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SBI Shaurya Credit Card

Shaurya SBI Card

Privileges on Shaurya SBI Credit Card

All Defense Gold applicants whose application is approved on or after 27th September, 2019 will get Shaurya SBI Card, as Defense Gold has transitioned to Shaurya SBI Card.

Welcome Gift

Welcome Gift

  • Get 1000 Reward Points^ as welcome gift.
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Welcome Gift

  • on payment of 1st year annual of Rs. 250, applicable on cards issued on or after 1st May, 2021. T&C Apply
  • Reward points to be credited in 15 working days post annual fee payment
Reward Points on SBI Shaurya Credit Card

Reward Points

  • Earn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery Spends
  • Earn 1 Reward Point per Rs. 100 spent on all other categories
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Reward Points

  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • You can also redeem your Reward Points against a host of options from the Rewards Catalogue
Waiver of Renewal Fee on SBI Shaurya Card

Waiver of Renewal Fee

  • Avail waiver of Renewal Fee on annual spends of Rs. 50,000 or more
Fuel Surcharge Waiver on Shaurya SBI Card

Fuel Surcharge Waiver

  • 1% Fuel Surcharge Waiver at all fuel stations across the country
  • Purchase fuel worth Rs.500 to Rs.3,000 to avail this benefit
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Fuel Surcharge Waiver

  • Maximum Surcharge Waiver of Rs. 100 per statement cycle, per credit card account
Additional Benefits on Shaurya SBI Credit Card

Additional Benefits

  • Avail complimentary Personal Accidental Insurance Cover of Rs. 2 Lakh (offered by RuPay)
  • Your credit card comes embossed with your service branch i.e. AIRFORCE, ARMY, NAVY & PARAMILITARY
Learn more

Additional Benefits

  • Click here for more details
  • Click here for claim form
    • Joining Fee: Rs. 250
    • Renewal Fee (per annum):Rs. 250

Features, Fees & Charges - Shaurya SBI Credit Card

  • Terms and Conditions

      • For Shaurya SBI Card terms and conditions, please click here
  • Worldwide Acceptance

      • Your Shaurya SBI Card can be used in over 44 plus million Merchant Locations in 190 countries globally and 3.7 million terminals in India. Just look for the Pulse, Discover & Diners Plus signages of acceptance internationally and present your card for payment.
  • Add-on Cards

      • With Shaurya SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash on the Go

      • As a Shaurya SBI Cardholder, you can withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India. Just look for the Pulse, Discover & Diners Plus signages for sign of acceptance internationally.

  • Utility Bill Payment Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Shaurya SBI Card

        Click here to know more

  • Balance Transfer on EMI

      • Save money while paying your credit card dues

        Transfer the outstanding balance of other banks’ credit cards to your Shaurya SBI Card, and avail a lower rate of interest and pay back in EMIs

        Log on to with your user ID and password to take benefit of this service

        Click here to know more about Balance Transfer on EMI

  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Shaurya SBI Card, and log in with your username and password to within 30 days of purchase to convert it into Flexipay

        Click here to learn how to apply for Flexipay

  • Fees

      • Annual Fee (one-time): Rs. 250
      • Renewal Fee (per annum): Rs. 250 from second year onwards
      • Add-on Fee (per annum): Nil
  • Order of Payment Settlement

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.


      Your continued use of the card will be deemed acceptance of these amendments.


      For assistance, please call SBI Card helpline at:


      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290


      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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