall be made using BPCL SBI Card on the payment gateway available on Bharat Gas website during the validity of the offer.
      • Reward Points can be earned for a maximum spend of Rs. 10000/- per month including BPCL fuel spends i.e. cumulative of BPCL fuel and Bharat Gas spends, the reward points eligibility is limited to spends of Rs. 10,000/- per month per card account.
      • MID / lists shared in the beginning of the program shall only be considered for accelerated reward points.
    • SBICPSL and BPCL reserve their right to discontinue the offer at any time. SBICPSL and BPCL also reserve the right to modify or change any of the terms and conditions applicable to this offer or cancel the offer entirely or partially at any time without any prior notice to the card holder.
    • All other terms and conditions of the BPCL SBI Card reward program will be applicable over and above these terms and conditions.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendments thereof. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Jio Stores 2xRs.500 discount Vouchers

    • This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. under an arrangement with Reliance Digital Retail Pvt Ltd., (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL or Merchant.
    • The Validity of the Program (“Term”) is from 15 Mar 2019 – 31 May 2019 (Both days included), unless extended by SBICPSL & Merchant.
    • Under this program:
      • SBI Credit Cardholder Get 2 Voucher of Rs.500 each, applicable as Instant discount
      • Min transaction value to redeem each voucher : Rs.10,000
      • Voucher can be redeemed at Reliance Jio Stores Only. For store list, click here
      • 1st voucher of Rs.500 : applicable only on mobile phone purchases (above Rs 10,000), brands included Xiaomi, Oppo, Vivo, Nokia, Apple, Itel, Tecno and Realme
      • 2nd voucher Rs.500 : applicable only on CD & Laptop purchase ( above Rs 10,000) – no brand exclusions
    • The Cardholder can avail this discount at the time of purchase/transaction.
    • The Unique promo codes for this Offer shall be communicated to the eligible cardholders through SMS and e-mail.
    • Any query regarding this Program shall only be entertained till 30th Jun 2019. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Program from any cardholder.
    • 14% Rate of Interest will be applicable on monthly reducing balance for 3, 6, 9 and 12 month EMI.
    • SBICPSL do not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Offer is subject to availability of products and available at the sole discretion of Infiniti Retail Ltd.
    • Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • SBICPSL along with its direct affiliate(s)/merchants is alone responsible for resolving all disputes and differences in relation to SBI Credit Cards without reference to State Bank of India and its associate Banks
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be New Delhi for SBICPSL and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
    • Note: Reliance Digital is a participating company as per the commercial between SBICPSL and Reliance Digital
  • SimplyCLICK - Rentomojo Offer

    1. New to Rentomojo customers who make payment on Rentomojo’s platform by using SimplyCLICK SBI Card shall be eligible for an upfront discount of Rs.50% on their 2nd, 3rd and 4th EMI respectively.
    2. Maximum discount per transaction shall be capped at Rs. 1,000.
    3. This discount shall be applied automatically basis coupon code entered by customer.
    4. This coupon code shall be shared by Rentomojo with SBI Card and shall be used exclusively by SimplyCLICK SBI Cardholders only.
    5. There shall be no minimum order value to be eligible for this offer.
    6. Minimum tenure of repayment schedule shall be 6 months.
    7. This offer shall be applicable for all new users.
    8. Credit shall be at the sole discretion of Rentomojo. Credit here refers to leasing or lending the item to customer on a monthly EMI basis.
    9. “SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • SimplyCLICK – Lenskart Offer

    1. Flat 10% off. Applicable on all brands.
    2. Voucher applicable on purchase of Rs.699 & above.(exclusive of taxes)
    3. Only one voucher is applicable per transaction
    4. Max discount is Rs.600
    5. This offer cannot be clubbed with any other offer or schemes.
    6. Lenskart.com reserves the right to change/modify terms and conditions of gift voucher
    7. Voucher valid till 30th April’2019
    8. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • 20% discount and 2X Reward points on booking Mughal-E-Azam tickets through SBI Elite Card

    • This marketing program (“Program”) is from SBI Cards & Payment Services Private Ltd (“SBICPSL”) under an arrangement with NOMOBO ENTERTAINMENT PRIVATE LIMITED (“Merchant”) and is open to all residents of India holding a valid and current SBI Elite Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    • The validity of the Program (“Term”) is from ­­5th April 2019 to 10th April 2019 (both days included), unless extended by SBICPSL and Merchant / till the tickets for the event are open for sale on BookMyShow platform.
    • Under this program Cardholder can avail Offer 2X Reward Points and 20% instant discount on ticket booking of Mughal-E-Azam from BookMyShow (‘Offer’).
    • 20% instant discount would be given on usage of Promo Code (Promocode will be shared with customers through an email), this promocode has to be put in at the time of booking the Mughal-E-Azam ticket on BookMyShow Website or App
    • The instant discount of 20% will only be offered on Ticket’s having value greater than or equal to Rs 3000.
    • The offer is applicable only on purchase of tickets for shows of musical theatrical performance Mughal-E-Azam (‘Event’) scheduled between 10th to 14th April 2019 in Delhi. The booking of Event tickets can be done between 10th to 12th April using the promocode.
    • The incremental Reward points for these bookings will be credited within thirty (30) days of the booking.
    • To book the Event tickets, customer needs to visit : https://in.bookmyshow.com/plays/mughal-e-azam/ET00062630
    • Offer of 2X reward points is applicable only for bookings done on SBI Credit Card on the BookMyShow website or mobile app.
    • Offer once expired cannot be extended further and cannot be exchanged for cash on in parts.
    • Offer cannot not be used in conjunction with any other coupon, promotion, discount or offer.
    • Any query regarding the Offer will be entertained till the Event bookings are open.  Post such date; SBICPSL will not entertain any correspondence or communication regarding this Offer from any cardholder.
    • SBICPSL does not endorse any of the products or brands being offered at the Event  and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Under no circumstance can the  Offer be settled with cash in lieu by SBICPSL or by Merchant.
    • This Offer cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc, shall be payable by the Cardholder as applicable at the time the respective Event.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Event. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the Cardholders.
  • Welcome kit Offers

    Summary:

     

    Merchant Partner

    Offer & Promo code

    1

    HomeTown Online

    1. Rs.500 Off on Min order value of Rs.1999, on Furniture & Homeware products on https://bit.ly/2DDDSrB.   The coupon code for this is SBI500.
    2. Flat 10% Off on select furniture products on https://bit.ly/2Fk1OBS.  The coupon code for this is SBI10.

     

    2

    Homeshop18.com

    Avail 15% discount on https://offers.homeshop18.com/superdeal. Promocode SBI15

     

    3

    Pepperfry.com

    Avail an additional 5% discount over and above the existing offer; log onto www.pepperfry.com. Promocode SBIAG5

     

    4

    Urbanclap.com

    Avail 10% off on any service; log onto www.urbanclap.com . Promocode SBI_UC

     

    Terms & Conditions:

    Homeshop18

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with  (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    2. The Validity of the Program (“Term”) is from ­­1st December 2018 to 31st March 2019 (both days included), unless extended by SBICPSL and Merchant.
    3. Under this program customer can avail 15% discount on https://offers.homeshop18.com/superdeal.
    4. To avail the offer, customer needs to use promocode SBI15
    5. The  customer can be redeemed  by using the code  during the checkout flow on placing an order on our website homeshop18.com or Mobile App.
    6. No two coupons can be clubbed together for placing a single order
    7. Offer not applicable on Digital and Household appliances
    8. HomeShop18 reserves the right to change these terms and conditions at its discretion and without any intimation to the customer.
    9. Offer is not redeemable/refundable for cash and cannot be returned for a cash refund under any circumstances
    10. Any dispute with regard to this promotion is subject to jurisdiction in the courts of Delhi/New Delhi.
    11. For any query regarding the offer please call our Customer Support on  0120-4444918.
    12. Any query regarding the discount will be entertained till ­­­­­­­­­­­­­­­­­­­31st March 2019.  Post such date; SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    13. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    14. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    15. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    16. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    17. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs are offered
    19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    20. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    21. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

    Hometown

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with HomeTown – Praxis Home Retail Ltd. (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    2. The Validity of the Program (“Term”) is from ­­1st December 2018 to 31st March 2019 (both days included), unless extended by SBICPSL and Merchant.
    3. Under this program customer can avail  (i) Flat Rs. 500 off site wide on a minimum order value of Rs. 1999 *  (ii) Flat 10% off on Furniture  **
    4. Offer (i) is valid on Furniture and Homeware products on https://bit.ly/2DDDSrB.   The coupon code for this is SBI500.
    5. Offer (ii) is  valid only on select furniture products on https://bit.ly/2Fk1OBS.  The coupon code for this is SBI10.
    6. There is no limit on usage of coupon offer
    7. The offer is not applicable in physical stores of HomeTown and only applicable online (website, mobile & app)
    8. Offer cannot not be used in conjunction with any other coupon, promotion, discount or offer
    9. Terms and conditions of this scheme are liable to change without prior notice, in case of any queries, reach out to customer support team over phone (1800-210-0004)/ chat / email (care@hometown.in)
    10. Any query regarding the discount will be entertained till ­­­­­­­­­­­­­­­­­­­31st March 2019.  Post such date; SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    11. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    12. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    13. The Exclusive offers/di  scounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    14. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    15. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    16. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs are offered
    17. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    18. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    19. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

    PEPPERFRY

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with PEPPERFRY  (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    2. The Validity of the Program (“Term”) is from ­­1st December 2018 to 31st March 2019 (both days included), unless extended by SBICPSL and Merchant.
    3. Under this program customer can avail an additional 5% discount over and above the existing offer
    4. The customer needs to log onto www.pepperfry.com
    5. To avail the offer the customer needs to use promocode SBIAG5
    6. The offer is not applicable on Gift Card sale and WTF deals
    7. The promo is valid on confirmed orders only
    8. This promotion is valid only for genuine customers. Any B2B orders under this promotion will be cancelled. The decision of Trendsutra Platform Services Pvt. Ltd. will be final and binding in this respect
    9. Offer once expired cannot be extended further and cannot be exchanged for cash on in parts
    10. Offer cannot not be used in conjunction with any other coupon, promotion, discount or offer
    11. The following terms of use apply to all order under this promotion – www.pepperfry.com/terms-of-use.html
    12. Trendsutra Platform Services Private Limited reserves the right of Inclusion or exclusion of any SKU from the promotion.
    13. For any query, please call Pepperfry - 022-61576157
    14. Any query regarding the discount will be entertained till ­­­­­­­­­­­­­­­­­­­31st March 2019.  Post such date; SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    15. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    16. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    17. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    18. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    19. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    20. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs are offered
    21. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    22. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    23. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

    Customers have to be logged in to avail the discount.

    Coupon code not applicable on Gift Card sale & WTF deals.

    Promo will be valid on confirmed orders only.

    This promotion is valid only for genuine customers. Any B2B orders under this promotion will be canceled. The decision of Trendsutra Platform Services Pvt. Ltd. will be final and binding in this respect.

    The following terms of use apply to all orders under this promotion -www.pepperfry.com/terms-of-use.html

    Trendsutra Platform Services Private Limited reserves the right of inclusion or exclusion of any SKU from the promotion.

