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Karnataka Bank Simply Save SBI Card




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    •                  Annual Fee : Rs. 499
    •                  Renewal Fee : Rs. 499

Extravaganza Offer

Cash Points

  • Earn 1 reward point for every Rs. 100 spent
  • Use your reward points to pay the credit card dues or redeem against a wide array of gifts from the rewards catalogue
Learn more

Cash Points

  • Click here to browse through our rewards catalogue to choose your gifts
Value Back

Value Back

  • Get up to 2.5% value back on all departmental store and grocery purchases
0% Fuel Surcharge

0% Fuel Surcharge

  • Get freedom from paying the 1% fuel surcharge at any petrol pump
  • Every transaction of Rs. 500 to Rs. 3,000 at any petrol pump in India, will save you the 1% fuel surcharge
Learn more

0% Fuel Surcharge

  • You get maximum surcharge waiver of up to Rs. 100 per statement cycle, per credit card account
Welcome offer

Welcome offer

  • Spend Rs. 2,000 or more in first 60 days of receiving your card and get 2,000 bonus reward points. Click here to know more
  • Get Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card

  • Worldwide acceptance

      • You can use your Karnataka Bank SBI SimplySAVE Credit Card in over 24 million outlets across the globe, including 3, 25,000 outlets in India
      • Use your credit card to make payments at any outlet that accepts Visa or MasterCard
  • Empower your family

      • With Karnataka Bank SBI SimplySAVE Credit Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash on the go

      • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
  • Online Booking of Railway Tickets

      • You can book your railway tickets online and get them delivered at your doorstep
      • Go to and follow the below steps:
        • Register free of cost
        • Log in with your user name and password
        • Follow instructions on the website to make your reservations
        • Make payments through your Karnataka Bank SBI SimplySAVE Credit Card at the payment gateways that accepts all Visa cards
        All transactions on are governed by the terms and conditions of
  • Utility Bill Payment Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Card
      • Click here to know more
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your Karnataka Bank SBI SimplySAVE , and avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to take benefit of this service
      • Click here to know more about Balance Transfer on EMI
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Karnataka Bank SBI SimplySAVE , and log on to within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to apply for Flexipay
  • Easy Money

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log on to to book Easy Money
  • SBI Card Drop Box Locator

      • Locate the SBI Card drop box nearest to you
        Simply follow these steps:
        • Type "PIN" < space > your 6 digit pin code xxxxxx
        • Send SMS to 56767
        • You will receive the list of drop boxes in your area
  • Fees

      • Annual Fee, one time: up to Rs. 499
      • Renewal Fee, per annum: up to Rs. 499
      • Add-on fee, per annum: Nil 
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the Karnataka Bank SBI SimplySAVE Credit Card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. Karnataka Bank SBI SimplySAVE Credit Card Most Important Terms and Conditions are also available at

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