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About SBI Card

Our Brand Promise - Make Life Simple

Our History

      • SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.

        In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card.The company changed its legal name to SBI Cards and Payments Services Limited in August 2019. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India.

        The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Our endeavor is to simplify the lives of our customers, employees and other important stakeholders.

        Our innovative products and services along with our responsible corporate citizenship practices form the framework of delivering on this promise.

        Within a short span of 10 months from inception, we achieved a credit card customer base of 1 lakh. We entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005.

        Today, with over 13 million credit cards¹ in force, we are the second largest credit card issuer in the country.

        [1] Total cards outstanding as on December 2021

      • The Journey

        In a span of 23 years, we have achieved numerous milestones. We have significantly increased our card base, added new types of cards and received various awards and recognitions for our performance, quality and service.

        • We are the second largest credit card provider in the country, with a base of over 13 million cards in force.
        • We have a wide range of credit cards catering to diverse customer segments and changing customer needs. This includes, super premium card, premium cards, travel and shopping cards, classic cards, exclusive co-branded cards as well as corporate cards.
        • Our dedicated and customer-oriented approach has won us various industry accolades for customer service, branding, product innovation and marketing.

Our Board of Directors

Mr. Dinesh Kumar Khara - Chairman of SBI Card

Mr. Dinesh kumar Khara

Chairman

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Mr. Ashwini Kumar Tewari - Director of SBI Card

Mr. Ashwini Kumar Tewari

Director

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Mr. Rama Mohan Rao Amara - MD, CEO & Promoter of SBI Card

Mr. Rama Mohan Rao Amara

Managing Director & CEO

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Mr. Mihir Narayan Prasad Mishra - Director of SBI Card

Mr. Mihir Narayan Prasad Mishra

Director

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Dr. Tejendra Mohan Bhasin - Independent Director of SBI Card

Dr. Tejendra Mohan Bhasin

Independent Director

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Mr. Rajendra Kumar Saraf - Independent Director of SBI Card

Mr. Rajendra Kumar Saraf

Independent Director

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Mr. Dinesh Kumar Mehrotra - Independent Director of SBI Card

Mr. Dinesh Kumar Mehrotra

Independent Director

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Ms. Anuradha Shripad Nadkarni - Independent Director of SBI Card

Ms. Anuradha Shripad Nadkarni

Independent Director

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Mr. Shriniwas Yeshwant Joshi - Independent Director of SBI Card

Mr. Shriniwas Yeshwant Joshi

Independent Director

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Our Management

Mr. Rama Mohan Rao Amara - MD, CEO & Promoter of SBI Card

Mr. Rama Mohan Rao Amara

Managing Director & CEO

Mr. Richhpal Singh - Chief Operating Officer of SBI Card

Mr. Richhpal Singh

Chief Operating Officer

Ms. Aparna Kuppuswamy - Chief Risk Officer of SBI Card

Ms. Aparna Kuppuswamy

Chief Risk officer

Mr. Nalin Negi - Chief Financial Officer of SBI Card

Mr. Nalin Negi

Chief Financial officer

Mr. Girish Budhiraja - Chief Sales & Marketing Officer

Mr. Girish Budhiraja

Chief Sales & Marketing Officer

Mr. Manish Dewan - Head- Customer Services

Mr. Manish Dewan

Head- Customer Services

Ms. Seema Kapahi - Chief People Officer of SBI Card

Ms. Seema Kapahi

Chief People Officer

Mr. Kamlesh Kumar Shukla - Internal Audit Head of SBI Card

Mr. Kamlesh Kumar Shukla

Head – Internal Audit

Mr. Ashok Kumar Lohmod - Workforce Effectiveness Head of SBI Card

Mr. Ashok Kumar Lohmod

Head - Workforce Effectiveness

Mr. Pradeep Khurana - Chief Information & Digital Officer of SBI Card

Mr. Pradeep Khurana

Chief Information and Digital Officer

Mr. Ugen Bhutia - Legal Head of SBI Card

Mr. Ugen Bhutia

Head Legal

Ms. Rinku Sharma - Chief Compliance Officer of SBI Card

Ms. Rinku Sharma

Chief Compliance Officer

Mr. Amit Batra - Head - Open Market & Corporate Sales

Mr. Amit Batra

Head - Open Market & Corporate Sales

Mr. Monish Vohra - Head - Operations

Mr. Monish Vohra

Head - Operations

Ms. Anu Gupta - Collections Head of SBI Card

Ms. Anu Gupta

Head Collections

Mr. Vishal Singh - Banca Channel Head of SBI Card

Mr. Vishal Singh

Head Banca Channel

Ms. Nandini Malhotra - Chief Credit Officer of SBI Card

Ms. Nandini Malhotra

Chief Credit Officer

How We are Different

A Journey of Trust and Excellence

14 Payment Options

Only credit card company in India, providing 14 modes of bill payment.

Technically Advanced

Using cutting-edge technology to serve you better.

Always Accessible

At your service round the clock, in India or travelling abroad.

Customized Solutions

Providing focused and highly customized corporate solutions.

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