Offer Terms and Conditions 

Offer Terms and Conditions

  • FLAT 40% OFF on Prestige Gas Stove with fbb SBI STYLEUP Card (18 Sep’17 to 31 Oct’17)

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme from 18th Sep’17 to 31th Oct’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • This offer is valid at Big Bazaar outlets in Delhi & NCR Region Only.
      • Coupons to be presented before billing.
      • Offer is applicable in a single bill.
      • This M-coupon can be redeemed only once.
      • M-coupon cannot be validated / used post the last date of redemption.
      • Two bills cannot be clubbed to avail for this offer.
      • No cash/credit note/GV/ other mode of payment shall be issued in exchange of the offer.
      • Customer redeeming this offer can avail Maximum 4 Offers in a Single Bill.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • The Programme is for the consumption of individual retail consumers only.
  • Jabong Discount voucher for July’17 EMI

    1. The customer will need to make the transaction on Jabong.com or Jabong mobile app and enter the Promo Code before checkout to get 25% off on shopping from Jabong (website/app)
    2. Maximum discount is 35% on MRP for discounted products and 25% for non-discounted products on minimum purchase of Rs 1500
    3. The offer is valid till 23rd October 2017.
    4. Offer is not applicable on gold coins, precious Jewellery, Innerwear, Beauty Products, Tommy Hilfiger, Wild craft , Casio,  Gini & Jony and Jockey,
    5. The offer is not applicable on bundle purchases.
    6. Multiple coupons cannot be clubbed in a single order.
    7. In case of cancellations, (in part or full) the total discount availed for the said transaction will be deducted from the refund amount.
    8. All orders would be subject to availability at the time of purchase and will be governed by the standard terms and conditions on Jabong.com
    9. The Offer is non-transferable, non-negotiable and non-cashable.
    10. Jabong reserves the right to modify or change any of the terms and conditions applicable to this program/offer at any time without any prior notice.
    11. All standard Terms and Conditions (as amended from time to time) mentioned on Jabong website/App would apply. In case of third party services/products, customer's sole recourse against the third party services/products being provided by third party suppliers shall be with the concerned suppliers only, and shall be subject to said supplier's own terms and conditions.
    12. The decision of Jabong in all matters in connection with or incidental to this offer would be final and binding.
    13. Please log on to https://www.jabong.com/customer/self-help-desk/ to reach out to Jabong for any product/ offer related query.
  • Segmented Campaign for fbb SBI STYLEUP Card at fbb/Big Bazaar stores in East zone only

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme from 15th Sep’17 to 17th Sep’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • It’s a segmented offer for selected fbb SBI STYLEUP cardholders
      • Offer valid for select cities of East Region only
      • Minimum purchase required to get eligible for offer campaign is Rs. 2500/- or more -in Fashion category (Apparel, accessories, footwear, backpacks & Schoolbags) at fbb/Big Bazaar stores.
      • Spend of 2500/- should be in a single bill, 2 bills can’t be clubbed
      • Every eligible customer will get fbb e-gift voucher worth Rs. 200/-
      • Eligible customer will get e-voucher code on his registered mobile number once the offer period is over
      • Validity of voucher will be 1 year from the date of issuance
      • The right to decide winners rests with SBI Card only and the decision stands unquestionable
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • The Programme is for the consumption of individual retail consumers only.
    • Offer is valid in below locations only.

    CODE

    AKS SITE

    City

    Store Address

    4730

    A01. BB-VIP

    KOLKATA

    52/6 VIP ROAD PARVATI VIHAR RAGHUNATHPUR TEGHORIA KOLKATA WEST BENGAL-700059

    4741

    A03. BB-HLP

    KOLKATA

    THE METROPOLIS 6 HILAND PARK 1925 CHAKGARIA NEAR PEERLESS HOSPITAL KOLKATA WEST BENGAL-700075

    4769

    A11. BB-JADAVPUR

    KOLKATA

    ORBIT MALL 82 RAJA .S.C. MULLICK ROAD BAGHAJATIN KOLKATA WEST BENGAL-700084

    4824

    A18. BB-LIC BLDG

    KOLKATA

    ESPALANDE (DHARAMTALLA) METROPOLITAN BUILDING 7 J.L.NEHRU ROAD KOLKATA-700013

    4724

    A23. FBB-MANISQ

    KOLKATA

    164/1 MANIKTALA MAIN ROAD MANISQUARE MALL E.M BY PASS KOLKATA WEST BENGAL-700054

    4956

    A25. BB-SEALDAH

    KOLKATA

    SEALDAH COMMERCIAL COMPLEX NEAR SELADAH FLYOVER 1 BELEGHATA AIN ROAD KOLKATA WEST BENGAL-700014

    4849

    A26. BB-SALTLAKE

    KOLKATA

    IB - 177 & 178 SECTOR - I SALT LAKE CITY KOLKATA WEST BENGAL-700106

    4844

    A27. BB-BIRATI

    KOLKATA

    185 MB ROAD BIRATI KOLKATA WEST BENGAL-700051

    4973

    A30. BB-LILUHA

    HOWRAH

    R.D MALL 269 GT ROAD LILUAH HOWRAH KOLKATA-WEST BENGAL-711204

    2506

    A37. BB-HWRH AVANI

    HOWRAH

    AVANI RIVER SIDE MALL 32 JAGAT BANERJEE GHAT ROAD HOWRAH WEST BENGAL-711102

    2518

    A45. BB-DIAMOND CITY

    KOLKATA

    UNIT NO 6 DIAMOND CITY NORTH MALL 68 JESSORE ROAD SHYAMNAGAR RODCOL OPPOSITE TO ADITYA HOSPITAL NEAR BHAGATI PARK KOLKATA WEST BENGAL-700055

    2527

    A46. BB-WOOD SQUARE

    KOLKATA

    WOOD SQUARE MALL 169 NETAJI SUBHASH BOSE RD NAREDRAPUR PS SONARPUR SOUTH 24 PARGANAS KOLKATA WEST BENGAL-700103

    4951

    A54. BB-LAKEMALL

    KOLKATA

    PLOT NO 104 RASHBEHARI AVENUE LAKEMALL KOLKATA WEST BENGAL-700029

    2550

    A55. FBB-HOWRAH

    KOLKATA

    18 G.T ROAD NEAR SARAT SADAN HOWRAH MAIDAN KOLKATA WEST BENGAL-711101

    2566

    A56. BB-SHREEBHUMI

    KOLKATA

    403/1 ALCOVE GLORIA VIP ROAD DAKHINDARI ROAD.SREEBHUMI NEAR LAKETOWN KOLKATA WEST BENGAL-700048

    2576

    A59. BB-SHREERAMPUR

    KOLKATA

    RD PLAZA KAMALA CINEMA G.T ROAD MAHESH SHREERAMPUR HOOGLY KOLKATA WEST BENGAL-7012202

    2596

    A65. BB-BARASAT

    BARASAT

    SUNCITY MALL 125/1 JESSORE ROAD CHAMPADALI MORE 24 PARAGANAS (N) BARASAT WEST BENGAL-700124

    2699

    A74. FBB-KONNAGAR

    KONNAGAR

    PEERLESS DESTINATION 157A INDIRAGANDHI SARANI P.S.UTTARPARA HOLDING NO.157/A KONNAGAR-712235

    2926

    A80. FBB-SHAKESPEARE

    KOLKATA

    SHAKESPEARE POINT   40 SHAKESPEARE SARANI KOLKATA-700017

    2931

    A81. FBB-SECTOR 5

    KOLKATA

    BLOCK GP PLOT NO. 2 SECTOR 5 PS SRIJAN CORPORATE PARK KOLKATA-700091

    4813

    A17. BB-GUWAHATI

    GUWAHATI

    CITY SQUARE 118/1 G.S ROAD BHANAGAGHAR GUWAHATI ASSAM-781005

    2530

    A47. BB-JORHAT

    JOHRAT

    PMS / B&A COMPLEX PATTA NO.99 BLOCK NO.2 MOUZA- NAGARMHAL JORHAT ASSAM-785001

    2528

    A48. BB-SILCHAR

    SILCHAR

    GOLDOGH COMMERCIAL COMPLEX MOUZA SILCHAR TOWN PART II(B) PARGANA-BARAKPUR DIST-CACHAR SILCHAR ASSAM-788005

    2543

    A49. FBB-PALTAN BAZAAR

    GUWAHATI

    C/O ROYAL TOURS AND TRAVELS G.S.ROAD PALTAN BAZAR. GUWAHATI ASSAM-781007

    2560

    A53. BB-AGARTALA

    AGARTALA

    M.L.PLAZA RUPASI CINEMA HALL MANTRI BARI ROAD P.O.-CHOWMUHANI AGARTALA TRIPURA-799001

    4743

    A04. BB-DGP

    DURGAPUR

    DREAMPLEX COMPLEX CITY CENTRE NEAR BENGAL SRISHTI DURGAPUR WEST BENGAL-713216

    4789

    A13. BB-BURDHWAN

    BURDWAN

    BURDWAN ARCADE 60 B. B. GHOSH ROAD JAIL KHANA MORE BURDWAN WEST BENGAL-713101

    4817

    A14. BB-SILIGURI

    SILIGURI

    COSMOS MALL 2ND MILE SEVOKE ROAD SILIGURI WEST BENGAL-734001

    4802

    A19. BB-KHARAGPUR

    KHARAGPUR

    PUJA MALL JHARGAM ROAD OPP-ANDHRA HIGH SCHOOL KHARAGPUR WEST BENGAL-721301

    4977

    A31. BB-ASANSOL

    ASANSOL

    GALAXY MALL BURNBPUR ROAD OPP-CHITRA CINEMA HALL ASANSOL WEST BENGAL-713325

    2525

    A39. FBB- SILIGURI

    SILIGURI

    CITY CENTER SILIGURI MALL UTTORAYON TOWNSHIP KHATIAN NO.260 J.L. NO.86 POLICE STATION MATIGARA DISTRICT - DARJEELING MATIGARA NH - 31 SILIGURI WEST BENGAL-734010

    2573

    A64. BB-HALDIA

    HALDIA

    MOUZA DEBHOG POLICE STN. BHABANIPUR JL NO 149 CITY CENTER DIST. EAST OF MADINIPUR HALDIA WESTBENGAL-721602

    2638

    A67. BB-KRISHNAGAR

     KRISHNA NAGAR

    SENTRUM MALL JL NO 52 MOUZA KRISHNA NAGAR WEST BENGAL-741101

    2652

    A68. BB-PURULIA

    PURULIA

    PURULIA CITY CENTER MALL DESHBANDHU ROAD PURULIA KOLKATA WESTBENGAL -723101

  • Kids Campaign for fbb SBI STYLEUP Card Duration (06 Sep’17 to 21 Oct’17)

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme from 06th Sep’17 to 21st Oct l’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • The Offer is valid on entire Kids wear range.
      • Starting range will be from Rs.99 onwards.
      • fbb SBI STYLEUP Cardholder can avail extra 10% discount.
      • It will be applicable in all fbb & Big Bazaar Stores subject to stock availability.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • For detailed terms and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255
    • The Programme is for the consumption of individual retail consumers only.
  • Dussehra Offer for fbb SBI STYLEUP Card at fbb/Big Bazaar stores in South zone only

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme is from 01st Sep’17 to 30th Sep’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • Customer will get Rs.250 fashion voucher on minimum transaction of Rs. 3000 or more.
      • Customer will get Rs.600 fashion voucher on minimum transaction of Rs. 5000 or more.
      • Fbb SBI STYLUEP Cardholders will get extra 10% off.
      • Offer is valid only in AP& TS Big Bazaar, FBB stores.
      • Fashion Voucher valid on redemption in a single bill of Rs.3000 or more
      • Fashion Voucher is valid across select Big Bazaar, FBB stores across India
      • Fashion Voucher Valid on select Fashion purchases only
      • No two offers shall be clubbed together
      • Customers should hand over the Fashion Voucher to the Cashier before billing for the products
      • Offer must be availed in during above mentioned period only.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
      Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
      For detailed terms and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255
    • The Programme is for the consumption of individual retail consumers only.
    • Offer is valid in below cities only

    Store Code

    Store Name

    Store Address

    2516

    FBB-BHIMAVARAM-STATE BANK COLONY

    COASTAL CITY CENTER MALL 1ST FLOOR H.NO-172/5 UNDI ROAD OPPOSITE KISHORE THEATRE BHIMAVARAM WEST GODAVARI DIST ANDHRA PRADESH-534202

    2654

    BB-GUNTUR-SIVA CITY CENTER

    SIVA CITY CENTER PLOT NO:26 7TH LANE RING ROAD CHANDRAMOULI NAGAR-522002

    2905

    BB-HYDERABAD-UPPAL-SPRAK HOSPITAL

    OPP.SPRAK HOSPITAL SAVITRI GARDEN CHNNA REDDY ENCLAVE BODDUPPAL UPPAL HYDERABAD-500039

    4729

    BB-HYDERABAD-ABIDS-MAHESHWARI

    MAHESHWARI PALACE MALL PALACE TALKIES COMPOUND #4-1-833 OPP TO G.P.O. ABIDS HYDERABAD TELANGANA-500001

    4760

    BB-HYDERABAD-AMEERPET

    G S 24 OLD GOLD SPOT BLDG AMEERPETH HYDERABAD TELANGANA-500073

    4810

    BB-HYDERABAD-LB NAGAR CROSS RO

    VASANT ARCADE PLOT NO.288&32 NAR KAMINENI HOSPITAL L.B.NAGAR CROSS ROAD HYDERABAD TELANGANA-500070

    4709

    BB-HYDERABAD-TARNAKA

    DR NO 12-13-96 SAADATH PLAZA OPP ARADHANA THEATER NEW FLYOVER HYDERABAD TELANGANA-500017

    4954

    BB-HYDERABAD-MAHESHWARI

    MAHESHWARI PARAMESHWARI TOWERS PLOT NO.4-2-27 KACHIGUDA X ROAD HYDERABAD TELANGANA-500027

    2533

    BB-HYDERABAD-SAIDABAD-ARIHANT TOWER

    PLOT NO.17-1-383/100A&100B WARD NO.17/1 VINAY NAGAR SOC. ARIHANT TOWER SAIDABAD HYDERABAD TELANGANA-500059

    2581

    BB-HYDERABAD-AMIRIKUKKATPALLI VILLAGE

    SURVEY 1094&1095 DOORNO-5-2-26/5/1 3 4 5 BAGH E AMIRIKUUKATPALLY VILLAGE HYDERABAD TELANGANA-500072

    2579

    BB-KOMAPALLY

    BIG BAZAAR H.NO.3-72 SURVEY NO.131 NEAR RUNWAY 9 QUTHBULLAPUR MANDAL KOMPALLY VILLAGE R R DISTRICT HYDERABAD TELANGANA-500014

    4992

    FBB-HYDERABAD-BANJRA HILL-CITY CNTR MALL

    CITY CENTRE MALL NO-8-2-592 ROAD NO-1 OPP CHROME BUILDING BANJARA HILLS HYDERABAD TELANGANA-500034

    4834

    FBB-HYDERABAD-BALANAGAR-KUKATPALLY

    H.NO. 6-3-10 SMR VINAY CAPITAL OLD SHOBANA THEATRE BUILDING BALANAGAR HYDERABAD TELANGANA
    TELANGANA-500042

    2610

    FBB-HYDERABAD-M CUBE-ATTAPURA

    SRISAILAM HARSHA M-CUBE SY.NO.495/E/EE ATTAPUR VILLAG RAJENDRANAGAR MANDAL GHMC
    HYDERABAD TELANGANA-500048

    2614

    FBB-HYDERABAD-OASIS CENTER-BEGUMPET

    FBB-HYDERABAD-OASIS CENTER-BEGUMPET
    OASIS CENTER PLOT NO. 501
    BEGUMPET - SOMAJIGUDA ROAD
    HYDERABAD TELANGANA-500016

    2607

    FBB SLN-HYDERABAD-TERMINUS MALL

    SURVEY NO.133 BESIDE BOTANICAL GARDEN GACHIBOWLI VILLAGE SLN TERMINUS MALL-500032

    2628

    BB-NELLORE-GB FELICITY MALL

    GB FELICITY MALL G.N.T. ROAD DARGAMITTA WARD NO.24 PLOT NO.15TO23 NELLORE TOWN-NA

    4800

    BB-VIJAYAWADA-GOPAL REDDY ROAD

    V V COMPLEX KASPAWAN STREET PLOT NO.27/23/169 GOPALAREDDY ROAD VIJAYAWADA - 520 002 ANDHRA PRADESH-520002

    2617

    FBB-VIJAYAWADA-PVP SQUARE MALL

    PVP SQUARE MALL D.NO.2F-19-30 SECOND FLOOR MAHATMA GANDHI RD MOGHALRAJPURAM VIJAYWADA ANDHRA PRADESH
    -520010

    4747

    BB-VISAKHAPATNAM-DWARAKANAGAR

    1. V. MANOR BESIDE SANGAM SHARAT THEATRE STATION ROAD DWARAKANAGAR VISAKHAPATNAM ANDHRA PRADESH-530016

    2612

    FBB-VIZIANAGARAM-NCS MALL

    NCS MALL TS NO 683/1 OPP RTC COMPLEX VIZINAGARAM ANDHRA PRADESH-535003

  • PUJO Offer for fbb SBI STYLEUP Card at fbb/Big Bazaar stores in East zone only

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme is till 30th Sep’17 unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • Customer will get Rs.300 fbb voucher on minimum transaction of Rs. 3000 & Rs. 600 fbb voucher on minimum transaction of Rs. 4500.
      • Fbb SBI STYLUEP Cardholders will get extra 10% off.
      • Voucher is valid from 26th Aug 2017 to 30th Sep 2017 only
      • Voucher valid on redemption in a single bill only
      • Voucher is valid across select Big Bazaar, FBB stores across India
      • Voucher Valid on select Fashion purchases only
      • No two offers shall be clubbed together
      • Customers should hand over the Voucher to the Cashier before billing for the products
      • Offer must be availed in during above mentioned period only.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
      Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
      For detailed terms and conditions kindly contact Big Bazaar Customer Service Desk at store or call 1800 200 2255
    • The Programme is for the consumption of individual retail consumers only.
    • Offer is valid in below locations only.

    CODE

    AKS SITE

    City

    Store Address

    4730

    A01. BB-VIP

    KOLKATA

    52/6 VIP ROAD PARVATI VIHAR RAGHUNATHPUR TEGHORIA KOLKATA WEST BENGAL-700059

    4741

    A03. BB-HLP

    KOLKATA

    THE METROPOLIS 6 HILAND PARK 1925 CHAKGARIA NEAR PEERLESS HOSPITAL KOLKATA WEST BENGAL-700075

    4769

    A11. BB-JADAVPUR

    KOLKATA

    ORBIT MALL 82 RAJA .S.C. MULLICK ROAD BAGHAJATIN KOLKATA WEST BENGAL-700084

    4824

    A18. BB-LIC BLDG

    KOLKATA

    ESPALANDE (DHARAMTALLA) METROPOLITAN BUILDING 7 J.L.NEHRU ROAD KOLKATA-700013

    4724

    A23. FBB-MANISQ

    KOLKATA

    164/1 MANIKTALA MAIN ROAD MANISQUARE MALL E.M BY PASS KOLKATA WEST BENGAL-700054

    4956

    A25. BB-SEALDAH

    KOLKATA

    SEALDAH COMMERCIAL COMPLEX NEAR SELADAH FLYOVER 1 BELEGHATA AIN ROAD KOLKATA WEST BENGAL-700014

    4849

    A26. BB-SALTLAKE

    KOLKATA

    IB - 177 & 178 SECTOR - I SALT LAKE CITY KOLKATA WEST BENGAL-700106

    4844

    A27. BB-BIRATI

    KOLKATA

    185 MB ROAD BIRATI KOLKATA WEST BENGAL-700051

    4973

    A30. BB-LILUHA

    HOWRAH

    R.D MALL 269 GT ROAD LILUAH HOWRAH KOLKATA-WEST BENGAL-711204

    2506

    A37. BB-HWRH AVANI

    HOWRAH

    AVANI RIVER SIDE MALL 32 JAGAT BANERJEE GHAT ROAD HOWRAH WEST BENGAL-711102

    2518

    A45. BB-DIAMOND CITY

    KOLKATA

    UNIT NO 6 DIAMOND CITY NORTH MALL 68 JESSORE ROAD SHYAMNAGAR RODCOL OPPOSITE TO ADITYA HOSPITAL NEAR BHAGATI PARK KOLKATA WEST BENGAL-700055

