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Spar SBI Card Select

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Apply Now for Spar SBI Card SELECT

SMS SPAR to 5676791

    • Annual fee : Rs. 1499 + Taxes
    • Renewal fee : Rs. 1499 + Taxes

Privileges on Spar SBI Card SELECT

Know what you would be entitled to with this card

Welcome Benefits

Welcome Benefits

  • Get 6000 bonus reward points equivalent to INR 1500 on payment of annual fees.
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Welcome Benefits
  • Reward Points will be credited to the card holders account within 30 days of annual fee payment.
Reward Benefits

Reward Benefits

  • Enjoy 10 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
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Reward Benefits
  • Earn 2 Reward point per 100 Rs. spent on other retail purchases (Non fuel).
  • 4 Reward Point = 1 Rs.
Milestone benefits

Milestone benefits

  • Cumulative milestone benefit upto 34,400 RP worth Rs 8,600.
  • Earn 12,000 bonus Reward Points on overall annual retail spends of Rs 300,000.
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Milestone benefits
  • Earn 2400 bonus Reward Points on annual spends of Rs 25,000 across all Landmark Stores.
  • Earn 8,000 bonus Reward Points on annual spends of Rs 75,000 across all Landmark Stores.
  • Earn 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.


Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges
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Fuel Surcharge Waiver
  • Get maximum surcharge waiver of Rs. 100 per statement cycle per credit card account
Renewal Benefit

Renewal Benefit

  • Get 6,000 Reward point worth Rs 1,500 on payment of renewal fees.
Learn more
Renewal Benefit
  • Reward Points will be credited to the card holders account within 30 days of fee payment.
Reward Redemption

Reward Redemption

  • Convert your Reward points into Landmark Rewards and get dual benefit.
  • 1 LMR = 2.4 SBI Card Reward Points.
Learn more
Reward Redemption
  • 1 Landmark Reward = Rs 0.60

Know your Spar SBI Card SELECT

Your Spar SBI Card SELECT comes with a host of features

  • Cash on the go

      • Withdraw cash anytime from over 1 million Visa ATMs worldwide.
  • Easy Bill Pay facility at zero charge

      • Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility on your card
      • Give us standing instructions to make payments on your behalf every month with SBI Card Auto Bill Pay
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments.
      • Make any purchase worth Rs. 2,500 or more and log on to within 30 days to convert it into Flexipay.
      • Click here to know more.
  • Balance Transfer on EMI

      • Transfer the outstanding balance on your other bank’s credit card to your SBI Platinum Card and avail a lower rate of interest and pay back in easy EMIs.
      • Log on to with your user ID and password to avail this service.
      • Click here to know more.
  • Easy Money facility

      • Easy Money lets you avail money just when you need it.
      • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep.
  • Global acceptance

      • Your Spar SBI Card SELECT is an international credit card and is accepted in over 24 million Visa outlets worldwide and over 3,25,000 outlets in India.
  • Empower your family

      • Share the power of your Spar SBI Card SELECT with your family.
      • Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age.
  • Emergency card replacement

      • Get your Spar SBI Card SELECT replaced anywhere in the world.
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • You can also call the SBI Card helpline in case of any emergency
  • SBI Card drop box locator

      • Locate the SBI Card drop box nearest to you.
        Simply follow these steps:
        • Type "PIN" < space > your 6 digit area pin code xxxxxx
        • Send SMS to 56767
        • You will receive the list of drop boxes in your area
  • *Terms & Conditions

      • Instant 10% discount is applicable only on fbb apparels, footwear and accessories, which can be availed over and above the existing offers in the store (Big Bazaar & fbb), until mentioned specifically otherwise
      • SBICPSL does not endorse any of the products or brands being offered under any promotional offer from future retail ltd. and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
      • The welcome gift of fbb Gift Voucher will be in the form of digital/ e-code. Same will reach the customer at registered mobile number, within 15 days from the fee paying date.
      • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this programme at any time with prior notice to the Cardholders.
  • Fees

      • Annual Fee (one-time): Rs. 499 + GST
      • Renewal Fee (per annum): Rs. 499 + GST
      • Add-on Fee (per annum): Nil
  • Extended credit

      • Interest free credit period: 20-50 days, which is applicable only on retail purchases, and if previous month’s outstanding is fully paid
      • Finance charges#: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash advance

      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 15,000 per day
      • Free credit period: Nil*
      • Finance charges : Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of withdrawal
  • Cash advance fee

      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATM: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other charges

      • Cheque pickup: Rs.100
      • Cheque Fee: Rs. 100 (Payments made via cheque upto Rs. 10,000)
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.200;
        • Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000;
        • Rs. 950 for Total Amount due greater than Rs. 25,000
      • Overlimit: 2.5% of over limit amount subject to minimum of Rs. 500
      • Card replacement:  Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up: 3.5%
      • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
      • Rewards redemption fee: Rs. 99
      • Cash Payment fee:  Rs. 199
      • Priority Pass Lounge Charges : All Airport Lounge visits within India through the Priority Pass Program will be charged with an 19 usage fee of $27 per visit + applicable taxes. All Airport Lounge visits outside India through the Priority Pass Program, after exhausting the complimentary visits, will be charged with an usage fee of $27 per visit + applicable taxes. For more details, please visit All guests being accompanied by the SBI Cardholder having the Priority Pass, to visit the Airport Lounge will be charged with an usage fee of $27 per visit + applicable taxes.
  • Surcharges

      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
        Railway tickets through : 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000, exclusive of all applicable taxes, wherever applicable, and all other charges.
        1% of transaction amount for transaction Amount Betweeen Rs. 500 to Rs. 3,000
      • Maximum surcharge waiver of Rs. 100 per statement cycle, per credit card accounts.
  • Order of payment settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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