Who we are - about us

Our Brand Promise - Make Life Simple

Our History

  • SBI Card launched in the credit card market

    SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.

    The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Our endeavor is to simplify the lives of our customers, employees and other important stakeholders.

    Our innovative products and services along with our responsible corporate citizenship practices form the framework of delivering on this promise.

    Within a short span of 10 months, we achieved a credit card customer base of 1 lakh. We entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005.

    Today, we have over 4 million credit card customers, which places us among the top three credit card issuers in the country

  • The SBI–GE Joint Venture

    SBI Card was launched as a joint venture between the State Bank of India and GE Capital.

    GE Capital Business Processes Management Services Limited (GECBPMSL) takes care of the technology and processing needs of SBI Card, while SBICPSL focuses on customer acquisition, marketing and risk management of SBI Card.

  • The journey

    In a span of 16 years, we have achieved numerous milestones. We have significantly increased our card base, added new types of cards and received various awards and recognitions for our performance, quality and service.

    • We are the third largest credit card provider in the country, with a card base of over 4 million.
    • We have offices in over 90 cities in India.
    • We have an extensive product portfolio, which includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs.
    • Our dedicated and customer oriented approach has won us various industry accolades for customer service, branding, product innovation and marketing
  • Notices


    • EGM Notice (25/11/2016) and Route Map to reach to the venue of EGM
    • AGM Notice (23.09.2016) and Route Map to reach to the Venue of AGM
    • Resignation of Mr. V.G Kannan from the board of SBICPSL with effect from July 30, 2016.
    • Resignation of Mr. Narasimhachari Krishnamachari from the board of SBICPSL with effect from July 21, 2016.
    • Resignation of Mr. B.Sriram from the board of SBICPSL with effect from January 21, 2016.
    • EGM Notice (20/11/2015) and Route Map to reach to the venue of EGM
    • Resignation of Mr. Dipankar Basu from the board of SBICPSL with effect from close of business hours October 27th, 2015.
    • RPT Policy
    • CSR Policy
    • AGM Notice and Route Map to reach to the Venue of AGM
    • Vigil Mechanism Policy
    • Resignation of Mr. Peter Ronald Herbert from the board of SBICPSL with effect from May 18, 2015.
    • EGM Notice (30/04/2015)
    • Corporate Governance Code
    • Resignation of Mr. A. Krishna Kumar from the board of SBICPSL with effect from November 30, 2014.
    • Supplementary Notice of Annual General Meeting proposing candidature of Mr. Ashish Sharma on the Board of SBICPSL.
    • Mr. Anish Shah resigned from the Board of SBICPSL with effect from close of business hours of July 31, 2014;

How We are Different

A Journey of Trust and Excellence

14 Payment Options

Only credit card company in India, providing 14 modes of bill payment.

Technically Advanced

Using cutting-edge technology to serve you better.

Always Accessible

At your service round the clock, in India or travelling abroad.

Customized Solutions

Providing focused and highly customized corporate solutions.

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