     

    URBANCLAP

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with UrbanClap (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
    2. The Validity of the Program (“Term”) is from 1st December 2018 to 31st March 2019 (both days included), unless extended by SBICPSL and Merchant.
    3. Under this program customer can avail 10% off on any service
    4. The customer needs to log onto www.urbanclap.com
    5. The maximum discount is Rs. 100
    6. To avail the offer, the customer needs to use promocode SBI_UC
    7. The code can be used once per Customer
    8. Code is valid in all categories
    9. Code is valid in all cities
    10. Any replacement & parts purchase for the services will be charged as per MRP
    11. Offer cannot not be used in conjunction with any other coupon, promotion, discount or offer
    12. For any query, please write to UrbanClap at- help@urbanclap.com
    13. Any query regarding the discount will be entertained till 31st March 2019. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    14. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    15. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    16. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    17. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    18. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    19. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs are offered
    20. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    21. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    22. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
  • SimplyCLICK - Urbanclap Offer

    1. Rs. 100 off on Minimum Transaction: Rs. 399
    2. Offer valid for Chandigarh Tricity users only
    3. Offer Valid till 30th Dec 2018
    4. Valid once time per user 
    5. Valid for online transactions only. 
    6. SBI Card” is a registered logo/trademark of SBICPSL
    7. Any disputes arising out of the Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    8. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    9. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program or cancel the entire or partial offer at any time without prior notice to the cardholders.
    10. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • fbb STYLEUP Diwali offer

    SBI FBB Style Up Card Rs.250 E- Gift card on purchases above Rs.4000 at Big Bazaar/fbb-Terms & Conditions

    1. This marketing programme (Programme) is from SBI Cards and Payment Services Private Limited (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI FBB Style up Card (“Cardholder”) ,who has been sent offer communication.
    2. The validity of the programme is from 2nd November 2018 to 7th November 2018 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    3. Under this Programme:
      1. Cardholder can avail an fbb e-Gift Card of Rs.250 on purchases above Rs. 4000 at merchant outlets (Big Bazaar/fbb) using SBI fbb STYLEUP Card as below, during the term.
      2. Customer is eligible for only one Gift card per account.
      3. Offer is applicable on fbb SBI STYLEUP Card in Big Bazaar/fbb Stores in select cities. Please refer to participating store address list for details.
    4. The voucher will be sent to the Customer’s registered mobile number within 45 days of the offer conclusion to the non - delinquent and non - blocked cardholder accounts.
    5. SBI Card will be responsible for non-receipt of fbb e-Gift Card under the offer, customer has to contact SBI Card for the same.
    6. Any query regarding the programme will be entertained till 17 January 2019. Post such date SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    7. All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders apart of this cashback offer as mentioned in the communication.
    8. Under no circumstance the e-gift card being offered under this Programme will be settled in lieu of cash by SBICPSL or by Merchant.
    9. SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    10. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    11. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    12. Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    13. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Programme at any time with prior notice to the Cardholders.
    14. Credit Cardholders are not bound in anyway to participate in the Programme. Any such participation will be voluntary.
    15. The Programme is for the consumption of individual retail consumers only
    16. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Promotional Campaign - YONO Payment

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) and is open to all residents of India holding a valid SBI Credit Card (“Cardholder”) and to whom a communication is sent by SBICPSL.
    2. The Validity of the Program (“Term”) Offer is between the periods commencing from Oct 2018 – Dec 2018 unless otherwise specified ("Term").
    3. Under this program:
      • Cardholder will get only 100 reward points in a single calendar month irrespective of number of payments
      • Cardholders need to a make payment through YONO during the offer period
    4. To know how to make payment via YONO https://bit.ly/2Ip9Jew
    5. The offer under this Program cannot be clubbed with any other offer extended by SBICPSL.
    6. Reward points will only give to the Cardholders who are eligible for the Offer. (Customers who make payment through YONO during the offer period)
    7. As a system-oriented process, reward points for the offer will be credited at the end of the Offer period and latest by 31st January 2019.
    8. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    9. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL.
    10. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    11. All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in the communication.
    12. Cardholders are not bound in any way to participate in the Programs. Any such participation is voluntary
    13. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time.
    14. Standard terms pertaining to reward points accrual apply.

     

  • Flipkart Mastercard offer

    For FAQs and T&Cs, click here

  • SBI FBB Style Up Card 5% Cashback at Fashion Big Bazaar– Terms & Conditions

    1. This marketing programme (Programme) is from SBI Cards and Payment Services Private Limited (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI FBB Style up Card (“Cardholder”) and who has been sent offer communication.
    2. The validity of the programme is from 29 September 2018 to 3rd October 2018 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    3. Under this Programme:
      • Cardholder can avail an fbb Gift Voucher of Rs.250 on purchases above Rs. 2500 at merchant outlets (Fashion @ Big Bazaar) using SBI fbb STYLEUP Card as below, during the term.
      • Customer is eligible for only one Gift voucher per account. 
    1. Offer is applicable on fbb STYLEUP Card only in select stores. Please refer to participating store address list for details.
    2. The voucher will be sent to the Customer’s registered mobile number and email address within 45 days of the offer conclusion to the non - delinquent and non - blocked cardholder accounts.
    3. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
    4. Any query regarding the programme will be entertained till 17 December 2018. Post such date SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    5. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this cashback offer as mentioned in the communication.
    6. Under no circumstance the gift voucher being offered under this Programme will be settled in lieu of cash by SBICPSL or by Merchant.
    7. SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    8. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    9. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    10. Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    11. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Programme at any time with prior notice to the Cardholders.
    12. Credit Cardholders are not bound in anyway to participate in the Programme. Any such participation will be voluntary.
    13. The Programme is for the consumption of individual retail consumers only.
  • Pujo fbb Offer

    SBI FBB Style Up Card 5% Cashback at Fashion Big Bazaar– Terms & Conditions

    • This marketing programme (Programme) is from SBI Cards and Payment Services Private Limited (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI FBB Style up Card (“Cardholder”)
    • The validity of the programme is from 29 September 2018 to 10 October 2018 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • Cardholder can avail cashback on purchases at merchant outlets at Big Bazaar/ Fashion at Big Bazaar/Hypercity using SBI FBB Style Up Card as below, during the term.

    Spend Slab

    Cashback

    Rs. 2500 & above

    5%

    • Maximum Cashback per card account for the offer period will be 250.
    • Offer is applicable on FBB Style Up Card only in select stores. Pls refer to participating store address list for details.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
    • Multiple transactions summing up to Rs. 2,500/- on a SBI Card level will not be eligible for the offer.
    • Under this program, cardholder can avail additional cashback on the billing value, net of discount if any, from merchant.
    • Cashback to be posted by 25th November 2018 to the non - delinquent and non - blocked cardholder accounts.
    • For any query regarding the cashback programme or non fulfilment of cashback amount , cardholder to reach out the SBI Cards helpline no till 25 December 2018. Post such date SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this cashback offer as mentioned in the communication.
    • Under no circumstance the cashback being offered under this Programme will be settled in lieu of cash by SBICPSL or by Merchant.
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Programme at any time with prior notice to the Cardholders.
    • Credit Cardholders are not bound in anyway to participate in the Programme. Any such participation will be voluntary.
    • The Programme is for the consumption of individual retail consumers only.
  • fbb Kids offer

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI Card (“Cardholder”) to whom a communication is sent by SBICPSL
    • The validity of the programme from 17th September’18 to 7th November ’18 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • Campaign is valid on entire Kids wear range
      • Campaign is valid across fbb & Big Bazaar stores in India
      • Both Future Retail Limited(Merchant) and SBICPSL reserves their right to withdraw/suspend/cancel/change this campaign partially or entirely , without any prior notice and without assigning any reasons thereof. No correspondence in this regard should be entertained at anytime
      • Terms & Conditions of this campaign are subject to change without any prior written notice. For detail terms and conditions kindly contact Big Bazaar Customer Service Desk of store or Call 1800 200 2255
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • For any card related issue , a SBI Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi, GST etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is only voluntary.
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Big Bazaar/fbb Weekend Exclusive Offer

    1. This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI Card (“Cardholder”) to whom a communication is sent by SBICPSL
    2. The validity of the programme from 14th Sep’18 to 16th Sep’18 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    3. Under this Programme:
      • Offer valid on redemption in a single bill of Rs.2000 & above.
      • Offer is valid across select Big Bazaar, FBB, HYPERCITY in Select States of India
      • ** Offer Not Valid in Goa | West Bengal | Tripura | Nagaland | Assam | Sikkim | Andhra Pradesh | Telangana | Karnataka | Maharashtra & Mumbai
      • No two offers shall be clubbed together. 
      • Offer is valid till stocks last.
      • Offer must be availed in during above mentioned period only. 
      • time 
    4. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    5. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program or cancel the entire or partial offer at any time without prior notice to the cardholders.
    6. For any card related issue , a SBI Cardholder has to write to SBI Card directly
    7. SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    8. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    9. All government Levies like Sales Tax, TDS, any Local Tax, Octroi, GST etc., shall be payable by the Cardholder as applicable.
    10. Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    11. Cardholders are not bound in anyway to participate in the Programs. Any such participation is only voluntary.
    12. Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    13. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • fbb STYLEUP Borosil Offer

    1. This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI Card (“Cardholder”) to whom a communication is sent by SBICPSL
    2. The validity of the programme from 5th Sep’18 to 9th Sep’18 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    3. Under this Programme:
      • Offer applicable in Big Bazaar stores pan India except East Zone stores
      • Offer not valid in Bihar | Assam | Odisha| Nagpur | West Bengal | Chhattisgarh | Jharkhand & Arunachal Pradesh stores
      • Offer valid from 05th Sept to 9th Sept 2018
      • Offer applicable on Borosil bakeware
      • No two offers can be clubbed together
      • Any dispute should be referred to the Company mentioned above & the decision of the Company shall be final.
      • All disputes are subject to Mumbai Jurisdiction only
    4. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    5. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program or cancel the entire or partial offer at any time without prior notice to the cardholders.
    6. For any card related issue , a SBI Cardholder has to write to SBI Card directly
    7. SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    8. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    9. All government Levies like Sales Tax, TDS, any Local Tax, Octroi, GST etc., shall be payable by the Cardholder as applicable.
    10. Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Formatted: Superscript Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    11. SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    12. Cardholders are not bound in anyway to participate in the Programs. Any such participation is only voluntary.
    13. Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    14. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • SimplyCLICK-Foodpanda Offer

    1. Offer is valid only for new customers.
    2. Flat Rs.100 off on purchase of Rs.275 and above.
    3. Apply Voucher Code to avail the offer.
    4. Offer is valid on Mobile App and web transactions.
    5. The voucher is valid for one time use only per customer.
    6. Offer is valid only on online payments till 30th September 2018.
    7. Offer is not valid on Dominos.
    8. Offer cannot be clubbed with any other running offer.
    9. Offer is valid only on delivery orders, and cannot be availed for pick up orders.
    10. In no case whatsoever can the discount amount be refunded, encashed or partly encashed
    11. In case of any query regarding the offer, please email us at customercare@foodpanda.in
    12. Foodpanda reserves the right to withdraw and/or alter the Offer at any time without prior notice.
    13. Foodpanda reserves the right to deny the offer on the grounds of suspicion or abuse of the offer by any customer.
    14. In no event shall foodpanda be liable for any abuse or misuse of the code due to the negligence of the customer.
    15. All disputes are subject to New Delhi jurisdiction.
    16. Cardholders are not bound in any way to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    17. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
    18. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
  • Mumbai Metro Offer – Terms and Conditions

    • Offer mentioned on Standee is valid from 13th August 2018 till 15th October 2018
    • The vouchers mentioned on the standee are from MasterCard and are open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent by SBICPSL
    • These vouchers are only valid for eligible Mumbai Metro SBI Credit Cardholders who have applied during the above mentioned dates and their application has been approved
    • SBI Card and MasterCard reserve the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether
    • If the customer has not received the voucher codes, the same should be informed to Customer Care latest by 31st October ’18 after which customer might not receive the same vouchers of same value as mentioned in the email or might not receive any vouchers at all
    • Detailed terms and conditions of the vouchers will be mentioned in the fulfilment mailer which shall be sent to the customer upon approval of the add-on card meeting all the conditions as mentioned in the email and this document.
    • The products and/or services offered under this program are at the sole responsibility and liability of the participating Merchants, at their exclusive costs and consequences. SBICPSL does not endorse nor recommends the quality, suitability/ fitness for a particular purpose(s), merchantability, delivery and after sale services (if applicable) of the products and/or services being offered and/or made available under this program. Accordingly, SBICPSL will not be responsible and liable for any/all matters/claims connected therewith including but not limited to product/service liability, quality, fitness for a particular purpose(s), merchantability, defects, deficiency, representations, warranties etc., with respect to such products and/or services.
    • The customer will not hold SBI Card responsible or liable for any deficiency or defect in the product/services availed by customer, any actions, claims, demands, losses, damages, costs, charges and expenses which a participant may suffer, sustain or incur by way of above offer

     

  • SBI Card ELITE Pizza Hut Offer

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SBI Card ELITE variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2018, the period for the eligible year would be 1st April 2018 to 31st December 2019. (both days inclusive)
    • All eligible SBI card holders will get a one time Pizza hut voucher worth Rs.1000 on applying for SBI Card online on the SBI Card website: www.sbicard.com between 7th July’2018 to 31st December 2019 only.
    • This offer is only applicable for new SBI Card customers and not for existing SBI Card holders
    • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS and/or email
    • E-voucher code will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL
    • The voucher will be issued within 30 days from receipt of first year annual fee.
    • This eGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash.
    • No cash refunds will be given against the eGV (incl. in case of loss or otherwise).
    • The user unconditionally accepts all T&Cs and shall not raise any disputes in this regard.
    • SBICPSL will not be responsible non-delivery of SMS’, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
    • Extension of codes will not be granted under any circumstance.

    Pizza Hut T&C – EGV’s

    Customer Terms & Conditions:

    • This Pizza Hut EGV is issued by Yum! Restaurants India Pvt.Ltd. (“Yum!”) & its authorized franchisees for making payments at participating Pizza Hut Restaurants & Delivery Outlets* in India.
    • This EGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash.
    • Multiple EGVs can be used by the customer in same bill
    • All running offers / discounts for the Brand would be valid over and above this EGV. The EGV is a Cash voucher which can be used to settle the final bill after incorporating all running offers / discounts
    • No cash refunds will be given against the EGV (incl. in case of loss or otherwise). Any balance (value/offer/coupon) in this EGV is valid for 7 months from the date of issue and any unused balance will expire automatically.
    • Rights to amend terms & conditions reserved with Yum! Without prior notice.
    • For all amendments, EGV balance & expiry details, please visit www.pizzahut.co.in.
    • The user unconditionally accepts all T&C and shall not raise any disputes in this regard.
    • All disputes subject to exclusive jurisdiction of courts at New Delhi.
    • For Balance and expiry check sms your 16 digit EGV number to 57575500.
    • The procedure for redeeming the EGV is as follows:*To use this EGV at restaurants, please present the EGV at time of payment.
    • *To use this EGV for home delivery via call please quote your 16-digit EGV number at time of placing the order.
    • *To use this EGV for home delivery via Online/APP Ordering please select cash on delivery and kindly handover/quote your 16-digit EGV number at time of receiving the order.

