Yatra SBI Card

The more you swipe, the faster you see the world

Presenting Yatra SBI Card

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A few details to start with

    • Joining fee : Rs. 499 + GST
    • Welcome gift of Yatra.com Vouchers worth Rs. 8,250
    • Annual fee : Rs. 499 + GST
    • Annual fee waived if total annual spends for last year >Rs. 75,000

Privileges on Yatra SBI Card

Know about the privileges on your Yatra SBI Card

Travel delights

Travel Delights

  • Get Yatra.com vouchers worth Rs. 8,250 with your Yatra SBI Card on joining fee payment
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Travel Delights
  • These vouchers include:
    • 2 vouchers worth Rs. 500 each for domestic travel
    • 2 vouchers worth Rs. 1,000 each for international travel
    • 1 voucher worth Rs. 750 for hotel bookings
    • 1 voucher worth Rs. 1,500 for domestic holidays
    • 1 voucher worth Rs. 3,000 for international holidays


  • Get 6X Reward Points on spends at Yatra.com, Departmental and Grocery stores
  • Get additional 6x bonus points on base fare or base tariffs for purchases made at Yatra.com
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  • Get 1 point on every Rs. 100 spent at retail outlets other than Departmental and Grocery stores
  • Redeem all your points for Yatra.com vouchers
  • 1 Reward point = Rs. 0.25. The minimum redemption threshold is 1,000 Reward Points
  • Get a Yatra.com discount voucher worth Rs. 500, every time you spend Rs. 30,000 on Yatra.com
0% Fuel surcharge

0% Fuel Surcharge

  • Get freedom from paying the 2.5% fuel surcharge on every transaction between Rs. 500 and Rs. 3,000
  • Maximum surcharge waiver is of Rs. 100 per month
Complimentary lounge access

Complimentary Lounge Access

  • Enjoy exclusive access to the premium MasterCard airport lounges in India
  • Call 1800 102 6263 or 022-4200 6396 for more information on Master Card airport lounges
Learn more
Complimentary Lounge Access
  • Click here for detail on MasterCard airport lounges

Yatra SBI Card Features

Know everything about your Yatra SBI Card

  • Welcome Offer
    • Withdraw cash using your Yatra SBI Card within 30 days of receiving it and get cash back of Rs. 100
  • Worldwide Acceptance
    • Your Yatra SBI Card is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
    • Just look for the MasterCard sign of acceptance at the outlet and present your card for payment
  • Cash on the Go
    • You can withdraw cash from over 1 million MasterCard ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100 plus cities in India
  • Add-on Cards
    • With your Yatra SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Utility Bill Payment
    • Pay your utility bills on time, with the Easy Bill Pay facility on your Yatra SBI Card
    • Set standing instructions to pay your utility bills on time every time
    • Click here to know more
  • Balance Transfer on EMI
    • Transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card to avail a lower rate of interest and repay in EMIs
    • Log on to sbicard.com with your user ID and password to take benefit of this service
    • Click here to know more
  • Flexipay
    • Buy just about anything for Rs. 2,500 or more and repay in easy monthly installments with our Flexipay facility. Log on to sbicard.com to convert your transaction to Flexipay
    • Click here to know more
  • Easy Money Facility
    • Easy Money facility lets you avail money against your cash limit just when you need it
    • Book Easy Money from the comfort of your home or office, and get the cheque or draft delivered at your doorstep
    • Log on to sbicard.com today
  • SBI Drop box locator
    • Follow the below process to locate the nearest SBI Card drop box:
      • Type "PIN" < space > your 6 digit pin code xxxxxx
      • Send SMS to 56767
      • You will receive the list of drop boxes in your area.
        Premium SMS charges apply
  • Fees
      • Joining fee, one time: Up to Rs. 499
      • Annual fee, per annum: Up to Rs. 499, from second year onwards
      • Add-on fee, per annum: Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges#: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum amount due: 5% of total outstanding, with minimum of Rs. 200 + GST + EMI, in case of loans
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 12,000 per day
      • Free credit period: Nil
      • Finance charges#: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other domestic ATMs: 2.5% of the withdrawal or Rs. 300 per transaction, whichever is higher
      • International ATMs: 3.0% of the withdrawal or Rs. 300 per transaction, whichever is higher
  • Other Charges
      • Cash OTC fee: Rs. 100
      • Cheque pickup: Rs. 90
      • Cheque bounce or invalid cheque: 2% of the cheque dishonor amount, minimum of Rs. 350 and maximum of Rs.500
      • Statement retrieval: Rs. 100 per statement older than 2 months
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 200 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount, minimum of Rs. 500
      • Card replacement: Rs. 100
      • Card replacement, when abroad: Actual cost, minimum $175
      • Foreign currency transaction: Conversion mark up - 3.5%
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between Rs. 500 & Rs. 3,000, exclusive of GST, wherever applicable, and all other charges.
      • Maximum surcharge waiver of Rs. 100 per statement cycle, per credit card accounts.
      • Payment of customs duty: 2.25% of transaction amount, minimum of Rs. 75
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of minimum amount due, taxes, EMI on loan plans, fees and other charges, interest charges, balance transfer outstanding, purchase outstanding and cash advance.

      Government service tax, as applicable, on all the above fees, interest and charges.

      #Card finance charge is dynamic and will be based on the cardholder’s usage and payment patterns. It is subject to periodic review.

  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • Service tax, as applicable on all above fee, interest and charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      From BSNL/MTNL numbers    1800 180 1290

      From all other numbers    39 02 02 02
      Prefix your STD code if you use your mobile phone.

      All information in this communication is correct as per October 2014 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at sbicard.com