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Paytm SBI Card
    • Joining Fee : Rs. 499
    • Renewal Fee (per annum) : Rs. 499

Paytm SBI Card

Privileges on Paytm SBI Card

Know what you would be entitled to with this card

Welcome Offer

Welcome Offer

  • Enjoy  complimentary Paytm First Membership
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Welcome Offer

  • Paytm First Membership is provided upon card activation i.e. post first settled retail transaction on cardholder account
  • Click here for Paytm First Membership details
  • Click here for T&C 
Cashback

Cashback

  • 3% Cashback on Paytm Mall, Movies and Travel
  • 2% Cashback on all other purchases on Paytm App
  • 1% Cashback on any other spends across millions of offline and online stores
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Cashback

  • W.e.f. 1st July ’24, the Cashback that you were earning on spends made with your Paytm SBI Card / Paytm SBI Card SELECT will be replaced with Reward points of equivalent value. 1 Reward Point = Re 1. T&C apply.
Cyber Fraud Insurance

Cyber Fraud Insurance

  • Get an extra layer of protection against cyber fraud with Cyber Fraud Insurance cover of Rs. 1,00,000 on your Paytm SBI Card
Learn more
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Cyber Fraud Insurance

Milestone Benefit

Milestone Benefit

  • Get e-Voucher for renewal of Paytm First Membership on achieving retail spends of Rs.1,00,000 on your Credit Card during one Membership year.
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Milestone Benefit

  • The Membership e-Voucher will be awarded within 30 working days of levy of Renewal Fee
Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • 1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.3000.
  • Maximum Surcharge waiver of Rs. 100 per statement cycle, per credit card account
Be in Control

Be in Control

  • Manage your Paytm SBI Card with intelligent features on the Paytm App or SBI Card App
  • Use features like Spend Analyzer, Smart Spend Control & One Tap Lock / Unlock and Convenient Card Re-issue features on Paytm App

Features of Paytm SBI Card

Know everything about your Paytm SBI Card

  • Welcome Offer

      • Complimentary Paytm First Membership is provided to Paytm SBI Cardholders upon card activation i.e. post first settled retail transaction on Cardholder Account
      • Click here for Paytm First Membership details
  • Cashback

      • Paytm SBI Cardholders are eligible for 3% Cashback on all Paytm Mall, Movies and Travel purchases through Paytm App
      • Paytm SBI Cardholders are eligible for 2% Cashback on all other purchases through Paytm App
      • Paytm SBI Cardholders are eligible for 1% Cashback everywhere else
      • W.e.f. 1st July ’24, the Cashback that you were earning on spends made with your Paytm SBI Card / Paytm SBI Card SELECT will be replaced with Reward points of equivalent value. 1 Reward Point = Re 1. T&C apply.
      • All QR based transactions done through Paytm App using Paytm SBI Card will be categorized under 1% Cashback category
      • Cashback will not be applicable for spends done on any Wallet Load (Paytm or any other App) as well as fuel spends
      • W.e.f. 01 Jan 2024, accrual of Cashback has been discontinued for Rent Payment transactions on Paytm SBI Credit Card.
      • W.e.f. 15 July 2024, accrual of Reward Points on Govt Related transactions with Paytm SBI Card will be discontinued. Government related transactions shall be identified under Merchant Category Codes (MCC) 9399 and 9311, on best effort basis.
  • 1% Fuel Surcharge waiver

      • 1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.3,000. Maximum Surcharge waiver of Rs. 100 per statement cycle, per credit card account
  • Complimentary Cyber Fraud Insurance

      • Paytm SBI Cardholders are covered up to Rs. 1,00,000 of financial loss incurred due to fraudulent usage of your Credit Card. This protects the cardholder against the misuse of his/her Credit Card. In case of loss / damage of your card you will have to apply for a replacement card and pay the fee as applicable at that time. This protection is insured by ICICI Lombard General Insurance Company Ltd. SBI Cards and Payment Services Limited (“SBI Card”) (formerly known as SBI Cards and Payment Services Private Limited) is only acting as a group policy administrator for this particular policy. SBI Card does not accept any responsibility for ICICI Lombard's actions or decisions. SBI Card holds no warranty & makes no representation about claims processing. ICICI Lombard is liable for claims processing as per the terms and conditions of this policy. Conditions apply.
  • Milestone Benefit – Paytm First Membership

      • Paytm SBI Cardholders are eligible for a complimentary Paytm First Membership at renewal on achieving annual milestone retails spends of Rs. 1,00,000
      • Paytm First Membership details are available here, https://paytm.com/offer/paytmfirst/
  • Worldwide Acceptance

      • Your Paytm SBI Card is an International Credit Card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India.
      • Use your card to make payments at any outlet that accepts Visa
  • Add-on Cards

      • With your Paytm SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18 years.
  • Utility Bill Payment

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your; Paytm SBI Card
      • Click here to know more
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks; credit cards to your Paytm SBI Card, and avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user ID and password to benefit from this service
      • Click here to know more about Balance Transfer on EMI
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your card, and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to book Flexipay
  • Fees

      • Joining fee:Rs. 499
      • Renewal fee, per annum: Rs. 499
      • Add-on fee, per annum: Nil
  • Order of Payment Settlement

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.
      • The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

      “SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

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