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SBI Prime Card

SBI Card PRIME Advantage

Privileges on SBI Card PRIME Advantage

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Welcome e-gift Voucher worth Rs. 3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop and
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Welcome Gift

  • You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request
  • For Bata/ Hush Puppies, Pantaloons, Shoppers Stop, you can redeem your e-Gift Voucher by showing the code at the respective brand store
  • For Yatra and Shoppers Stop you can redeem the code online at the time of purchase
PRIME Rewards

PRIME Rewards

  • Earn 20 Reward Points per Rs.100 spent on standing instructions of Utility Bills payments, with a capping of 3,000 Reward Points per month
  • Earn 10 Reward Points per Rs.100 spent on Dining, Departmental stores, Grocery & Movie spends
Learn more

PRIME Rewards

  • Earn 2 Reward Points per Rs.100 on all other retail spends except fuel.
  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. (Govt. Service Tax extra, as applicable). Maximum Surcharge Waiver of Rs. 250 per month, per credit card account
Milestone Benefits

Milestone Benefits

  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • E-Gift Voucher worth Rs. 7,000 from on achieving annual spends of Rs. 5 Lakhs
Learn more

Milestone Benefits

  • Pizza Hut e-Voucher will be sent to your registered mobile number within 15 days of achieving spends of Rs. 50, 000
  • For Pantaloons, you will receive an SMS to choose the e-Gift Voucher option within 10 days of achieving spends of Rs. 5 Lakhs.
Trident Privilege Membership

Trident Privilege Membership

  • Enjoy complimentary Trident Privilege Red Tier Membership   
  • Get exclusive 1,000 Welcome Points on registration
  • Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay, by clicking here & using Promocode: SBITH
  • Please note that Trident Red Tier Membership benefit will not be available on SBI Card PRIME w.e.f 30 June 2024
Learn more

Trident Privilege Membership

  • Enjoy 10% instant saving on bookings through hotel website
  • Enjoy 10 points for every Rs. 100 spent (excluding taxes) during your stay at participating hotels
  • For further details, visit
  • Offer is valid for Primary Cardholders only
Complimentary Club Vistara Membership

Club Vistara Membership

  • Enjoy Complimentary Club Vistara Silver membership
  • Get 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
Learn more

Club Vistara Membership

Lounge Access

Lounge Access

  • 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India (max. 2 visits per quarter)
Learn more

Lounge Access

  • Call at our customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass
  • For list of lounges visit
  • Click here to know more about Priority Pass member lounges
  • Offer is valid for Primary Cardholders only
Birthday Benefit

Birthday Benefit

  • Earn 20 Reward Points per Rs.100 spent on Birthday, (Reward points on Birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year)
    • Annual Fee (one-time):Rs. 2,999
    • Welcome gift worth Rs. 3,000
    • Renewal Fee (per annum):Rs. 2,999

Know your SBI Card PRIME Advantage

Your SBI Card PRIME Advantage now comes with a host of features

  • Terms and Conditions

      • For detailed Terms and Conditions and Usage Directions, click here
  • Mastercard/Visa/American Express Privileges


      • Enjoy 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses across India. Click here to know more
      • Enjoy up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels


      • Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals
      • Exclusive benefits across 900 luxury hotels worldwide

      American Express

      • American Express Dining Platform - Discover delectable dining offers & enjoy up to 25% discount in your city
      • Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

      These offers are brought to you by Mastercard/VISA/American Express and governed by their respective T&Cs. Click Mastercard privileges, Visa Signature privileges and American Express privileges to know more.


  • Contactless Advantage

      • Daily purchases now made easy with SBI Card PRIME Advantage. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security:  The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.
  • Global Acceptance

      • SBI Card PRIME Advantage is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Fraud Liability Cover

      • Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
      • Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
      • This cover is valid for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss. Please call SBI Card helpline to report card loss:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

  • Emergency Card Replacement

      • Get your SBI Card PRIME Advantage replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Add-on Cards

      • With SBI Card PRIME Advantage, you can empower up to 2 members of your family (parents, spouse, children or siblings - above 18 years of age) with an add-on card
  • Cash Access Across the World

      • Withdraw cash from over 1 million Visa ATMs worldwide
  • Safe and Secure

      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card PRIME Advantage
  • Easy Bill Pay Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card PRIME Advantage 
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card PRIME Advantage, and log onto within 30 days of purchase to convert it into Flexipay
      • Click here to know more
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your SBI Card PRIME Advantage, to avail a lower rate of interest and pay back in EMIs
      • Log onto with your user ID and password to avail this service
      • Click here to know more
  • Fees

      • Annual Fee (one time): Rs. 2,999
      • Renewal Fee (per annum): Rs. 2,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Things to know

      • Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of amendments in all Terms and Conditions


      For assistance, please call SBI Card helpline at:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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