• Earn 1 Reward Point on every ₹ 100 that you spend using the Federal Bank SBI Credit Card
• Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
• Click here to browse through our Rewards Catalogue to choose your gifts

• Get ₹ 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card

• You can use your Federal Bank SBI Credit Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Use your card to make payments at any outlet that accepts Visa or MasterCard

• With Federal Bank SBI Credit Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

• Withdraw cash from over 1 million Visa ATMs across the globe

• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your card
• Click here to know more about Utility Bill payments

• You can book your railway tickets online and get them delivered at your doorstep
• Go to irctc.co.in and follow the below steps:
  • Register free of cost
  • Log in with your user name and password
  • Follow instructions on the website to make your reservations
  • Make payments through your Federal Bank SBI Credit Card at the payment gateways that accepts all Visa cards

All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in.

• Save money while paying your credit card dues
• Transfer the outstanding balance of other banks’ credit cards to your Federal Bank SBI Credit Card, and avail a lower rate of interest and pay back in EMIs
• Log on to sbicard.com with your user ID and password to take benefit of this service
• Click here to know more about Balance Transfer on EMI

• With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
• Log on to sbicard.com to book Easy Money

• With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Federal Bank SBI Credit Card, and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• Click here to learn how to apply for Flexipay

• Locate the SBI Card drop box nearest to you
• Simply follow these steps:
  • Type "PIN" < space > your 6 digit pin code xxxxxx
  • Send SMS to 56767
  • You will receive the list of drop boxes in your area

• Annual Fee, one time: ₹ 499. Get 2000 Reward Points, worth Rs 500, on your first purchase, making your card virtually free for 1st year - For T&C refer to Extravaganza offer
• Year 2 onwards annual membership fee would be reversed if Annual Spends for the last year are more than Rs. 100,000/-
• Add-on fee, per annum: Nil

• For information regarding fees and other applicable charges, please refer to the Most Important Terms & Conditions

All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

• Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
• All taxes would be charged as applicable on all the above Fees, Interest & Charges.

Your continued use of the card will be deemed acceptance of these amendments.

For assistance, please call SBI Card helpline at:

Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

All information in this communication is correct as per March 2015 and is subject to change at the discretion of SBICPSL. Federal Bank SBI Credit Card most important terms and conditions are also available at sbicard.com