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion without prior notice
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • SBI Card PRIME Pizza Hut Offer

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SBI Card PRIME variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2018, the period for the eligible year would be 1st April 2018 to 31st December 2019. (both days inclusive)
    • All eligible SBI card holders will get a one time Pizza hut voucher worth Rs.1000 on applying for SBI Card online on the SBI Card website: www.sbicard.com between 7th July’2018 to 31st December 2019 only
    • This offer is only applicable for new SBI Card customers and not for existing SBI Card holders
    • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS and/or email.
    • Extension of codes will not be granted under any circumstance.
    • E-voucher code will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
    • This eGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash.
    • No cash refunds will be given against the eGV (incl. in case of loss or otherwise).
    • The user unconditionally accepts all T&Cs and shall not raise any disputes in this regard.
    • The voucher will be issued within 30 days from receipt of first year annual fee.
    • SBICPSL will not be responsible non-delivery of SMS’, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.

    Pizza Hut T&C – EGV’s

    Customer Terms & Conditions:

    • This Pizza Hut EGV is issued by Yum! Restaurants India Pvt.Ltd. (“Yum!”) & its authorized franchisees for making payments at participating Pizza Hut Restaurants & Delivery Outlets* in India.
    • This EGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash.
    • Multiple EGVs can be used by the customer in same bill
    • The voucher will be issued within 30 days from receipt of first year annual fee.
    • All running offers / discounts for the Brand would be valid over and above this EGV. The EGV is a Cash voucher which can be used to settle the final bill after incorporating all running offers / discounts No cash refunds will be given against the EGV (incl. in case of loss or otherwise). Any balance (value/offer/coupon) in this EGV is valid for 7 months from the date of issue and any unused balance will expire automatically.
    • Rights to amend terms & conditions reserved with Yum! Without prior notice.
    • For all amendments, EGV balance & expiry details, please visit www.pizzahut.co.in
    • The user unconditionally accepts all T&C and shall not raise any disputes in this regard. All disputes subject to exclusive jurisdiction of courts at New Delhi. For Balance and expiry check sms your 16 digit EGV number to 57575500.
    • The procedure for redeeming the EGV is as follows:
    • *To use this EGV at restaurants, please present the EGV at time of payment.*To use this EGV for home delivery via call please quote your 16-digit EGV number at time of placing the order.*To use this EGV for home delivery via Online/APP Ordering please select cash on delivery and kindly handover/quote your 16-digit EGV number at time of receiving the order.

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion without prior notice
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • REWARD POINT CAMPAIGN - YONO PAYMENT (2nd July 2018 – 30th September 2018)

    Promotional Campaign - YONO Payment

    Terms & Conditions:

    1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) and is open to all residents of India holding a valid SBI Credit Card (“Cardholder”) and to whom a communication is sent by SBICPSL.
    2. The Validity of the Program (“Term”) Offer is between the periods commencing from 2nd July 2018 – 30 September 2018 both days inclusive unless otherwise specified ("Term").
    3. Under this program:
      • Cardholder will get only 100 reward points in a single calendar month irrespective of number of payments
      • Cardholders need to a make payment through YONO during the offer period
    4. To know how to make payment via YONO https://bit.ly/2Ip9Jewto
    5. The offer under this Program cannot be clubbed with any other offer extended by SBICPSL.
    6. Reward points will only give to the Cardholders who are eligible for the Offer. (Customers who make payment through YONO during the offer period)
    7. As a system-oriented process, reward points for the offer will be credited at the end of the Offer period and latest by 30th October 2018.
    8. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    9. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL.
    10. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    11. All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in the communication.
    12. Cardholders are not bound in any way to participate in the Programs. Any such participation is voluntary
    13. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time.
    14. Standard terms pertaining to reward points accrual apply.
  • BPCL SBI Card BookMyShow Offer

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its BPCL SBI Card variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2018, the period for the eligible year would be 1st April 2018 to 31st December 2019.
    • All eligible BPCL SBI cardholders will get a one time BookMyshow e-voucher worth Rs.250 on applying for BPCL SBI Card from SBI Card website: www.sbicard.com between 30th June’2018 to 31st December 2019 only.
    • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
    • E-Vouchers can be redeemed ONLY on www.bookmyshow.com /mobile app & cannot be redeemed directly at the cinema/venue box-office.
    • E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with www.BookmyShow.com
    • E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
    • In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
    • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
    • E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
    • SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
    • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • Extension of codes will not be granted under any circumstance.
    • All orders Subject to the Terms of Use & policies of www.BookMyShow.com

    How to redeem your free movie ticket discount?

    • Visit the partner site BookMyShow.com. or bookmyshow mobile app.
    • Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    • On the payment page, tick the check box states "Avail Discounts & Offers" & from the drop-down list, select "Winpin" option & then enter the e- voucher code in the text box appears & click on "Apply Offer" button next to it to avail the offer.
      Note: At the end of the successful transaction booking id gets generated which needs to be exchanged at the box-office for actual tickets. Email and sms confirmation will also be received provided its active. For any assistance reach out our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com
    • E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookMyShow for the transaction would need to be borne by the voucher user.
    • E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    • E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    • By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    • In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.

     

  • fbb SBI STYLEUP Card Free Cash Offer

    • This offer is valid only for fbb SBI STYLEUP Cardholders.
    • Customers who receive a m-coupon via SMS will only be eligible for Rs 200 discount on shopping of Rs 2000
    • Customers can redeem m-Coupon only on shopping above Rs. 2000 (except standard exclusions) in single bill, here after called as qualifying bills, from any of the Big Bazaar, Food Bazaar and   Hypercity stores, across India, from 27th June to 1st July 2018 only
    • m-Coupon can be redeemed at all Big Bazaar, Food Bazaar & Hypercity stores across India
    • m-Coupon has to be redeemed in full. Partial redemption is not allowed.
    • m-Coupon cannot be exchanged for Cash or Cheque or any other tender whatsoever.
    • m-Coupons cannot be used in conjunction with any other offer or voucher.
    • Redemption of m-Coupon will be valid till 1st July 2018 only and shall not be revalidated once expired.
    • The holder of this m-Coupon is deemed to be the beneficiary.
    • Offer not valid on purchase of Baby Food, Tobacco, SIS and Patanjali products.
    • In case of any dispute, the decision of the Future Retail Limited (Company) will be final and binding. Litigation, if any, is subject to jurisdiction of courts in Mumbai.
    • For more details, kindly contact store Customer Service Desk or the Big Bazaar Call Centre on 1800 266 2255, or email at care@bigbazaar.com
    • Company reserves the right to modify or change any of the terms and conditions applicable to this offer at any time or suspend the offer.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • fbb SBI STYLEUP Card Fashion Bonanza Offer 1st–17th June

    Terms and Conditions

    • Offer is valid from 1st June to 17th June 2018
    • Offer is valid across all Big Bazaar / fbb & Hypercity stores in India.
    • Customer to shop for Fashion (Apparels & Footwear & Fashion Accessories) worth Rs2500 during the Offer period & will get Fashion Vouchers of Rs1000 .
    • Each Fashion Voucher will be of Rs250 redeemable on single product of Rs 600 & above
    • Fashion Voucher to be redeemed on monthly basis - for June’18, July’18, August’18 & September’18.
    • Fashion Voucher will not be exchanged with Gift Vouchers or Cash or any other mode of payment.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.

    June 2018

    Terms and Conditions for Fashion Voucher redemption

    • Voucher is valid from 11th June to 30th June 2018
    • Voucher is valid on Apparels & Footwear only.
    • Voucher redemption is valid only on purchase of single product of MRP Rs.600 & above.
    • Voucher is valid on redemption on a single bill only.
    • Voucher is valid across all Big Bazaar / fbb & Hypercity stores in India.
    • No two offers shall be clubbed together.
    • Customers should hand over the voucher to the cashier before billing for the products.
    • Offer must be availed in during above mentioned period only.
    • Future Retail Limited (Company) reserves the right to withdraw/suspend/cancel/change this offer without prior notice and without assigning any reasons thereof. No correspondence in this regard shall be entertained at any time.
    • If any dispute pertaining to the offer, decision of company shall be final and binding. All dispute are subject to courts Mumbai.
    • Terms & Conditions of this offer are subject to change without any prior written notice. For detail term and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255.

    July 2018

    Redemption Terms and Conditions

    • Voucher is valid from 1st July to 31st July 2018
    • Voucher is valid on Apparels & Footwear only.
    • Voucher redemption is valid only on purchase of single product of MRP Rs.600 & above.
    • Voucher is valid on redemption on a single bill only.
    • Voucher is valid across all Big Bazaar / fbb & Hypercity stores in India.
    • No two offers shall be clubbed together.
    • Customers should hand over the voucher to the cashier before billing for the products.
    • Offer must be availed in during above mentioned period only.
    • Future Retail Limited (Company) reserves the right to withdraw/suspend/cancel/change this offer without prior notice and without assigning any reasons thereof. No correspondence in this regard shall be entertained at any time.
    • If any dispute pertaining to the offer, decision of company shall be final and binding. All dispute are subject to courts Mumbai.
    • Terms & Conditions of this offer are subject to change without any prior written notice. For detail term and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255.

    Aug 2018

    Redemption Terms and Conditions

    • Voucher is valid from 1st Aug to 31st Aug 2018
    • Voucher is valid on Apparels & Footwear only.
    • Voucher redemption is valid only on purchase of single product of MRP Rs.600 & above.
    • Voucher is valid on redemption on a single bill only.
    • Voucher is valid across all Big Bazaar / fbb & Hypercity stores in India.
    • No two offers shall be clubbed together.
    • Customers should hand over the voucher to the cashier before billing for the products.
    • Offer must be availed in during above mentioned period only.
    • Future Retail Limited (Company) reserves the right to withdraw/suspend/cancel/change this offer without prior notice and without assigning any reasons thereof. No correspondence in this regard shall be entertained at any time.
    • If any dispute pertaining to the offer, decision of company shall be final and binding. All dispute are subject to courts Mumbai.
    • Terms & Conditions of this offer are subject to change without any prior written notice. For detail term and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255.

    Sept 2018

    Redemption Terms and Conditions

    • Voucher is valid from 1st Sept to 30th Sept 2018
    • Voucher is valid on Apparels & Footwear only.
    • Voucher redemption is valid only on purchase of single product of MRP Rs.600 & above.
    • Voucher is valid on redemption on a single bill only.
    • Voucher is valid across all Big Bazaar / fbb & Hypercity stores in India.
    • No two offers shall be clubbed together.
    • Customers should hand over the voucher to the cashier before billing for the products.
    • Offer must be availed in during above mentioned period only.
    • Future Retail Limited (Company) reserves the right to withdraw/suspend/cancel/change this offer without prior notice and without assigning any reasons thereof. No correspondence in this regard shall be entertained at any time.
    • If any dispute pertaining to the offer, decision of company shall be final and binding. All dispute are subject to courts Mumbai.
    • Terms & Conditions of this offer are subject to change without any prior written notice. For detail term and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255.
  • IRCTC SBI Card BookMyShow Offer

    This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its IRCTC SBI Card variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2018, the period for the eligible year would be 1st April 2018 to 31st December 2019.

    All eligible IRCTC SBI card holders will get a one time BookMyshow e-voucher worth Rs.250 on applying for IRCTC SBI Card from website, www.sbicard.com between 13th November’2018 to 31st December 2019 only.

    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
    • E-Vouchers can be redeemed ONLY on www.bookmyshow.com /mobile app & cannot be redeemed directly at the cinema/venue box-office.
    • E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with www.BookmyShow.com
    • E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
    • In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
    • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
    • E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code is not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
    • SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
    • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • Extension of codes will not be granted under any circumstance.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
    • Cardholders are not bound in any way to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program or cancel the entire or partial offer at any time without prior notice to the cardholders.

