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Order of Payment Settlement

Order of Payment Settlement

Settlement of your total payment is done in the following order:

  • - Minimum Amount Due (which is inclusive of all applicable taxes + EMI on Loan plans + 5% of Total Outstanding)
  • - Fees & Other Charges
  • - Interest charges
  • - Balance Transfer Outstanding
  • - Retail Outstanding
  • - Cash Advance

Applicable Taxes means:

  • •For the cardholders having state of residence in the records of SBI Card on the statement date as “Haryana” - Central Tax @ 9% and State Tax @ 9%
  • •For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%
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