    2527

    A46. BB-WOOD SQUARE

    KOLKATA

    WOOD SQUARE MALL 169 NETAJI SUBHASH BOSE RD NAREDRAPUR PS SONARPUR SOUTH 24 PARGANAS KOLKATA WEST BENGAL-700103

    4951

    A54. BB-LAKEMALL

    KOLKATA

    PLOT NO 104 RASHBEHARI AVENUE LAKEMALL KOLKATA WEST BENGAL-700029

    2550

    A55. FBB-HOWRAH

    KOLKATA

    18 G.T ROAD NEAR SARAT SADAN HOWRAH MAIDAN KOLKATA WEST BENGAL-711101

    2566

    A56. BB-SHREEBHUMI

    KOLKATA

    403/1 ALCOVE GLORIA VIP ROAD DAKHINDARI ROAD.SREEBHUMI NEAR LAKETOWN KOLKATA WEST BENGAL-700048

    2576

    A59. BB-SHREERAMPUR

    KOLKATA

    RD PLAZA KAMALA CINEMA G.T ROAD MAHESH SHREERAMPUR HOOGLY KOLKATA WEST BENGAL-7012202

    2596

    A65. BB-BARASAT

    BARASAT

    SUNCITY MALL 125/1 JESSORE ROAD CHAMPADALI MORE 24 PARAGANAS (N) BARASAT WEST BENGAL-700124

    2699

    A74. FBB-KONNAGAR

    KONNAGAR

    PEERLESS DESTINATION 157A INDIRAGANDHI SARANI P.S.UTTARPARA HOLDING NO.157/A KONNAGAR-712235

    2926

    A80. FBB-SHAKESPEARE

    KOLKATA

    SHAKESPEARE POINT   40 SHAKESPEARE SARANI KOLKATA-700017

    2931

    A81. FBB-SECTOR 5

    KOLKATA

    BLOCK GP PLOT NO. 2 SECTOR 5 PS SRIJAN CORPORATE PARK KOLKATA-700091

    4813

    A17. BB-GUWAHATI

    GUWAHATI

    CITY SQUARE 118/1 G.S ROAD BHANAGAGHAR GUWAHATI ASSAM-781005

    2530

    A47. BB-JORHAT

    JOHRAT

    PMS / B&A COMPLEX PATTA NO.99 BLOCK NO.2 MOUZA- NAGARMHAL JORHAT ASSAM-785001

    2528

    A48. BB-SILCHAR

    SILCHAR

    GOLDOGH COMMERCIAL COMPLEX MOUZA SILCHAR TOWN PART II(B) PARGANA-BARAKPUR DIST-CACHAR SILCHAR ASSAM-788005

    2543

    A49. FBB-PALTAN BAZAAR

    GUWAHATI

    C/O ROYAL TOURS AND TRAVELS G.S.ROAD PALTAN BAZAR. GUWAHATI ASSAM-781007

    2560

    A53. BB-AGARTALA

    AGARTALA

    M.L.PLAZA RUPASI CINEMA HALL MANTRI BARI ROAD P.O.-CHOWMUHANI AGARTALA TRIPURA-799001

    4743

    A04. BB-DGP

    DURGAPUR

    DREAMPLEX COMPLEX CITY CENTRE NEAR BENGAL SRISHTI DURGAPUR WEST BENGAL-713216

    4789

    A13. BB-BURDHWAN

    BURDWAN

    BURDWAN ARCADE 60 B. B. GHOSH ROAD JAIL KHANA MORE BURDWAN WEST BENGAL-713101

    4817

    A14. BB-SILIGURI

    SILIGURI

    COSMOS MALL 2ND MILE SEVOKE ROAD SILIGURI WEST BENGAL-734001

    4802

    A19. BB-KHARAGPUR

    KHARAGPUR

    PUJA MALL JHARGAM ROAD OPP-ANDHRA HIGH SCHOOL KHARAGPUR WEST BENGAL-721301

    4977

    A31. BB-ASANSOL

    ASANSOL

    GALAXY MALL BURNBPUR ROAD OPP-CHITRA CINEMA HALL ASANSOL WEST BENGAL-713325

    2525

    A39. FBB- SILIGURI

    SILIGURI

    CITY CENTER SILIGURI MALL UTTORAYON TOWNSHIP KHATIAN NO.260 J.L. NO.86 POLICE STATION MATIGARA DISTRICT - DARJEELING MATIGARA NH - 31 SILIGURI WEST BENGAL-734010

    2573

    A64. BB-HALDIA

    HALDIA

    MOUZA DEBHOG POLICE STN. BHABANIPUR JL NO 149 CITY CENTER DIST. EAST OF MADINIPUR HALDIA WESTBENGAL-721602

    2638

    A67. BB-KRISHNAGAR

     KRISHNA NAGAR

    SENTRUM MALL JL NO 52 MOUZA KRISHNA NAGAR WEST BENGAL-741101

    2652

    A68. BB-PURULIA

    PURULIA

    PURULIA CITY CENTER MALL DESHBANDHU ROAD PURULIA KOLKATA WESTBENGAL -723101

  • ONAM Offer for fbb SBI STYLEUP Card at Big Bazaar stores in Kerala

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme is till 03rd Sep’17 unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • This offer is applicable only in Kerala stores.
      • Get Rs. 300 BB Gift Voucher on apparel shopping on minimum purchase of Rs.3000/ & get Rs. 600 BB Gift Voucher on apparel shopping on minimum purchase of Rs.5000/.
      • GV to be given instantly in the store on completion of billing.
      • Free GV’s will be issued in the form of BB Gift vouchers and the same can be redeemed in the next purchase made by the customers.
      • All Onam Free GV’s needs to be redeemed by the customer on or before 5th Sep 2017.
      • GV’s which are not redeemed in the specified period then all the un-used GV’s be de-activated from backend, which cannot be redeemed further.
      • Once GV’s are deactivated same will not re-validated again at any circumstances.
      • These Free Gv’s cannot be exchanged to cash or any other modes.
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • The Programme is for the consumption of individual retail consumers only.
  • Print Passion Campaign for fbb SBI STYLEUP Card till 27th Aug’17

    • This marketing programme (Programme) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid fbb SBI STYLEUP Card (“Cardholder”)
    • The validity of the programme is till 27th Aug’17 unless extended by SBICPSL and Merchant by mutual consent in writing.
    • Under this Programme:
      • The Offer is valid on only Printed Casual Women apparels
      • Starting range will be from Rs.399 onwards
      • fbb SBI STYLEUP Cardholder can avail extra 10% discount.
      • It will be applicable in all fbb & Big Bazaar Stores subject to stock availability
    • For any card related issue a STYLEUP Cardholder has to write to SBI Card directly
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhii and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Retail Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in Mumbai only.
    • The Programme is for the consumption of individual retail consumers only.
  • Flexipay Freedom Offer- Book at low interest rate of 7.5% and enjoy 100% Processing fee waiver (Valid b/w 14-Aug-2017 to 23-Aug-2017)

    • Lower Rate of interest at 7.5% flat p.a
    • 100% Processing fee waiver for bookings >=75k
    1. This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or  by way of online booking made via sbicard.com
    4. This offer on Flexipay is valid only for flexipay facility availed between 14th Aug 2017 and 23rd Aug 2017 -both days inclusive (“Term”).
    5. Flexipay bookings made under 3, 6, 9, 12, 24 & 36 months tenure will attract an interest rate of 7.5% flat p.a.(corresponding reducing rate for all tenures is mentioned in clause 12) for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 75,000/- during the offer Term.
    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 2500/- and above into installments. Interest levied, Fees and Charges, Applicable Taxes and any other charges levied on the card/ transactions cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 2500/- and above can be clubbed together to avail the offer. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term. Provided that the Cardholder shall comply and request for the Flexipay facility within the time frame mentioned in point 8 and 9 for availing the Flexipay benefit under this offer.
    10. This offer on Flexipay is valid from 14th Aug 2017 to 23rd Aug 2017. Any Flexipay bookings made after 23rd Aug 2017 will attract an interest rate of 14.5% flat p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-. Minimum amount eligibility for 36 months tenure may be changed by SBICPSL at its sole option and discretion without any prior notice.
    12. The reducing interest rate applicable for different tenures are as follows:

     

    Tenure (Months) ~ corrs. to flat rate of 12%

    Reducing interest rate (annualized)

    3

    11.22%

    6

    12.74%

    9

    13.30%

    12

    13.57%

    24

    13.80%

    36

     13.69%

    1. At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.40.
    2. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    3. It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    4. In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 2500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme.
    5. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 2500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay. The Processing Fee waiver offer is applicable only for Flexipay booking amount greater than or equal to Rs. 75,000/-.
    6. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    7. It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    8. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee + GST. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    9. A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account. In case customer has opted for an auto debit facility on account, he should convert the eligible transactions into Flexipay before the billing cycle
    10. Flexipay monthly installment is calculated as (Flexipay Principal Amount + Flexipay interest charge)/ Tenure. Example: Principle amount is Rs.10,000/-, Interest rate is 7.5% p.a. and Tenure is 24 months. The total interest charge will be (10,000 * 7.5% * 24/12) = Rs.1500/-. The EMI is calculated as (10,000/- + 1500/-)/24.
    11. Flexipay monthly installment schedule will begin from the SBICPSL Card holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    12. The MAD will be 5% of the SBICPSL Card holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    13. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    14. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    15. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    16. In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 23rd Oct 2017.
    17. The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline.  On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    18. At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    19. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    20. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    21. No request for Flexipay will be entertained within 90 days of SBICPSL Cardholder’s flipping/change of card request.
    22. Transfer from one Flexipay to another will not be entertained.
    23. The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    24. SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    25. "Applicable Taxes" means:
      1. for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      2. for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    26. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    27. All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    28. Illustrative example of amortization schedule:    
    Amortization schedule

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes  (#)

    1

    5-Aug-17

    895.83

    113.06

    782.78

    9217.22

    16.96

    2

    5-Sep-17

    895.83

    104.21

    791.63

    8425.59

    15.63

    3

    5-Oct-17

    895.83

    95.26

    800.58

    7625.02

    14.29

    4

    5-Nov-17

    895.83

    86.20

    809.63

    6815.39

    12.93

    5

    5-Dec-17

    895.83

    77.05

    818.78

    5996.61

    11.56

    6

    5-Jan-18

    895.83

    67.79

    828.04

    5168.57

    10.17

    7

    5-Feb-18

    895.83

    58.43

    837.40

    4331.17

    8.77

    8

    5-Mar-18

    895.83

    48.97

    846.87

    3484.30

    7.34

    9

    5-Apr-18

    895.83

    39.39

    856.44

    2627.86

    5.91

    10

    5-May-18

    895.83

    29.71

    866.12

    1761.73

    4.46

    11

    5-Jun-18

    895.83

    19.92

    875.92

    885.82

    2.99

    12

    5-Jul-18

    895.83

    10.01

    885.82

    0.00

    1.50

     

    Principal

    10000

    Installment

    895.83

    R.O.I

    7.50%

    Tenure

    12

    "Applicable Taxes" means:

    • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    * - This is the flat rate of interest and is used to calculate the installment amount. The above flat rate of interest translates into 13.57% p.a. reducing interest rate.

  • Flexipay Freedom Offer- Book at low interest rate of 12% and enjoy 100% Processing fee waiver (Valid b/w 14-Aug-2017 to 23-Aug-2017)

    • Lower rate of interest at 12% flat p.a
    • 100% Processing fee waiver for bookings >=75k
    1. This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBI Cards and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or   by way of online booking made via sbicard.com
    4. This offer on Flexipay is valid only for flexipay facility availed between 14th Aug 2017 and 23rd Aug 2017 -both days inclusive (“Term”).
    5. Any booking under this offer will attract an interest rate of 12% flat p.a. for 6, 9, 12, 24 & 36 month tenure (corresponding reducing rates for various tenures are mentioned in clause 12) for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 75,000/- during the offer “Term”.
    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 2500/- and above into installments. Interest levied, Fees and Charges, Applicable Taxes and any other charges levied on the card/ transactions cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 2500/- and above can be clubbed together to avail the offer. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term. Provided that the Cardholder shall comply and request for the Flexipay facility within the time frame mentioned in point 8 and 9 for availing the Flexipay benefit under this offer.
    10. This offer on Flexipay is valid from 14th Aug 2017 to 23rd Aug 2017. Any bookings made after 23rd Aug 2017 will attract an interest rate of 14.5% flat p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-. Minimum amount eligibility for 36 months tenure may be changed by SBICPSL at its sole option and discretion without any prior notice.
    12. The reducing interest rate applicable for different tenures are as follows:

    Tenure (Months) ~ corrs. to flat rate of 12%

    Reducing interest rate (annualized)

    6

    20.29%

    9

    21.11%

    12

    21.46%

    24

    21.57%

    36

    21.20%

    1. At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.40.
    2. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    3. It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    4. In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 2500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme.
    5. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 2500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay. The Processing Fee waiver offer is applicable only for Flexipay booking amount greater than or equal to Rs. 75,000/-.
    6. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    7. It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    8. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee + Applicable Taxes. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    9. A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account. In case customer has opted for an auto debit facility on account, he should convert the eligible transactions into Flexipay before the billing cycle
    10. Flexipay monthly installment is calculated as (Flexipay Principal Amount + Flexipay interest charge)/ Tenure. Example: Principle amount is Rs.10,000/-, Interest rate is 12% p.a. and Tenure is 24 months. The total interest charge will be (10,000 * 12% * 24/12) = Rs.2400/-. The EMI is calculated as (10,000/- + 2400/-)/24.
    11. Flexipay monthly installment schedule will begin from the SBICPSL Card holder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    12. The MAD will be 5% of the SBICPSL Card holder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    13. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    14. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    15. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    16. In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 23rd Oct 2017.
    17. The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline.  On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    18. At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    19. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    20. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    21. No request for Flexipay will be entertained within 90 days of SBICPSL Cardholder’s flipping/change of card request.
    22. Transfer from one Flexipay to another will not be entertained.
    23. The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    24. SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    25. "Applicable Taxes" means:
      1. for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      2. for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    26. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    27. All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    28. Illustrative example of amortization schedule:    

                   

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    5-Aug-17

    933.33

    178.81

    754.52

    9245.48

    26.82

    2

    5-Sep-17

    933.33

    165.32

    768.02

    8477.46

    24.80

    3

    5-Oct-17

    933.33

    151.59

    781.75

    7695.71

    22.74

    4

    5-Nov-17

    933.33

    137.61

    795.73

    6899.99

    20.64

    5

    5-Dec-17

    933.33

    123.38

    809.95

    6090.03

    18.51

    6

    5-Jan-18

    933.33

    108.9

    824.44

    5265.59

    16.33

    7

    5-Feb-18

    933.33

    94.15

    839.18

    4426.42

    14.12

    8

    5-Mar-18

    933.33

    79.15

    854.18

    3572.23

    11.87

    9

    5-Apr-18

    933.33

    63.88

    869.46

    2702.77

    9.58

    10

    5-May-18

    933.33

    48.33

    885.01

    1817.77

    7.25

    11

    5-Jun-18

    933.33

    32.5

    900.83

    916.94

    4.88

    12

    5-Jul-18

    933.33

    16.4

    916.94

    0

    2.46

     

    Principal

    10000

    Installment

    933.33

    R.O.I

    12.00%

    Tenure

    12

    "Applicable Taxes" means:

    • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

    * - This is the flat rate of interest and is used to calculate the installment amount. The above flat rate of interest translates into 21.46% p.a. reducing interest rate.

     

  • Mahabachat Offer 2017 for fbb SBI STYLEUP Cardholders

    This marketing programme (“Programme”) is from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Retail Limited (“Merchant”) and is open to select residents of India holding a valid and unexpired fbb SBI STYLEUP Card (“Cardholder”)

    The validity of the programme is from 11 Aug’17 to 16th Aug’17 (Both days included) unless extended by SBICPSL and Merchant by mutual consent in writing.

    Under this Programme:

    1.This offer is valid from 11th to 16th Aug’17 (both days inclusive) at all Big Bazaar and FBB Stores in India.

    2.Offer will be applicable only if the Minimum transaction amount is paid by the cardholder using his/her fbb SBI STYLEUP Card and the Minimum Transaction amount for each Cardholder will be communicated to the respective Cardholder through an SMS or a mailer.

    3.Two bills cannot be clubbed to avail for this offer.

    4.No cash/credit note/GV/ other mode of payment shall be issued in exchange of the offer.

    5.Eligible Card holders (i.e. Cardholder spending the Minimum transaction amount) will receive the Big applicable Bazaar e-Gift Vouchers by 15 Sep’17 or before.

    6.Big Bazaar e-Gift Vouchers will be sent via SMS by SBICPSL to the eligible Card holders, and for any not receipt of these Big Bazaar e-Gift Vouchers’s, Customer has to get in touch with SBICPL directly and Merchant will not be responsible for the same.

    7.Validity of voucher will be 1 year from the date of issuance.

    8.SBICPSL is not responsible for any misuse of voucher code

    9.Voucher will not be re-issued once redeemed

    For any card related issue a STYLEUP Cardholder has to write to SBICPSL directly

    SBICPSL does not endorse any of the products or brands being offered under the Programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.

    Pictures of products shown in the communication sent to the Cardholder either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.

    All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.

    Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.

    SBICPSL and FRL reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time without any notice to Cardholder.

    Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.

    The Programme is for the consumption of individual retail FBB SBI STYLE UP Cardholders only and is not valid for Add-on Card Customers.

  • Encash website offer – Book Encash online for INR 150K or more and enjoy upto 100% Processing Fee Waiver (valid between 04-Aug-2017 to 30-Sep 2017)

    Encash web offer terms & conditions:

    • For booking amount >= INR 1,50,000 & < INR 2,50,000: 50% Processing Fee Waiver
    • For booking amount >= INR 2,50,000: 100% Processing Fee Waiver
    • Minimum booking amount eligible for Encash Processing fee waiver: INR 1.5 lakh
    • This Encash Offer ("Processing Fee Waiver Offer") is made by SBI Cards & Payment Services Pvt. Ltd ("SBICPSL") to certain SBICPSL Credit Cardholder ("Cardholders"). The intended recipients shall receive the offer through appropriate medium as chosen by SBICPSL. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
    • This offer is applicable only for Encash bookings done on www.sbicard.com & SBI Card MobileApp, by the eligible cardholders, during the offer period. SBICPSL Cardholders who book Encash on www.sbicard.com & SBI Card MobileApp during the offer period would be eligible for a 50% Processing fee waiver for a booking amount >= INR 1,50,000 & < INR 2,50,000 or 100% Processing fee waiver for booking amount >= INR 2,50,000. Minimum booking amount eligible for Encash Processing fee Waiver: INR 1.5 lakh
    • The offer is valid from 04th Aug 2017 to 30th Sep 2017 (both days inclusive)
    • Encash carries a reducing rate of interest and such reducing rate of interest shall be communicated to the Cardholder vide an amortization schedule duly recorded in the Encash sanction letter issued by SBICPSL to the Cardholder. This Reducing rate of interest shall be charged to the Cardholder on the offered principal amount and for calculating all his financial obligations under this Offer and the same shall be the basis of drawing the appropriate amortization Schedule enumerated under Clause 30 herein below.
    • The Rate of Interest applicable for Encash facility is card member specific as decided by SBICPSL Cards at its sole discretion and intimated to the card member prior to availing the facility. The rate of interest offered to a customer is determined by factors such as, but not limited to:
      • Past transaction / repayment behavior of the customer
      • Credit risk profile The cost of funds and other operational costs for the business also determine the rate of interest. Interest rate applicable on Encash facility ranges from 7% - 22%.
    • Encash also carries a one-time Processing fees of 2% of the booking amount subject to a minimum of INR 499 and a maximum of INR 3000
    • Changes in factors mentioned above may result in upward or downward revision of the interest applicable on the Encash facility from time to time / from offer to offer at the sole discretion of SBICPSL. All fees / charges applicable to the facility may or may not be dynamic and are subject to modifications based on SBICPSL periodic internal review.
    • This Offer is also subject to a maximum limit on the amount that may be availed by the Cardholder. The limit on the Offer can either be over and above the existing credit limit or from within the existing credit limit of SBICPSL. In all events when an Encash is offered over and above the credit limit, the maximum limit shall be contained and communicated by way of the proposed communication medium as made applicable by SBICPSL to the intended recipient. In all events when an Encash is offered from the credit limit, the amount offered will be part of the existing credit limit and the credit limit shall be blocked up to Principal availed + Interest component. On payment of the monthly repayment amount, the Credit limit to the extent of monthly repayment amount will be credited back to the existing credit limit. It is clarified that the maximum amount offered will be subject to the available credit limit on the Card at the time of availing the Offer. This Offer (both in case of over the existing limit or within the existing limit) is subject to a minimum request for an amount of INR 10,000 (Ten Thousand Only).
    • The aforesaid general terms and conditions dealing with interest rate etc under Clauses 5 to 8 are applicable on all Encash Offerings irrespective of the specific benefits under this Offer.
    • The Cardholders will be offered the option of availing the benefits under this Offer by requesting for at par Cheque.
    • The monthly repayment amount is calculated as (Principal Amount + Interest charge) / Tenure in months. The interest charged is the reducing rate of interest and accordingly at any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on a reducing principal balance.
    • Eligible cardholders will be credited with the Processing Fee Waiver within 45 days of offer closure i.e 15th November 2017
    • The monthly repayment schedule will begin from the SBICPSL Cardholder next billing statement and continue over the tenure period chosen for the Offer.
    • The Minimum Amount Due (MAD) will be 5% of the SBICPSL Cardholders existing revolving balances (Retail/Cash/Balance Transfer) and the monthly repayment amount due under the Offer (or all monthly repayment amounts due in case of multiple Offers).
    • Non Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.35%p.m. on the unpaid monthly repayment amounts.
    • Under Payment of MAD will attract normal late payment fees and a maximum credit charge of 3.35%p.m. on the unpaid monthly repayment amounts.
    • In the event of non-payment / short payment of the Minimum Amount Due for more than three successive months or 90 days whichever is earlier, the Encash facility shall be closed/withdrawn on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event the Account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    • The SBICPSL Cardholder is supposed to pay the MAD in full to avoid getting delinquent.
    • The SBI cardholder may place a request for voluntarily pre-closing the Encash Offer prior to the maturity of the tenure period opted for, by calling the SBI Card Helpline or through our website. A foreclosure fee amounting to 3% of the Principal outstanding would be levied for such pre-closure requests. The Principal outstanding is calculated basis reducing interest rate as shown in the amortization schedule sent along with Encash Cheque. In the illustration mentioned in point 30 the “balance” column will be used to calculate the foreclosure amount for example if the cardholder forecloses in the 5th month the foreclosure amount will be calculated as INR 12097.82*3% =Rs 362.93.
    • In the event a cardholder puts a cancellation request by calling the SBI Card helpline within 45 days of the Offer getting booked, then all fees and charges levied will be reversed. Notwithstanding above, it is clarified that the applicable fees and charges will not be reversed once the cheque issued to the cardholder has been cleared and resulted in a clear credit to the Cardholder account. Also in case the cancellation request is received at the SBI Card helpline post 45 days of booking, the processing fees charged will not be reversed and the cardholder would be liable to pay the same. In this scenario, the processing fee waiver provided for the Encash web offer would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 45 days of offer closure i.e. by 15th November 2017
    • No request for change in billing cycle will be entertained before all the repayment amounts have been cleared by the Cardholder.
    • Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves its absolute right at any time to add, alter, modify or change or vary terms and conditions herein after giving due notice to the Cardholder.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is voluntary.
    • "Applicable Taxes" means:
      • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
      • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
    • By availing this Offer and by conducting a financial transaction (encashing the Encash Cheque), and/or by booking the Offer online on www.sbicard.com or SBI Card MobileApp, the Cardholder provides consent and acceptance to all terms and conditions herein including for sharing of all personal, transactional and other related information for the purpose of this Offer.
    • No request from Add-on being additional SBICPSL Cardholder other than primary Cardholder will be entertained for booking of Offer or availing benefits under this offer
    • SBICPSL may at its sole option and discretion withdraw this Offer with prior notice any time before the Encash Demand cheque has been honoured/banked.
    • The cardholder would generally receive the instrument within 3 working days (for Metro locations) or 5 working days of booking (for all other locations). This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays may also occur in the event of customer address is incomplete/untraceable/shifted or scenarios when the customer is not available. SBICPSL would not be held liable in the event of non-delivery of the instrument within the specified timeline.
    • All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    • Illustrative example of amortization schedule:

      Sr. No.