    All orders Subject to the Terms of Use & policies of www.BookMyShow.com

  • One Day Sale at Central – Terms & Conditions

    • This offer is valid for all SBI Card holders.
    • Central terms & Conditions Apply.
    • Offer valid on select products from participating brands.
    • Offer valid till stocks lasts
    • No two offers can be clubbed together
  • fbb SBI Styleup Card BMS offer terms and conditions

    • Offer is only valid from 28th Apr, 2018 to 2nd May, 2018.
    • Offer valid only if the shopping is over Rs.2000 in a single bill.
    • Offer is valid only for Fbb SBI Styleup Card customers who received offer SMS from SBICPSL.
    • On shopping of Rs 2000 and more at fbb/Big Bazaar customer will receive BMS voucher worth Rs 250. BMS vouchers will be sent by 31st May 18 and shall be valid till 30th June 2018.
    • Customers will be eligible for 1 BMS voucher only.
    • Customer will receive voucher in form of E GVs which would be sent on registered mobile number.       
    • In case of multiple bills, only the bill with the maximum value will be considered for the offer.
    • Unutilized balance will expire on 1stJuly 2018 and the validity shall not be extended.
    • SBICPSL reserves the right to change, amend, modify, suspend, continue or terminate all or any part of the offer at any time without notice.
    • Unlawful modification or abuse of the offer is prohibited
    • In addition, BMS terms and conditions shall also apply on the E Gift Vouchers.
    • For more detail customers can contact Call Centre Dial 39 02 02 02  (prefix local STD code), 1860 180 1290 or 1800 180 1290 (toll free).
    • In case of any discrepancy with offer or with non-receipt of BMS voucher, it is mandatory for the customer to present a physical bill.
    • Offer valid across all Big Bazaar, fbb and Food Bazaar stores.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi for SBICPSL and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • fbb SBI STYLEUP Card Public Holiday Sale Offer T&C

    • The offer is only for fbb SBI Styleup Card customer.
    • Offer is only valid from 28th Apr, 2018 to 2nd May, 2018
    • Offer valid only if the shopping is over Rs. 2000/- in a single bill
    • It is not mandatory for a customer to pay by Future Pay to avail the Cash in Future Pay’s Big Bazaar Wallet Offer
    • The details of the offer are as follows
    • On shopping of Rs.2000-Rs. 3999 – Customer will receive Rs.200 (Rs.100 X 2 Months) as Cash in Future Pay’s Big Bazaar Wallet which will be added as Monthly instalments of Rs.100 on the 11th May’18 & on 1st Jun’18
    • On shopping of Rs.4000 & above – Customer will receive Rs.500 (Rs.100 X 5 Months) as Cash in Future Pay’s Big Bazaar Wallet which will be added as Monthly instalments of Rs.100 starting 11th th May & on the 1st of every month from Jun’18 till Sep’18
    • Cash in Big Bazaar Wallet will only be given on the mobile number provided by Customer at the time of billing
    • In case of multiple bills with the same mobile number provided, only the bill with the maximum value will be considered for the offer
    • There is no minimum shopping required to redeem the Cash in Future Pay’s Big Bazaar Wallet
    • Unutilized promotional balance will expire at the end of every month and will be deducted from the wallet
    • Promotional Cash in Future Pay Wallet will always be deducted first in case of spends with Big Bazaar Wallet
    • Customer needs to download & register on the Future Pay App with the mobile number given at the time of billing by 6th May’18 to receive the Cash in the Big Bazaar Wallet
    • Cash in Big Bazaar Wallet can only be redeemed at Big Bazaar, FBB, Food Bazaar & E-Zone
    • In case the payment is done partially or fully by credit note, the offer will not be applicable
    • Offer is not applicable on Utility bill payments, T24 Recharge, loading your Future Pay Wallet, purchase or renewal of Big Bazaar Profit Club or Big Bazaar Saving’s Club or on purchase of Gift Vouchers
    • Customer needs to validate that the number provided to Cashier by him / her is the same as the one printed on the bill
    • Big Bazaar reserves the right to change, amend, modify, suspend, continue or terminate all or any part of the offer at any time without notice
    • Future Pay App can be downloaded from Play Store or App Store or by giving a missed call on 8010 35 0000
    • Any dispute should be referred to the Future Retail Limited & the decision of the Company shall be final
    • All legal disputes are subject to Mumbai Jurisdiction
    • The Cash in Future Pay Wallet is non-transferable, which means you cannot transfer it into another wallet
    • Unlawful modification or abuse of the offer is prohibited
    • In addition, Future Pay terms and conditions shall also apply to the cash given in the Future Pay Wallet
    • For more detail customers can contact Call Centre number 1800 210 1818 or email at support@futurepay.co.in
    • In case of any discrepancy with offer or with non-receipt of Cash in Future Pay Wallet, it is mandatory for the Customer to present a physical bill
    • Offer valid across all Big Bazaar, fbb and Food Bazaar stores.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products  on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • BookMyShow Offer for Online Document Upload

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various mediums chosen by it.
    • All eligible SBI card holders will get a one time BookMyshow e-voucher worth Rs.250 on applying for SBI Card online and uploading their required documents on the SBI Card website: www.sbicard.com between 1st April’2018 to 12th November 2018 only. The voucher will be issued within 30 days from successful account creation.
    • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
    • E-Vouchers can be redeemed online ONLY on bookmyshow.com/mobile app & cannot be redeemed directly at the cinema/venue box-office.
    • E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with BookmyShow.com
    • E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
    • In addition to these BookMyShow Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
    • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
    • E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
    • SBICPSL will not be responsible non-delivery of SMS’, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated & registered in SBICPSL’s system.
    • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
    • Extension of codes will not be granted under any circumstance.
    • All orders Subject to the Terms of Use & policies  of BookMyShow.com
    • For any assistance reach out our to Customer Care Support No.:
    • This offer is applicable on retail cards only.

    How to redeem your free movie ticket discount?

    • Visit the partner site BookMyShow.com. or bookmyshow mobile app.
    • Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    • On the payment page, click the "Unlock Offers or Apply Promocodes" & then enter the e- voucher code in the text box & click on "Apply" button next to it to avail the offer.
      Note: At the end of the successful transaction, the e-ticket generated will be sent to you   on your registered phone number and Email address, provided its active. For any assistance reach out to our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookmyShow for the transaction would need to be borne by the voucher user. 
    • E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    • E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    • By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    • In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof.  Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English.  Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.
    • “SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
  • SimplyCLICK SBI Card BookMyShow Offer

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SimplyCLICK variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st April 2018, the period for the eligible year would be 1st April 2018 to 31st December 2019.
    • All eligible SimplyCLICK SBI cardholders will get a one time BookMyshow e-voucher worth Rs.250 on applying for SimplyCLICK SBI Card from SBI Card website: www.sbicard.com between 13th November'18 to 31st December 2019 only.
      • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
      • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
      • E-Vouchers can be redeemed ONLY on www.bookmyshow.com /mobile app & cannot be redeemed directly at the cinema/venue box-office.
      • E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with www.BookmyShow.com
      • E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
      • In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
      • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
      • E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
      • SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
      • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
      • Extension of codes will not be granted under any circumstance.
      • All orders Subject to the Terms of Use & policies of www.BookMyShow.com

    How to redeem your free movie ticket discount?

    • Visit the partner site BookMyShow.com. or bookmyshow mobile app.
    • Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    • On the payment page, tick the check box states "Avail Discounts & Offers" & from the drop-down list, select "Winpin" option & then enter the e- voucher code in the text box appears & click on "Apply Offer" button next to it to avail the offer.

    Note: At the end of the successful transaction booking id gets generated which needs to be exchanged at the box-office for actual tickets. Email and sms confirmation will also be received provided its active. For any assistance reach out our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com

    • E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookmyShow for the transaction would need to be borne by the voucher user.
    • E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    • E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    • By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    • In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.
  • Offer on Mumbai Metro SBI Card

    • Customer will receive the following vouchers upon successful issuance of Mumbai Metro SBI Card:
      • Cleartrip – Get INR 2,300 Cleartrip Wallet Cashback
      • Shoppers Stop – Get INR 500 off on purchases from ShoppersStop.com
      • Treebo – Get INR 500 off on stay at Treebo Hotels
      • UrbanClap – Get INR 200 cashback on any UrbanClap service
    • Customer should apply on and before 15th March 2018 to be eligible for this offer
    • Offer is only valid on Mumbai Metro SBI Card
    • Customer will receive the said vouchers on their registered Email ID upon issuance of Mumbai Metro SBI Card. Detailed terms and conditions of the said voucher will be sent in the same mail
    • SBI Card and MasterCard reserve the right at anytime, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
    • The participants will not hold SBI Card responsible or liable for any deficiency or defect in the product/services availed by customer, any actions, claims, demands, losses, damages, costs, charges and expenses which a participant may suffer, sustain or incur by way of above offer.
  • Super 60 SALE with fbb SBI STYLEUP Card (Duration 25 Dec’17 to 10 Jan’18)

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”) to whom a communication is sent by SBICPSL
    • The validity of the programme from 25th Dec’17 to 10th Jan’18 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • Cardholders will get upto 60% discount on Apparels & Footwear purchase only.
      • fbb SBI STYLEUP Cardholders will get extra 10% discount on Apparels & Footwear purchase.
      • This offer is valid in all Big Bazaar/ and fbb stores in India.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi, GST etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is only voluntary.
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such  agents/third parties/service providers with respect to such product/services.
    • The Programme is for the consumption of individual retail cardholders only.
  • 40% Discount on UrbanClap with your SimplyCLICK SBI Card

    Terms and Conditions:

    • Only valid for transactions made through UrbanClap website & Mobile App
    • Maximum Discount of Rs.350 can be availed
    • The offer is valid for 1 transaction only

    Steps of Redemption:

    • Login to the website: www.urbanclap.com or the Android/iOS UrbanClap Mobile App
    • Select the category & confirm your booking
    • On the payment page, pay using your SimplyCLICK SBI Card. Discount will be auto-applied.
    • Pay the remaining amount (if any) with your SimplyCLICK SBI Card
  • Fashion Vouchers T&C for fbb SBI STYLEUP Card at NCR, NORTH and AP&TS base only

    • This marketing (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The Validity of the Programme & Vouchers

    •NCR Offer: From 24th Sep’17 to 22nd Oct 2017 (both days included) unless extended by SBICPSL (Voucher issuance is valid from 07thOct 2017 to 22nd Oct 2017 only)
    •North Offer: From 24th Sep’17 to 29th Oct 2017 (both days included) unless extended by SBICPSL (Voucher issuance is valid from 24th Sept 2017 to 29th Oct 2017 only)
    •AP&TS Offer: From 07th Oct’17 to 22nd Oct 2017 (both days included) unless extended by SBICPSL (Voucher issuance is valid from 07thOct 2017 to 22nd Oct 2017 only)

    Under this Offer:

    • Customer can get Rs.250 (Min. trxn: Rs. 3000) & Rs.500/600 (Min. trxn: Rs. 5000) fbb fashion voucher at fbb/ Big Bazaar Stores
    • Voucher valid on redemption in a single bill only
    • Voucher is valid across select Big Bazaar, FBB stores across India
    • Voucher Valid on select Fashion purchases only
    • No two offers shall be clubbed together
    • Customers should hand over the Voucher to the Cashier before billing for the products
    • Offer must be availed in during above mentioned period only.
    • SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    • All government Levies like GST, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders. For detailed terms and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255
  • Segmented Campaign for fbb SBI STYLEUP Card at fbb/Big Bazaar stores in East zone only

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme from 15th Sep’17 to 17th Sep’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • It’s a segmented offer for selected fbb SBI STYLEUP cardholders
      • Offer valid for select cities of East Region only
      • Minimum purchase required to get eligible for offer campaign is Rs. 2500/- or more -in Fashion category (Apparel, accessories, footwear, backpacks & Schoolbags) at fbb/Big Bazaar stores.
      • Spend of 2500/- should be in a single bill, 2 bills can’t be clubbed
      • Every eligible customer will get fbb e-gift voucher worth Rs. 200/-
      • Eligible customer will get e-voucher code on his registered mobile number once the offer period is over
      • Validity of voucher will be 1 year from the date of issuance
      • The right to decide winners rests with SBI Card only and the decision stands unquestionable
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • The Programme is for the consumption of individual retail consumers only.
    • Offer is valid in below locations only.

