Encash - Get Instant Credit Card Loan

 

 


 


Know more about Encash plan

Repay in 12, 24, 36, or 48* months
One time processing fee
 

Get Instant Cash through Encash

Plan for your holidays, celebrations, education and more with SBI Card Encash. Enjoy hassle-free fund transfer with convenient repayment options.

Exclusive Benefits


  • Low rate of interest
  • Encash offer will be over and above your credit limit
  • Encash Inline offer will be within your existing credit limit
  • No documents, paper-work or post-dated cheques needed
  • Get money credited directly in your bank account within 3-4 working days with NEFT Facility
  • Tenure will be offered to cardholders basis their eligibility

Fees and Charges

  • A rate of interest as per existing offer is applicable
  • A one-time processing fee of 2%, minimum of Rs. 499 a maximum of Rs. 3,000 will be levied
  • In case of foreclosure of your Encash booking, a 3% foreclosure fee on the outstanding principal amount will be charged

Q 1. What is Encash/Encash Inline?

Encash / Encash Inline is a pre-approved, money-on-demand facility, which is offered to a select set of SBI Credit Cardholders. The Encash / Encash Inline amount that a cardholder would be eligible for can be over and above the existing Credit Limit or within the existing Credit Limit on the cards. The funds will be transferred to the bank account of the cardholder within 3-4 working days from booking confirmation.

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