      MRA Billing Date* (Rs.)

      MRA $ (Rs.)

      Interest(Rs.)

      Principal(Rs.)

      Balance(Rs.)

      Applicable Taxes # (Rs.)

      1

      4-Aug-17

      1,833.33

      299.53

      1,533.80

      18,466.20

      53.92

      2

      4-Sep-17

      1,833.33

      276.56

      1,556.77

      16,909.43

      49.78

      3

      4-Oct-17

      1,833.33

      253.25

      1,580.09

      15,329.34

      45.58

      4

      4-Nov-17

      1,833.33

      229.58

      1,603.75

      13,725.59

      41.32

      5

      4-Dec-17

      1,833.33

      205.56

      1,627.77

      12,097.82

      37.00

      6

      4-Jan-18

      1,833.33

      181.19

      1,652.15

      10,445.67

      32.61

      7

      4-Feb-18

      1,833.33

      156.44

      1,676.89

      8,768.78

      28.16

      8

      4-Mar-18

      1,833.33

      131.33

      1,702.01

      7,066.77

      23.64

      9

      4-Apr-18

      1,833.33

      105.84

      1,727.50

      5,339.28

      19.05

      10

      4-May-18

      1,833.33

      79.96

      1,753.37

      3,585.91

      14.39

      11

      4-Jun-18

      1,833.33

      53.7

      1,779.63

      1,806.28

      9.67

      12

      4-Jul-18

      1,833.33

      27.05

      1,806.28

      0

      4.87


      Request Id

      0

      Principal

      INR 20,000

      MRA

      INR 1,833.33

      R.O.I**

      10.00% p.a.

      Tenure

      12 Months

    The above is an Illustrative example of amortization schedule and the actual amortization schedule will be part of the sanction letter issued to the Cardholder.
    * MRA (Monthly Repayment Amount) Billing Date is the monthly statement date. For payment due date please refer your monthly statement
    $ MRA Excluding Government Service Tax

    "Applicable Taxes" means:

    • for the cardholders having State of residence in the records of SBI Card on the statement date as "Haryana" - Central Tax @ 9% and State Tax @ 9%
    • for the cardholders having State of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%

      ** - This is the flat rate of interest and is used to calculate the monthly repayment amount. The above flat rate of interest translates into 17.97% p.a. reducing interest rate.

  • SimplyCLICK SBI Card BookMyShow Offer (1st August’17 – 31 August’17)

    • This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SimplyCLICK variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st September 2016, the period for the eligible year would be 1st September 2016 to 31st August 2017.
    • All eligible SimplyCLICK SBI cardholders will get a one time BookMyshow e-voucher worth Rs.250 on applying for SimplyCLICK SBI Card from SBI Card website: www.sbicard.com between 1st August’2017  to 31st August’2017 only. The voucher will be issued on successful payment of the annual fee in the eligible year.
      • E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
      • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
      • E-Vouchers can be redeemed ONLY on bookmyshow.com/mobile app & cannot be redeemed directly at the cinema/venue box-office.
      • E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with BookmyShow.com
      • E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
      • In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
      • If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued.
      • E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
      • SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
      • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
      • Extension of codes will not be granted under any circumstance.
      • All orders Subject to the Terms of Use & policies  of BookMyShow.com

    How to redeem your free movie ticket discount?

    • Visit the partner site BookMyShow.com. or bookmyshow mobile app.
    • Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    • On the payment page, tick the check box states "Avail Discounts & Offers" & from the drop-down list, select "Winpin" option & then enter the e- voucher code in the text box appears & click on "Apply Offer" button next to it to avail the offer.

    Note: At the end of the successful transaction booking id gets generated which needs to be exchanged at the box-office for actual tickets. Email and sms confirmation will also be received provided its active. For any assistance reach out our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com

    • E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookmyShow for the transaction would need to be borne by the voucher user. 
    • E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    • E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    • By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    • In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    • SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    • SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    • The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    • All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    • Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    • Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    • This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof.  Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English.  Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law
    • In case of any dispute, decision of SBICPSL shall be final and binding.
    • If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.
  • 4MOLES GOLF RENDEZVOUS

    Terms and Conditions

    GOLFER PACKAGE:

    • TWO NIGHTS’ ACCOMMODATION AT THE MARRIOTT MARQUIS BANGKOK
    • TWO DAYS GOLF EVENT AT MUANG KAEW GOLF COURSE AND LAM LUK KA CLUB
    • GALA DINNER PRIZE PRESENTATION WITH FULL BAR ALCOHOL, DINNER AND ENTERTAINMENT
    • NIGHT FESTIVE PERFORMANCE BY THE THAI DANCER’S AND LIVE ROCK BAND AT THE BALLROOM OF MARRIOTT
    • ONE CADDIE AND CART PER GOLFER AT EACH GOLF COURSE 
    • RETURN AIRPORT/LAND TRANSFERS
    • DAILY RETURN TRANSFER FROM HOTEL TO GOLF COURSES
    • CHANCE TO WIN LUCKY DRAW PRIZES WORTH US $10,000
    • GOODIE BAG WITH EVENT SOUVENIRS AND PRODUCTS/OFFERS/VOUCHERS
    • EVENT MANAGEMENT, ORGANIZATION AND DAILY LEADER BOARDS 
    • DAILY REGISTRATION AND CHECK-IN AT COURSES WITH DAILY
    • SCORECARD PREPARATION, CADDIE & GOLF CART ASSIGNMENTS
    • GOLF BAG VALET SERVICE BETWEEN COURSES AND HOTEL
    • ON-SITE SUPPORT WITH ENGLISH SPEAKING STAFF
    • BREAKFAST, ALL TAXES AND SERVICE CHARGES
    • Stay Period 11 August 2017 to 13 August 2017

    EXCLUSIONS: AIRLINE TICKETS, VISA, TIPS AND GRATUITIES (CADDY, DRIVERS, ETC.)

    ACTIVITIES FOR NON-GOLFERS:

    • TWO NIGHTS’ ACCOMMODATIONS IN MARRIOTT MARQUIS BANGKOK
    • ALL EVENING FUNCTIONS AS LISTED ABOVE
    • ONE PRIVATELY GUIDED SIGHTSEEING TOUR 

    ACCOMMODATIONS AT 5* MARRIOTT MARQUIS BANGKOK DELUXE ROOM:

     

    PACKAGE

    4MOLES PACKAGE COST

    EXCLUSIVE DISCOUNT TO SBI CREDIT CARDHOLDER

    SBI CREDIT CARDHOLDER PACKAGE COST

    PACKAGE PRICE PER GOLFER, TWIN SHARING, DELUXE ROOM

    INR 46,200

    10%

    INR 41,580

    PACKAGE PRICE PER GOLFER, SINGLE OCCUPANCY, DELUXE ROOM

    INR 66,000

    10%

    INR 59,400

    PACKAGE PRICE PER COUPLE, TWIN SHARING, DELUXE ROOM

    INR 72,600

    10%

    INR 65,340

    *EXTENSION: ASSISTANCE TO EXTEND ROOM NIGHTS AFTER THE 12TH AUGUST'17 AVAILABLE UPON REQUEST.

    *Quality, delivery and after sales service of the event, package, products and services shall be the sole liability and responsibility of 4 Moles and SBI Card shall not be liable for any issue pertaining to the services, event or the package.

    For confirmation and itinerary discussion, please contact: 
    Contact No. : +91-011-41704221
    Email id: saloni.sharma@4moles.com 

  • Jabong.com 25% Discount Voucher on SBI Card EMI

    • This marketing program (“Program”) is open to all residents of India holding SBI credit cards issued by SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED.
    • The discount extended can be availed by the customers through their credit cards issued by SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED at Jabong.com website or Jabong app.
    • SBI Cardholders opting for EMI at merchant and on making successful EMI booking at any merchant or online store, between offer dates: 01 – 31 July 2017, will be eligible for 25% discount on Jabong.com and Jabong app.
    • The eligible customers will be sent promocode by sms and/or emailer communication from SBI Card. The Cardholder will need to make the transaction on Jabong.com page or Jabong App and enter the correct Promo Code before checkout to avail discount.
    • The Promo codes will be sent to eligible customers by 31 August 2017.
    • Promo code will be valid on transactions done on or before 31 Sept 2017, and shall expire after this date.
    • The maximum discount on already discounted products shall not exceed 35% of the MRP of the product.
    • Offer is not applicable on gold coins, precious Jewellery, Innerwear, Beauty Products, Tommy Hilfiger, Casio, Gini & Jony, Jockey.
    • Offer not valid on SBI Corporate cards.
    • In case of EMI cancellations, the customers will not be eligible for the discount Promo code.
    • This offer is not valid on Cash on Delivery orders.
    • Multiple coupons cannot be clubbed in a single order.
    • All orders would be subject to availability at the time of purchase and will be governed by the standard terms and conditions on Jabong.com
    • The Offer is non-transferable, non-negotiable and non-cashable.
    • Jabong reserves the right to modify or change any of the terms and conditions applicable to this program/offer at any time without any prior notice.
    • All standard Terms and Conditions (as amended from time to time) mentioned on Jabong website/App would apply. In case of third party services/products, customer's sole recourse against the third-party services/products being provided by third party suppliers shall be with the concerned suppliers only, and shall be subject to said supplier's own terms and conditions.
    • All standard EMI Terms and Conditions for SBI Card will apply on the EMI booking.
    • The decision of Jabong in all matters about or incidental to this offer would be final and binding.
    • Please log on to https://www.jabong.com/customer/self-help-desk/ to reach out to Jabong for any product/ offer related query.
  • Gift Voucher worth Rs500 on purchase of Rs.2000 with SBI Card duration (24 Jun’17 – 23 Jul’17)

    • This marketing programme (Programme) iss from SBI CARDS AND PAYMENT SERVICES PRIVATE LIMITED (“SBICPSL”) under an arrangement with Future Lifestyle Fashion Limited (“Merchant”) and is open to select residents of India holding a valid SBI Card (“Cardholder”)
    • The validity of the programme is from 24th Jun’17 to 23rd Jul’17 (Both days included) unless extended by SBICPSL and the Merchant by mutual consent in writing.
    • Under this Programme:
    1. The shopping voucher can be redeemed at Kolkata Central New Store, Rajarhat
    2. Each shopping voucher can be redeemed on all categories except watches, electronics, mobile phone accessories, shop in shop purchase on any other establishment which is not directly associated with Central .
    3. The shopping voucher must be redeemed full. Partial redemption is not allowed.
    4. The shopping voucher cannot be exchanged for cash and cheque.
    5. No duplicate will be issued if this voucher is lost or misplaced.
    6. The holders of this voucher is deemed to be the beneficiary.
    7. This shopping voucher is valid for redemption on purchase of Rs.2000.
    8. This voucher cannot be clubbed with any other offer/promotion.
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL under no circumstances shall be responsible towards the same.
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable.
    • Any disputes arising out of the offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
    • SBICPSL and Future Lifestyle Fashion Limited reserve the right to modify or change any of the terms and conditions applicable to this Programme at any time
    • Settlement of disputes: Terms and conditions set herein shall be governed by the laws of India only. All disputes arising under the offer shall be tried under the exclusive jurisdiction of the competent courts in New Delhi only.
    • The Programme is for the consumption of individual retail consumers only.
  • Pizza hut Offer for Add-on

    Proposition:

    *Apply for an add-on card between 1st Jun’17 – 31st Aug’17 and get Rs 500 pizza hut voucher. Offer valid: 1st June’17 – 31st Aug’17.

    T&Cs:

    • Just show the SMS/ Email to the cashier to redeem! To locate a store near you, please visit pizzahut.co.in
    • Offer valid on all approved add-on cards applied between 1st Jun’17 – 31st Aug’17 through website
    • To be eligible for the voucher, primary card holder has to apply for add-on card between 1st June’17 – 31st Aug’17. The application will only get approved once valid KYCs are submitted.
    • Valid KYCs:

      • Recent Passport size photograph
      • Photo ID proof
      • Residence proof
    • Primary card holder can apply for two add-on cards at the maximum
    • Only one pizza hut voucher will be given even if primary applies for two add-on cards within the offer period (max. benefit per account: Rs 500)
    • Add-on card can be given to your family members (Spouse, children, sibling, parents)
    • The add-on card applicant should not be less than 18 years of age
    • Two add-on cards can be issued with one Primary SBI card account
    • All communication for the Add-on SBI Credit cards will be sent to the primary card holder
    • The Add-on card can be used for International transactions, only if International Usage is enabled on the Primary Card
    • Fuel surcharge waiver limit will be shared with the Primary card
    • Single shared credit limit will be set against the Primary and Add-on cards
    • All the product specific T&Cs will remain same for both Primary and Add-on Cards
    • E-voucher code will sent to you by 15th Sep’17
    • Eligible cards: all SBI credit cards excluding corporate cards
    • E-voucher code will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
    • E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
    • This eGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash.
    • No cash refunds will be given against the eGV (incl. in case of loss or otherwise).
    • The user unconditionally accepts all T&Cs and shall not raise any disputes in this regard.
    • SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
    • SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.

    Pizza Hut T&C – EGV’s

    Terms & Conditions: This Pizza Hut EGV is issued by Yum! Restaurants India Pvt.Ltd. (“Yum!”) & its authorized franchisees for making payments at participating Pizza Hut Restaurants & Delivery Outlets* in India. This EGV is for one time use & any unused balance (Value/Offer/Coupon etc.) cannot be used again or be exchanged for cash. No cash refunds will be given against the EGV (incl. in case of loss or otherwise). Any balance (value/offer/coupon) in this EGV is valid for 6 months from the date of issue and any unused balance will expire automatically. Rights to amend terms & conditions reserved with Yum! Without prior notice. For all amendments, EGV balance & expiry details, please visit www.pizzahut.co.in. The user unconditionally accepts all T&C and shall not raise any disputes in this regard. All disputes subject to exclusive jurisdiction of courts at New Delhi. For Balance and expiry check sms your 16 digit EGV number to 57575500.

    *To use this EGV at restaurants, please present the EGV at time of payment.

    *To use this EGV for home delivery via call please quote your 16-digit EGV number at time of placing the order.

    *To use this EGV for home delivery via Online/APP Ordering please select cash on delivery and kindly handover/quote your 16-digit EGV number at time of receiving the order.

  • OPPO Mobile Convenient EMIs

    • This marketing program (Program) is from SBI Card & Payment Services Private Ltd. (SBICPSL) under an arrangement with PineLabs Pvt Ltd. It is open to all residents of India holding a valid and current SBI Credit Card (Cardholder) and to whom a communication is sent by SBICPSL.

    Offer

    • The cardholder can avail below mentioned cashback on opting for EMI at the time of transaction at selected merchant outlets.
    • For store list click here.

    Tenure

    3 Months

    6 Months

    9 Months

    12 Month

    Manufacturer Cashback

    2.29%

    3.96%

    5.59%

     0%

    • The transaction is to be done on Pinelabs terminals at the merchant outlets to be eligible for the offer.
    • Offer is valid only on 3,6,9 month tenure EMI transactions under 'Brand EMI' at Pine Labs enabled PoS terminals and applicable as stated in the charge-slip.
    • Customer may also opt for 12 month EMI, where manufacturer cashback shall not be applicable.

    General Terms and Conditions

    • This General Terms and Conditions as provided hereunder are to be read in conjunction with, and not in derogation to the terms and conditions contained in the Cardholder Agreement and nothing contained herein shall be construed or interpreted prejudicial to the terms and conditions of the Cardholder Agreement.
    • Unless otherwise specified, the terms and expressions contained herein shall have the same meaning as ascribed to them in the Cardholder Agreement.
    • This offer is brought to you by SBICPSL in conjunction with the merchant/ manufacturer entity through our aggregator/partner.
    • The EMI offers are valid for resident Indian citizens only and for transactions effected through SBI Credit Card with in the territory of India.
    • The EMI offers are valid only for selected products and/or services at selected Merchant Entities.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is purely voluntary and the same is being made purely on a “best effort basis”.
    • Tenure of EMI may vary with different product/services and Merchant Entities.

    In these Terms and Conditions, the following terms shall have the following meanings

    • “Credit Card” shall mean an unexpired credit card issued by SBICPSL
    • “Cardholder” shall mean the holder of a Credit Card
    • “Merchant EMI” shall mean a product wherein the purchase(s) done at Merchant Establishments/websites and are converted into Equal Monthly Installments at the point of transaction at the rate as communicated at the time of availing the product(s)/service(s).

    Terms and Conditions for Merchant EMI

    • Merchant EMI needs to be opted for at the time of transaction.
    • A Cardholder may opt to convert a purchase at select Merchant outlets into Equated Monthly Installments (EMIs.) The Purchase/s would be converted into Equated Monthly Installments (EMI) by charging interest on the total EMI Booking Amount value on a monthly reducing balance basis.
    • In the event the Credit Card is closed prior to all installments being charged, the amount outstanding against Merchant EMI plan shall be debited as a consolidated amount from the Credit Card account of the Cardholder.
    • SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.
    • The EMI shall be computed on a monthly reducing balance.
    • 14% Rate of interest applicable on monthly reducing balance on EMI transactions of 3,6,9 & 12 months and 15% Rate of interest applicable on monthly reducing balance on EMI transactions of 18 & 24 months.
    • The Credit Limit on the Credit Card shall be blocked to the extent of the full transaction amount. The Credit Limit will be released to such extent as and when the EMI is billed and paid for in subsequent months.
    • Interest rates as communicated at the time of availing of the product(s) shall be applicable/ levied.
    • EMI would be booked automatically within 3 to 4 working days on request placed at the merchant provided there is sufficient outstanding balance available on card at the time of conversion. Please note, in case current outstanding balance on SBI card is less than the requested transaction amount then the current outstanding amount would be converted into EMI provided difference between current outstanding amount and requested transaction amount is less than or equal to 10%.
    • In case of any dispute/issue with respect to a merchant EMI transaction, cardholder must report the same to SBI Card within 45 days of transaction. SBICPSL shall not be liable for any non-conversion/cashback related issues reported post this period.
    • SBICPSL will not be responsible for EMI conversion of transactions where merchant has erroneously swiped transaction as a regular transaction instead of EMI. Customers are advised to check charge-slip for EMI details post transaction and request merchant to Void transaction in cases where a transaction is swiped as a regular transaction instead of EMI.
    • SBICPSL will not be responsible for EMI conversion of transactions where on account of a technical issue with merchant’s swipe machine, EMI option could not be opted for. Customers are requested to do transaction at some other merchant outlet in such cases.
    • Partial refunds do not affect the EMI booking done on card. In such cases, interest already billed to card will not be reversed.
    • Minimum merchant EMI booking amount is Rs. 2500.00. Some merchants may at their sole discretion choose to offer EMI on purchases much above this value.
    • Merchant / Manufacturer can choose to offer EMI option only on select products at their own discretion.
    • Merchant / manufacturer cashback/ discount will be posted on the same day of the interest-bearing EMI booking plan creation on the account. It is relevant to note that merchant / manufacturer cashback/ discount is being directly offered by the merchant / manufacturer to the customers through aggregator / partner. In an exceptional case of EMI booking cancellation, any such Merchant / manufacturer cashback/ discount posted to card earlier, will be debited in full.
    • If the EMI booking is validly rejected by SBICPSL in accordance with SBICPSL policies, cashback/ discount transaction would not be posted on the account.
    • Cancellation of Merchant EMI bookings is not allowed – except in case of the transaction itself being cancelled and full refund from merchant reflecting on card. For such cancellation requests arising out of full refund, customers need to contact below mentioned SBI Card helpline numbers.
    • Reward points shall be earned as per features applicable to the Credit Card for the Merchant EMI purchase.
    • The conversion of the purchase amount to applicable EMI scheme is at the sole discretion of SBICPSL and such conversion is dependent upon timely submission of accurate purchase details by the aggregator to the SBICPSL in accordance with the terms and conditions agreed to by and between SBICPSL and the Aggregator and the Cardholder meeting the other eligibility criteria as applicable to such EMI offers. The Aggregator alone shall be responsible and liable to SBICPSL and the Cardholder for all matters relating to non-conversion of the purchase amount to EMI scheme either for itself and/or on behalf of the merchants enrolled directly by the aggregator for the EMI program. The responsibility of the aggregator and/or the Merchant shall be in accordance to their respective obligations under this program.

     

    Billing and repayment

    The first EMI shall be billed on the first billing date for the Credit Card that falls post the date of the transaction on the Credit Card that is being converted into EMI as per the Merchant EMI plan. All billing of EMIs in the subsequent months shall be on the billing date of the Credit Card for that month.

    The EMI amount shall be included as a part of the minimum amount due appearing in the Cardholder’s monthly Credit Card Statement. Charges as communicated in the Most Important Terms and Conditions and Cardholder Terms & Conditions shall be applicable/ levied if the minimum amount due remains unpaid by the payment due date. Also refer to the Service Charges on Card Balances clause below.

    Interest Calculation Methodology

    Interest rates as communicated at the time of availing of the product(s)/service(s) shall be levied/ applicable on the EMI Booking amount. Interest rates applicable on monthly reducing balance methodology.

    Service Charges on Card balances

    If the amount paid towards dues on the Credit Card is less than the Total Amount Due, Service Charges shall be levied on such outstanding (including but not limited to the EMI as above), as per the interest rate applicable and communicated in the Most Important Terms & Conditions (MITC) and Cardholder Terms & Conditions. This rate is subject to change with prior notice. The applicable interest rate for computation of Service Charges on Credit Card balances shall be mentioned on the monthly statement. Please note, if the amount paid towards dues on the Credit Card is less than the Minimum Amount Due, Late Fee and Service charges, as applicable, shall be levied.

