Install

Manage your account on the go with the SBI Card Mobile App

BPCL OCTANE SBI Card

Apply now

A few details to start with

Privileges on BPCL SBI Card OCTANE

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Get 6000 bonus reward points equivalent to INR 1500 on payment of annual fees.
  • Reward Points will be credited to the card holders account within 30 days of annual fee payment.
Value Back Benefits

Value Back Benefits

  • Enjoy 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
  • 6.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
Reward Benefits

Reward Benefits

  • Enjoy 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website & App Only)
  • Enjoy 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies
Learn more
Back

Reward Benefits

  • Earn 1 Reward point per 100 Rs. spent on other retail purchases (Except Mobile wallet upload & Non BPCL fuel spends).
  • 4 Reward Point = 1 Rs
Fuel Freedom Benefits

Fuel Freedom Benefits

  • Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs 4,000, exclusive of GST and other charges
  • Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Lounge Access Benefit

Lounge Access Benefit

  • Get 4 complimentary visits per calendar year to Domestic VISA lounges in India (Max. 1 visit per quarter)
Milestone Privileges

Milestone Privileges

  • Get e Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion Or Yatra Or Urban Ladder Or Hush Puppies or Bata on annual spends of INR 3 Lakhs.
Other Benefits

Other Benefits

  • Get complimentary Fraud Liability cover of 1 Lakh
  • Spend Based fee reversal benefit - Next year Fee waiver on annual spends of 2 lakhs.
Learn more
Back

Other Benefits

  • Instant Redemption of Reward Points at select BPCL petrol pumps.
  • Redeem your Rewards Points at Shop & Smile Rewards Catalogue.
  • Retail Outlet list for POS redemption
    • Joining Fee (one-time) : Rs. 1499
    • Renewal Fee (per annum) : Rs. 1499

Features of BPCL SBI Card OCTANE

Know everything about BPCL SBI Card OCTANE

  • Contactless Advantage

      • Daily purchases now made easy with BPCL SBI Card OCTANE. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.Use your card to make payments at any outlet that accepts Visa or MasterCard.
  • Worldwide Acceptance

      • Your BPCL SBI Card OCTANE is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India.
      • Use your card to make payments at any outlet that accepts Visa or MasterCard.
  • Add-on Cards

      • With your BPCL SBI Card OCTANE, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18 years.
  • Utility Bill Payment

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your BPCL SBI Card
      • Click here to know more
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card OCTANE, and avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user ID and password to benefit from this service
      • Click here to know more about Balance Transfer on EMI
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card OCTANE , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to book Flexipay
  • Easy Money Facility

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to sbicard.com to book Easy Money
  • Fees

      • Joining fee, one time: Rs. 1499
      • Renewal fee, per annum: Up to Rs. 1499, from second year onwards, Renewal Fee reversible if annual spends for last year ≥ Rs. 200,000.
      • Add-on fee, per annum: Nil
  • Extended Credit

      • Interest free credit period: 20-50 days, applicable only on retail purchases and, if previous month’s outstanding balance is paid in full.
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any).
  • Cash Advance

      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 12,000 per day
      • Free credit period: Nil
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of withdrawal
  • Cash Advance Fee

      • SBI or other domestic ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
      • International ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
  • Other Charges

      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Cheque pickup: Rs. 100
      • Cheque payment Fee: Rs. 100 
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 500
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000
        • Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
        • Rs. 1300 for Total Amount due greater than Rs. 50,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up: 3.5%
      • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
      • Rewards redemption fee: Rs. 99
      • Priority Pass Lounge Charges : All Airport Lounge visits within India through the Priority Pass Program will be charged with an 19 usage fee of $27 per visit + applicable taxes. All Airport Lounge visits outside India through the Priority Pass Program, after exhausting the complimentary visits, will be charged with an usage fee of $27 per visit + applicable taxes. For more details, please visit sbicard.com All guests being accompanied by the SBI Cardholder having the Priority Pass, to visit the Airport Lounge will be charged with an usage fee of $27 per visit + applicable taxes.
      • Cash Payment Fee: Rs. 199
  • Surcharges

      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction upto Rs. 4000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 100 per statement cycle, per credit card account.
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

      “SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

Download Mobile App