Spar SBI Card PRIME

For detailed Terms and Conditions and Usage Directions, click here

• Daily purchases now made easy with Spar SBI Card PRIME. Simply wave your card at a secure reader to transact
• Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
• Security:  The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure
• Please click here to download the FAQ’s
• Please click here to download the list of Merchants enabled for transactions.

• You can use your Spar SBI Card PRIME in over 24 million outlets across the globe, including 3,25,000 outlets in India.
• Use your card to make payments at any outlet that accepts Visa.

• With Spar SBI Card PRIME, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

• Withdraw cash from over 1 million Visa ATMs across the globe

• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Spar SBI Card PRIME.

• Save money while paying your credit card dues
• Transfer the outstanding balance of other banks’ credit cards to your Spar SBI Card PRIME, and avail a lower rate of interest and pay back in EMIs
• Log on to sbicard.com with your user ID and password to take benefit of this service

• With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Spar SBI Card PRIME, and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
• Click here to learn how to apply for Flexipay

• Annual Fee (one-time): Rs. 2999 + GST
• Renewal Fee (per annum): Rs. 2999 + GST
• Add-on Fee (per annum): Nil

• For information regarding fees and other applicable charges, please refer to the Most Important Terms & Conditions

All payments made for a cardholder account will be settled in the order as mentioned in below link

Order of Payment Settlement

• Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
• All taxes would be charged as applicable on all the above Fees, Interest & Charges.
• The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties.

For assistance, please call SBI Card helpline at:

Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com