    CODE

    AKS SITE

    City

    Store Address

    4730

    A01. BB-VIP

    KOLKATA

    52/6 VIP ROAD PARVATI VIHAR RAGHUNATHPUR TEGHORIA KOLKATA WEST BENGAL-700059

    4741

    A03. BB-HLP

    KOLKATA

    THE METROPOLIS 6 HILAND PARK 1925 CHAKGARIA NEAR PEERLESS HOSPITAL KOLKATA WEST BENGAL-700075

    4769

    A11. BB-JADAVPUR

    KOLKATA

    ORBIT MALL 82 RAJA .S.C. MULLICK ROAD BAGHAJATIN KOLKATA WEST BENGAL-700084

    4824

    A18. BB-LIC BLDG

    KOLKATA

    ESPALANDE (DHARAMTALLA) METROPOLITAN BUILDING 7 J.L.NEHRU ROAD KOLKATA-700013

    4724

    A23. FBB-MANISQ

    KOLKATA

    164/1 MANIKTALA MAIN ROAD MANISQUARE MALL E.M BY PASS KOLKATA WEST BENGAL-700054

    4956

    A25. BB-SEALDAH

    KOLKATA

    SEALDAH COMMERCIAL COMPLEX NEAR SELADAH FLYOVER 1 BELEGHATA AIN ROAD KOLKATA WEST BENGAL-700014

    4849

    A26. BB-SALTLAKE

    KOLKATA

    IB - 177 & 178 SECTOR - I SALT LAKE CITY KOLKATA WEST BENGAL-700106

    4844

    A27. BB-BIRATI

    KOLKATA

    185 MB ROAD BIRATI KOLKATA WEST BENGAL-700051

    4973

    A30. BB-LILUHA

    HOWRAH

    R.D MALL 269 GT ROAD LILUAH HOWRAH KOLKATA-WEST BENGAL-711204

    2506

    A37. BB-HWRH AVANI

    HOWRAH

    AVANI RIVER SIDE MALL 32 JAGAT BANERJEE GHAT ROAD HOWRAH WEST BENGAL-711102

    2518

    A45. BB-DIAMOND CITY

    KOLKATA

    UNIT NO 6 DIAMOND CITY NORTH MALL 68 JESSORE ROAD SHYAMNAGAR RODCOL OPPOSITE TO ADITYA HOSPITAL NEAR BHAGATI PARK KOLKATA WEST BENGAL-700055

    2527

    A46. BB-WOOD SQUARE

    KOLKATA

    WOOD SQUARE MALL 169 NETAJI SUBHASH BOSE RD NAREDRAPUR PS SONARPUR SOUTH 24 PARGANAS KOLKATA WEST BENGAL-700103

    4951

    A54. BB-LAKEMALL

    KOLKATA

    PLOT NO 104 RASHBEHARI AVENUE LAKEMALL KOLKATA WEST BENGAL-700029

    2550

    A55. FBB-HOWRAH

    KOLKATA

    18 G.T ROAD NEAR SARAT SADAN HOWRAH MAIDAN KOLKATA WEST BENGAL-711101

    2566

    A56. BB-SHREEBHUMI

    KOLKATA

    403/1 ALCOVE GLORIA VIP ROAD DAKHINDARI ROAD.SREEBHUMI NEAR LAKETOWN KOLKATA WEST BENGAL-700048

    2576

    A59. BB-SHREERAMPUR

    KOLKATA

    RD PLAZA KAMALA CINEMA G.T ROAD MAHESH SHREERAMPUR HOOGLY KOLKATA WEST BENGAL-7012202

    2596

    A65. BB-BARASAT

    BARASAT

    SUNCITY MALL 125/1 JESSORE ROAD CHAMPADALI MORE 24 PARAGANAS (N) BARASAT WEST BENGAL-700124

    2699

    A74. FBB-KONNAGAR

    KONNAGAR

    PEERLESS DESTINATION 157A INDIRAGANDHI SARANI P.S.UTTARPARA HOLDING NO.157/A KONNAGAR-712235

    2926

    A80. FBB-SHAKESPEARE

    KOLKATA

    SHAKESPEARE POINT   40 SHAKESPEARE SARANI KOLKATA-700017

    2931

    A81. FBB-SECTOR 5

    KOLKATA

    BLOCK GP PLOT NO. 2 SECTOR 5 PS SRIJAN CORPORATE PARK KOLKATA-700091

    4813

    A17. BB-GUWAHATI

    GUWAHATI

    CITY SQUARE 118/1 G.S ROAD BHANAGAGHAR GUWAHATI ASSAM-781005

    2530

    A47. BB-JORHAT

    JOHRAT

    PMS / B&A COMPLEX PATTA NO.99 BLOCK NO.2 MOUZA- NAGARMHAL JORHAT ASSAM-785001

    2528

    A48. BB-SILCHAR

    SILCHAR

    GOLDOGH COMMERCIAL COMPLEX MOUZA SILCHAR TOWN PART II(B) PARGANA-BARAKPUR DIST-CACHAR SILCHAR ASSAM-788005

    2543

    A49. FBB-PALTAN BAZAAR

    GUWAHATI

    C/O ROYAL TOURS AND TRAVELS G.S.ROAD PALTAN BAZAR. GUWAHATI ASSAM-781007

    2560

    A53. BB-AGARTALA

    AGARTALA

    M.L.PLAZA RUPASI CINEMA HALL MANTRI BARI ROAD P.O.-CHOWMUHANI AGARTALA TRIPURA-799001

    4743

    A04. BB-DGP

    DURGAPUR

    DREAMPLEX COMPLEX CITY CENTRE NEAR BENGAL SRISHTI DURGAPUR WEST BENGAL-713216

    4789

    A13. BB-BURDHWAN

    BURDWAN

    BURDWAN ARCADE 60 B. B. GHOSH ROAD JAIL KHANA MORE BURDWAN WEST BENGAL-713101

    4817

    A14. BB-SILIGURI

    SILIGURI

    COSMOS MALL 2ND MILE SEVOKE ROAD SILIGURI WEST BENGAL-734001

    4802

    A19. BB-KHARAGPUR

    KHARAGPUR

    PUJA MALL JHARGAM ROAD OPP-ANDHRA HIGH SCHOOL KHARAGPUR WEST BENGAL-721301

    4977

    A31. BB-ASANSOL

    ASANSOL

    GALAXY MALL BURNBPUR ROAD OPP-CHITRA CINEMA HALL ASANSOL WEST BENGAL-713325

    2525

    A39. FBB- SILIGURI

    SILIGURI

    CITY CENTER SILIGURI MALL UTTORAYON TOWNSHIP KHATIAN NO.260 J.L. NO.86 POLICE STATION MATIGARA DISTRICT - DARJEELING MATIGARA NH - 31 SILIGURI WEST BENGAL-734010

    2573

    A64. BB-HALDIA

    HALDIA

    MOUZA DEBHOG POLICE STN. BHABANIPUR JL NO 149 CITY CENTER DIST. EAST OF MADINIPUR HALDIA WESTBENGAL-721602

    2638

    A67. BB-KRISHNAGAR

     KRISHNA NAGAR

    SENTRUM MALL JL NO 52 MOUZA KRISHNA NAGAR WEST BENGAL-741101

    2652

    A68. BB-PURULIA

    PURULIA

    PURULIA CITY CENTER MALL DESHBANDHU ROAD PURULIA KOLKATA WESTBENGAL -723101

  • Kids Campaign for fbb SBI STYLEUP Card Duration (06 Sep’17 to 21 Oct’17)

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme from 06th Sep’17 to 21st Oct l’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • The Offer is valid on entire Kids wear range.
      • Starting range will be from Rs.99 onwards.
      • fbb SBI STYLEUP Cardholder can avail extra 10% discount.
      • It will be applicable in all fbb & Big Bazaar Stores subject to stock availability.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • For detailed terms and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255
    • The Programme is for the consumption of individual retail consumers only.
  • 4MOLES GOLF RENDEZVOUS

    Terms and Conditions

    GOLFER PACKAGE:

    • TWO NIGHTS’ ACCOMMODATION AT THE MARRIOTT MARQUIS BANGKOK
    • TWO DAYS GOLF EVENT AT MUANG KAEW GOLF COURSE AND LAM LUK KA CLUB
    • GALA DINNER PRIZE PRESENTATION WITH FULL BAR ALCOHOL, DINNER AND ENTERTAINMENT
    • NIGHT FESTIVE PERFORMANCE BY THE THAI DANCER’S AND LIVE ROCK BAND AT THE BALLROOM OF MARRIOTT
    • ONE CADDIE AND CART PER GOLFER AT EACH GOLF COURSE 
    • RETURN AIRPORT/LAND TRANSFERS
    • DAILY RETURN TRANSFER FROM HOTEL TO GOLF COURSES
    • CHANCE TO WIN LUCKY DRAW PRIZES WORTH US $10,000
    • GOODIE BAG WITH EVENT SOUVENIRS AND PRODUCTS/OFFERS/VOUCHERS
    • EVENT MANAGEMENT, ORGANIZATION AND DAILY LEADER BOARDS 
    • DAILY REGISTRATION AND CHECK-IN AT COURSES WITH DAILY
    • SCORECARD PREPARATION, CADDIE & GOLF CART ASSIGNMENTS
    • GOLF BAG VALET SERVICE BETWEEN COURSES AND HOTEL
    • ON-SITE SUPPORT WITH ENGLISH SPEAKING STAFF
    • BREAKFAST, ALL TAXES AND SERVICE CHARGES
    • Stay Period 11 August 2017 to 13 August 2017

    EXCLUSIONS: AIRLINE TICKETS, VISA, TIPS AND GRATUITIES (CADDY, DRIVERS, ETC.)

    ACTIVITIES FOR NON-GOLFERS:

    • TWO NIGHTS’ ACCOMMODATIONS IN MARRIOTT MARQUIS BANGKOK
    • ALL EVENING FUNCTIONS AS LISTED ABOVE
    • ONE PRIVATELY GUIDED SIGHTSEEING TOUR 

    ACCOMMODATIONS AT 5* MARRIOTT MARQUIS BANGKOK DELUXE ROOM:

     

    PACKAGE

    4MOLES PACKAGE COST

    EXCLUSIVE DISCOUNT TO SBI CREDIT CARDHOLDER

    SBI CREDIT CARDHOLDER PACKAGE COST

    PACKAGE PRICE PER GOLFER, TWIN SHARING, DELUXE ROOM

    INR 46,200

    10%

    INR 41,580

    PACKAGE PRICE PER GOLFER, SINGLE OCCUPANCY, DELUXE ROOM

    INR 66,000

    10%

    INR 59,400

    PACKAGE PRICE PER COUPLE, TWIN SHARING, DELUXE ROOM

    INR 72,600

    10%

    INR 65,340

    *EXTENSION: ASSISTANCE TO EXTEND ROOM NIGHTS AFTER THE 12TH AUGUST'17 AVAILABLE UPON REQUEST.

    *Quality, delivery and after sales service of the event, package, products and services shall be the sole liability and responsibility of 4 Moles and SBI Card shall not be liable for any issue pertaining to the services, event or the package.

    For confirmation and itinerary discussion, please contact: 
    Contact No. : +91-011-41704221
    Email id: saloni.sharma@4moles.com 

