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Apollo SBI Card

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Privileges on Apollo SBI Card

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Get 500 Reward Points worth Rs. 500 on payment of joining fee.
  • Complimentary Apollo Gold Tier Membership.
Learn more

Welcome Gift

  • Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly at Select Apollo services. Apollo e-Gift Vouchers or by Apollo Health Credits.
  • Apollo e-Gift Vouchers Terms and Conditions click here.
  • OneApollo Gold Tier membership is provided as a Welcome benefit only for the 1st year for all new & existing Apollo SBI Card Holders. For continuing with the Gold tier membership in the 2nd year, the card holder has to spend at least Rs. 75,000/- at Apollo Ecosystem during the year (For Apollo Pharmacy, Apollo Sugar & Apollo Clinic the card holder has to spend minimum Rs. 7,500/-).
  • Failing to make the benchmark spends (Rs. 75000 in Apollo Ecosystem, or Rs. 7500 at Apollo Pharmacy. Apollo Sugar & Apollo Clinic) the cardholder will be downgraded to OneApollo Silver tier membership program. 
Reward Points Benefit & Instant Discount

Reward Points Benefit & Instant Discount

  • 3X Reward Points on every Rs. 100 spent on all Apollo services.
  • Get Upto 10% Instant Discount at Select Apollo Services.
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Reward Points Benefit & Instant Discount

  • 2X Reward Points on every Rs. 100 spent on Dining, Movies & Entertainment.
  • 1 Reward Point on every Rs. 100 spent on Beauty & Wellness services.
  • 1 Reward Point on every Rs. 200 spent on other non-fuel retail purchases.
  • 1 Reward Points = Rs 1.
  • No minimum threshold of Reward Points for Instant redemption.
  • Enjoy 3 Reward redemption options.
  • Instant Redemption at POS. View list.
  • Convert Reward Point into Health Credits.
  • Apollo Vouchers.
  • To know more about Instant Discount, click here.
Spend based fee reversal

Spend based fee reversal

  • Annual Fee Waiver on spending Rs. 90000 or more in a year.
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Spend based fee reversal

  • Spend minimum of Rs. 90,000 in a year and get annual membership fee reversal on Apollo SBI Card from 2nd year onwards
Fuel Surcharge waiver

Fuel Surcharge waiver

  • Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India
  • Maximum Surcharge Waiver of Rs.100 monthly
Learn more

Fuel Surcharge waiver

  • Fuel Transactions between Rs. 500 and Rs. 3,000 are eligible for fuel surcharge waiver. GST extra wherever applicable
    • Annual Fee (one-time):Rs. 499
    • Renewal Fee (per annum):Rs. 499

Features of Apollo SBI Card

Know everything about Apollo SBI Card

  • Welcome Offer

      • Get 500 Reward Points worth Rs. 500 on payment of joining fee.
      • Complimentary OneApollo Gold Tier Membership.
  • Contactless Advantage

      • Daily purchases now made easy with Apollo SBI card. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of MasterCard Contactless will ensure that only one transaction goes through, thus making it more secure
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.Use your card to make payments at any outlet that accepts Visa or MasterCard.
  • Worldwide Acceptance

      • Your Apollo SBI Card is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India.
      • Use your card to make payments at any outlet that accepts MasterCard.
  • Add-on Cards

      • With your Apollo SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18 years.
  • Utility Bill Payment

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Apollo SBI Card
  • Balance Transfer on EMI

      • Save money while paying your credit card dues.
      • Transfer the outstanding balance of other banks’ credit cards to your Apollo SBI Card, and avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to benefit from this service
      • Click here to know more about Balance Transfer on EMI
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Apollo SBI Card , and log in with your username and password to within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to book Flexipay.
  • Easy Money Facility

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to to book Easy Money
  • Fees

      • Joining fee, one time: Rs. 499 + GST
      • Renewal fee, per annum: Rs. 499 + GST, from second year onwards, Renewal Fee reversible if annual spends for last year ≥ Rs. 90,000.
      • Add-on fee, per annum: Nil
  • Order of Payment Settlement

      • All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

      Any disputes arising out of the Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL

      “SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

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