SBI Card

Know our Rewards Program

At SBI Card, we believe you should have the most out of every rupee you spend. And so, we give you special reward points every time you use your SBI Credit Card.

The Shop-and-Smile Rewards Program has been designed keeping in mind your preferences and lifestyle. Every time you use your SBI Card to shop, travel and dine or more, you earn rewards points on the amount you spend. You can redeem your reward points for gift vouchers, electrical appliances, accessories, lifestyle products, and so on.

Terms & Conditions

View FAQs

Earning Reward Points

• Get 10X rewards points on online spends with exclusive partners
• Get 5X reward points on all other online spends

• Get 10X rewards points on online spends with exclusive partners
• Get 5X reward points on all other online spends

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every Rs. 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per Rs. 100 spent at all departmental and grocery stores
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per Rs. 100 spent at all departmental and grocery stores
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per Rs. 100 spent at all departmental and grocery stores
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 1 Reward Point for every Rs. 100 spent on your SBI Student Plus Advantage Card

• Get 2 Reward points for every Rs. 100 spent on your Air India SBI Platinum Card
• Earn 5X Reward points for every Rs. 100 that you spend buying Air India tickets

• 10X Rewards on Mumbai Metro ticket spends.
• 10X rewards on departmental and grocery spends.
• 1 reward point per Rs. 100 spent on other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Earn 1 Reward Point per Rs. 100 spent

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies and electronics Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 reward points for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 reward points for every Rs. 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every ₹ 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per Rs. 100 spent at all Departmental and Grocery stores
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per Rs. 100 spent at all Departmental and Grocery stores
• Earn 1 Reward point for every Rs. 100 spent on all other categories

• Get 10X Reward points per ₹ 100 spent at all departmental and grocery stores
• Earn 1 Reward point for every ₹ 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every ₹ 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every ₹ 100 spent on all other categories

• Get 5X Reward points on dining, departmental store and international spends
• Earn 2 Reward points for every ₹ 100 spent on all other categories

Redeeming Reward Points

• Log in to sbicard.com to redeem your reward points for selected items from our Shop-and-Smile Rewards catalogue.
• Log in to SBI Card App and select ‘Rewards’ from main menu to redeem your reward points for products/vouchers available in our reward catalogue.
• Call the SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code).
• You can also write to us at:
  PO Box 28, GPO, New Delhi - 110001

We will have your gift delivered at your doorstep.