• Be our guest at leading Indian airports
• Enjoy the complimentary Visa Lounge Access Program at major domestic airports. For details, click here

• Enjoy complimentary lost card liability cover of Rs. 1 lakh
• This cover is applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss

• Withdraw cash from over 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across 100 cities in India

• Accepted at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India

• Empower your family by applying for add-on cards for your spouse, parents, children or siblings above the age of 18

• Get your Air India SBI Platinum Card replaced anywhere in the world
• 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
• In case your card is lost in India, please call
  • Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

• Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility on your card
• Click here to know more

• With Flexipay, convert your transactions in easy monthly installments. Make any purchase worth Rs. 2,500 or more and log on to sbicard.com within 30 days to convert it into Flexipay
• Click here to know more

• Transfer the outstanding balance of other bank’s credit cards to your Air India SBI Platinum Card, to avail a lower rate of interest and pay in EMIs
• Log on to sbicard.com with your user ID and password to book Balance Transfer on EMI today

• With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep

• With your Air India SBI Platinum Card, you can book railway tickets online and get them delivered at your doorstep
• Go to irctc.co.in and follow the below steps:
  • Register free of cost
  • Log in with your user name and password
  • Follow instructions on the website to make your reservations
  • Make payments through your SBI Card at the payment gateways that accept a Visa Card
  All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in

• Annual Fee, one time: Up to Rs. 1,499
• Renewal Fee, per annum:  Rs. 1,499 from second year onwards
• Add-on fee, per annum: Nil

• Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
• Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
• 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

• Cash advance limit: Up to 80% of the credit limit, maximum Rs. 15,000 per day
• Free credit period: Nil
• Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal

• SBI or other ATMs: 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher
• International ATMs: 3.0% of withdrawal or Rs. 300 per transaction, whichever is higher

• Cash Payment Fee: Rs. 100
• Cheque pickup: Rs. 100
• Cheque Fee: Rs. 100 (Payments made via cheque upto Rs. 2000)
• Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
• Statement retrieval: Rs. 100 per statement that is more than 2 months old
• Late payment:
  • Nil for total amount due from Rs. 0 to Rs. 200
  • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
  • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
  • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 750 for total amount due greater than Rs. 10,000
• Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
• Card replacement: Rs. 100
• Card replacement, when abroad: Nil
• Foreign currency transaction: Conversion mark up - 3.5%
• Rewards redemption fee: Up to Rs. 99. Nil for redemption on Air India Miles

• Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
• Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
• Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 & Rs. 4,000, exclusive of all applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
• Payment of customs duty: 2.25% of transaction amount, minimum of Rs. 75

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.