  • Sunburn10 fbb STYLEUP Wild Card Entry Contest

    • This marketing programme (Programme) is from SBI Cards and Payment Services Private Limited (“SBICPSL” or “Company”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI Card (“Cardholder”)
    • Activity Period: 9th to 20th December, 2016
    • ELIGIBILITY: Entries to the contest is valid for Indian nationals aged 15 years and above; residing in India and does not include NRI.
    • HOW TO PARTICIPATE in wild card entry: a) Participants need to post selfies/pictures with 4 sunburn looks with fbb merchandise at fbb stores.4 simple tasks.
    1. Go to nearby fbb store
    2. Pick merchandise you would wear for sunburn and complete your sunburn look
    3. Click pictures or selfies in fbb store and post 4 different vibrant looks for 4 days of sunburn10
    4. Upload your fbb sunburn look on http://bit.ly/2h3ldcv
    • Participants agree that they voluntarily wish to submit picture and by participating in the contest they give Company the unrestricted, perpetual, irrevocable, world wide right to use in any manner whatsoever, without any compensation . Picture, Image, content provided hereunder shall be used in any and all media capacity, including, without limitation, Print, blogs, websites and social networks for promotional purpose and such picture, Image, content shall become Company’s property and shall not be returned.
    • Gratification: - a) 1 Winners who complete the contest will win free season couple passes for all four days for Sunburn10 hills. b) Winner will be also be a part of fbb Style Squad. c) fbb Style Squad will go on a one way road trip from Mumbai to Pune which will be headed by a celeb.
    • Gratification rules : Winners will have to arrange for their own travel to Mumbai and their own accommodation in Pune.
    • TERMS OF ENTRY: a) Company reserves the right to disqualify any Participant who, in Company’s sole and absolute discretion, is not eligible to participate in the Contest. b) Company has the sole right to withdraw / edit any aspect of the Contest at its discretion and / or alter the terms and conditions without prior notice. c) Entries may only be submitted by individual participant . Group entries will not be accepted (although different individuals might have taken part in the making of an entry, only one individual may be considered to have submitted the entry. d) Participants should not submit entries for any person other than themselves, regardless of whether or not the Participant has submitted his/her own entry. e) All entries must be submitted in the English language. Entries not submitted in accordance with the instructions provided in the website, and the terms and conditions herewith, shall not be considered in the Contest and Company shall bear no responsibility for any such entries. f) Neither Company nor any of their respective parents, subsidiaries, affiliates and each of their respective officers, directors, shareholders, agents and employees, nor any Internet access providers (collectively "Released Parties") are responsible for incorrect or inaccurate entry of information, human error, technical malfunction, lost / delayed data transmission, lost / delayed / misdirected mail, omission, interruption, deletion, defect, line failure of any network, computer equipment, software or any combination thereof, or for late, lost, damaged, misdirected, incorrect or incomplete entry. g) If for any reason any aspect of this Contest is not capable of running as planned, including by reason of infection by computer virus, network failure, bugs, tampering, unauthorized intervention, fraud, technical failures or any cause beyond the control of Company which corrupts or affects the administration, security, fairness, integrity or proper conduct of this Contest, Company may in its sole discretion cancel, terminate, modify or suspend this Contest or invalidate any affected submissions.
    • DETERMINING WINNERS: The right to decide contest winner rests with Company only and the decision stands unquestionable.
    • ANNOUNCEMENT OF WINNERS: a) The winner will be announced on the official Future Retail Ltd. Twitter, Instagram and Facebook pages. b) Winner will be contacted by the Company regarding the rest of the details post selection. c) Proof of mailing, faxing, or delivering (in any manner whatsoever) any details to the Company does not denote proof that the Company has received such details.
    • ADDITIONAL TERMS: Company or its affiliates and agencies will not enter into any correspondence, including email, with non-winning Participants. ALL PARTICIPANTS ACCEPT THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THE DECISIONS OF COMPANY , THEY FURTHER WARRANT THAT THEY ARE ELIGIBLE TO PARTICIPATE IN THIS CONTEST AND RELEASE COMPANY AND ITS AFFILIATES AND AGENCIES THEREIN FROM AND AGAINST ALL CLAIMS AND DAMAGES ARISING IN CONNECTION WITH THEIR PARTICIPATION AND/OR ENTRY IN THE CONTEST AND/OR AWARDING OF OR USE OF ANY PRIZE AWARDED IN THIS CONTEST. ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND, SHOULD SUCH AN ATTEMPT BE MADE, COMPANY AND SUCH OTHER ENTITIES ASSOCIATED WITH THIS CONTEST RESERVE THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR ANY SUCH ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. PARTICIPANT AGREE TO INDEMNIFY AND HOLD HARMLESS COMPANY ,ITS AFFILAITES AND ITS OFFICER, DIRECTIRS FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES, DAMAGES OR LIABILITY (INCLUDING REASONABLE ATTORNEYS' FEES AND EXPENSES) THAT MAY BE ASSERTED AGAINST OR INCURRED BY ANY OF THEM AT ANY TIME, IN CONNECTION WITH ENTRY, OR USE THEREOF, OR BY RESPECTIVE PARTICIPANTS' BREACHES OF ANY TERMS & CONDITIONS OR WARRANTY ASSOCIATED WITH THE CONTEST. If, in Company’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Contest, or if technical difficulties compromise the integrity of the Contest, Company reserves the right to void suspect entries and/or votes and/or terminate the Contest and award the prizes from among all eligible entries received as of the termination date. The use of any automated launching or entry software or any other mechanical or electronic means that permits the participant to automatically enter or vote repeatedly is prohibited. In the event of a dispute as to the identity of a Participant based on an email address, the entry in question may be disqualified subject to the Company’s discretion.
    • EXCLUSION OF LIABILITY : a) Company its affiliates, officer and directors will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence) in connection with this Contest or the acceptance or use of any prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law). b) Nothing on any other website of Company or relating to this Contest, shall be construed as conferring any license or other rights under the intellectual property or other proprietary rights of Company or its affiliates companies or any third party, whether by estoppels, implication or otherwise. c) Company and/or its agent shall be licensed to evaluate all submissions for the purposes of this Contest, including verification and as specified in these terms and conditions. d) The software and programming code and media content relating to Contest is protected by the applicable laws of copyright, trademark, design, patent, and other intellectual property rights.
    • MISCELLANEOUS: a) Company reserves the right to change these terms and conditions without prior notice. A Consumer shall be deemed to have notice of any such amendments or interpretations upon publication of the same on the Page and shall be deemed to have accepted such amendments or interpretations by virtue of her continued participation in this Contest. . It is responsibility of the participants to inform Company of any change in the address of correspondence, for availing the prizes. Apart from the entitlement to the above prize/s, the winner will have no other rights or claim against Company or its affiliates, officer,directors.
    • Privacy Policy: a) Participation in this Contest is purely voluntary. b) The data given by the participant i.e. Mobile Number, Email ID and Name, will be used in strict confidence by Company & its other partners and these will not be passed to any other party. c) The participant’s information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without the participant’s consent, other than for the express purpose of delivering the prizes to the winners of the contest. d)Company implements a variety of security measures to maintain the safety of the personal information when is entered, submitted, or accessed. e) Company does not sell, trade, or otherwise transfer to outside parties any personally identifiable information. Company may release your information only when it believes that the release is appropriate to comply with the law, enforce Company’s site policies, or protect Company or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. f) By participating in the contest the participant consent to Company’s privacy policy.
    • This CONTEST is governed by Indian law and is subject to all applicable state and local laws. Any and all legal actions or claims arising in connection with this Contest must be exclusively brought in a court of competent jurisdiction in Mumbai, India.
    • The offer under this Programs cannot be clubbed with any other offer extended by SBICPSL.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary.
    • SBICPSL and Future Retail Ltd reserve the right to modify or change any of the terms and conditions applicable to this Program at any time.
    • The Programme is for the consumption of individual retail consumers only.
  • Executive+ Program Terms & Conditions

    Signature / SBI Card Elite & Platinum Card

    1. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its Signature/SBI Card Elite and Platinum Card variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st June 2016, the period for the eligible year would be 1st June 2016 to 31st May 2017.
    2. All eligible SBI Signature/SBI Card Elite cardholders will get Bookmyshow e-vouchers worth Rs. 1000 and all SBI Platinum cardholders will get Bookmyshow e-vouchers worth Rs. 500. Each voucher value denomination is Rs. 250.
      1. E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
      2. E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
      3. E-Vouchers can be redeemed ONLY on www.bookmyshow.com /mobile app & cannot be redeemed directly at the cinema/venue box-office.
      4. E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with www.BookmyShow.com
      5. E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
      6. In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
      7. If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued. Void if resold, cannot be exchanged for point(s) or cash & cannot be re-validated.
      8. E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
      9. SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
      10. SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
      11. Extension of codes will not be granted under any circumstance.
      12. All orders Subject to the Terms of Use & policies of www.BookMyShow.com

    How to redeem your free movie ticket discount?

    Visit the partner site BookMyShow.com. or bookmyshow mobile app and cannot be redeemed directly at the cinema/venue box office.

    1. Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    2. On the payment page, tick the check box states "Avail Discounts & Offers" & from the drop-down list, select "Winpin" option & then enter the e- voucher code in the text box appears & click on "Apply Offer" button next to it to avail the offer. Note: At the end of the successful transaction booking id gets generated which needs to be exchanged at the box-office for actual tickets. Email and sms confirmation will also be received provided its active. For any assistance reach out our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com
    3. E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookmyShow for the transaction would need to be borne by the voucher user.
    4. E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    5. E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    6. By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    7. In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    1. SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    2. SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    3. The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    4. Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    5. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    6. All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    7. Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    8. Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    9. Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    10. This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    11. Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law.
    12. In case of any dispute, decision of SBICPSL shall be final and binding.
    13. If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    14. Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    15. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.

    Air India Signature & Platinum Card

    1. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its Air India Signature and Air India Platinum variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it.
    2. As part of the Executive + offer, an Air India SBI Signature Cardholder will get additional 2000 reward points on payment of first year joining fee. An Air India SBI Platinum Cardholder will get additional 1000 reward points on payment of first year joining fee.
    3. This offer is applicable only in the first year of account opening. The additional reward point offer is not valid from 2nd year onwards. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st June 2016, the period for the eligible year would be 1st June 2016 to 31st May 2017.
    4. All T&C’s as applicable on expiry, redemption of reward points will be applicable to reward points credited under this offer.
    5. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.

    SimplySave & SimplyClick Card

    1. The offer is valid only for new AutoPay Biller registrations on EasyBillPay (EBP) service.
    2. The offer is valid only for Accounts sourced through Executive + Program of SBI Card and is not open to all accounts. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SimplyClick and SimplySave Cards variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it.
    3. "AutoPay" is a service exclusively for SBI Credit Cardholders ("Cardholder"), to enable payment of utility bills by cardholders for utility companies listed at www.sbicard.com. For the said service the customer agrees to pay a convenience charge; subject to revision/waiver promotions from time to time by SBI Card. The convenience charge will be upto 1.82% of the transaction amount for any transaction done for Cat 2 Billers. There is no convenience charge for any transactions done for Cat 1 Billers. The list of Cat 1 and cat 2 billers is as given on the website www.sbicard.com. For Biller List, Pls refer www.sbicard.com.
    4. The term "Utility Company" or "Biller"; shall mean a company, organization or entity that sends a Bill, statement or invoice, usually a request for payment for a product or service to the customer.
    5. AutoPay service is available for select billers in select cities.
    6. This offer is not applicable for registrations done through Bill Payments Service on www.sbicard.com and is available only on SimplyClick and SimplySave Cards.
    7. Eligible cardholders will get 500 Bonus Reward points post payment on their 1st utility bill. This has to be done within 90 days of receiving the card.
    8. Credit of the Reward points will be done within 21 days of making the 1st utility transaction on the card.
    9. For Detailed Terms and Conditions for AutoPay Service, Pls click here:
    10. Notwithstanding any other terms, it is stipulated that processing of all the payments is subject to the availability of free, clear and available limits in the cardholder's SBI Credit Card Account at the time of processing the transaction. In the event of credit limits not being available, cardholder will receive a payment failed report.
    11. In all situations where the cardholder services are discontinued/disrupted due to any acts of the utility company, governmental orders and any other related matter, SBI Card shall not be responsible and/or liable for the same and the cardholder shall be solely responsible and liable to settle such matters with its utility company and/or statutory authority
    12. The cardholder indemnifies SBI Card from and against all actions, suits, claims, liabilities and proceedings due to or arising out of any or all disputes between the cardholder and Utility companies or by reason of SBI Card acting in good faith and bonafide belief
    13. SBI Card will endeavor to effect payments / carry-out instructions received by it within Bill due date. However, SBI Card does not warrant that Payment / fulfillment of instructions will not be delayed for reasons beyond its control including any default on the part of the service provider. As the instructions would depend on various electronic technology used from time to time, there could be delays in receipt of any instructions by SBI Card from the cardholder and by the provider of Utilities / Services. For all such delays, the service provider of such services shall be responsible and liable being the owner and administrator of these services.
    14. The cardholder shall not hold SBI Card liable for any non-service, delayed service or faulty service rendered by the provider of Utilities / Services and shall not contact or communicate in any manner whatsoever, inter alia, by electronic mail, phone, post, SMS, or personal meeting with SBI Card in this regard.
    15. SBI Card will not accept any cancellation request by the cardholder if the payment transaction has been authorized on his card account and payment accepted by the Biller. Any disputes will have to be settled by the cardholder directly with the Biller.
    16. Nothing contained herein shall prejudice or affect the terms and conditions as mentioned in the Terms & Conditions booklet sent in the Credit Card welcome kit. The terms of this service shall be in addition to and not in derogation of the terms contained in the Terms & Conditions booklet
    17. Nothing contained in the said services shall be construed as binding obligation on SBI Card or any participating utility company to continue the services after the services are terminated.
    18. SBI Card shall have the right to revoke and/or discontinue this service to certain cardholders if it has reason and/or reasonable apprehension to believe that such continuing of this service shall gravely prejudice the commercial situation of SBI Card. Such a determination by SBI Card shall be at its sole and absolute discretion with reference to its cardholders
    19. All disputes and differences arising out and in connection with this service shall be subject to arbitration under the Arbitration and Conciliation Act, 1996 with any amendments thereof. The arbitration shall be conducted by a sole arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on parties. Existence of a dispute/difference shall not constitute a claim against SBICPSL. Notwithstanding the foregoing the courts in New Delhi shall have the exclusive jurisdiction to decide any matters related and connected to the instant terms.
    20. SBI Card may change from time to time the utility companies for which said services are extended
    21. Cardholder will continue making payments towards any utility bill outstanding until he/she receives an SMS/E-mail/letter confirmation from SBI Card indicating that his/her EasyBillPay facility has been activated along with effective date of activation.
    22. Cardholder agrees to communicate termination of facility to SBI Card in writing failing which the payment made to the utility company will be construed as valid and binding on him/her.
    23. Any disputes arising out of disconnection of the utility facility, penalty from government and late charges on installment dues arising due to change / revocation of the facility will be the sole responsibility of the cardholder and the cardholder will not hold SBI Card responsible/liable for the same
  • BT on EMI at 0% for 3 months