    Prepayment process and related charges

    Any payment/refund made into the Credit Card Account over and above the EMI shall not be deemed to be payment towards the amount availed under Merchant EMI and shall not be deemed as closure of the said facility. You can choose to pre-close the Merchant EMI facility with pre-payment charges by calling SBI Card helpline at 39 02 02 02 (Prefix STD code of your city while calling from mobile) or 1860 180 1290 (if calling from MTNL and BSNL lines). IVR & Emergency Services are available 24 hours and Customer Service representatives are available from Monday to Saturday between 8am to 8pm. SBICPSL reserves the right to revise the pre-payment charges at its discretion, with prior notice and such revised charges shall be binding on the Cardholder. Once the Merchant EMI is pre-closed, for any reason whatsoever, all outstanding including but not limited to the principal outstanding, pre-closure charge and the interest for the actual number of days till closure i.e., from the last billing date till the date of closure, shall be debited to the Credit Card account. In case of partial refund done by merchant towards a merchant EMI transaction,interest already billed to card will not be reversed.

    Pre-closure due to non-payment

    In the event of non-payment of the minimum amount due for three successive months, the Merchant EMI shall be pre-closed and the principal outstanding, the interest for the days till closure and the pre-closure charges shall be debited to the Credit Card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.

    Pre-closure due to Card closure

    In the event the Credit Card is closed prior to all EMI(s) being charged, the amount outstanding under Merchant EMI and any applicable charges, as on the date of closure of the Credit Card shall be debited to the Credit Card account as a consolidated amount. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.

    Pre-closure on request

    The SBI Cardholder can make request for pre-closure of EMI plan by calling the SBI Card helpline at 39 02 02 02 (Prefix STD code of your city while calling from mobile) or 1860 180 1290 (if calling from MTNL and BSNL lines). IVR & Emergency Services are available 24 hours and Customer Service representatives are available from Monday to Saturday between 8am to 8pm. On receipt of this request, the outstanding principal amount is moved back to SBI Cardholders retail balance and a preclosure fee of 3% shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate. At the time of preclosure of EMI Plan, if the SBI Cardholders account is revolving, then the above mentioned amount (Principal amount + Preclosure fee) will be added to the revolving balance and will attract standard credit card interest charges.

     

  • VISA payWave offer Terms and Conditions, duration (23 Mar’17 to 22 Jun’17)

    • Offer is valid till 24th June 2017 at INOX Refuel counters at selected cinema locations.
    • One Free Small Combo per card per day. Limited period offer on first come first serve basis.
    • Free Small Combo will be added in your food and beverage order at INOX Refuel counter, only on payment with VISA payWave card and eligible Samsung Pay transactions (i.e. NFC transactions with VISA card on Samsung Pay).
    • Free Small Combo comprises of a small popcorn and a beverage of guests’ choice from 300 ml aerated drink or hot tea or hot coffee or iced tea or cold coffee or small bottled water.
    • Free Small Combo cannot be exchanged in cash or kind for any other food item(s).
    • Refund/Cancellation not allowed post redemption of this offer.
    • Guest(s) shall not be entitled to compensation / benefits in any form whatsoever in lieu of the offer being availed.
    • INOX Leisure Ltd. reserves the right to disqualify any Guest(s) from the benefits of the Offer. In case of any fraudulent activity, prosecution will be carried according to the purpose of availing the benefits under the program.
    • INOX Leisure Ltd. reserves the right to modify / change / discontinue all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever.
    • Offer is not valid at INOX Box Office, INOX Digital Platforms (Web, App and Mobile Web) or any other platform.
    • INOX Leisure Ltd. general rules & regulations are applicable.
    • Send in your queries to contact@inoxmovies.com
    • In case of any dispute(s), INOX Leisure Ltd. decision will be final.
    • SBI Card accepts no liability for the content of this offer or for the consequences of any actions taken on the basis of the offer provided, as this is being made on behalf of VISA payWave

    Location List:

    Sr.No.

    State

    City

    Units

    Address

    1

    Andhra Pradesh

    Visakhapatnam

    Vizag - Beach Road

    Varun Beach Mall, Rama Krishna Beach Road, Visakhapatnam - 530 003

    2

    Andhra Pradesh

    Visakhapatnam

    Vizag - CMR Mall

    INOX Leisure Ltd., CMR Mall, Maddilapalem,Visakhapatnam 530 013

    3

    Andhra Pradesh

    Visakhapatnam

    Vizag (Chitralayaa)

    Chitralayaa , Jagdamba Circle, Vizag, Andhra Pradesh -530020

    4

    Delhi NCR

    Delhi

    Delhi Eros Cinema

    Eros Cinema Building,Jangpura Extension

    5

    Delhi NCR

    Delhi

    Delhi Nehru Place

    45, District Centre,Nehru Place, New Delhi

    6

    Delhi NCR

    Delhi

    Delhi Janak Place

    District Centre Janak Place, New Delhi - 110058

    7

    Delhi NCR

    Delhi

    Delhi Patel Nagar

    Behind Shadipur Metro Station, Patel Nagar, New Delhi - 110008

    8

    Goa

    Goa

    Goa Margao

    SGPDA Market Complex, Margao, Goa - 403 601

    9

    Goa

    Goa

    Goa GMC

    Old GMC Heritage Precinct, D.B. Road, Campal, Panaji, Goa 403 001

    10

    Goa

    Goa

    Goa Provorim

    INOX Leisure Ltd., Mall De Goa, NH 66, Porvorim,Edapally - Panvel Highway,Pilerne, GOA - 403 501

    11

    Goa

    Goa

    Goa Osia

    12

    Gujarat

    Surat

    Surat VR

    VR Surat, Dumas Road, Magdalla, Surat, Gujarat ‐ 395 007

    13

    Gujarat

    Surat

    Surat DR World

    INOX Leisure Ltd., Aai Mata Chowk, Paravat Patia, Surat, Gujarat - 395010

    14

    Haryana

    Faridabad

    Faridabad EF3

    EF-3 Mall, Sector 20-A, Mathura Road, Faridabad

    15

    Haryana

    Faridabad

    Faridabad Interiorz Mall

    Crown Interiorz Mall, Sec-35, Delhi Mathura Road, Faridabad-121003

    16

    Haryana

    Gurgaon

    Gurgaon Dreamz Mall

    Dreamz Mall,Sector 4 - 7 Circle, Old Railway Road, Gurgaon

    17

    Karnataka

    Bangalore

    Bangalore - Garuda

    Garuda Mall, Magarath Road, Bangalore 560 025

    18

    Karnataka

    Bangalore

    Bangalore - Jayanagar

    Shree Garuda Swagath Mall, Tilak Nagar Main Road, Jayanagar, Bangalore

    19

    Karnataka

    Bangalore

    Bangalore Central jp nagar

    Bangalore Central, 45th Cross, J.P. Nagar 2nd Phase, Bangalore – 560 069

    20

    Karnataka

    Bangalore

    Bangaloe Lido

    ido Mall, Next to Ista Hotel, Off M G Road, Ulsoor, Bengalore

    21

    Karnataka

    Bangalore

    Bangalore Shankarnag

    INOX Shankernag Theatre (Symphony)M G Road, Bangalore

    22

    Karnataka

    Bangalore

    Bangalore Forum Neighbourhood Mall

    Prestige Forum Value Mall, Opp. Prestige Ozone, , Whitefield Road,

    23

    Karnataka

    Bangalore

    Bangalore Brookefiled

    Brookefield Mall, Kundalahalli Main Road, Bengaluru-560037, Karnataka, India

    24

    Karnataka

    Manipal

    Manipal Central Cinemas

    Central Cinemas, Udupi Main Road

    25

    Karnataka

    Mysore

    Mysore Mall of Mysore

    Mall of Mysore,,Opposite Mysore Golf Club,MG Road

    26

    Madhya Pradesh

    Indore

    Indore Sapna Sangeeta Mall

    Sapna Sangeeta Mall, Sapna Sangeeta Road, Sneha Nagar, Leisureore

    27

    Madhya Pradesh

    Indore

    Indore C21

    C-21 Mall, PU - 4, Scheme No. 54 AB Road, Indore, M. P. PIN - 452010

    28

    Maharashtra

    Mumbai

    Mumbai Nariman Point

    CR 2, 2nd Floor, Nariman Point,

    29

    Maharashtra

    Mumbai

    Mumbai Metro

    Metro, MG Road, Marinelines

    30

    Maharashtra

    Mumbai

    Mumbai Inorbit Mall, Malad

    Inorbit Mall,Link Road, Malad West

    31

    Maharashtra

    Mumbai

    Mumbai Raghuleela, Kandivali (W)

    Raghuleela Mega Mall,Road, Kandivali West,

    32

    Maharashtra

    Mumbai

    Mumbai Thakur Movie, Kandivali (E)

    Vishnu Shivam Mall, 120 DP Road, Thakur Village, Kandivali East,

    33

    Maharashtra

    Mumbai

    Mumbai Nakshatra, Dadar

    Nakshatra Mall, Ranade Road, Near Dadar Railway Station, Dadar West,

    34

    Maharashtra

    Mumbai

    Mumbai R City ,Ghatkopar

    R City Mall, LBS Marg, Ghatkopar (West)

    35

    Maharashtra

    Mumbai

    Mumbai Neelyog, Ghatkopar

    Neelyog Mall,Patel Chowk,R.B Road,Ghatkopar East

    36

    Maharashtra

    Mumbai

    Mumbai Thakur Dahisar

    Thakur Mall, Next to Dahisar Check Naka, Mira- Bhyandar, Thane - 400068

    37

    Maharashtra

    Mumbai

    Mumbai Metro Junction, Kalyan

    Metro Junction Mall, Netivalli Village, Near Sheel Phata, Kalyan (E), Kalyan

    38

    Maharashtra

    Navi Mumbai

    Navi Mumbai Kharghar Golmax

    Glomax Mall, Kharghar Station Road, Kharghar (West), Navi Mumbai

    39

    Maharashtra

    Navi Mumbai

    Navi Mumbai Raghuleela, Vashi

    Raghuleela Mall, Vashi,

    40

    Maharashtra

    Pune

    Pune Bund Garden

    Bund Garden Road,

    41

    Maharashtra

    Pune

    Pune Amanora

    East Block, Amanora town centre, Hadapsar

    42

    Maharashtra

    Pune

    Pune Jai Ganesh

    Jai Ganesh Vision Mall, Akurdi, Pune- 411035

    43

    Maharashtra

    Pune

    Pune FNS

    Fun n Shop Mall, Fatima Nagar, Pune-Solapur Road, Wanworie,

    44

    Maharashtra

    Thane

    Thane Korum

    Korum Mall, Eastern Express Highway, Thane (West)

    45

    Orisa

    Bhubaneshwar

    Bhubaneshwar BMC Bhawani Mall

    BMC Bhawani Mall, Shahid Nagar, Bhubaneswar - 751007

    46

    Rajasthan

    Jaipur

    Jaipur Vaibhav

    Vaibhav Complex, Amrapali Circle, Vaishali Nagar, Jaipur 302 021

    47

    Rajasthan

    Jaipur

    Jaipur Sapce

    City Plaza Mall, Bani Park , Jaipur 302008

    48

    Rajasthan

    Jaipur

    Jaipur Crystal Palm Mall

    Crystal Palm, Sahkar Circle Scheme, Sardar Patel Marg, Jaipur - 302004

    49

    Rajasthan

    Jaipur

    Jaipur Raja Park

    Pink Square Raja Park, Jaipur – 302004

    50

    Rajasthan

    Jaipur

    Jaipur Elements Mall

    Elements Mall, Ajmer Road

    51

    Rajasthan

    Jaipur

    Jaipur Mansarovar STC

    Mansarovar

    52

    Tamil Nadu

    Chennai

    Chennai Citi Centre

    Chennai Citi Centre, Dr. Radhakrishnan Salai, Chennai – 600 004

    53

    Tamil Nadu

    Chennai

    Chennai National

    Old 92, New 262, Arcort Road, Vurugambakkam, Chennai - 600092

    54

    Telangana

    Hyderabad

    Hyderabad GVK

    GVK One, Banjara Hills Road No.1, Hyderabad - 500034

    55

    Telangana

    Hyderabad

    Hyderabad MP Mall

    Maheshwari Parmeshwari Mall, Kachiguda Cross Road, Hyderabad 500027

    56

    Uttar Pradesh

    Greater Noida

    Greater Noida MSX Mall

    Ground Floor, MSX Mall, Swarn Nagari, Gate No. 1, Greater Noida

    57

    Uttar Pradesh

    Kanpur

    Kanpur Square Shopping Mall

    Square shopping Mall, Bada Chauraha, M.G. Road, Kanpur - 208001

    58

    Uttar Pradesh

    Lucknow

    Lucknow Riverside Mall

    Riverside Mall, Vipin Khand, Gomti Nagar, Lucknow - 226010

    59

    West Bengal

    Kolkatta

    Kolkata - Elgin Road

    Forum, 10/3 Elgin Road, Kolkata 700 020

    60

    West Bengal

    Kolkatta

    Kolkata - Salt Lake City

    City Centre, DC Block I, Sector 1, Kolkata 700020

    61

    West Bengal

    Kolkatta

    Kolkata -Swabhumi

    89C, Moulana Abdul Kalam Azad Sarani, Kolkata 700 054

    62

    West Bengal

    Kolkatta

    Kolkata - Rajarhat

    City Centre II, Action Area II, New Town, Rajarhat, Kolkata

    63

    West Bengal

    Kolkatta

    Kolkata Hiland Park,

    Metropolis Mall, Hiland Park, Opp Pearless Hospital, E M By Pass Kolkata-

    64

    West Bengal

    Kolkatta

    Kolkata South City,

    South City Projects Ltd, 375, Prince Anwar Shah Road, Kolkata

    65

    West Bengal

    Kolkatta

    Kolkata Quest Mall

    QUEST Mall , 4th Floor, 33, Syed Amir Ali Avenue, Kolkata-700 017

    66

    West Bengal

    Kolkatta

    Kolkata R.D.Mall

    R.D.Mall, 269 G.T.Road, Liluah, Howrah 711204

    67

    West Bengal

    Kolkatta

    Kolkata Belur

    Rangoli Mall

     

  • Flexipay Summer Splash Offer- Book at low interest rate of 7.5% and enjoy 100% Processing fee waiver (Valid b/w 01-Apr-2017 to 30-Jun-2017)

    • Lower Rate of interest at 7.5% flat p.a
    • 100% Processing fee waiver for bookings >=50k
    1. This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or  by way of online booking made via sbicard.com
    4. This offer on Flexipay is valid only for bookings between 1stApr 2017 and 30th Jun 2017 -both days inclusive (“Term”).
    5. Flexipay bookings made under 3, 6, 9, 12, 24 & 36 months tenure will attract an interest rate of 7.5% flat p.a.(corresponding reducing rate for all tenures is mentioned in clause 12) for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.

      Special offer between 20th Jun and 30th Jun 2017 (both days inclusive) - Cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/-.

    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 2500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 2500/- and above can be clubbed together to avail the offer. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    10. This offer on Flexipay is valid from 1st Apr 2017 to 30th Jun 2017 (“Term”). Any bookings made after 30th Jun 2017 will attract an interest rate of 14.5% flat p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 3, 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-. Minimum amount eligibility for 36 months tenure may be changed by SBICPSL at its sole option and discretion.
    12. The reducing interest rate applicable for different tenures are as follows:

    Tenure (Months) ~ corrs. to flat rate of 13%

     Reducing interest rate (annualized)

    3

    11.22%

    6

    12.74%

    9

    13.30%

    12

    13.57%

    24

    13.80%

    36

    13.69%

    1. At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.40.
    2. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    3. It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    4. In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 2500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme.
    5. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 2500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay. The Processing Fee waiver offer is applicable only for Flexipay booking amount greater than or equal to Rs. 50,000/-.
    6. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    7. It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    8. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee + GST. The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    9. A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account. In case customer has opted for an auto debit facility on account, he should convert the eligible transactions into Flexipay before the billing cycle
    10. Flexipay monthly installment is calculated as (Flexipay Principal Amount + Flexipay interest charge)/ Tenure. Example: Principle amount is Rs.10,000/-, Interest rate is 7.5% p.a. and Tenure is 24 months. The total interest charge will be (10,000 * 7.5% * 24/12) = Rs.1500/-. The EMI is calculated as (10,000/- + 1500/-)/24.
    11. Flexipay monthly installment schedule will begin from the SBICPSLholder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    12. The MAD will be 5% of the SBICPSLholder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    13. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    14. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    15. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    16. In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 31st Aug 2017.
    17. The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline.  On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    18. At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    19. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    20. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    21. No request for Flexipay will be entertained within 90 days of SBICPSLholder’s flipping/change of card request.
    22. Transfer from one Flexipay to another will not be entertained.
    23. The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    24. SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    25. Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).
    26. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    27. All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    28. Illustrative example of amortization schedule:    

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes  (#)

    1

    5-Aug-16

    895.83

    113.06

    782.78

    9217.22

    16.96

    2

    5-Sep-16

    895.83

    104.21

    791.63

    8425.59

    15.63

    3

    5-Oct-16

    895.83

    95.26

    800.58

    7625.02

    14.29

    4

    5-Nov-16

    895.83

    86.20

    809.63

    6815.39

    12.93

    5

    5-Dec-16

    895.83

    77.05

    818.78

    5996.61

    11.56

    6

    5-Jan-17

    895.83

    67.79

    828.04

    5168.57

    10.17

    7

    5-Feb-17

    895.83

    58.43

    837.40

    4331.17

    8.77

    8

    5-Mar-17

    895.83

    48.97

    846.87

    3484.30

    7.34

    9

    5-Apr-17

    895.83

    39.39

    856.44

    2627.86

    5.91

    10

    5-May-17

    895.83

    29.71

    866.12

    1761.73

    4.46

    11

    5-Jun-17

    895.83

    19.92

    875.92

    885.82

    2.99

    12

    5-Jul-17

    895.83

    10.01

    885.82

    0.00

    1.50


    Principal

    10000

    Installment

    895.83

    R.O.I

    7.50%

    Tenure

    12


    #Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).

  • Flexipay Summer Splash Offer- Book at low interest rate of 12% & 13% and enjoy 100% Processing fee waiver (Valid b/w 01-Apr-2017 to 30-Jun-2017)

    • Lower rate of interest at 13% flat p.a + 100% Processing fee waiver (6, 9 & 12 month tenure)
    • Lower rate of interest at 12% flat p.a + 100% Processing fee waiver (24 & 36 month tenure)
    1. This offer is on Flexipay facility and is open only to those SBI credit cardholders ("Cardholders") who have received the offer from SBICPSLs and Payment Services Pvt. Ltd ("SBICPSL") through an appropriate communication medium decided by SBICSPL.
    2. The Flexipay facility is not available to the delinquent and any other ineligible Cardholders determined as per the internal policy of SBICPSL. Accordingly, approval of Flexipay facility is at the sole and absolute discretion of SBICPSL.
    3. The Flexipay facility may be availed of by the Cardholders by way of telephone calls to the Helpline Number(s) - 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) and/or   by way of online booking made via sbicard.com
    4. This offer on Flexipay is valid only for bookings between 1st Apr 2017 and 30th Jun 2017 -both days inclusive (“Term”).
    5. Any booking under this offer will attract an interest rate of 13% flat p.a. for 6, 9 & 12 month tenure (corresponding reducing rates for various tenures are mentioned in clause 12) & 12% flat p.a. for 24 & 36 month tenure on booking a single Flexipay for a minimum amount of Rs. 2500/- and above. Additionally a processing fee will be charged on the Flexipay amount at the interest rate of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/-.
    6. As a part of the offer, cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 50,000/- during the offer “Term” for all tenures.

      Special offer between 20th Jun and 30th Jun 2017 (both days inclusive) - Cardholder would be eligible to get a 100% processing fee waiver for Flexipay bookings greater than or equal to Rs. 25,000/-.

