SBI Prime Card

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Privileges on SBI Card PRIME

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Welcome e-gift Voucher worth Rs. 3,000 from any of the following brands: Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop and Yatra.com
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Welcome Gift
  • You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request
  • For Bata/ Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop, you can redeem your e-Gift Voucher by showing the code at the respective brand store
  • For Yatra and Shoppers Stop you can redeem the code online at the time of purchase
PRIME Rewards

PRIME Rewards

  • Get 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments
  • Get 15 Reward Points per Rs. 100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Reliance Trends and Sahakari Bhandar stores
  • Get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies
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PRIME Rewards
  • Earn 2 Reward Points per Rs. 100 on all other retail spends
  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. (Govt. Service Tax extra, as applicable). Maximum Surcharge Waiver of Rs.250 per month, per credit card account
Milestone Benefits

Milestone Benefits

  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
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Milestone Benefits
  • Pizza Hut e-Voucher will be sent to your registered mobile number within 15 days of achieving spends of Rs. 50,000
  • For Yatra.com/ Pantaloons, you will receive an SMS to choose the e-Gift Voucher option within 10 days of achieving spends of Rs. 5 Lakhs.
Trident Privilege Membership

Trident Privilege Membership

  • Enjoy complimentary Trident Privilege Red Tier Membership   
  • Get exclusive 1,000 Welcome Points on registration
  • Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay, by clicking here & using Promocode: SBITH
  • Click here to apply for your complimentary Trident Privilege Red Tier Membership
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Trident Privilege Membership
  • Enjoy 10% instant saving on bookings through hotel website
  • Enjoy 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • For further details, visit www.tridentprivilege.com
  • Offer is valid for Primary Cardholders only
Complimentary Club Vistara Membership

Club Vistara Membership

  • Enjoy Complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
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Club Vistara Membership
Lounge Access

Lounge Access

  • 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India (max. 2 visits per quarter)
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Lounge Access
  • Call at our customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass
  • For list of lounges visit visasignature.com/worldcard.mastercard.com
  • Click here to know more about Priority Pass member lounges
  • Offer is valid for Primary Cardholders only
Birthday Benefit

Birthday Benefit

  • Enjoy 20 Reward Points per Rs. 100  spent on your birthday
Mastercard/Visa Privileges

Mastercard/Visa Privileges

  • 4 complimentary rounds on Green Fees
  • Up to 50% Discount on golf games at selected golf courses across India
  • Exclusive benefits across 900 luxury hotels worldwide
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Mastercard/Visa Privileges
  • Get 10% off on Leisure Retail Rates with Hertz
  • Enjoy up-to 8% Discount on bookings through hotels.com across Asia Pacific
  • Get up-to 35% off on Avis Car Rentals
  • Exclusive Discounts on luxury Airport Transfer Service and Airport Fastrack Immigration service
  • To know more about golf privileges, Click here; For Mastercard privileges,Click here; and for Visa Signature privileges,Click here
  • Listed offers are valid till 31  Dec ‘17
    • Annual Fee (one-time):Rs. 2,999
    • Welcome gift worth Rs. 3,000
    • Renewal Fee (per annum):Rs. 2,999

Know your SBI Card PRIME

Your SBI Card PRIME now comes with a host of features

  • Terms and Conditions
      • For detailed Terms and Conditions and Usage Directions, click here
  • Contactless Advantage
      • Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security:  The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.
  • Global Acceptance
      • SBI Card PRIME is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Fraud Liability Cover
      • Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
      • Get complimentary credit card Fraud Liability Cover of Rs.1 lakh
      • This cover is valid for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss. Please call SBI Card helpline to report card loss:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

  • Emergency Card Replacement
      • Get your SBI Card PRIME replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Add-on Cards
      • With SBI Card PRIME, you can empower up to 2 members of your family (parents, spouse, children or siblings - above 18 years of age) with  an  add-on card
  • Cash Access Across the World
      • Withdraw cash from over 1 million Visa ATMs worldwide
  • Safe and Secure
      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card PRIME
  • Easy Bill Pay Facility
      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card PRIME 
      • Click here to know more
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to know more
  • Balance Transfer on EMI
      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs
      • Log onto sbicard.com with your user ID and password to avail this service
      • Click here to know more
  • Fees
      • Annual Fee (one time): Rs. 2,999
      • Renewal Fee (per annum): Rs. 2,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Upto 3.35% per month(40.2% per annum), from the date of transaction
      • Minimum Amount Due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( in case of EMI based product) + Over Limit Amount (if any)
  • Cash Advance
      • Cash advance limit: Upto 80% of the credit limit, with a maximum of Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal
  • Cash Advance Fee
      • SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other Charges
      • Cash payment fee: Rs. 100
      • Cheque pickup: Rs. 90
      • Payment dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Cheque fee: Rs. 100
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for Total Amount Due from Rs. 0 to Rs. 200
        • Rs. 100 for Total Amount Due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for Total Amount Due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for Total Amount Due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for Total Amount Due greater than Rs. 10,000
      • Over limit: 2.5% of over limit amount, subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Actual cost (subject to a minimum of $175)
      • Foreign currency transaction: Conversion markup: 3.5%
      • Rewards redemption fee: Rs. 99
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts 1% of transaction amount (Min. 10) for transaction amount between Rs. 500 to Rs. 4,000
      • Payments of Customs duty: 2.25% of transaction amount (subject to a minimum of Rs. 75)
  • Things to know
      • Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges

      Your continued use of the card will be deemed acceptance of amendments in all Terms and Conditions

       

      For assistance, please call SBI Card helpline at:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

      All information in this communication is correct as per June 2016 and is subject to change at the discretion of SBICPSL. SBI Card most important Terms and Conditions are also available at sbicard.com

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