    1. The "Balance Transfer on Easy Monthly Installment" ("BT on EMI") facility is an offer from SBI Cards and Payment Services Private Limited ("SBICPSL") which is open to the residents of India holding a valid and subsisting primary SBI Credit Card (" SBI Cardholders") only. This facility is not available to the delinquent and any other ineligible SBI credit cardholders determined as per the internal policy of SBICPSL.
    2. This facility is only available for selected customers who have applied for BT at the Point of sale (while applying for SBI Card).
    3. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
    4. The Offer shall be communicated through the appropriate medium as decided by SBICPSL at its sole option and discretion.
    5. The Balance Transfer amount requested by the primary SBI Cardholder would be processed by SBICPSL subject to a minimum Balance Transfer amount of Rs. 5,000 and a maximum amount of 75% of the available credit limit as assigned to the primary SBI Credit Card Account of the SBI Cardholder.
    6. The BT on EMI is an additional facility offered by SBICPSL to the SBI Cardholders to exercise the option of availing a Balance Transfer amount and to convert it into easy monthly installment over the tenure as applicable to the Balance Transfer. The facility is meant to be a staggered payment option for the SBI Cardholders.
    7. At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenure, where the interest charged is calculated on a reducing principal balance.
    8. There is only one BT on EMI Plan available namely:
      • Interest at the rate of 0% per month for 3 months (one time processing fee of 3% or Rs. 300 whichever is higher).
    9. This facility can be availed by SBI Cardholders for different tenures and at different interest rates as specified above, after payment of charges e.g. processing fee etc. as may be set forth by SBICPSL from time to time. By opting for a BT on EMI of a particular tenure through appropriate medium, a Cardholder expressly consents to meet all his obligations hereto.
    10. It is clarified that for and up to 50 days interest free period will continue to be valid on any retail purchases for those SBI Cardholders who may have opted for BT on EMI in their account.
    11. In case the cardholder places a cancellation request within 45 days of the BT on EMI getting booked, then all fees and interest charged by SBICPSL will be reversed. Notwithstanding the above such applicable fee and/or charges will not be reversed once cheque issued to the Cardholder has been cleared and resulted in a clear credit to the Cardholder account duly evidenced by the statement of account issued to the Cardholder. Further, in all cases cancellation post elapse of 45 days, the fees and other applicable charges, if any, as may be charged by SBICPSL to the SBI Cardholder will not be reversible and all such fees and/or charges shall stand forfeited.
    12. Visa Money Transfer facility from SBICPSL is currently available on Visa Money Transfer Only. In case of Balance Transfer processed through Visa Money Transfer, it takes 3 working days to credit the amount to the other credit card issuing company. The SBI Cardholder understands that once the request has been processed and the amount has been so credited to other credit card issuing company, the request cannot be reversed.
    13. The SBI cardholder shall be levied a foreclosure fee amounting to 3% of the Principal amount outstanding in case of the Offer being voluntarily pre-closed by the customer prior to the maturity of the tenure period opted for. The principal outstanding is calculated basis reducing interest rate as shown in the amortisation scheduled sent along with Balance Transfer on EMI Cheque. In the illustration mentioned in point 34 the “Principal Outstanding” column will be used to calculate the foreclosure amount for example if the cardholder forecloses in the 2nd month the foreclosure amount will be calculated as Rs. 4000*3% =Rs. 120.
    14. The BT on EMI facility is not applicable and specifically excludes all add on SBI Cardholders and this facility and all benefits accruing thereof is made open to only the Primary SBI Cardholders as detailed above. Accordingly, no request from any Add on SBI Cardholders shall be entertained by SBICPSL in this regard.
    15. No BT on EMI request from a SBI Card account will be accepted or processed by SBICPSL, if there is an overdue status or when the credit limit on the credit card account has been exceeded.
    16. SBI Cardholder shall remain liable to SBICPSL till such time that the SBI Cardholder has not paid back the entire BT EMIs including all applicable interest, charges and/or penal interest if any, that may be imposed in accordance to terms of this offer consistent with applicable regulations in this regard. All financial liabilities of the cardholder under Balance Transfer on EMI for the offer period as per plans detailed hereinabove shall be reflected in the monthly statement of accounts issued to the cardholder and shall be conclusive evidence of settling all liabilities of the SBI Cardholder for this Offer.
    17. Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves sole and absolute right to refuse any BT on EMI requests at its sole discretion.
    18. All Balance Transfer cheques will be payable at par at all branch locations of State Bank of India in India.
    19. All BT cheques will be in favor of the other credit card company for which the Balance Transfer has been availed by the SBI Cardholder. The cheques will be sent directly to the SBI Cardholders as per the current address available and maintained in the records of SBICPSL. In the event of the cheque being undelivered at the Cardholders’ current address as per SBICPSL records, the cheque will be sent directly to the other credit card company as communicated by the Cardholder to SBICPSL.
    20. The cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 working days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons.v
    21. BT on EMI booked for Third Party will not be accepted and the liability for the same will lie solely with the primary cardholder.
    22. SBICPSL will not be responsible and/or be liable for any delay in clearance of the Balance Transfer cheque by the other credit card company and the subsequent late payment charges, interest and/or penal charges as may be levied by such other credit card company or for any outstation clearing charges, if any, levied by the other credit card company towards clearance of the Balance Transfer cheque.
    23. The Minimum Amount Due (MAD) will be calculated at the rate of 5% of the SBI Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and BT on EMI monthly installment due (or all BT on EMI monthly installments due in case of multiple BT on EMI booked by the Cardholder)’.
    24. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% on the unpaid BT on EMI monthly installments. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% on the unpaid BT on EMI monthly installments.
    25. In case the Cardholder has availed BT on EMI for the maximum eligible amount, he shall not be eligible to book or use the service again till the time the BT on EMI booked on the SBI Card in has been paid in full or part or the existing credit limit gets extended. If the Cardholder repays the BT on EMI booked in parts, he can book another BT on EMI for this amount (Please refer to the Order of Payment Settlement to understand how the amount paid against your SBI Card outstanding is settled).
    26. At any given point in time, BT on EMI booking on an account cannot exceed 75% of the available Credit Limit.
    27. SBICPSL shall not be responsible for any actions, claims, demands, losses, damages, costs, charges and expenses, which the SBI Cardholder may suffer or incur by availing this offer and accordingly SBICPSL stands indemnified by the SBI Credit Cardholders availing benefits under this Offer.
    28. SBI Cardholders are not bound in any way to participate in this offer. Any participation is totally voluntary and the offer is being made on a best effort basis.
    29. SBICPSL reserves the right to modify and/or change all or any of the terms and conditions applicable to the offer any time after giving due notice to the SBI Cardholder, without affecting the BT on EMI bookings already done.
    30. "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    31. All disputes and/or differences, claims etc., arising out of or related to this Offer shall be settled by arbitration conducted by a sole arbitrator appointed by SBICPSL. The Arbitration and Conciliation Act, 1996 governs such proceedings to be conducted in English at New Delhi. The award of the arbitrator shall be final and binding on the parties.
    32. Existence of a dispute or difference does not constitute a claim against SBICPSL.
    33. “In case you have opted for the Auto Debit payment mode for the payment of total outstanding on your SBI Card, then, the Total Amount Due on your SBI Card including the Balance Transfer Amount and other charges applicable thereto will be debited from your bank account on the Due Date”.
    34. Illustrative Example of the Amortization Schedule:
      Tenor Easy Monthly Installment Principal Interest Principal Outstanding Taxes#
      1 4,000 4,000 0 8,000 0
      2 4,000 4,000 0 4,000 0
      3 4,000 4,000 0 0 0

      Loan Amount 12000.0
      Rate Of Interest (p.m.) 0%
      Tenure 3

      #Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).

  • Activation Offer E-Voucher (STYLEUP Contactless Card) Terms & Conditions

    Agoda

    1. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
    2. The Promotion is available to the qualifying and eligible cardholders of SBI credit card which (a) bears the SBI and/or SBI name and logo on the face of the card and/or (b) refers to a member of the SBI group as an issuer or a participant partner on the back of the card, including for the avoidance of doubt any co-branded/affinity card issued by any members of SBI Group. Cardholders must settle payment with their card in order to enjoy the Promotion.
    3. The Promotion is only applicable to the reservation of selected and designated merchant properties in certain destinations, made through a dedicated landing page only at following URL: www.agoda.com/sbicard
    4. Agoda reserves the right to launch selected and temporary “tactical offers” at higher discount levels for selected countries.
    5. The Promotion is subject to the terms and conditions of Agoda. In case of dispute, the decision of Agoda shall be final.
    6. The Promotion discount is applicable to hotel room charges only (excluding local taxes, service fees, extra charges, personal consumptions and the like).
    7. The SBI Card and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
    8. The Promotion discount will only be displayed on the booking form after entering a valid promo code issued by SBI card
    9. Booking Period: till 31st December, 2016
    10. Valid for Stay till 31st January,2017

    Cleartrip.com

    What exactly is the offer?

      1. Activities:

        Get Rs.500 off on Activities of Rs.1,500 or more, booked using Cleartrip Mobile App.
      2. Domestic Roundtrip Flights:

        - Get Rs.1,000 off on Domestic Roundtrip Flights, booked for 3 or more passengers using Cleartrip Mobile App.
        - Get Rs.500 off on Domestic Roundtrip Flights booked for 1 or 2 passengers using Cleartrip Mobile App.
      3. International Roundtrip Flights:

        Get Rs.1,000 off on International Roundtrip Flights booked using Cleartrip Mobile App.
      4. Domestic Hotels:

        Get Rs.1,000 off on Domestic Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.
      5. International Hotels:

        Get Rs.1,000 off on International Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.

    How to avail the offer?

    1. Download the Cleartrip Mobile App available for iOS on App Store, for Android on Google Play Store & for Windows on the Windows Store. You can also give a missed call on 88808-40088 to get a free app download link via sms.
    2. Book any Domestic / International Roundtrip Flight or Domestic/ International Hotel using the Cleartrip Mobile App
    3. Simply enter coupon code SBICT3000 before making payment using your SBI Credit Card.
    4. Valid for transactions made between 30 April 2016 to 31 December 2016. Dates of Travel are completely open

    FirstCry.com

    1. SBI credit card Customers will get 20% OFF on the Order.
    2. Coupon can be used only once per user and cannot be clubbed with any other coupon code.
    3. Not valid on Super Savers, Combos, Formula and Supplements, Bottles & Accessories, Gifts & Certificates.
    4. Max Discount Rs 500
    5. Offer till 31st December 2016

    Lenskart

    1. This offer cannot be clubbed with any other offer or schemes.
    2. This offer can be used only once by one user.
    3. Code needs to be applied in Gift voucher column
    4. Lenskart reserves the right to modify/remove any offer without prior notice to customers.
    5. Lenskart reserves the right to cancel any order if it fails the above mentioned criteria without prior notice to customers.
    6. Payment to be made through SBI Credit card for availing the offer.

    Netmeds.com

    1. No minimum order value required.
    2. Coupon valid till 31st December 2016.
    3. Coupon valid only on medicines.

    Printland

    1. Offer valid only on www.printland.in
    2. Exclusive Offers For SBI Credit Card Customers.
    3. Validity as per the requirement
    4. Not applicable on Pen, Pen Drive ,Power Bank, Gold and Silver products
    5. This offer cannot be clubbed with any other offer running on the site www.printland.in.
    6. All refunds and returns as per Printland.in policy.
    7. Standard shipping will be applicable.
    8. In case of any query please contact us on – 9212319090 and write us – contactus@printland.in

    Titan

    1. Coupon code: TISBIC
    2. Offer: 10% instant discount on cart value more than or equal toRs2000, discount limited to Rs 1000.
    3. Coupon Code can be availed just once per user by applying the coupon code on the cart page
    4. Offer applicable only on our website and m-site Titan.co.in
    5. Not applicable on Gold Coins, Gold Jewellery, Gift Cards and Gift Vouchers.
    6. Payment shall be made by SBI Credit Card for availing this offer.
    7. Offer validity: 1st May 2016 to 31st Dec 2016

    Velvetcase.com

    1. Programme Period – Valid Till 31st December 2016
    2. OFFER: 5% OFF (using : code VCSBI05) on purchases, not including coins, notes, and gift cards, made by SBI Credit Card at the Merchant outlet.
    3. No minimum purchase required.

    Zoomcar

    1. Programme Period – May 1, 2016 to December31, 2016.
    2. Promocode to be given to the SBI Credit Cardholders: ALSBIWK.
    3. OFFER: 20% OFF on bookings made by SBI Credit Card at the Merchant platform
    4. Applicable on bookings done for Monday to Thursday. Maximum Discount of Rs 2500/-
    5. Minimum billing duration is for 4 hours. All bookings done for a duration of 1 to 3 hours will be billed at an applicable rate of 4 hours.
    6. A fully refundable security deposit of Rs. 5000 will be charged at time of booking.
    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).
    8. Offer not applicable on blackout days as listed here : http://www.zoomcar.com/holidays.
    9. All the policies applicable to the Customers of Merchant in the open market shall equally apply to the SBI Credit Cardholders under this Programme.
  • Activation Offer E-Voucher Terms & Conditions

    Terms & Conditions

    Agoda

    1. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
    2. The Promotion is available to the qualifying and eligible cardholders of SBI credit card which (a) bears the SBI and/or SBI name and logo on the face of the card and/or (b) refers to a member of the SBI group as an issuer or a participant partner on the back of the card, including for the avoidance of doubt any co-branded/affinity card issued by any members of SBI Group. Cardholders must settle payment with their card in order to enjoy the Promotion.
    3. The Promotion is only applicable to the reservation of selected and designated merchant properties in certain destinations, made through a dedicated landing page only at following URL: www.agoda.com/sbicard
    4. Agoda reserves the right to launch selected and temporary “tactical offers” at higher discount levels for selected countries.
    5. The Promotion is subject to the terms and conditions of Agoda. In case of dispute, the decision of Agoda shall be final.
    6. The Promotion discount is applicable to hotel room charges only (excluding local taxes, service fees, extra charges, personal consumptions and the like).
    7. The SBI Card and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
    8. The Promotion discount will only be displayed on the booking form after entering a valid promo code issued by SBI card
    9. Booking Period: till 31st December, 2016
    10. Valid for Stay till 31st January,2017

    BigBasket

    1. Minimum Transaction value Rs.1000
    2. Maximum Discount Rs.250
    3. Offer valid till 31/12/2016
    4. Offer valid only once during the offer period
    5. Offer valid only on SBI Credit Card holders
    6. bigbasket has the right to cancel orders of a fraudulent nature

    Cleartrip.com

    What exactly is the offer?