    7. Under this offer, the cardholder would be allowed to convert only Retail transactions of Rs. 2500/- and above into installments. Interest levied, Fees and Charges, GST and any other charges levied on the card cannot be converted into installments. Fuel transactions cannot be converted into Flexipay. Accordingly and in pursuant thereto, SBICPSL at its sole instance may decline Flexipay facility on such transaction categories.
    8. More than one retail transaction of Rs. 2500/- and above can be clubbed together to avail the offer. The SBI Credit cardholder can call up SBICPSL help line within 30 days of the purchase or before the payment due date (whichever is earlier) and ask for transfer of the said retail transaction amount to Flexipay.
    9. Eligible cardholders can call up the SBICPSL Helpline 39020202 / 1860 180 1290 (prefix local STD code) or 1800 180 1290 (toll free) within the offer Term and ask for transfer of retail transaction amount to Flexipay. The Cardholder can also avail the offer on our website – sbicard.com during the offer Term.
    10. This offer on Flexipay is valid from 1st Apr 2017 to 30th Jun 2017 (“Term”). Any bookings made after 30th Jun 2017 will attract an interest rate of 14.5% flat p.a. and a processing fee of 2% subject to a minimum of Rs.199/- and a maximum of Rs.1000/- will be charged without any additional feature mentioned in clause nos. 5 and 6 above.
    11. The Flexipay facility from SBICPSL is available over different tenures of 6, 9, 12, 24 and 36 months, subject to the option exercised by the SBI Credit Cardholders. The tenure option of 36 months is only available for transaction amount greater than or equal to Rs. 30,000/- and booking amount greater than or equal to 30,000/-. Minimum amount eligibility for 36 months tenure may be changed by SBICPSL at its sole option and discretion
    12. The reducing interest rate applicable for different tenures are as follows:

     

    Tenure (Months) ~ corrs. to flat rate of 13%

     Reducing interest rate (annualized)

    6

    21.95%

    9

    22.83%

    12

    23.19%


    Tenure (Months) ~ corrs. to flat rate of 12%

     Reducing interest rate
    (annualized)

    24

    21.57%

    36

    21.20%

    1. At any given month the portion of the monthly repayment amount applied towards interest is determined by multiplying the monthly reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenor, where the interest charged is calculated on the reducing principal balance. Illustrative example of amortization scheduled given in clause No.40.
    2. For the purposes of booking Flexipay, the period of 30 days from the date of the retail transaction is the defined term (“Eligible Term”). If any transaction is converted to Flexipay after the Payment Due Date (“PDD”), interest charges of 3.35% p.m. will be levied on the transaction amount for the period beginning from the date of transaction to the date on which Flexipay conversion takes place. Additionally it is clarified that irrespective of the foregoing charges, a cardholder who has not paid the Minimum Amount Due (“MAD”) in full, late payment charges will be levied.
    3. It is clarified that, if the said retail transaction is paid in full the same cannot be converted to Flexipay. If the transaction amount is partially paid and the unpaid amount is equal to or more than Rs.2500/-, only the unpaid balance amount can be converted to Flexipay.
    4. In case the SBI Credit cardholders has made multiple retail purchase transactions, each one of them more than Rs. 2500/-, then the SBI Credit Cardholders can combine these transactions and move the consolidated purchase amount to the Flexipay Scheme.
    5. The Flexipay facility is applicable/available only on retail purchases (subject to minimum single booking of Rs. 2500/- or more) made by either Primary or Add on SBI Credit Card. No request from Add on SBI Credit Cardholder will be entertained for transfer of retail purchases to Flexipay. The Processing Fee waiver offer is applicable only for Flexipay booking amount greater than or equal to Rs. 50,000/-.
    6. The transfer of retail purchase transaction(s) to Flexipay will only be allowed if Current Balance Amount (Billed and Unbilled) + Interest + Processing Fee is less than the Credit Limit available at the time of transfer to the Flexipay.
    7. It is stipulated, if the SBI credit cardholder is revolving at the time of request for transfer of retail purchase to Flexipay, he will continue to be charged the standard credit card charge of 3.35% p.m. on his revolving balance till the time the transfer to Flexipay actually takes place within the Term defined hereinabove.
    8. Upon Flexipay approval, the SBI Credit Cardholder credit limit shall be blocked upto Flexipay Principal Amount + Processing Fee + The Credit limit gets adjusted as and when the Flexipay installment payments are made by the SBI credit cardholder.
    9. A SBI credit cardholder can take multiple Flexipay subject to the available credit limit on his SBI Credit Card account. In case customer has opted for an auto debit facility on account, he should convert the eligible transactions into Flexipay before the billing cycle
    10. Flexipay monthly installment is calculated as (Flexipay Principal Amount + Flexipay interest charge)/ Tenure. Example: Principle amount is Rs.10,000/-, Interest rate is 12% p.a. and Tenure is 24 months. The total interest charge will be (10,000 * 12% * 24/12) = Rs.2400/-. The EMI is calculated as (10,000/- + 2400/-)/24.
    11. Flexipay monthly installment schedule will begin from the SBICPSLholder next billing statement and continue over the Flexipay tenure. The Flexipay monthly installment (s) shall be included in the Minimum Amount Due (MAD) of the Statement of account in the duration of the Flexipay tenure.
    12. The MAD will be 5% of the SBICPSLholder existing revolving balances (Retail/Cash/Balance Transfer) and Flexipay monthly installment due (or all Flexipay monthly installments due in case of multiple Flexipays booked by the Cardholder).
    13. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments.
    14. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% p.m. on the unpaid Flexipay monthly installments
    15. In the event of non-payment / short payment of the Minimum Amount Due (MAD) for more than three successive months or 90 days whichever is earlier, the Flexipay shall be closed on 91st day and the principal outstanding along with the outstanding interest accrued till the date of such closure shall be debited to the Credit Card Account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts. As a part of the Credit Card Account, this balance will now attract all the charges including finance charges at the credit card rate of interest, over-limit charges in the event account balance post transfer of loan outstanding if any exceeds the existing Credit Card limit as mentioned in the cardholders MITC.
    16. In the event, a cardholder puts a cancellation request, within 45 days of Flexipay facility getting booked then all fees charged will be reversed. In this scenario, the processing fee waiver provided on the Flexipay facility would not be applicable. For such cancellation scenarios, if the processing fee waiver is provided on the account, the same would be reversed within 60 days of offer closure i.e. by 31st Aug 2017.
    17. The SBICPSL cardholder can make request for cancellation of Flexipay by calling the SBICPSL helpline.  On receipt of this request, the outstanding Flexipay principal amount is moved back to SBICPSL cardholders retail balance and a cancellation fee of 3% of Principal outstanding post 45 days shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate.
    18. At the time of cancellation of Flexipay, if the SBICPSL cardholders account is revolving, then the above mentioned amount (Flexipay Principal Amount + Cancellation fee) will be added to the revolving balance and will attract a standard credit card interest charges.
    19. Booking a Flexipay on phone will be deemed as acceptance of the terms and conditions of this program as set forth on sbicard.com and/or any other medium chosen by SBICPSL.
    20. Flexipay booking requests sent by mail or electronic mail will be considered valid only if received by SBICPSL within 30 days of transaction date/ before the Payment Due Date (whichever is earlier).
    21. No request for Flexipay will be entertained within 90 days of SBICPSL cardholder’s flipping/change of card request.
    22. Transfer from one Flexipay to another will not be entertained.
    23. The terms and conditions of Flexipay bookings may be altered, amended or changed by SBICPSL at its sole option and discretion at any time without affecting the Flexipay bookings already done.
    24. SBI credit cardholders are not bound in any way to participate in this program. Any such participation is voluntary. Flexipay is offered by SBICPSL on best effort basis.
    25. Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).
    26. This Offer Terms & Conditions shall be read in conjunction with the Flexipay Terms & Conditions available on www.sbicard.com
    27. All and any disputes or differences arising from the Offer shall be subject to arbitration within the meaning of the Indian Arbitration and Conciliation Act, 1996. A sole arbitrator appointed by SBICPSL for this purpose shall carry out arbitration of all such disputes and/or differences. The award of the arbitrator shall be final and binding on the disputing parties. The place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a difference /dispute shall not constitute a claim against SBICPSL.
    28. Illustrative example of amortization schedule:    

     

    Sr. No.

    Billing date

    Installment

    Interest

    Principal

    Balance

    Taxes (#)

    1

    4-Oct-16

    933.33

    178.81

    754.52

    9245.48

    26.82

    2

    5-Nov-16

    933.33

    165.32

    768.02

    8477.46

    24.80

    3

    6-Dec-16

    933.33

    151.59

    781.75

    7695.71

    22.74

    4

    7-Jan-17

    933.33

    137.61

    795.73

    6899.99

    20.64

    5

    8-Feb-17

    933.33

    123.38

    809.95

    6090.03

    18.51

    6

    9-Mar-17

    933.33

    108.9

    824.44

    5265.59

    16.33

    7

    10-Apr-17

    933.33

    94.15

    839.18

    4426.42

    14.12

    8

    11-May-17

    933.33

    79.15

    854.18

    3572.23

    11.87

    9

    12-Jun-17

    933.33

    63.88

    869.46

    2702.77

    9.58

    10

    13-Jul-17

    933.33

    48.33

    885.01

    1817.77

    7.25

    11

    14-Aug-17

    933.33

    32.5

    900.83

    916.94

    4.88

    12

    15-Sep-17

    933.33

    16.4

    916.94

    0

    2.46

                   

    Principal

    10000

    Installment

    933.33

    R.O.I

    12.00%

    Tenure

    12

    #Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).

  • SBI Card Cashback Offer On Samsung Pay

    • This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) for transactions made with SBI credit card using Samsung Pay app and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”)
    • The Validity of the Program (“Term”) is from 01 Apr 2017 to 31 May 2017 (Both days included), unless extended by SBICPSL.
    • Under this program:

    • Cardholder can avail Cash back on Samsung Pay transactions using SBI Credit Card as mentioned below.


    Minimum Transaction

    Max. Cashback per transaction

    Maximum Cashback per card account for Program Period

    Rs. 500 & above

    Rs 100

    Rs 500


    • Maximum Cash back per card account during the offer period will be Rs. 500
    • This Programme is not applicable on SBI Corporate Card and add-on cards
    • Fuel transactions are not applicable for this program
    • Cash back to be credited to the card account by 15 July 2017
    • Customer has to transact using Samsung Pay with his/ her SBI Credit card
    • Compatible Devices for Samsung Pay include Galaxy Note5, Galaxy S7, Galaxy S7 edge, Galaxy S6 edge+, Galaxy A7 (2017), Galaxy A5 (2017), Galaxy A7 (2016), Galaxy A5 (2016).
    • In case of a partially cancelled/ cancelled/ reversed transaction, no cashback will be applicable
    • Any query regarding the cash back will be entertained only till 15th July 2017. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Programme from any cardholder.
    • SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.
    • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products or Service.
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
  • Exclusive offers for Federal Bank SBI Cardholders, Offer Duration 01 Mar – 30 Apr’17

    • This marketing program (Program) is from Federal Bank under an arrangement with SBI Card & Payment Services Private Ltd. (SBICPSL). It is open to all residents of India sourced under Federal SBI Cobranded Credit Card in March and April 2017 and to whom a communication is sent by Federal Bank , SBICPSL.
    • Offer: Extra Rs.300 Cashback in your Federal Bank Savings Bank Account on spending Rs. 2000 within 30 days from the card issuance date.
    • Valid only for customers whose Joining Fee is paid and has a valid Savings Bank account at the time of fulfillment of offer.
    • The Offer is valid from Mar 01, 2017 (00:00 Hours) to April 30, 2017 (23:59 Hours), (Offer Period).
    • Only Primary cards will be eligible for the offer and add on cards will be not be treated as separate card.
    • Extra Rs. 300 Cashback for eligible customers will be posted within 90 days from offer end date.
    • Cardholders are requested to retain the charge slip for 180 days’ post program period.
    • Any queries regarding the program & cashback will be entertained till 31 Jul, 2017. Post such date, Federal Bank or SBICPSL will not entertain any correspondence or communication regarding this Program or cashback from any cardholder.
    • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
    • Under no circumstance will the cashback being offered under this Program be settled with cash in lieu by SBICPSL or Federal Bank
    • All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    • Any disputes arising out of the Offer shall be subject to arbitration by a joint arbitrator appointed by SBICPSL & Federal Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Programs. Any such participation is entirely voluntary.
    • SBICPSL & Federal Bank reserves the right to modify or change any of the terms and conditions applicable to this Program at any time without any prior notice to the Cardholders.
  • 0% Interest on ATM Cash Withdrawal upto 25 Apr 2017

    1. The “Cash Withdrawal” offer (hereinafter “ Offer”) is made open to a select category of SBI Credit Cardholder (“Cardholders”) determined by SBI Cards and Payments Services Private Limited (“SBICPSL”) and to whom this offer is communicated by a suitable medium decided at the sole option and discretion of SBICPSL.
    2. The Offer is valid from 27th Jan’ to 25th Apr’17. Both dates inclusive (hereinafter “Term”)
    3. By availing this offer benefits by conducting a financial transaction of withdrawing cash through an ATM machine, the Cardholder provides consent to all terms and conditions.
    4. During the offer period, no interest is being charged on cash withdrawals through an ATM machine by the Cardholders. This Offer is exclusive of any other offer or schemes of SBICPSL and it cannot be clubbed and/or combined with any other similar schemes.

      Illustration: -

      1. If you withdraw on 27th Jan’17, you will be charged 0% p.m. for 89 days till 25th Apr’17
      2. If you again withdraw on 1st Mar’17, you will be charged 0% p.m. for 56 days till 25th Apr’17
    5. A transaction fee of 2.5% or Rs.300 whichever is higher at domestic SBI ATMs and other domestic ATM's and 3% or Rs. 300, whichever is higher at international ATMs will be levied on all cash withdrawals under this Offer.
    6. This Offer is being extended on a best effort basis and the participation by a Cardholder is purely voluntary. SBICPSL shall not have and accepts no other liability except and in accordance with these Offer terms, in the event of any actions, claims, demands, losses, damages, costs, charges and expenses which the SBI Cardholder may suffer or incur by way of his/her participation in this offer or with any matter whether directly, indirectly, incidentally and consequentially connected therewith.
    7. SBICPSL reserves the right at any time with/without previous notice to add, alter, modify, change or vary all or any of these terms and conditions or replace, wholly or in part, this scheme by any other scheme, whether similar to this scheme or not or to altogether withdraw this offer.
    8. Any disputes or differences arising out of this Program and any of its governing terms shall be referred to Arbitration under the Arbitration and Conciliation Act, 1996 and any amendments carried thereof. Arbitration proceedings shall be conducted by a sole Arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and the language of Arbitration shall be English. The award of the arbitrator shall be final and binding on the disputing parties.
    9. Existence of a dispute shall not constitute a claim against SBICPSL.
  • Sunburn10 fbb STYLEUP Wild Card Entry Contest

    • This marketing programme (Programme) is from SBI Cards and Payment Services Private Limited (“SBICPSL” or “Company”) under an arrangement with Future Retail Limited (“Merchant”) and is open to all residents of India holding a valid SBI Card (“Cardholder”)
    • Activity Period: 9th to 20th December, 2016
    • ELIGIBILITY: Entries to the contest is valid for Indian nationals aged 15 years and above; residing in India and does not include NRI.
    • HOW TO PARTICIPATE in wild card entry: a) Participants need to post selfies/pictures with 4 sunburn looks with fbb merchandise at fbb stores.4 simple tasks.
    1. Go to nearby fbb store
    2. Pick merchandise you would wear for sunburn and complete your sunburn look
    3. Click pictures or selfies in fbb store and post 4 different vibrant looks for 4 days of sunburn10
    4. Upload your fbb sunburn look on http://bit.ly/2h3ldcv
    • Participants agree that they voluntarily wish to submit picture and by participating in the contest they give Company the unrestricted, perpetual, irrevocable, world wide right to use in any manner whatsoever, without any compensation . Picture, Image, content provided hereunder shall be used in any and all media capacity, including, without limitation, Print, blogs, websites and social networks for promotional purpose and such picture, Image, content shall become Company’s property and shall not be returned.
    • Gratification: - a) 1 Winners who complete the contest will win free season couple passes for all four days for Sunburn10 hills. b) Winner will be also be a part of fbb Style Squad. c) fbb Style Squad will go on a one way road trip from Mumbai to Pune which will be headed by a celeb.
    • Gratification rules : Winners will have to arrange for their own travel to Mumbai and their own accommodation in Pune.
    • TERMS OF ENTRY: a) Company reserves the right to disqualify any Participant who, in Company’s sole and absolute discretion, is not eligible to participate in the Contest. b) Company has the sole right to withdraw / edit any aspect of the Contest at its discretion and / or alter the terms and conditions without prior notice. c) Entries may only be submitted by individual participant . Group entries will not be accepted (although different individuals might have taken part in the making of an entry, only one individual may be considered to have submitted the entry. d) Participants should not submit entries for any person other than themselves, regardless of whether or not the Participant has submitted his/her own entry. e) All entries must be submitted in the English language. Entries not submitted in accordance with the instructions provided in the website, and the terms and conditions herewith, shall not be considered in the Contest and Company shall bear no responsibility for any such entries. f) Neither Company nor any of their respective parents, subsidiaries, affiliates and each of their respective officers, directors, shareholders, agents and employees, nor any Internet access providers (collectively "Released Parties") are responsible for incorrect or inaccurate entry of information, human error, technical malfunction, lost / delayed data transmission, lost / delayed / misdirected mail, omission, interruption, deletion, defect, line failure of any network, computer equipment, software or any combination thereof, or for late, lost, damaged, misdirected, incorrect or incomplete entry. g) If for any reason any aspect of this Contest is not capable of running as planned, including by reason of infection by computer virus, network failure, bugs, tampering, unauthorized intervention, fraud, technical failures or any cause beyond the control of Company which corrupts or affects the administration, security, fairness, integrity or proper conduct of this Contest, Company may in its sole discretion cancel, terminate, modify or suspend this Contest or invalidate any affected submissions.
    • DETERMINING WINNERS: The right to decide contest winner rests with Company only and the decision stands unquestionable.
    • ANNOUNCEMENT OF WINNERS: a) The winner will be announced on the official Future Retail Ltd. Twitter, Instagram and Facebook pages. b) Winner will be contacted by the Company regarding the rest of the details post selection. c) Proof of mailing, faxing, or delivering (in any manner whatsoever) any details to the Company does not denote proof that the Company has received such details.
    • ADDITIONAL TERMS: Company or its affiliates and agencies will not enter into any correspondence, including email, with non-winning Participants. ALL PARTICIPANTS ACCEPT THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THE DECISIONS OF COMPANY , THEY FURTHER WARRANT THAT THEY ARE ELIGIBLE TO PARTICIPATE IN THIS CONTEST AND RELEASE COMPANY AND ITS AFFILIATES AND AGENCIES THEREIN FROM AND AGAINST ALL CLAIMS AND DAMAGES ARISING IN CONNECTION WITH THEIR PARTICIPATION AND/OR ENTRY IN THE CONTEST AND/OR AWARDING OF OR USE OF ANY PRIZE AWARDED IN THIS CONTEST. ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND, SHOULD SUCH AN ATTEMPT BE MADE, COMPANY AND SUCH OTHER ENTITIES ASSOCIATED WITH THIS CONTEST RESERVE THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR ANY SUCH ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. PARTICIPANT AGREE TO INDEMNIFY AND HOLD HARMLESS COMPANY ,ITS AFFILAITES AND ITS OFFICER, DIRECTIRS FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES, DAMAGES OR LIABILITY (INCLUDING REASONABLE ATTORNEYS' FEES AND EXPENSES) THAT MAY BE ASSERTED AGAINST OR INCURRED BY ANY OF THEM AT ANY TIME, IN CONNECTION WITH ENTRY, OR USE THEREOF, OR BY RESPECTIVE PARTICIPANTS' BREACHES OF ANY TERMS & CONDITIONS OR WARRANTY ASSOCIATED WITH THE CONTEST. If, in Company’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Contest, or if technical difficulties compromise the integrity of the Contest, Company reserves the right to void suspect entries and/or votes and/or terminate the Contest and award the prizes from among all eligible entries received as of the termination date. The use of any automated launching or entry software or any other mechanical or electronic means that permits the participant to automatically enter or vote repeatedly is prohibited. In the event of a dispute as to the identity of a Participant based on an email address, the entry in question may be disqualified subject to the Company’s discretion.
    • EXCLUSION OF LIABILITY : a) Company its affiliates, officer and directors will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence) in connection with this Contest or the acceptance or use of any prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law). b) Nothing on any other website of Company or relating to this Contest, shall be construed as conferring any license or other rights under the intellectual property or other proprietary rights of Company or its affiliates companies or any third party, whether by estoppels, implication or otherwise. c) Company and/or its agent shall be licensed to evaluate all submissions for the purposes of this Contest, including verification and as specified in these terms and conditions. d) The software and programming code and media content relating to Contest is protected by the applicable laws of copyright, trademark, design, patent, and other intellectual property rights.
    • MISCELLANEOUS: a) Company reserves the right to change these terms and conditions without prior notice. A Consumer shall be deemed to have notice of any such amendments or interpretations upon publication of the same on the Page and shall be deemed to have accepted such amendments or interpretations by virtue of her continued participation in this Contest. . It is responsibility of the participants to inform Company of any change in the address of correspondence, for availing the prizes. Apart from the entitlement to the above prize/s, the winner will have no other rights or claim against Company or its affiliates, officer,directors.
    • Privacy Policy: a) Participation in this Contest is purely voluntary. b) The data given by the participant i.e. Mobile Number, Email ID and Name, will be used in strict confidence by Company & its other partners and these will not be passed to any other party. c) The participant’s information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without the participant’s consent, other than for the express purpose of delivering the prizes to the winners of the contest. d)Company implements a variety of security measures to maintain the safety of the personal information when is entered, submitted, or accessed. e) Company does not sell, trade, or otherwise transfer to outside parties any personally identifiable information. Company may release your information only when it believes that the release is appropriate to comply with the law, enforce Company’s site policies, or protect Company or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. f) By participating in the contest the participant consent to Company’s privacy policy.
    • This CONTEST is governed by Indian law and is subject to all applicable state and local laws. Any and all legal actions or claims arising in connection with this Contest must be exclusively brought in a court of competent jurisdiction in Mumbai, India.
    • The offer under this Programs cannot be clubbed with any other offer extended by SBICPSL.
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    • SBICPSL does not endorse any of the products or brands being offered under the programme and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary.
    • SBICPSL and Future Retail Ltd reserve the right to modify or change any of the terms and conditions applicable to this Program at any time.
    • The Programme is for the consumption of individual retail consumers only.
  • Executive+ Program Terms & Conditions

    Signature / SBI Card Elite & Platinum Card

    1. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its Signature/SBI Card Elite and Platinum Card variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st June 2016, the period for the eligible year would be 1st June 2016 to 31st May 2017.
    2. All eligible SBI Signature/SBI Card Elite cardholders will get Bookmyshow e-vouchers worth Rs. 1000 and all SBI Platinum cardholders will get Bookmyshow e-vouchers worth Rs. 500. Each voucher value denomination is Rs. 250.
      1. E-voucher code is a UNIQUE 16 digit numeric code that will be communicated to eligible cardholders through SMS and/or email to registered mobile number and/or email address updated with SBICPSL on or before the offer date mentioned on the SMS
      2. E-voucher code is valid till the date communicated on the SMS from date of issue to eligible cardholders by SBICPSL.
      3. E-Vouchers can be redeemed ONLY on www.bookmyshow.com /mobile app & cannot be redeemed directly at the cinema/venue box-office.
      4. E-Vouchers shall be valid PAN India across all Cinemas/Partners associated with www.BookmyShow.com
      5. E-Vouchers can be used only once within the validity period. Two e-vouchers cannot be used in one single transaction.
      6. In addition to these BookMyShow Winpin Voucher Terms and Conditions, BookMyShow Vouchers and their use on our website are also subject to BookMyShow's general Terms of Use & BookMyShow’s decision will be final in case of any dispute.
      7. If lost/misused, E-Voucher(s) cannot be replaced/refunded and cannot be revalued. Void if resold, cannot be exchanged for point(s) or cash & cannot be re-validated.
      8. E-Voucher code is valid for one time use on Vendor BookMyShow.com only. E-Voucher Code not valid for multiple usages. eVouchers can be redeemed only once, and in one single order.
      9. SBICPSL will not be responsible non-delivery of SMSs, wrong email id/mobile number updation or incomplete email id/mobile number updation in the system etc. Email/SMS will be sent to the email id and mobile number as updated in SBICPSL’s system.
      10. SBICPSL will not be responsible for non-delivery of E-voucher code to redeem gift in case the mobile number is on DNCR as per regulation.
      11. Extension of codes will not be granted under any circumstance.
      12. All orders Subject to the Terms of Use & policies of www.BookMyShow.com

    How to redeem your free movie ticket discount?

