SBI Card Elite
 
    • Annual Fee (one-time) : Rs. 4,999
    • Welcome gift worth Rs. 4,999
    • Renewal Fee (per annum) : Rs. 4,999

Privileges on SBI Card ELITE Advantage

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Welcome e-Gift Voucher worth Rs. 5,000
  • Choose from an array of travel and lifestyle brands : Yatra, Hush Puppies/Bata, Marks & Spencer, Pantaloons and Shoppers Stop
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Welcome Gift
  • You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request.
  • For Marks & Spencer, Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
  • For Yatra and Shopper Stop you can redeem the code online at the time of purchase
Complimentary Movie Tickets

Complimentary Movie Tickets

  • Free Movie Tickets worth Rs. 6,000 every year
  • Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be chargeable
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Complimentary Movie Tickets
  • This offer is valid on Primary Cards only
  • To know the Redemption process click here
Milestone Privileges

Milestone Privileges

  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
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Milestone Privileges
  • Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
ELITE Rewards

ELITE Rewards

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn 2 Reward Points per Rs. 100 on all other spends
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ELITE Rewards
  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver across all petrol pumps. (Govt. Service Tax extra as applicable). Maximum Surcharge Waiver of Rs. 250 per month per credit account
International Lounge Program

International Lounge Program

  • Complimentary membership to the Priority Pass Program worth $99
  • 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter) W.e.f. 1st July 2017
  • Access over 1000 Airport Lounges worldwide
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International Lounge Program
  • Call at our customer helpline numbers: 1860 180 1290 or 39020202 ( prefix Local STD code) to receive  your Priority Pass
  • Usage fee of $27+applicable taxes will be charged on your SBI Card ELITE for visits to the Priority Pass member lounge after the complimentary visits
  • Click here to know more about Priority Pass member Lounges
  • Only Primary Cardholders  are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Domestic Lounge Program

Domestic Lounge Program

  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
  • To avail the offer, please use your SBI Card ELITE Advantage at the respective lounges
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Domestic Lounge Program
Club Vistara Membership

Club Vistara Membership

  • Enjoy complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every ₹ 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
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Club Vistara Membership
Trident Privilege Membership

Trident Privilege Membership

  • Enjoy complimentary Trident Privilege Red Tier membership   
  • Get exclusive 1,000 Welcome Points on registration
  • Enjoy 1500 Bonus Points on your first stay & additional ₹ 1000 hotel credit on extended night stay
  • Click here to apply for your Trident Privilege Red Tier membership
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Trident Privilege Membership
  • Enjoy 10% instant savings on bookings through hotel website
  • Enjoy 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • For further details, visit www.tridentprivilege.com
  • Offer is valid for Primary Cardholders only
Lowest Forex Markup

Lowest Forex Markup

  • Your SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
  • You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions.
Exclusive concierge service

Exclusive Concierge Service

  • Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservations
  • Exclusive discounts at leading Spa’s and Lifestyle Stores
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Exclusive Concierge Service

Features of SBI Card ELITE Advantage

Know everything about SBI Card ELITE Advantage

  • Terms and Conditions
      • For detailed Terms and Conditions and Usage Directions, click here
  • MasterCard/Visa Privileges
      • Enjoy 4 rounds of complementary green fees access and up to 50% off on golf games along with 1 complementary lesson per month at selected golf courses across India. For golf bookings or queries, please call MasterCard toll free helpline no. 1800-102-6263. Click here to know more
      • Special discounts on dining at select restaurants and cafes
      • Discounts on select apparel brands
      • For more details about MasterCard privileges, click here and for Visa Signature privileges, click here
      • These offers are brought to you by MasterCard/ Visa and valid until 31st December 2017
  • Contactless Advantage
      • Daily purchases now made easy with SBI Card ELITE Advantage. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.
      • Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
      • Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please Click here to download the FAQ’s.
      • Please Click here to download the list of Merchants enabled for transactions.
  • Global Acceptance
      • SBI Card ELITE Advantage is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Fuel Surcharge Waiver
      • Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit
      • Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account
  • Fraud Liability Cover
      • Get complimentary credit card fraud liability cover of Rs. 1 lakh
      • This cover is liable from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss. Please call SBI Card helpline to report card loss:
        • Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290
  • Emergency Card Replacement
      • Get your SBI Card ELITE Advantage replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call
        • Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290
  • Add-on Cards
      • With SBI Card ELITE Advantage, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash Access Across the World
      • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
  • Safe and Secure
      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card ELITE Advantage
  • Easy Bill Pay Facility
      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card Elite
      • Click here to know more
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card ELITE, and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to apply for Flexipay
  • Balance Transfer on EMI
      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your SBI Card ELITE Advantage, to avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user ID and password to take benefit of this service
      • Click here to know more about Balance Transfer on EMI
  • Easy Money
      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to sbicard.com to book Easy Money
  • Fees
      • Annual Fee (one-time) :Rs. 4,999
      • Renewal Fee (per annum): Rs. 4,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Up to 2.5% per month, (30% per annum), from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, with a maximum of Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Upto 2.5% per month (30% per annum), from the date of withdrawal
  • Cash Advance Fee
      • SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other Charges
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up: 1.99%
      • Rewards redemption fee: Rs. 99
      • Cash Payment Fee: Rs. 100
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps:    1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
        1% of transaction amount (Min. 10) for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at sbicard.com

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