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Central Bank of India SBI Elite Credit Card

Central Bank of India SBI Elite Card

Privileges on Central Bank of India SBI Card Elite

Know what you would be entitled to with this card

Welcome Gift on Central Bank of India SBI Elite Card

Welcome Gift

  • Welcome e-gift Voucher worth Rs.5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and
  • You will receive an SMS to choose from  e-Voucher options within 15 days of annual fees payment. The  e-Voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request
Learn more

Welcome Gift

  • Redeem your e-Gift Voucher by showing the code at the respective brand stores – Bata/Hush Puppies, Pantaloons  and Shoppers Stop
  • You can redeem the code online at the time of purchase for Yatra and Shoppers Stop
  • Aditya Birla Fashion e-gift vouchers are acceptable on Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter brand stores
Complimentary Movie Tickets on Central Bank of India SBI Elite Card

Complimentary Movie Tickets

  • Free Movie Tickets worth Rs. 6,000 every year
  • Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be chargeable
Learn more

Complimentary Movie Tickets

  • This offer is valid on Primary Cards only
  • To know the Redemption process click here
Milestone Privileges on Central Bank of India SBI Elite Card

Milestone Privileges

  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
Learn more

Milestone Privileges

  • Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
Trident Privilege Membership

Trident Privilege Membership

  • Enjoy complimentary Trident Privilege Red Tier Membership
  • Get exclusive 1,000 Welcome Points on registration
  • Enjoy 1,500 bonus Reward Points on your first stay & additional Rs.1,000 hotel credit on extended night stay, by clicking here & using Promocode: SBITH 
  • Please note that Trident Red Tier Membership benefit will not be available on Central Bank of India SBI Card ELITE w.e.f 30th June 2024.
Learn more

Trident Privilege Membership

  • Enjoy 10% Instant Saving on bookings through hotel website
  • Enjoy 10 Reward Points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • For further details, visit
  • Offer is valid for Primary Cardholders only
Elite Rewards on Central Bank of India SBI Elite Credit Card

ELITE Rewards

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn 2 Reward Points per Rs. 100 on all other spends, except fuel
Learn more

ELITE Rewards

  • Pay your card outstanding with Reward Points. 4 Reward Points = 1
  • 1% Fuel Surcharge Waiver on transaction amount ranging from 500-Rs.4000 across all petrol pumps. (Govt. Service Tax extra, as applicable). Maximum Surcharge Waiver of Rs.250 per month, per credit card account
International Lounge Program on Central Bank of India SBI Elite Card

International Lounge Program

  • Complimentary membership to the Priority Pass Program worth $99
  • 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter)W.e.f. 1st July 2017
  • Access over 1000 Airport Lounges worldwide
Learn more

International Lounge Program

  • Call at our customer helpline numbers: 1860 180 1290 or 39020202 ( prefix Local STD code) to receive your Priority Pass
  • Usage fee of $27+applicable taxes will be charged on your Central Bank of India SBI Card ELITE for visits to the Priority Pass member lounge after the complimentary visits
  • Click here to know more about Priority Pass member Lounges
  • Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Domestic Lounge Program on Central Bank of India SBI Elite Card

Domestic Lounge Program

  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
  • To avail the offer, please use your Central Bank of India SBI Card ELITE at the respective lounges
Learn more

Domestic Lounge Program

  • This offer is brought to you by Visa and is for limited period only
  • For list of lounges visit
Club Vistara Membership on Central Bank of India SBI Elite Card

Club Vistara Membership

  • Enjoy complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
Learn more

Club Vistara Membership

Lowest Forex Markup on Central Bank of India SBI Elite Card

Lowest Forex Markup

  • Your Central Bank of India SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
  • You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions.
Exclusive Concierge Service on Central Bank of India SBI Elite Card

Exclusive Concierge Service

  • Dedicated assistance on Flower Delivery, Gift Delivery, Online Doctor Consultation.
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Exclusive Concierge Service

    • Annual Fee (one-time) : Rs. 4,999
    • Renewal Fee (per annum) Rs. 4,999 from second year onwards
    • Add On Fee : NIL

Features of Central Bank of India SBI Card Elite

Know everything about Central Bank of India SBI Card Elite

  • Terms and Conditions

      • For detailed Terms and Conditions and Usage Directions, click here
  • Visa Privileges

      • Exclusive benefits across 900 luxury hotels worldwide ·
      • Enjoy savings of upto 10% on Hertz Car Rental and upto 35% on Avis Car Rental

      These offers are brought to you by VISA and governed by their respective T & C. Click VISA Signature Privileges to know more.

  • Contactless Advantage

      • Daily purchases now made easy with Central Bank of India SBI Card ELITE. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.
  • Global Acceptance

      • Central Bank of India SBI Card ELITE is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India

  • Fuel Surcharge Waiver

      • Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit
      • Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account
  • Fraud Liability Cover

      • Get complimentary credit card Fraud Liability Cover of Rs.1 lakh
      • This cover is valid for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss. Please call SBI Card helpline to report card loss:
      • Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Emergency Card Replacement

      • Get your Central Bank of India SBI Card ELITE replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Add-on Cards

      • With Central bank of India SBI Card Elite, you can empower up to 2 members of your family (parents, spouse, children or siblings - above 18 years of age) with an add-on card

  • Cash Access Across the World

      • Withdraw cash from over 1 million Visa ATMs worldwide

  • Safe and Secure

      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled Central Bank of India SBI Card ELITE

  • Easy Bill Pay Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Central Bank of India SBI Card ELITE
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your Central Bank Of India SBI Card ELITE, and log in with your username and password to within 30 days of purchase to convert it into Flexipay
      • Click here to know more
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your Central Bank of India SBI Card ELITE, to avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to avail this service
      • Click here to know more about Balance Transfer on EMI
  • Fees

      • Annual Fee (one-time) :Rs. 4,999
      • Renewal Fee (per annum): Rs. 4,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Order of Payment Settlement

  • Things to know

      • Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.
      • This is a co brand product and hence there may be fee and revenue sharing between SBI Card and the co-brand partner.

      Your continued use of the card will be deemed acceptance of these amendments in all Terms and Conditions.

      For assistance, please call SBI Card helpline at:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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