    Visit the partner site BookMyShow.com. or bookmyshow mobile app and cannot be redeemed directly at the cinema/venue box office.

    1. Select Location, Movie, Cinema, Show Date & Time and Seats of your preference as the logic flows
    2. On the payment page, tick the check box states "Avail Discounts & Offers" & from the drop-down list, select "Winpin" option & then enter the e- voucher code in the text box appears & click on "Apply Offer" button next to it to avail the offer. Note: At the end of the successful transaction booking id gets generated which needs to be exchanged at the box-office for actual tickets. Email and sms confirmation will also be received provided its active. For any assistance reach out our Customer Care Support No.: +91(022)-39895050 or write on: helpdesk@bookmyshow.com
    3. E-Vouchers will only be adjusted against the ticket(s) cost whereas any online convenience fees or additional amount that may be charged by BookmyShow for the transaction would need to be borne by the voucher user.
    4. E-voucher code is valid only if the payment is made with SBI Credit Card. Offer not valid for payment through Cash on delivery (COD)/Net banking/Debit Card /any other bank credit card, or any other available mode of payment available at vendor.
    5. E-voucher cannot be clubbed with any other promotion/offer running on vendor unless otherwise specified.
    6. By placing an order, the customer accepts all terms and conditions specified on vendor’s web site.
    7. In case of any query pertaining to use of E-voucher, please email to customer care at helpdesk@BookMyShow.com or call @ +91 (022) – 39895050

    Standard Terms & Conditions

    1. SBICPSL shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by vendor to honor this offer for any reason whatsoever.
    2. SBICPSL does not hold out any warranty or make any representation of the delivery, quality, merchantability, suitability etc., of the products and/or services offered by vendor and SBICPSL shall not entertain any correspondence in this regard.
    3. The products & services offered under this offer are at the sole responsibility of the participating Merchants and at their exclusive costs and consequences. SBICPSL does not endorse, nor recommends the quality, merchantability, fitness for a particular purpose(s), after sale services, warranties etc., of the products and/or services being made available under this offer.
    4. Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website are representative only and may not bear an exact resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
    5. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by the Vendor.
    6. All government levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
    7. Any person availing this offer shall be deemed to have accepted these Terms and Conditions
    8. Any query regarding the Offer or any matter related thereof will be entertained only till 45 days post the offer validity. SBICPSL will not entertain any correspondence or communication regarding this offer thereafter.
    9. Returned purchases/transactions, disputed and/or unauthorized/fraudulent transactions, EMI’s and fees/charges will not be considered for this offer.
    10. This Offer is a standalone offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner or form.
    11. Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be at New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL. This offer will be governed by and construed in accordance with Indian law.
    12. In case of any dispute, decision of SBICPSL shall be final and binding.
    13. If any term of this offer is held by a court of competent jurisdiction to be invalid or unenforceable, then this offer, including all of the remaining terms, will remain in full force and effect as if such invalid or unenforceable term had never been included.
    14. Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made available purely on a 'best effort basis'.
    15. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.

    Air India Signature & Platinum Card

    1. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its Air India Signature and Air India Platinum variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it.
    2. As part of the Executive + offer, an Air India SBI Signature Cardholder will get additional 2000 reward points on payment of first year joining fee. An Air India SBI Platinum Cardholder will get additional 1000 reward points on payment of first year joining fee.
    3. This offer is applicable only in the first year of account opening. The additional reward point offer is not valid from 2nd year onwards. For the purposes of this Offer, an eligible year is defined as the year in which the fee is paid for by the Cardholder. Example: In case a card account is opened on 1st June 2016, the period for the eligible year would be 1st June 2016 to 31st May 2017.
    4. All T&C’s as applicable on expiry, redemption of reward points will be applicable to reward points credited under this offer.
    5. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at its sole discretion with/without prior notice.

    SimplySave & SimplyClick Card

    1. The offer is valid only for new AutoPay Biller registrations on EasyBillPay (EBP) service.
    2. The offer is valid only for Accounts sourced through Executive + Program of SBI Card and is not open to all accounts. This offering is from SBI Cards and Payment Services Private Limited (“SBICPSL”) as a value added product offer for its SimplyClick and SimplySave Cards variant of Credit Cardholders (“Cardholder”) as may be communicated by SBICPSL via various medium chosen by it.
    3. "AutoPay" is a service exclusively for SBI Credit Cardholders ("Cardholder"), to enable payment of utility bills by cardholders for utility companies listed at www.sbicard.com. For the said service the customer agrees to pay a convenience charge; subject to revision/waiver promotions from time to time by SBI Card. The convenience charge will be upto 1.82% of the transaction amount for any transaction done for Cat 2 Billers. There is no convenience charge for any transactions done for Cat 1 Billers. The list of Cat 1 and cat 2 billers is as given on the website www.sbicard.com. For Biller List, Pls refer www.sbicard.com.
    4. The term "Utility Company" or "Biller"; shall mean a company, organization or entity that sends a Bill, statement or invoice, usually a request for payment for a product or service to the customer.
    5. AutoPay service is available for select billers in select cities.
    6. This offer is not applicable for registrations done through Bill Payments Service on www.sbicard.com and is available only on SimplyClick and SimplySave Cards.
    7. Eligible cardholders will get 500 Bonus Reward points post payment on their 1st utility bill. This has to be done within 90 days of receiving the card.
    8. Credit of the Reward points will be done within 21 days of making the 1st utility transaction on the card.
    9. For Detailed Terms and Conditions for AutoPay Service, Pls click here:
    10. Notwithstanding any other terms, it is stipulated that processing of all the payments is subject to the availability of free, clear and available limits in the cardholder's SBI Credit Card Account at the time of processing the transaction. In the event of credit limits not being available, cardholder will receive a payment failed report.
    11. In all situations where the cardholder services are discontinued/disrupted due to any acts of the utility company, governmental orders and any other related matter, SBI Card shall not be responsible and/or liable for the same and the cardholder shall be solely responsible and liable to settle such matters with its utility company and/or statutory authority
    12. The cardholder indemnifies SBI Card from and against all actions, suits, claims, liabilities and proceedings due to or arising out of any or all disputes between the cardholder and Utility companies or by reason of SBI Card acting in good faith and bonafide belief
    13. SBI Card will endeavor to effect payments / carry-out instructions received by it within Bill due date. However, SBI Card does not warrant that Payment / fulfillment of instructions will not be delayed for reasons beyond its control including any default on the part of the service provider. As the instructions would depend on various electronic technology used from time to time, there could be delays in receipt of any instructions by SBI Card from the cardholder and by the provider of Utilities / Services. For all such delays, the service provider of such services shall be responsible and liable being the owner and administrator of these services.
    14. The cardholder shall not hold SBI Card liable for any non-service, delayed service or faulty service rendered by the provider of Utilities / Services and shall not contact or communicate in any manner whatsoever, inter alia, by electronic mail, phone, post, SMS, or personal meeting with SBI Card in this regard.
    15. SBI Card will not accept any cancellation request by the cardholder if the payment transaction has been authorized on his card account and payment accepted by the Biller. Any disputes will have to be settled by the cardholder directly with the Biller.
    16. Nothing contained herein shall prejudice or affect the terms and conditions as mentioned in the Terms & Conditions booklet sent in the Credit Card welcome kit. The terms of this service shall be in addition to and not in derogation of the terms contained in the Terms & Conditions booklet
    17. Nothing contained in the said services shall be construed as binding obligation on SBI Card or any participating utility company to continue the services after the services are terminated.
    18. SBI Card shall have the right to revoke and/or discontinue this service to certain cardholders if it has reason and/or reasonable apprehension to believe that such continuing of this service shall gravely prejudice the commercial situation of SBI Card. Such a determination by SBI Card shall be at its sole and absolute discretion with reference to its cardholders
    19. All disputes and differences arising out and in connection with this service shall be subject to arbitration under the Arbitration and Conciliation Act, 1996 with any amendments thereof. The arbitration shall be conducted by a sole arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on parties. Existence of a dispute/difference shall not constitute a claim against SBICPSL. Notwithstanding the foregoing the courts in New Delhi shall have the exclusive jurisdiction to decide any matters related and connected to the instant terms.
    20. SBI Card may change from time to time the utility companies for which said services are extended
    21. Cardholder will continue making payments towards any utility bill outstanding until he/she receives an SMS/E-mail/letter confirmation from SBI Card indicating that his/her EasyBillPay facility has been activated along with effective date of activation.
    22. Cardholder agrees to communicate termination of facility to SBI Card in writing failing which the payment made to the utility company will be construed as valid and binding on him/her.
    23. Any disputes arising out of disconnection of the utility facility, penalty from government and late charges on installment dues arising due to change / revocation of the facility will be the sole responsibility of the cardholder and the cardholder will not hold SBI Card responsible/liable for the same
  • BT on EMI at 0% for 3 months

    1. The "Balance Transfer on Easy Monthly Installment" ("BT on EMI") facility is an offer from SBI Cards and Payment Services Private Limited ("SBICPSL") which is open to the residents of India holding a valid and subsisting primary SBI Credit Card (" SBI Cardholders") only. This facility is not available to the delinquent and any other ineligible SBI credit cardholders determined as per the internal policy of SBICPSL.
    2. This facility is only available for selected customers who have applied for BT at the Point of sale (while applying for SBI Card).
    3. By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
    4. The Offer shall be communicated through the appropriate medium as decided by SBICPSL at its sole option and discretion.
    5. The Balance Transfer amount requested by the primary SBI Cardholder would be processed by SBICPSL subject to a minimum Balance Transfer amount of Rs. 5,000 and a maximum amount of 75% of the available credit limit as assigned to the primary SBI Credit Card Account of the SBI Cardholder.
    6. The BT on EMI is an additional facility offered by SBICPSL to the SBI Cardholders to exercise the option of availing a Balance Transfer amount and to convert it into easy monthly installment over the tenure as applicable to the Balance Transfer. The facility is meant to be a staggered payment option for the SBI Cardholders.
    7. At any given month, the portion of the monthly repayment amount applied towards interest is determined by multiplying the reducing interest rate with the principal outstanding after the deduction of the previous month repayment amount. In other words, the reducing rate of interest is the rate which when charged brings the outstanding principal to zero at the end of the tenure, where the interest charged is calculated on a reducing principal balance.
    8. There is only one BT on EMI Plan available namely:
      • Interest at the rate of 0% per month for 3 months (one time processing fee of 3% or Rs. 300 whichever is higher).
    9. This facility can be availed by SBI Cardholders for different tenures and at different interest rates as specified above, after payment of charges e.g. processing fee etc. as may be set forth by SBICPSL from time to time. By opting for a BT on EMI of a particular tenure through appropriate medium, a Cardholder expressly consents to meet all his obligations hereto.
    10. It is clarified that for and up to 50 days interest free period will continue to be valid on any retail purchases for those SBI Cardholders who may have opted for BT on EMI in their account.
    11. In case the cardholder places a cancellation request within 45 days of the BT on EMI getting booked, then all fees and interest charged by SBICPSL will be reversed. Notwithstanding the above such applicable fee and/or charges will not be reversed once cheque issued to the Cardholder has been cleared and resulted in a clear credit to the Cardholder account duly evidenced by the statement of account issued to the Cardholder. Further, in all cases cancellation post elapse of 45 days, the fees and other applicable charges, if any, as may be charged by SBICPSL to the SBI Cardholder will not be reversible and all such fees and/or charges shall stand forfeited.
    12. Visa Money Transfer facility from SBICPSL is currently available on Visa Money Transfer Only. In case of Balance Transfer processed through Visa Money Transfer, it takes 3 working days to credit the amount to the other credit card issuing company. The SBI Cardholder understands that once the request has been processed and the amount has been so credited to other credit card issuing company, the request cannot be reversed.
    13. The SBI cardholder shall be levied a foreclosure fee amounting to 3% of the Principal amount outstanding in case of the Offer being voluntarily pre-closed by the customer prior to the maturity of the tenure period opted for. The principal outstanding is calculated basis reducing interest rate as shown in the amortisation scheduled sent along with Balance Transfer on EMI Cheque. In the illustration mentioned in point 34 the “Principal Outstanding” column will be used to calculate the foreclosure amount for example if the cardholder forecloses in the 2nd month the foreclosure amount will be calculated as Rs. 4000*3% =Rs. 120.
    14. The BT on EMI facility is not applicable and specifically excludes all add on SBI Cardholders and this facility and all benefits accruing thereof is made open to only the Primary SBI Cardholders as detailed above. Accordingly, no request from any Add on SBI Cardholders shall be entertained by SBICPSL in this regard.
    15. No BT on EMI request from a SBI Card account will be accepted or processed by SBICPSL, if there is an overdue status or when the credit limit on the credit card account has been exceeded.
    16. SBI Cardholder shall remain liable to SBICPSL till such time that the SBI Cardholder has not paid back the entire BT EMIs including all applicable interest, charges and/or penal interest if any, that may be imposed in accordance to terms of this offer consistent with applicable regulations in this regard. All financial liabilities of the cardholder under Balance Transfer on EMI for the offer period as per plans detailed hereinabove shall be reflected in the monthly statement of accounts issued to the cardholder and shall be conclusive evidence of settling all liabilities of the SBI Cardholder for this Offer.
    17. Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves sole and absolute right to refuse any BT on EMI requests at its sole discretion.
    18. All Balance Transfer cheques will be payable at par at all branch locations of State Bank of India in India.
    19. All BT cheques will be in favor of the other credit card company for which the Balance Transfer has been availed by the SBI Cardholder. The cheques will be sent directly to the SBI Cardholders as per the current address available and maintained in the records of SBICPSL. In the event of the cheque being undelivered at the Cardholders’ current address as per SBICPSL records, the cheque will be sent directly to the other credit card company as communicated by the Cardholder to SBICPSL.
    20. The cardholder would generally receive the cheque within 3 working days (for Metro locations) or 5 working days (for all other locations) of the booking. This may, however, vary in case of unforeseen circumstances like bad weather conditions / flight delays / location or pin code being non-serviceable by the courier. Delays in delivery of the cheque may also occur in the event of customer has not updated his current address in the records of SBI Card or in circumstances where the customer is not available at his current address. SBI Card would not be held liable in the event of non-delivery of the instrument within the specified timeline for the foregoing set of reasons.v
    21. BT on EMI booked for Third Party will not be accepted and the liability for the same will lie solely with the primary cardholder.
    22. SBICPSL will not be responsible and/or be liable for any delay in clearance of the Balance Transfer cheque by the other credit card company and the subsequent late payment charges, interest and/or penal charges as may be levied by such other credit card company or for any outstation clearing charges, if any, levied by the other credit card company towards clearance of the Balance Transfer cheque.
    23. The Minimum Amount Due (MAD) will be calculated at the rate of 5% of the SBI Cardholder’s existing revolving balances (Retail/Cash/Balance Transfer) and BT on EMI monthly installment due (or all BT on EMI monthly installments due in case of multiple BT on EMI booked by the Cardholder)’.
    24. Non Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% on the unpaid BT on EMI monthly installments. Under Payment of MAD will attract normal late payment fees and a standard credit charge of 3.35% on the unpaid BT on EMI monthly installments.
    25. In case the Cardholder has availed BT on EMI for the maximum eligible amount, he shall not be eligible to book or use the service again till the time the BT on EMI booked on the SBI Card in has been paid in full or part or the existing credit limit gets extended. If the Cardholder repays the BT on EMI booked in parts, he can book another BT on EMI for this amount (Please refer to the Order of Payment Settlement to understand how the amount paid against your SBI Card outstanding is settled).
    26. At any given point in time, BT on EMI booking on an account cannot exceed 75% of the available Credit Limit.
    27. SBICPSL shall not be responsible for any actions, claims, demands, losses, damages, costs, charges and expenses, which the SBI Cardholder may suffer or incur by availing this offer and accordingly SBICPSL stands indemnified by the SBI Credit Cardholders availing benefits under this Offer.
    28. SBI Cardholders are not bound in any way to participate in this offer. Any participation is totally voluntary and the offer is being made on a best effort basis.
    29. SBICPSL reserves the right to modify and/or change all or any of the terms and conditions applicable to the offer any time after giving due notice to the SBI Cardholder, without affecting the BT on EMI bookings already done.
    30. Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).
    31. All disputes and/or differences, claims etc., arising out of or related to this Offer shall be settled by arbitration conducted by a sole arbitrator appointed by SBICPSL. The Arbitration and Conciliation Act, 1996 governs such proceedings to be conducted in English at New Delhi. The award of the arbitrator shall be final and binding on the parties.
    32. Existence of a dispute or difference does not constitute a claim against SBICPSL.
    33. “In case you have opted for the Auto Debit payment mode for the payment of total outstanding on your SBI Card, then, the Total Amount Due on your SBI Card including the Balance Transfer Amount and other charges applicable thereto will be debited from your bank account on the Due Date”.
    34. Illustrative Example of the Amortization Schedule:
      TenorEasy Monthly InstallmentPrincipalInterestPrincipal OutstandingTaxes#
      1 4,000 4,000 0 8,000 0
      2 4,000 4,000 0 4,000 0
      3 4,000 4,000 0 0 0

      Loan Amount 12000.0
      Rate Of Interest (p.m.) 0%
      Tenure 3

      #Applicable taxes calculated @ 15% of interest component (includes Service tax @ 14%, Swachh Bharat Cess @ 0.5% and Krishi Kalyan Cess @ 0.5%).

  • Activation Offer E-Voucher (STYLEUP Contactless Card) Terms & Conditions

    Agoda

    1. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
    2. The Promotion is available to the qualifying and eligible cardholders of SBI credit card which (a) bears the SBI and/or SBI name and logo on the face of the card and/or (b) refers to a member of the SBI group as an issuer or a participant partner on the back of the card, including for the avoidance of doubt any co-branded/affinity card issued by any members of SBI Group. Cardholders must settle payment with their card in order to enjoy the Promotion.
    3. The Promotion is only applicable to the reservation of selected and designated merchant properties in certain destinations, made through a dedicated landing page only at following URL: www.agoda.com/sbicard
    4. Agoda reserves the right to launch selected and temporary “tactical offers” at higher discount levels for selected countries.
    5. The Promotion is subject to the terms and conditions of Agoda. In case of dispute, the decision of Agoda shall be final.
    6. The Promotion discount is applicable to hotel room charges only (excluding local taxes, service fees, extra charges, personal consumptions and the like).
    7. The SBI Card and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
    8. The Promotion discount will only be displayed on the booking form after entering a valid promo code issued by SBI card
    9. Booking Period: till 31st December, 2016
    10. Valid for Stay till 31st January,2017

    Cleartrip.com

    What exactly is the offer?

      1. Activities:

        Get Rs.500 off on Activities of Rs.1,500 or more, booked using Cleartrip Mobile App.
      2. Domestic Roundtrip Flights:

        - Get Rs.1,000 off on Domestic Roundtrip Flights, booked for 3 or more passengers using Cleartrip Mobile App.
        - Get Rs.500 off on Domestic Roundtrip Flights booked for 1 or 2 passengers using Cleartrip Mobile App.
      3. International Roundtrip Flights:

        Get Rs.1,000 off on International Roundtrip Flights booked using Cleartrip Mobile App.
      4. Domestic Hotels:

        Get Rs.1,000 off on Domestic Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.
      5. International Hotels:

        Get Rs.1,000 off on International Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.

    How to avail the offer?

    1. Download the Cleartrip Mobile App available for iOS on App Store, for Android on Google Play Store & for Windows on the Windows Store. You can also give a missed call on 88808-40088 to get a free app download link via sms.
    2. Book any Domestic / International Roundtrip Flight or Domestic/ International Hotel using the Cleartrip Mobile App
    3. Simply enter coupon code SBICT3000 before making payment using your SBI Credit Card.
    4. Valid for transactions made between 30 April 2016 to 31 December 2016. Dates of Travel are completely open

    FirstCry.com

    1. SBI credit card Customers will get 20% OFF on the Order.
    2. Coupon can be used only once per user and cannot be clubbed with any other coupon code.
    3. Not valid on Super Savers, Combos, Formula and Supplements, Bottles & Accessories, Gifts & Certificates.
    4. Max Discount Rs 500
    5. Offer till 31st December 2016

    Lenskart

    1. This offer cannot be clubbed with any other offer or schemes.
    2. This offer can be used only once by one user.
    3. Code needs to be applied in Gift voucher column
    4. Lenskart reserves the right to modify/remove any offer without prior notice to customers.
    5. Lenskart reserves the right to cancel any order if it fails the above mentioned criteria without prior notice to customers.
    6. Payment to be made through SBI Credit card for availing the offer.

    Netmeds.com

    1. No minimum order value required.
    2. Coupon valid till 31st December 2016.
    3. Coupon valid only on medicines.

    Printland

    1. Offer valid only on www.printland.in
    2. Exclusive Offers For SBI Credit Card Customers.
    3. Validity as per the requirement
    4. Not applicable on Pen, Pen Drive ,Power Bank, Gold and Silver products
    5. This offer cannot be clubbed with any other offer running on the site www.printland.in.
    6. All refunds and returns as per Printland.in policy.
    7. Standard shipping will be applicable.
    8. In case of any query please contact us on – 9212319090 and write us – contactus@printland.in

    Titan

    1. Coupon code: TISBIC
    2. Offer: 10% instant discount on cart value more than or equal toRs2000, discount limited to Rs 1000.
    3. Coupon Code can be availed just once per user by applying the coupon code on the cart page
    4. Offer applicable only on our website and m-site Titan.co.in
    5. Not applicable on Gold Coins, Gold Jewellery, Gift Cards and Gift Vouchers.
    6. Payment shall be made by SBI Credit Card for availing this offer.
    7. Offer validity: 1st May 2016 to 31st Dec 2016

    Velvetcase.com

    1. Programme Period – Valid Till 31st December 2016
    2. OFFER: 5% OFF (using : code VCSBI05) on purchases, not including coins, notes, and gift cards, made by SBI Credit Card at the Merchant outlet.
    3. No minimum purchase required.

