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Who we are - about us

Our Brand Promise - Make Life Simple

Our History

      • SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.

        In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card, post which SBI held 74% while Carlyle held 26% in the Company.

        The legal name of SBI Card was changed on 20 August ’19, from SBI Cards and Payment Services Private Limited to SBI Cards and Payment Services Limited, on account of its conversion from a “Private Limited” company to a “Public Limited” company. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India.

        The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Our endeavor is to simplify the lives of our customers, employees and other important stakeholders.

        Our innovative products and services along with our responsible corporate citizenship practices form the framework of delivering on this promise.

        Within a short span of 10 months, we achieved a credit card customer base of 1 lakh. We entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005.

        Today, with over 10 million credit cards¹ customers, we are the second largest credit card issuer in the country.

        [1] Total cards outstanding as on December 2019

      • The Journey

        In a span of 20 years, we have achieved numerous milestones. We have significantly increased our card base, added new types of cards and received various awards and recognitions for our performance, quality and service.

        • We are the second largest credit card provider in the country, with a card base of over 10 million.
        • We have offices in over 145 cities in India.
        • We have an extensive product portfolio, which includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs.
        • Our dedicated and customer oriented approach has won us various industry accolades for customer service, branding, product innovation and marketing

Our Board of Directors

mr.-rajnish-kumar

Mr. Rajnish Kumar

Chairman

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dinesh-kumar-khara

Mr. Dinesh Khara

Director

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Ashwini-Kumar-Tewari.jpg

Mr. Ashwini Kumar Tewari

Managing Director & CEO

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shri-s-p-singh

Mr. Shree Prakash Singh

Director

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mr.-sunil-kaul

Mr. Sunil Kaul

Director

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dr.-t-m-bhasin

Dr. Tejendra Mohan Bhasin

Independent Director

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nilesh-shivji-vikamsey

Mr. Nilesh Shivji Vikamsey

Independent Director

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rajendra-kumar-saraf

Mr. Rajendra Kumar Saraf

Independent Director

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dinesh-kumar-mehrota

Mr. Dinesh Kumar Mehrotra

Independent Director

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anuradha-nadkani

Ms. Anuradha Shripad Nadkarni

Independent Director

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Our Management

Ashwini-Kumar-Tewari.jpg

Mr. Ashwini Kumar Tewari

Managing Director & CEO

richh-pal-singh

Mr. Richhpal Singh

Chief Operating Officer

aparna-kuppswamy

Ms. Aparna Kuppuswamy

Chief Risk officer

nalin-negi

Mr. Nalin Negi

Chief Financial officer

girish-budhiraja

Mr. Girish Budhiraja

Chief Product and Marketing Officer

manish-dewan

Mr. Manish Dewan

Chief Sales Officer

naresh-kapur

Mr. Naresh Kapur

Chief People Officer

rajender-singh

Mr. Rajender Singh

Head Internal Audit

suru-chinagapal

Ms. Suruchi Nagpal

Head – Internal Audit

ashok-kumar-lohmod

Mr. Ashok Kumar Lohmod

Head - Workforce Effectiveness

pradeep-khurana

Mr. Pradeep Khurana

Chief Information and Digital Officer

ugen-bhutia

Mr. Ugen Bhutia

Head Legal

rinku-sharma

Ms. Rinku Sharma

Chief Compliance Officer

amit-batra

Mr. Amit Batra

Head Operations

monish-vohra

Mr. Monish Vohra

Head Customer Services

anu-gupta

Ms. Anu Gupta

Head Collections

vishal-singh

Mr. Vishal Singh

Head Banca Channel

Nandini-malhotra

Ms. Nandini Malhotra

Chief Credit Officer

How We are Different

A Journey of Trust and Excellence

14 Payment Options

Only credit card company in India, providing 14 modes of bill payment.

Technically Advanced

Using cutting-edge technology to serve you better.

Always Accessible

At your service round the clock, in India or travelling abroad.

Customized Solutions

Providing focused and highly customized corporate solutions.

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