      1. Activities:

        Get Rs.500 off on Activities of Rs.1,500 or more, booked using Cleartrip Mobile App.
      2. Domestic Roundtrip Flights:

        - Get Rs.1,000 off on Domestic Roundtrip Flights, booked for 3 or more passengers using Cleartrip Mobile App.
        - Get Rs.500 off on Domestic Roundtrip Flights booked for 1 or 2 passengers using Cleartrip Mobile App.
      3. International Roundtrip Flights:

        Get Rs.1,000 off on International Roundtrip Flights booked using Cleartrip Mobile App.
      4. Domestic Hotels:

        Get Rs.1,000 off on Domestic Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.
      5. International Hotels:

        Get Rs.1,000 off on International Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.

    How to avail the offer?

    1. Download the Cleartrip Mobile App available for iOS on App Store, for Android on Google Play Store & for Windows on the Windows Store. You can also give a missed call on 88808-40088 to get a free app download link via sms.
    2. Book any Domestic / International Roundtrip Flight or Domestic/ International Hotel using the Cleartrip Mobile App
    3. Simply enter coupon code SBICT3000 before making payment using your SBI Credit Card.
    4. Valid for transactions made between 30 April 2016 to 31 December 2016. Dates of Travel are completely open

    Croma.com

    1. The offer is applicable only for transactions on croma.com
    2. Offer cannot be combined with any other offer available on croma.com
    3. Valid till 31st Dec 2016

    FirstCry.com

    1. SBI credit card Customers will get 20% OFF on the Order.
    2. Coupon can be used only once per user and cannot be clubbed with any other coupon code.
    3. Not valid on Super Savers, Combos, Formula and Supplements, Bottles & Accessories, Gifts & Certificates.
    4. Max Discount Rs 500
    5. Offer till 31st December 2016

    Lenskart

    1. This offer cannot be clubbed with any other offer or schemes.
    2. This offer can be used only once by one user.
    3. Code needs to be applied in Gift voucher column
    4. Lenskart reserves the right to modify/remove any offer without prior notice to customers.
    5. Lenskart reserves the right to cancel any order if it fails the above mentioned criteria without prior notice to customers.
    6. Payment to be made through SBI Credit card for availing the offer.

    Luxehues

    1. Participation in the Offer by the SBI Credit Cards customer/s is on a voluntary basis.
    2. The SBI Credit Cards customer/s may avail the Offer during the Offer Period
    3. This Offer cannot be clubbed with any other Offer that may be made available to the SBI Credit Cards customer/s by the Alliance Partner.
    4. The Offer is non-transferable, non-binding and non-encashable.
    5. The Offer is not valid for Void Transactions
    6. All matters of dispute will be a subject to final decision of luxehues.com
    7. Luxehues.com reserves the right to amend these terms and conditions and may extend or withdraw the contest without any prior notice

    Myntra

    1. This offer is not valid on Cash on Delivery orders.
    2. This offer is not valid at any of the alliance partner retail outlets/stores.
    3. This offer may not be applicable on select styles. Please search for shopping-offer16 on the Application for the list of eligible products.
    4. The maximum possible discount, using this offer, on any item cannot exceed 45% of the MRP.
    5. This offer cannot be combined with any other offers on the Company application.
    6. Multiple coupons cannot be clubbed in a single order.
    7. The balance amount, after the discount has been availed, will have to be paid by the customer at the time of purchase
    8. In no case, whatsoever, can the discount amount be refunded, encashed or partly encashed.
    9. Customer will not be eligible for My Privilege Points for the discount availed using the coupon/voucher.
    10. Myntra's Return and Exchange Policy offers you the option to return or exchange items purchased on Myntra's application within 30 days of the receipt. In case of return of the purchased item, please refer to the “Return Policy” on our website/ app or write to returns@myntra.com.
    11. All orders would be subject to availability at the time of purchase and will be governed by the standard terms and conditions on Company's application.
    12. All disputes arising out of or in connection to this scheme are subject to exclusive jurisdiction of the courts in Bangalore only.
    13. Disclaimers: Company is not responsible for any typographical error leading to an invalid coupon
    14. Payment shall be made by SBI Credit Card for availing this offer.

    Netmeds.com

    1. No minimum order value required.
    2. Coupon valid till 31st December 2016.
    3. Coupon valid only on medicines.

    Printland

    1. Offer valid only on www.printland.in
    2. Exclusive Offers For SBI Credit Card Customers.
    3. Validity as per the requirement
    4. Not applicable on Pen, Pen Drive ,Power Bank, Gold and Silver products
    5. This offer cannot be clubbed with any other offer running on the site www.printland.in.
    6. All refunds and returns as per Printland.in policy.
    7. Standard shipping will be applicable.
    8. In case of any query please contact us on – 9212319090 and write us – contactus@printland.in

    Shopclues

    Offer Description: Rs 300 off on a minimum spend of Rs 1199.
    Terms and Conditions:

    1. The minimum purchase amount should be 1199 to avail the offer.
    2. The maximum discount that can be availed per order is 300.
    3. This offer is valid till Dec 31, 2016.
    4. The above offer is available on website and the mobile app.
    5. Offer valid once per registered user.
    6. The offer is applicable on all categories except storage devices, coins, bars and precious jewelry.
    7. This offer cannot be combined with any other promotion/o¬ffer running on the website.
    8. Shipping will be charged wherever applicable.
    9. Payment shall be made by SBI Credit Card for availing this offer.

    Titan

    1. Coupon code: TISBIC
    2. Offer: 10% instant discount on cart value more than or equal toRs2000, discount limited to Rs 1000.
    3. Coupon Code can be availed just once per user by applying the coupon code on the cart page
    4. Offer applicable only on our website and m-site Titan.co.in
    5. Not applicable on Gold Coins, Gold Jewellery, Gift Cards and Gift Vouchers.
    6. Payment shall be made by SBI Credit Card for availing this offer.
    7. Offer validity: 1st May 2016 to 31st Dec 2016

    Velvetcase.com

    1. Programme Period – Valid Till 31st December 2016
    2. OFFER: 5% OFF (using : code VCSBI05) on purchases, not including coins, notes, and gift cards, made by SBI Credit Card at the Merchant outlet.
    3. No minimum purchase required.

    Zoomcar

    1. Programme Period – May 1, 2016 to December31, 2016.
    2. Promocode to be given to the SBI Credit Cardholders: ALSBIWK.
    3. OFFER: 20% OFF on bookings made by SBI Credit Card at the Merchant platform
    4. Applicable on bookings done for Monday to Thursday. Maximum Discount of Rs 2500/-
    5. Minimum billing duration is for 4 hours. All bookings done for a duration of 1 to 3 hours will be billed at an applicable rate of 4 hours.
    6. A fully refundable security deposit of Rs. 5000 will be charged at time of booking.
    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).
    8. Offer not applicable on blackout days as listed here : http://www.zoomcar.com/holidays.
    9. All the policies applicable to the Customers of Merchant in the open market shall equally apply to the SBI Credit Cardholders under this Programme.
  • Rs. 100 cashback on ATM Cash Withdrawal Offer

    Terms & Conditions

    • The SBI Card Offer (“Offer”) ‘₹ 100 Cash Back on ATM Cash withdrawal within 1st 30 days from receipt of SBI Credit Card’ from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid SBI Credit Card (“Card”).
    • By availing this Offer benefits by conducting a financial transaction of withdrawing cash through an ATM machine, the Cardholder provides consent to all these terms and conditions.
    • Under this Offer, a Cardholder gets ₹ 100 Cash Back on his/her first ATM Cash Withdrawal (India or overseas) within 30 days from receipt of SBI Credit Card.
    • Offer is applicable only on ATM Cash Withdrawal using SBI Credit Card. The Offer does not include any retail spends, including Fuel, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the Offer, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100. Regular cash advance fee of Rs 2.5% or ₹ 300 whichever is higher & interest rates of up to 3.35% per month apply and is subject to change as per discretion of SBICPSL.
    • Cash back will be credited to the SBI Card customer’s account within 60 days of ATM cash withdrawal.
    • Any query regarding the program will be entertained within 90 days of ATM cash withdrawal Or 4 months of account set up date (“Query Period”) and SBICPSL will not entertain any correspondence or communication regarding this Offer post the Query Period.
    • This Offer is not applicable on Add on Card, Card Renewals & SBI Corporate Card.
    • This Offer is a standalone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time with or without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • 2% cashback

    Terms & Conditions

    • The SBI Card Offer("Offer") from SBI Cards & Payment Services Private Ltd. ("SBICPSL") is open to select residents of India holding a valid and current SBI Credit Card("Card") i.e. with no outstanding more than 30 days("Cardholder").
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL ("Term").
    • Under this offer, a Cardholder can avail 2% Cash Back, subject to a maximum Cash Back amount of ₹ 250, on retail spends only.
    • Offer is applicable only on total retail spends undertaken on SBI Cards. The offer does not include Fuel, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 250 as Cash Back. Total Cash Back amount per account will not exceed ₹ 250.
    • Cash Back is given only to the Cardholder who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding
    • Cash Back will be credited to the SBI Card customer's account within 30 days post completion of the offer.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together  and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Offer. Any such participation is voluntary and the same is being made purely on a "best effort basis".
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • 5X Rewards

    Terms & Conditions

    • The SBI Card Offer(“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card(“Card”) i.e. with no outstanding more than 30 days(“Cardholder”).
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under the offer, a Cardholder gets 5 times reward points, subject to a maximum of 5000 Reward points, on retail spends only. For SBI Gold & More card, reward points can be earned on all purchases other than departmental stores and grocery purchases.
    • Offer is applicable only on total retail spends undertaken on SBI Cards.
    • The offer does not include any purchases at petrol pumps/ service stations, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each accountholder can avail a maximum of 5000 reward points. Total Reward points per account will not exceed 5000.
    • Reward points will be given only to the Cardholder who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Reward points will be credited to the SBI Card customer’s account within 30 days post completion of the offer.
    • The above offer complies to all the existing terms & conditions of the reward points program.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together  and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof.
    • Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • 5% cashback

    Terms & Conditions

    • The SBI Card Offer(“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card(“Card”) i.e. with no outstanding more than 30 days(“Cardholder”).
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this offer, a Cardholder can avail 5% Cash Back, subject to a maximum Cash Back amount of Rs.500, on retail spends only.
    • Offer is applicable only on total retail spends undertaken on SBI Cards. The offer does not include Fuel, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of Rs. 500 as Cash Back. Total Cash Back amount per account will not exceed Rs. 500.
    • Cash Back is given only to the Cardholders who are eligible as a part of the Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash Back will be credited to the SBI Card customer’s account within 30 days post completion of the offer.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • Rs. 100 cashback on Rs. 750 spend on SBI Defence Cards

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days.
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 100 Cash Back if he/she spends a total of ₹ 750 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Defence Canteen spends undertaken on SBI Card credit cards. The offer does not include any other retail spends, Fuel, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in anyway to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 150 cashback on Rs. 1,500 Fuel spends on SBI Platinum Cards

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days.
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 150 Cash Back if he/she spends a total of ₹ 1500 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Fuel spends undertaken on SBI Platinum Card. The offer does not include any other retail spends, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 150 Cash Back. Total Cash Back per account will not exceed ₹ 150.
    • ₹ 150 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 100 cashback on Rs. 1,000 Fuel spends on SBI Gold & More Card

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current Gold & More / SimplySAVE SBI Card i.e., with no outstanding of more than 30 days
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail ₹ 100 Cash Back if he/she spends a total of ₹ 1000 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Fuel spends undertaken on Gold & More / SimplySAVE SBI Card. The offer does not include any other retail spends, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 100 cashback on Rs. 2,000 spends on SBI Gold Classic Card

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 100 Cash Back if he/she spends a total of ₹ 2000 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on total retail spends undertaken on SBI Card credit cards. The offer does not include any other retail spends, Fuel, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
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