    Zoomcar

    1. Programme Period – May 1, 2016 to December31, 2016.
    2. Promocode to be given to the SBI Credit Cardholders: ALSBIWK.
    3. OFFER: 20% OFF on bookings made by SBI Credit Card at the Merchant platform
    4. Applicable on bookings done for Monday to Thursday. Maximum Discount of Rs 2500/-
    5. Minimum billing duration is for 4 hours. All bookings done for a duration of 1 to 3 hours will be billed at an applicable rate of 4 hours.
    6. A fully refundable security deposit of Rs. 5000 will be charged at time of booking.
    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).
    8. Offer not applicable on blackout days as listed here : http://www.zoomcar.com/holidays.
    9. All the policies applicable to the Customers of Merchant in the open market shall equally apply to the SBI Credit Cardholders under this Programme.
  • Merchant EMI (Convert2EMI) Terms & Conditions

    General Terms and Conditions

    • This General Terms and Conditions as provided hereunder are to be read in conjunction with, and not in derogation to the terms and conditions contained in the Cardholder Agreement and nothing contained herein shall be construed or interpreted prejudicial to the terms and conditions of the Cardholder Agreement.
    • Unless otherwise specified, the terms and expressions contained herein shall have the same meaning as ascribed to them in the Cardholder Agreement.
    • This offer is brought to you by SBICPSL in conjunction with the merchant/ manufacturer entity through our aggregator/partner.
    • The EMI offers are valid for resident Indian citizens only and for transactions effected through SBI Credit Card with in the territory of India.
    • The EMI offers are valid only for selected products and/or services at selected Merchant Entities.
    • Cardholders are not bound in any way to participate in this Offer. Any such participation is purely voluntary and the same is being made purely on a “best effort basis”.
        • Tenure of EMI may vary with different product/services and Merchant Entities.

      In these Terms and Conditions, the following terms shall have the following meanings.

        • “Credit Card” shall mean an unexpired credit card issued by SBICPSL.
        • “Cardholder” shall mean the holder of a Credit Card.
        • “Merchant EMI” shall mean a product wherein the purchase(s) done at Merchant Establishments/websites and are converted into Equal Monthly Installments at the point of transaction at the rate as communicated at the time of availing the product(s)/service(s).

      Terms and Conditions for Merchant EMI

        • Merchant EMI (Convert2EMI) needs to be opted for at the time of transaction.
        • A Cardholder may opt to convert a purchase at select Merchant outlets into Equated Monthly Installments (EMIs.) The Purchase/s would be converted into Equated Monthly Installments (EMI) by charging interest on the total EMI Booking Amount value on a monthly reducing balance basis.
        • In the event the Credit Card is closed prior to all installments being charged, the amount outstanding against Merchant EMI plan shall be debited as a consolidated amount from the Credit Card account of the Cardholder.
        • SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.
        • The EMI shall be computed on a monthly reducing balance.
        • The Credit Limit on the Credit Card shall be blocked to the extent of the full transaction amount. The Credit Limit will be released to such extent as and when the EMI is billed and paid for in subsequent months.
        • Interest rates as communicated at the time of availing of the product(s) shall be applicable/ levied.
        • EMI would be booked automatically within 3 to 4 working days on request placed at the merchant provided there is sufficient outstanding balance available on card at the time of conversion. Please note, in case current outstanding balance on SBI card is less than the requested transaction amount then the current outstanding amount would be converted into EMI provided difference between current outstanding amount and requested transaction amount is less than or equal to 10%.
        • In case of any dispute/issue with respect to a merchant EMI transaction, cardholder must report the same to SBI Card within 45 days of transaction. SBICPSL shall not be liable for any non conversion/cashback related issues reported post this period.
        • SBICPSL will not be responsible for EMI conversion of transactions where merchant has errorneously swiped transaction as a regular transaction instead of EMI. Customers are adviced to check chargeslip for EMI details post transaction and request merchant to Void transaction in cases where a transaction is swiped as a regular transaction instead of EMI.
        • SBICPSL will not be responsible for EMI conversion of transactions where on account of a technical issue with merchant’s swipe machine, EMI option could not be opted for. Customers are requested to do transaction at some other merchant outlet in such cases.
        • Partial refunds do not affect the EMI booking done on card. In such cases, interest already billed to card will not be reversed.
        • Minimum merchant EMI booking amount is Rs. 2500.00. Some merchants may at their sole discretion choose to offer EMI on purchases much above this value.
        • Merchant / Manufacturer can choose to offer EMI option only on select products at their own discretion.
        • Merchant / manufacturer cashback/ discount will be posted on the same day of the interest bearing EMI booking plan creation on the account. It is relevant to note that merchant / manufacturer cashback/ discount is being directly offered by the merchant / manufacturer to the customers through aggregator / partner. In an exceptional case of EMI booking cancellation, any such Merchant / manufacturer cashback/ discount posted to card earlier, will be debited in full.
        • If the EMI booking is validly rejected by SBICPSL in accordance with SBICPSL policies, cashback/ discount transaction would not be posted on the account.
        • Cancellation of Merchant EMI bookings is not allowed – except in case of the transaction itself being cancelled and full refund from merchant reflecting on card within 45 days of transaction date. For such cancellation requests arising out of full refund, customers need to contact below mentioned SBI Card helpline numbers.
        • Reward points shall be earned as per features applicable to the Credit Card for the Merchant EMI purchase.
        • The conversion of the purchase amount to applicable EMI scheme is at the sole discretion of SBICPSL and such conversion is dependent upon timely submission of accurate purchase details by the aggregator to the SBICPSL in accordance with the terms and conditions agreed to by and between SBICPSL and the Aggregator and the Cardholder meeting the other eligibility criteria as applicable to such EMI offers. The Aggregator alone shall be responsible and liable to SBICPSL and the Cardholder for all matters relating to non-conversion of the purchase amount to EMI scheme either for itself and/or on behalf of the merchants enrolled directly by the aggregator for the EMI program. The responsibility of the aggregator and/or the Merchant shall be in accordance to their respective obligations under this program.

      Billing and repayment

      The first EMI shall be billed on the first billing date for the Credit Card that falls post the date of the transaction on the Credit Card that is being converted into EMI as per the Merchant EMI plan. All billing of EMIs in the subsequent months shall be on the billing date of the Credit Card for that month.

      The EMI amount shall be included as a part of the minimum amount due appearing in the Cardholder’s monthly Credit Card Statement. Charges as communicated in the Most Important Terms and Conditions and Cardholder Terms & Conditions shall be applicable/ levied if the minimum amount due remains unpaid by the payment due date. Also refer to the Service Charges on Card Balances clause below.

      Interest Calculation Methodology

      Interest rates as communicated at the time of availing of the product(s)/service(s) shall be levied/ applicable on the EMI Booking amount. Interest rates applicable on monthly reducing balance methodology.

      Service Charges on Card balances

      If the amount paid towards dues on the Credit Card is less than the Total Amount Due, Service Charges shall be levied on such outstanding (including but not limited to the EMI as above), as per the interest rate applicable and communicated in the Most Important Terms & Conditions (MITC) and Cardholder Terms & Conditions. This rate is subject to change with prior notice. The applicable interest rate for computation of Service Charges on Credit Card balances shall be mentioned on the monthly statement. Please note, if the amount paid towards dues on the Credit Card is less than the Minimum Amount Due, Late Fee and Service charges, as applicable, shall be levied.

      Prepayment process and related charges

      Any payment/refund made into the Credit Card Account over and above the EMI shall not be deemed to be payment towards the amount availed under Merchant EMI and shall not be deemed as closure of the said facility. You can choose to pre-close the Merchant EMI facility with pre-payment charges by calling SBI Card helpline at 39 02 02 02 (Prefix STD code of your city while calling from mobile) or 1860 180 1290 (if calling from MTNL and BSNL lines). IVR & Emergency Services are available 24 hours and Customer Service representatives are available from Monday to Saturday between 8am to 8pm. SBICPSL reserves the right to revise the pre-payment charges at its discretion, with prior notice and such revised charges shall be binding on the Cardholder. Once the Merchant EMI is pre-closed, for any reason whatsoever, all outstanding including but not limited to the principal outstanding, pre-closure charge and the interest for the actual number of days till closure i.e., from the last billing date till the date of closure, shall be debited to the Credit Card account. In case of partial refund done by merchant towards a merchant EMI transaction, interest already billed to card will not be reversed.

      Pre-closure due to non-payment

      In the event of non-payment of the minimum amount due for three successive months, the Merchant EMI shall be pre-closed and the principal outstanding, the interest for the days till closure and the pre-closure charges shall be debited to the Credit Card account and appear in the subsequent monthly statement. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.

      Pre-closure due to Card closure

      In the event the Credit Card is closed prior to all EMI(s) being charged, the amount outstanding under Merchant EMI and any applicable charges, as on the date of closure of the Credit Card shall be debited to the Credit Card account as a consolidated amount. SBICPSL shall be entitled to demand immediate repayment of such consolidated outstanding amounts.

      Pre-closure on request

      The SBI Cardholder can make request for pre-closure of EMI plan by calling the SBI Card helpline at 39 02 02 02 (Prefix STD code of your city while calling from mobile) or 1860 180 1290 (if calling from MTNL and BSNL lines). IVR & Emergency Services are available 24 hours and Customer Service representatives are available from Monday to Saturday between 8am to 8pm. On receipt of this request, the outstanding principal amount is moved back to SBI Cardholders retail balance and a preclosure fee of 3% shall be levied on the same. The outstanding principle amount is calculated basis reducing interest rate. At the time of preclosure of EMI Plan, if the SBI Cardholders account is revolving, then the above mentioned amount (Principal amount + Preclosure fee) will be added to the revolving balance and will attract standard credit card interest charges.

      Other Terms & Conditions

      • The Merchant Entities shall have the right to amend, alter, modify or withdraw/cancel the offer/s at any time at the sole discretion of their management.
      • The EMI offer/s cannot be clubbed with any other offer/scheme or promotion prevailing at the Merchant Entities during the offer term unless specified otherwise by the concerned Merchant Entity/s.
      • The Product/Services being offered under the EMI Offer/s is being offered and sold/ provided directly by the Merchant Entities to the Cardholder and SBICPSL is neither responsible nor guarantees merchantability, suitability, quality, delivery or after sales maintenance of the product/services nor is it liable if the same is in any way deficient or defective or damaged/lost in transit.
      • All queries, complaint/s, and disputes with respect to any aspect/s pertain to the offer/product/services such as delivery, service, suitability, merchantability, availability or quality of the offer and/or products/services under the offer must be taken up by the Cardholders directly with the concerned Merchant Entities and that SBICPSL shall not entertain any such query/complaint/communication in this regard.
      • SBICPSL shall have the right to add/alter /modify/amend or vary all/any of these terms & conditions and/or to replace wholly, or in part, the EMI offer/s by other offers, whether similar to the existing EMI offer/s or not , or to extend, withdraw cancel or terminate the existing EMI offer/s altogether without prior notice.
      • SBICPSL shall have the right to add/alter /modify/amend or vary all/any of these terms & conditions and/or to replace wholly, or in part, the EMI offer/s by other offers, whether similar to the existing EMI offer/s or not , or to extend, withdraw cancel or terminate the existing EMI offer/s altogether without prior notice.
      • Any Government levies / taxes like Sales Tax, TDS, any Local Tax etc., arising out of the EMI offer/s shall be borne by the Cardholder.
      • SBICPSL reserves the right to modify all interest rates and charges from time to time, at its sole discretion without prior notice.
      • Any disputes arising out of the EMI Offer/s shall be referred to arbitration to be conducted in accordance with the Arbitration and Conciliation Act, 1996. The Arbitral Tribunal shall consist of sole arbitrator to be appointed by SBICPSL. The place of such arbitration shall be New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL
      • Subject to above clause, all disputes are subject to the jurisdiction of competent courts of Delhi.
  • Easy Bill Pay – Rs. 100 cashback per Auto Pay registration

    Terms & Conditions

    • The program is for select customer base only, which has been communicated Offer directly through e-mails and/or SMS
    • The offer is valid only for new registrations on EasyBillPay (EBP) service at https://payments.billdesk.com/ubp/sbi/index.jsp
    • The offer is valid from 21st November 2014 to 20th December 2014
    • For every new EBP Autopay registration, the cardholder will be eligible for ₹ 100/- per AutoPay registration with the maximum cap of ₹ 300/-  per card per user. Only Autopay Bill registrations with “monthly” billing frequency are eligible for this offer
    • The cashback will be credited to the Cardholders account by 30th April 2015 subject to following conditions:
      • AutoPay bills registered between 21st November 2014 to 20th December 2014 are active on card
      • Minimum 2 Bill payments against each Autopay registration have been made through SBI Card before 15th March’15. The Bills paid should be of minimum ₹ 300/-
      • Registered Bills have monthly payment cycle
    • "AutoPay" is a service exclusively for SBI Credit Cardholders ("Cardholder"), to enable payment  of utility bills by  cardholders for utility companies listed in https://payments.billdesk.com/ubp/sbi/index.jsp . For the said service the customer agrees to pay a convenience charge; subject to revision/waiver promotions from time to time by SBI Card. The convenience charge will be upto 1.82% of the transaction amount for any transaction done for Cat 2 Billers and no convenience charge for any transactions done for Cat 1 Billers. The list of Cat 1 and cat 2 billers is as given on the website sbicard.com
    • The term "Utility Company" or "Biller"; shall mean a company, organization or entity that sends a Bill, statement or invoice, usually a request for payment for a product or service to the customer
    • AutoPay service is available for select billers in select cities 
    • The said services will be available to the credit card holders registered for this service and to the exclusion of all others
    • The Cardholder agrees that he/she would enter the Bill details correctly in the application website, if entered incorrectly it will not be the responsibility of SBI Card, and any further disputes are to be settled with the utility company directly by the card holder. It is specifically stipulated that all liability shall be on the cardholder in case of any incorrect entry and SBI card shall not be responsible whether directly, indirectly, incidentally or consequentially for any such acts of the cardholder
    • The cardholder shall take precaution to ensure that no double payment is made from his end for the same bill. SBI Card will not be liable for reversals in such cases and cardholder will need to liaise directly with Biller
    • SBI Card will not bear the responsibility of late payment made by the cardholder
    • The Cardholder should ensure that he/she receives a confirmation for the payment made by him/her through this facility. Any non-confirmation of the transaction, SBI card shall not be responsible and liable and accordingly no payments shall be made to the utility company
    • Payment to the registered Biller will be made only when we receive the bill from Biller. In case of failure in receiving the Bill from Biller, SBI card won’t be liable for non-payment
    • All disputes regarding the bill registration and payments should be raised within 6 months of the billing date, SBI Card will not bear any esponsibility for wrong payments or registrations after 6 months
    • Notwithstanding any other terms, it is stipulated that processing of all the payments is subject to the availability of free, clear and available limits in the cardholder's SBI Credit Card Account at the time of processing the transaction. In the event of credit limits not being available, cardholder will receive a payment failed report
    • In all situations where the cardholder services are discontinued/disrupted due to any acts of the utility company, governmental orders and any other related matter, SBI Card shall not be responsible and/or liable for the same and the cardholder shall be solely responsible and liable to settle such matters with its utility company and/or statutory authority
    • The cardholder indemnifies SBI Card from and against all actions, suits, claims, liabilities and proceedings due to or arising out of any or all disputes between the cardholder and Utility companies or by reason of SBI Card acting in good faith and bonafide belief
    • SBI Card will endeavor to effect payments / carry-out instructions received by it within Bill due date. However, SBI Card does not warrant that Payment / fulfillment of instructions will not be delayed for reasons beyond its control including any default on the part of the service provider. As the instructions would depend on various electronic technology used from time to time, there could be delays in receipt of any instructions by SBI Card from the cardholder and by the provider of Utilities / Services. For all such delays, the service provider of such services shall be responsible and liable being the owner and administrator of these services
    • This service is available only for individual primary cardholders and not corporate cardholders
    • It is clarified here that cardholder statement is adequate and conclusive proof that such payment was paid to utility company
    • SBI Card is not in any manner party to the contracts that may be executed between the cardholder and the providers of such Utilities / Services. The providers of Utilities / Services shall be solely responsible to the cardholder to render the Utilities / Services for which Payment is to be made by SBI Card and SBI Card shall not be responsible/liable for any deficiency in the same including, but not limited to, deficient quality, delivery, quantity etc., and shall not be made party to any disputes between the cardholder and any providers of Utilities / Services
    • The cardholder shall not hold SBI Card liable for any non-service, delayed service or faulty service rendered by the provider of Utilities / Services and shall not contact or communicate in any manner whatsoever, inter alia, by electronic mail, phone, post, SMS, or personal meeting with SBI Card in this regard
    • SBI Card will not accept any cancellation request by the cardholder if the payment transaction has been authorized on his card account and payment accepted by the Biller. Any disputes will have to be settled by the cardholder directly with the Biller
    • Nothing contained herein shall prejudice or affect the terms and conditions as mentioned in the Terms & Conditions booklet sent in the Credit Card welcome kit . The terms of this service shall be in addition to and not in derogation of the terms contained in the Terms & Conditions booklet
    • Nothing contained in the said services shall be construed as binding obligation on SBI Card or any participating utility company to continue the services after the services are terminated
    • SBI Card reserves the right to charge and recover from the Cardholder, fees for availing the service, which may be altered with prior intimation to the cardholder
    • SBI Card shall have the right to revoke and/or discontinue this service to certain cardholders if it has reason and/or reasonable apprehension to believe that such continuing of this service shall gravely prejudice the commercial situation of SBI Card. Such a determination by SBI Card shall be at its sole and absolute discretion with reference to its cardholders
    • All disputes and differences arising out and in connection with this service shall be subject to arbitration under the Arbitration and Conciliation Act, 1996 with any amendments thereof. The arbitration shall be conducted by a sole arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on parties. Existence of a dispute/difference shall not constitute a claim against SBICPSL. Notwithstanding the foregoing the courts in New Delhi shall have the exclusive jurisdiction to decide any matters related and connected to the instant terms
    • The said services will be effective subject to SBI Card Credit Card being valid and in good standing
    • SBI Card may at its sole discretion accept of decline the said services by the utility company
    • SBI Card may change from time to time the utility companies for which said services are extended
    • The record of charges in respect of the said services received or availed by cardholder and submitted by utility companies to cardholder’s Card Account will neither bear Cardholder  signature nor the imprint of Credit Card. Cardholder therefore undertake to unconditionally honor and pay without demur protest and contest all the said charges including interim charges booked by cardholder under the said services, as and when cardholder is billed for the same by SBI Card during the validity period of his Card and subsequent renewals thereof
    • SBI Card reserves the right to revoke / stop this facility if the credit behavior on the card is unsatisfactory
    • This facility is available only for utility bills pertaining to residential uses, No commercial utility bills will be paid under this scheme
    • No receipt will be given for bills paid through this facility. Cardholder statement is adequate proof that such payment was paid to utility company
    • SBI Card neither endorses the Utilities / Services offered, nor is it in any manner party to the contracts that may be executed between the cardholder and the providers of such Utilities / Services
    • The cardholder is liable to honour all his/her credit card commitments irrespective of any grievances/complaints that cardholder may have with utility companies
    • Cardholder will continue making payments towards  any utility bill outstanding until he/she receives an SMS/E-mail/letter confirmation from SBI Card indicating that his/her EasyBillPay facility has been activated along with effective date of activation
    • Cardholder agrees to communicate termination of facility to SBI Card in writing failing which the payment made to the utility company will be construed as valid and binding on him/her
    • Cardholder agrees to resolve disputes (if any) of whatsoever nature directly with the utility company and will not hold SBI Card liable for any deficiency of services provided by the utility company
    • It will be the responsibility of the cardholder to inform SBI Card in writing of any change or withdrawal of the EasyBillPay facility thus availed
    • Any disputes arising out of disconnection of the utility facility, penalty from government and late charges on installment dues arising due to change / revocation of the facility will be the sole responsibility of the cardholder and the cardholder will not hold SBI Card responsible/liable for the same 
  • Easy Bill Pay – 500 Reward points per Auto Pay registration

    Terms & Conditions

    • The program is for select customer base only, which has been communicated Offer directly through e-mails and/or SMS
    • The offer is valid only for new registrations on EasyBillPay (EBP) service at https://payments.billdesk.com/ubp/sbi/index.jsp
    • The offer is valid from 21st November 2014 to 20th December 2014
    • For every new EBP Autopay registration, the cardholder will be eligible for 500 reward points per AutoPay registration with the maximum cap of 5000 reward points per card per user. Only AutoPay Bill registrations with “monthly” billing frequency are eligible for this offer
    • The reward points will be credited to the Cardholders account by 30th April 2015 subject to following conditions:
      • AutoPay bills registered between 21st November 2014 to 20th December 2014 are active on card
      • Minimum 2 Bill payments against each Autopay registration have been made through SBI Card before 15th March 2015
      • Registered Bills have monthly payment cycle
    • "AutoPay" is a service exclusively for SBI Credit Cardholders ("Cardholder"), to enable payment  of utility bills by  cardholders for utility companies listed in https://payments.billdesk.com/ubp/sbi/index.jsp . For the said service the customer agrees to pay a convenience charge; subject to revision/waiver promotions from time to time by SBI Card. The convenience charge will be upto 1.82% of the transaction amount for any transaction done for Cat 2 Billers and no convenience charge for any transactions done for Cat 1 Billers. The list of Cat 1 and cat 2 billers is as given on the website sbicard.com
    • The term "Utility Company" or "Biller"; shall mean a company, organization or entity that sends a Bill, statement or invoice, usually a request for payment for a product or service to the customer
    • AutoPay service is available for select billers in select cities
    • The said services will be available to the credit card holders registered for this service and to the exclusion of all others
    • The Cardholder agrees that he/she would enter the Bill details correctly in the application website, if entered incorrectly it will not be the responsibility of SBI Card, and any further disputes are to be settled with the utility company directly by the card holder. It is specifically stipulated that all liability shall be on the cardholder in case of any incorrect entry and SBI card shall not be responsible whether directly, indirectly, incidentally or consequentially for any such acts of the cardholder
    • The cardholder shall take precaution to ensure that no double payment is made from his end for the same bill. SBI Card will not be liable for reversals in such cases and cardholder will need to liaise directly with Biller
    • SBI Card will not bear the responsibility of late payment made by the cardholder
    • The Cardholder should ensure that he/she receives a confirmation for the payment made by him/her through this facility. Any non-confirmation of the transaction, SBI card shall not be responsible and liable and accordingly no payments shall be made to the utility company
    • Payment to the registered Biller will be made only when we receive the bill from Biller. In case of failure in receiving the Bill from Biller, SBI card won’t be liable for non-payment
    • All disputes regarding the bill registration and payments should be raised within 6 months of the billing date, SBI Card will not bear any responsibility for wrong payments or registrations after 6 months
    • Notwithstanding any other terms, it is stipulated that processing of all the payments is subject to the availability of free, clear and available limits in the cardholder's SBI Credit Card Account at the time of processing the transaction. In the event of credit limits not being available, cardholder will receive a payment failed report
    • In all situations where the cardholder services are discontinued/disrupted due to any acts of the utility company, governmental orders and any other related matter, SBI Card shall not be responsible and/or liable for the same and the cardholder shall be solely responsible and liable to settle such matters with its utility company and/or statutory authority
    • The cardholder indemnifies SBI Card from and against all actions, suits, claims, liabilities and proceedings due to or arising out of any or all disputes between the cardholder and Utility companies or by reason of SBI Card acting in good faith and bonafide belief
    • SBI Card will endeavor to effect payments / carry-out instructions received by it within Bill due date. However, SBI Card does not warrant that Payment / fulfillment of instructions will not be delayed for reasons beyond its control including any default on the part of the service provider. As the instructions would depend on various electronic technology used from time to time, there could be delays in receipt of any instructions by SBI Card from the cardholder and by the provider of Utilities / Services. For all such delays, the service provider of such services shall be responsible and liable being the owner and administrator of these services
    • This service is available only for individual primary cardholders and not corporate cardholders
    • It is clarified here that cardholder statement is adequate and conclusive proof that such payment was paid to utility company
    • SBI Card is not in any manner party to the contracts that may be executed between the cardholder and the providers of such Utilities / Services. The providers of Utilities / Services shall be solely responsible to the cardholder to render the Utilities / Services for which Payment is to be made by SBI Card and SBI Card shall not be responsible/liable for any deficiency in the same including, but not limited to, deficient quality, delivery, quantity etc., and shall not be made party to any disputes between the cardholder and any providers of Utilities / Services
    • The cardholder shall not hold SBI Card liable for any non-service, delayed service or faulty service rendered by the provider of Utilities / Services and shall not contact or communicate in any manner whatsoever, inter alia, by electronic mail, phone, post, SMS, or personal meeting with SBI Card in this regard
    • SBI Card will not accept any cancellation request by the cardholder if the payment transaction has been authorized on his card account and payment accepted by the Biller. Any disputes will have to be settled by the cardholder directly with the Biller
    • Nothing contained herein shall prejudice or affect the terms and conditions as mentioned in the Terms & Conditions booklet sent in the Credit Card welcome kit . The terms of this service shall be in addition to and not in derogation of the terms contained in the Terms & Conditions booklet
    • Nothing contained in the said services shall be construed as binding obligation on SBI Card or any participating utility company to continue the services after the services are terminated
    • SBI Card reserves the right to charge and recover from the Cardholder, fees for availing the service, which may be altered with prior intimation to the cardholder
    • SBI Card shall have the right to revoke and/or discontinue this service to certain cardholders if it has reason and/or reasonable apprehension to believe that such continuing of this service shall gravely prejudice the commercial situation of SBI Card. Such a determination by SBI Card shall be at its sole and absolute discretion with reference to its cardholders
    • All disputes and differences arising out and in connection with this service shall be subject to arbitration under the Arbitration and Conciliation Act, 1996 with any amendments thereof. The arbitration shall be conducted by a sole arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and language of arbitration shall be English. The award passed by the arbitrator shall be final and binding on parties. Existence of a dispute/difference shall not constitute a claim against SBICPSL. Notwithstanding the foregoing the courts in New Delhi shall have the exclusive jurisdiction to decide any matters related and connected to the instant terms
    • The said services will be effective subject to SBI Card Credit Card being valid and in good standing
    • SBI Card may at its sole discretion accept of decline the said services by the utility company
    • SBI Card may change from time to time the utility companies for which said services are extended
    • The record of charges in respect of the said services received or availed by cardholder and submitted by utility companies to cardholder’s Card Account will neither bear Cardholder  signature nor the imprint of Credit Card. Cardholder therefore undertake to unconditionally honor and pay without demur protest and contest all the said charges including interim charges booked by cardholder under the said services, as and when cardholder is billed for the same by SBI Card during the validity period of his Card and subsequent renewals thereof
    • SBI Card reserves the right to revoke / stop this facility if the credit behavior on the card is unsatisfactory
    • This facility is available only for utility bills pertaining to residential uses, No commercial utility bills will be paid under this scheme
    • No receipt will be given for bills paid through this facility. Cardholder statement is adequate proof that such payment was paid to utility company
    • SBI Card neither endorses the Utilities / Services offered, nor is it in any manner party to the contracts that may be executed between the cardholder and the providers of such Utilities / Services
    • The cardholder is liable to honour all his/her credit card commitments irrespective of any grievances/complaints that cardholder may have with utility companies
    • Cardholder will continue making payments towards  any utility bill outstanding until he/she receives an SMS/E-mail/letter confirmation from SBI Card indicating that his/her EasyBillPay facility has been activated along with effective date of activation
    • Cardholder agrees to communicate termination of facility to SBI Card in writing failing which the payment made to the utility company will be construed as valid and binding on him/her
    • Cardholder agrees to resolve disputes (if any) of whatsoever nature directly with the utility company and will not hold SBI Card liable for any deficiency of services provided by the utility company
    • It will be the responsibility of the cardholder to inform SBI Card in writing of any change or withdrawal of the EasyBillPay facility thus availed
    • Any disputes arising out of disconnection of the utility facility, penalty from government and late charges on installment dues arising due to change / revocation of the facility will be the sole responsibility of the cardholder and the cardholder will not hold SBI Card responsible/liable for the same
  • Activation Offer E-Voucher Terms & Conditions

    Terms & Conditions

    Agoda

    1. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
    2. The Promotion is available to the qualifying and eligible cardholders of SBI credit card which (a) bears the SBI and/or SBI name and logo on the face of the card and/or (b) refers to a member of the SBI group as an issuer or a participant partner on the back of the card, including for the avoidance of doubt any co-branded/affinity card issued by any members of SBI Group. Cardholders must settle payment with their card in order to enjoy the Promotion.
    3. The Promotion is only applicable to the reservation of selected and designated merchant properties in certain destinations, made through a dedicated landing page only at following URL: www.agoda.com/sbicard
    4. Agoda reserves the right to launch selected and temporary “tactical offers” at higher discount levels for selected countries.
    5. The Promotion is subject to the terms and conditions of Agoda. In case of dispute, the decision of Agoda shall be final.
    6. The Promotion discount is applicable to hotel room charges only (excluding local taxes, service fees, extra charges, personal consumptions and the like).
    7. The SBI Card and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
    8. The Promotion discount will only be displayed on the booking form after entering a valid promo code issued by SBI card
    9. Booking Period: till 31st December, 2016
    10. Valid for Stay till 31st January,2017

    BigBasket

    1. Minimum Transaction value Rs.1000
    2. Maximum Discount Rs.250
    3. Offer valid till 31/12/2016
    4. Offer valid only once during the offer period
    5. Offer valid only on SBI Credit Card holders
    6. bigbasket has the right to cancel orders of a fraudulent nature

    Cleartrip.com

    What exactly is the offer?

      1. Activities:

        Get Rs.500 off on Activities of Rs.1,500 or more, booked using Cleartrip Mobile App.
      2. Domestic Roundtrip Flights:

        - Get Rs.1,000 off on Domestic Roundtrip Flights, booked for 3 or more passengers using Cleartrip Mobile App.
        - Get Rs.500 off on Domestic Roundtrip Flights booked for 1 or 2 passengers using Cleartrip Mobile App.
      3. International Roundtrip Flights:

        Get Rs.1,000 off on International Roundtrip Flights booked using Cleartrip Mobile App.
      4. Domestic Hotels:

        Get Rs.1,000 off on Domestic Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.
      5. International Hotels:

        Get Rs.1,000 off on International Hotels of Rs.5000 or more, booked using Cleartrip Mobile App.

    How to avail the offer?

    1. Download the Cleartrip Mobile App available for iOS on App Store, for Android on Google Play Store & for Windows on the Windows Store. You can also give a missed call on 88808-40088 to get a free app download link via sms.
    2. Book any Domestic / International Roundtrip Flight or Domestic/ International Hotel using the Cleartrip Mobile App
    3. Simply enter coupon code SBICT3000 before making payment using your SBI Credit Card.
    4. Valid for transactions made between 30 April 2016 to 31 December 2016. Dates of Travel are completely open

    Croma.com

    1. The offer is applicable only for transactions on croma.com
    2. Offer cannot be combined with any other offer available on croma.com
    3. Valid till 31st Dec 2016

    FirstCry.com

    1. SBI credit card Customers will get 20% OFF on the Order.
    2. Coupon can be used only once per user and cannot be clubbed with any other coupon code.
    3. Not valid on Super Savers, Combos, Formula and Supplements, Bottles & Accessories, Gifts & Certificates.
    4. Max Discount Rs 500
    5. Offer till 31st December 2016

    Lenskart

    1. This offer cannot be clubbed with any other offer or schemes.
    2. This offer can be used only once by one user.
    3. Code needs to be applied in Gift voucher column
    4. Lenskart reserves the right to modify/remove any offer without prior notice to customers.
    5. Lenskart reserves the right to cancel any order if it fails the above mentioned criteria without prior notice to customers.
    6. Payment to be made through SBI Credit card for availing the offer.

    Luxehues

    1. Participation in the Offer by the SBI Credit Cards customer/s is on a voluntary basis.
    2. The SBI Credit Cards customer/s may avail the Offer during the Offer Period
    3. This Offer cannot be clubbed with any other Offer that may be made available to the SBI Credit Cards customer/s by the Alliance Partner.
    4. The Offer is non-transferable, non-binding and non-encashable.
    5. The Offer is not valid for Void Transactions
    6. All matters of dispute will be a subject to final decision of luxehues.com
    7. Luxehues.com reserves the right to amend these terms and conditions and may extend or withdraw the contest without any prior notice

    Myntra

    1. This offer is not valid on Cash on Delivery orders.
    2. This offer is not valid at any of the alliance partner retail outlets/stores.
    3. This offer may not be applicable on select styles. Please search for shopping-offer16 on the Application for the list of eligible products.
    4. The maximum possible discount, using this offer, on any item cannot exceed 45% of the MRP.
    5. This offer cannot be combined with any other offers on the Company application.
    6. Multiple coupons cannot be clubbed in a single order.
    7. The balance amount, after the discount has been availed, will have to be paid by the customer at the time of purchase
    8. In no case, whatsoever, can the discount amount be refunded, encashed or partly encashed.
    9. Customer will not be eligible for My Privilege Points for the discount availed using the coupon/voucher.
    10. Myntra's Return and Exchange Policy offers you the option to return or exchange items purchased on Myntra's application within 30 days of the receipt. In case of return of the purchased item, please refer to the “Return Policy” on our website/ app or write to returns@myntra.com.
    11. All orders would be subject to availability at the time of purchase and will be governed by the standard terms and conditions on Company's application.
    12. All disputes arising out of or in connection to this scheme are subject to exclusive jurisdiction of the courts in Bangalore only.
    13. Disclaimers: Company is not responsible for any typographical error leading to an invalid coupon
    14. Payment shall be made by SBI Credit Card for availing this offer.

    Netmeds.com

    1. No minimum order value required.
    2. Coupon valid till 31st December 2016.
    3. Coupon valid only on medicines.

    Printland

    1. Offer valid only on www.printland.in
    2. Exclusive Offers For SBI Credit Card Customers.
    3. Validity as per the requirement
    4. Not applicable on Pen, Pen Drive ,Power Bank, Gold and Silver products
    5. This offer cannot be clubbed with any other offer running on the site www.printland.in.
    6. All refunds and returns as per Printland.in policy.
    7. Standard shipping will be applicable.
    8. In case of any query please contact us on – 9212319090 and write us – contactus@printland.in

    Shopclues

    Offer Description: Rs 300 off on a minimum spend of Rs 1199.
    Terms and Conditions:

    1. The minimum purchase amount should be 1199 to avail the offer.
    2. The maximum discount that can be availed per order is 300.
    3. This offer is valid till Dec 31, 2016.
    4. The above offer is available on website and the mobile app.
    5. Offer valid once per registered user.
    6. The offer is applicable on all categories except storage devices, coins, bars and precious jewelry.
    7. This offer cannot be combined with any other promotion/o¬ffer running on the website.
    8. Shipping will be charged wherever applicable.
    9. Payment shall be made by SBI Credit Card for availing this offer.

    Titan

    1. Coupon code: TISBIC
    2. Offer: 10% instant discount on cart value more than or equal toRs2000, discount limited to Rs 1000.
    3. Coupon Code can be availed just once per user by applying the coupon code on the cart page
    4. Offer applicable only on our website and m-site Titan.co.in
    5. Not applicable on Gold Coins, Gold Jewellery, Gift Cards and Gift Vouchers.
    6. Payment shall be made by SBI Credit Card for availing this offer.
    7. Offer validity: 1st May 2016 to 31st Dec 2016

    Velvetcase.com

    1. Programme Period – Valid Till 31st December 2016
    2. OFFER: 5% OFF (using : code VCSBI05) on purchases, not including coins, notes, and gift cards, made by SBI Credit Card at the Merchant outlet.
    3. No minimum purchase required.

    Zoomcar

    1. Programme Period – May 1, 2016 to December31, 2016.
    2. Promocode to be given to the SBI Credit Cardholders: ALSBIWK.
    3. OFFER: 20% OFF on bookings made by SBI Credit Card at the Merchant platform
    4. Applicable on bookings done for Monday to Thursday. Maximum Discount of Rs 2500/-
    5. Minimum billing duration is for 4 hours. All bookings done for a duration of 1 to 3 hours will be billed at an applicable rate of 4 hours.
    6. A fully refundable security deposit of Rs. 5000 will be charged at time of booking.
    7. Discount applicable only on original reservation charges (not applicable on excess Km, late return fee, or other fees/charges).
    8. Offer not applicable on blackout days as listed here : http://www.zoomcar.com/holidays.
    9. All the policies applicable to the Customers of Merchant in the open market shall equally apply to the SBI Credit Cardholders under this Programme.
  • Rs. 100 cashback on ATM Cash Withdrawal Offer

    Terms & Conditions

    • The SBI Card Offer (“Offer”) ‘₹ 100 Cash Back on ATM Cash withdrawal within 1st 30 days from receipt of SBI Credit Card’ from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid SBI Credit Card (“Card”).
    • By availing this Offer benefits by conducting a financial transaction of withdrawing cash through an ATM machine, the Cardholder provides consent to all these terms and conditions.
    • Under this Offer, a Cardholder gets ₹ 100 Cash Back on his/her first ATM Cash Withdrawal (India or overseas) within 30 days from receipt of SBI Credit Card.
    • Offer is applicable only on ATM Cash Withdrawal using SBI Credit Card. The Offer does not include any retail spends, including Fuel, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the Offer, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100. Regular cash advance fee of Rs 2.5% or ₹ 300 whichever is higher & interest rates of up to 3.35% per month apply and is subject to change as per discretion of SBICPSL.
    • Cash back will be credited to the SBI Card customer’s account within 60 days of ATM cash withdrawal.
    • Any query regarding the program will be entertained within 90 days of ATM cash withdrawal Or 4 months of account set up date (“Query Period”) and SBICPSL will not entertain any correspondence or communication regarding this Offer post the Query Period.
    • This Offer is not applicable on Add on Card, Card Renewals & SBI Corporate Card.
    • This Offer is a standalone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time with or without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • 2% cashback

    Terms & Conditions

    • The SBI Card Offer("Offer") from SBI Cards & Payment Services Private Ltd. ("SBICPSL") is open to select residents of India holding a valid and current SBI Credit Card("Card") i.e. with no outstanding more than 30 days("Cardholder").
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL ("Term").
    • Under this offer, a Cardholder can avail 2% Cash Back, subject to a maximum Cash Back amount of ₹ 250, on retail spends only.
    • Offer is applicable only on total retail spends undertaken on SBI Cards. The offer does not include Fuel, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 250 as Cash Back. Total Cash Back amount per account will not exceed ₹ 250.
    • Cash Back is given only to the Cardholder who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding
    • Cash Back will be credited to the SBI Card customer's account within 30 days post completion of the offer.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together  and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in anyway to participate in the Offer. Any such participation is voluntary and the same is being made purely on a "best effort basis".
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • 5X Rewards

    Terms & Conditions

    • The SBI Card Offer(“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card(“Card”) i.e. with no outstanding more than 30 days(“Cardholder”).
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under the offer, a Cardholder gets 5 times reward points, subject to a maximum of 5000 Reward points, on retail spends only. For SBI Gold & More card, reward points can be earned on all purchases other than departmental stores and grocery purchases.
    • Offer is applicable only on total retail spends undertaken on SBI Cards.
    • The offer does not include any purchases at petrol pumps/ service stations, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each accountholder can avail a maximum of 5000 reward points. Total Reward points per account will not exceed 5000.
    • Reward points will be given only to the Cardholder who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Reward points will be credited to the SBI Card customer’s account within 30 days post completion of the offer.
    • The above offer complies to all the existing terms & conditions of the reward points program.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together  and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof.
    • Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • 5% cashback

    Terms & Conditions

    • The SBI Card Offer(“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India holding a valid and current SBI Credit Card(“Card”) i.e. with no outstanding more than 30 days(“Cardholder”).
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this offer, a Cardholder can avail 5% Cash Back, subject to a maximum Cash Back amount of Rs.500, on retail spends only.
    • Offer is applicable only on total retail spends undertaken on SBI Cards. The offer does not include Fuel, ATM Cash Withdrawal, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of Rs. 500 as Cash Back. Total Cash Back amount per account will not exceed Rs. 500.
    • Cash Back is given only to the Cardholders who are eligible as a part of the Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash Back will be credited to the SBI Card customer’s account within 30 days post completion of the offer.
    • SBICPSL will not entertain any correspondence or communication regarding the validity and acceptability of the Offer.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Any disputes arising out of this offer shall be subject to arbitration under the Indian  Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The Place of arbitration shall be New Delhi and the language of arbitration shall be English. Existence of a dispute, if any, shall not constitute a claim against SBICPSL.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
  • Rs. 100 cashback on Rs. 750 spend on SBI Defence Cards

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days.
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 100 Cash Back if he/she spends a total of ₹ 750 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Defence Canteen spends undertaken on SBI Card credit cards. The offer does not include any other retail spends, Fuel, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in anyway to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 150 cashback on Rs. 1,500 Fuel spends on SBI Platinum Cards

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days.
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 150 Cash Back if he/she spends a total of ₹ 1500 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Fuel spends undertaken on SBI Platinum Card. The offer does not include any other retail spends, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 150 Cash Back. Total Cash Back per account will not exceed ₹ 150.
    • ₹ 150 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 100 cashback on Rs. 1,000 Fuel spends on SBI Gold & More Card

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current Gold & More / SimplySAVE SBI Card i.e., with no outstanding of more than 30 days
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail ₹ 100 Cash Back if he/she spends a total of ₹ 1000 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on Fuel spends undertaken on Gold & More / SimplySAVE SBI Card. The offer does not include any other retail spends, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
  • Rs. 100 cashback on Rs. 2,000 spends on SBI Gold Classic Card

    Terms & Conditions

    • The SBI Card Offer (“Offer”) from SBI Cards & Payment Services Private Ltd. (“SBICPSL”) is open to select residents of India, holding a valid and current SBI Credit Card  (“Card”) i.e., with no outstanding of more than 30 days
    • The Offer is valid on all qualifying transactions made during the dates specified as per the communication by SBICPSL (“Term”).
    • Under this Offer, a Cardholder can avail a ₹ 100 Cash Back if he/she spends a total of ₹ 2000 or more using their SBI Credit Card during the Term.
    • Offer is applicable only on total retail spends undertaken on SBI Card credit cards. The offer does not include any other retail spends, Fuel, ATM Cash Withdrawal, Easy Bill Pay, Balance Transfer, Encash and Easy Money draft (EMD) products for SBI Card.
    • Under the program, each cardholder can avail a maximum of ₹ 100 Cash Back. Total Cash Back per account will not exceed ₹ 100.
    • ₹ 100 Cash Back is given only to the Cardholders who are eligible as a part of Offer on their SBI Card. Decision of SBICPSL about eligibility of cardholders is final and binding.
    • Cash back will be credited to the SBI Card customer’s account within 30 days of offer completion.
    • Any query regarding the program will be entertained within 30 days of offer completion. SBICPSL will not entertain any correspondence or communication regarding this offer post said day.
    • This Offer is a stand alone Offer and the benefits offered under this Offer cannot be clubbed together and/or in any way be cumulated with any other offer of SBICPSL in any manner, or form.
    • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on a “best effort basis”.
    • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to the Offer at any time without prior notice.
    • Any disputes arising out of this Offer shall be subject to arbitration under the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereof. Arbitration shall be conducted by a sole arbitrator appointed by SBICPSL for this purpose and the award of the arbitrator shall be final and binding on the cardholder and SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English.
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