Federal Bank SBI Credit Card

Apply now

To apply for your Federal Bank SBI Credit Card, visit the nearest Federal Bank branch.

    • Annual Fee : Rs. 499
    • Get 2000 Reward Points on purchases made of Rs. 2,000 within 60 days of receiving your card
    • Renewal Fee : Rs. 499
    • Renewal Fee reversed if annual spends for last year > Rs. 90,000*

Privileges on Federal Bank SBI Credit Card

With Federal Bank SBI Credit Card, you get unlimited privileges

Extravaganza Offer

Extravaganza Offer

  • Spend ₹ 2,000 or more within 60 days of receiving the card and get 2,000 bonus Reward points
  • Click here to know more
Value Back

Value Back

  • Enjoy up to 2.5% value back, as you get 10X Reward Points per ₹ 100 spent at all Departmental and Grocery stores
  • On all your other spends earn 1 Reward point per ₹100 spent.
    (4 Reward points = ₹ 1)
0% Fuel Surcharge

0% Fuel Surcharge

  • Get freedom from paying the 1% fuel surcharge at any petrol pump
  • Transact an amount between ₹ 500 to ₹ 3,000 at any petrol pump in India to avail this offer
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Back
0% Fuel Surcharge
  • You get maximum surcharge waiver of up to ₹ 100 per statement cycle, per Fedreal Bank SBI Credit Card account
Spend Based Reversal

Spend Based Reversal

  • Get annual membership fee reversal from second year of your subscription
  • To avail fee reversal, you need to have spent more than ₹ 90,000 on your Federal Bank SBI Credit Card in the previous year

Know your Federal Bank SBI Credit Card

Your Federal Bank SBI Credit Card now comes with a host of features

  • Reward Points
      • Earn 1 Reward Point on every ₹ 100 that you spend using the Federal Bank SBI Credit Card
      • Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
      • Click here to browse through our Rewards Catalogue to choose your gifts
  • Welcome Offer
      • Get ₹ 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card
  • Worldwide Acceptance
      • You can use your Federal Bank SBI Credit Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
      • Use your card to make payments at any outlet that accepts Visa or MasterCard
  • Add-on Cards
      • With Federal Bank SBI Credit Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Cash on the Go
      • Withdraw cash from over 1 million Visa ATMs across the globe
  • Utility Bill Payment Facility
      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your card
      • Click here to know more about Utility Bill payments
  • Online Booking of Railway Tickets
      • You can book your railway tickets online and get them delivered at your doorstep
      • Go to irctc.co.in and follow the below steps:
        • Register free of cost
        • Log in with your user name and password
        • Follow instructions on the website to make your reservations
        • Make payments through your Federal Bank SBI Credit Card at the payment gateways that accepts all Visa cards

      All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in.

  • Balance Transfer on EMI
      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your Federal Bank SBI Credit Card, and avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user ID and password to take benefit of this service
      • Click here to know more about Balance Transfer on EMI
  • Easy Money
      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log on to sbicard.com to book Easy Money
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Federal Bank SBI Credit Card, and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to apply for Flexipay
  • SBI Card Drop Box Locator
      • Locate the SBI Card drop box nearest to you
      • Simply follow these steps:
        • Type "PIN" < space > your 6 digit pin code xxxxxx
        • Send SMS to 56767
        • You will receive the list of drop boxes in your area
  • Fees
      • Annual Fee, one time: ₹ 499. Get 2000 Reward Points, worth Rs 500, on your first purchase, making your card virtually free for 1st year - For T&C refer to Extravaganza offer
      • Year 2 onwards annual membership fee would be reversed if Annual Spends for the last year are more than Rs. 90,000/-
      • Add-on fee, per annum: Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid
      • Finance charges: Up to 3.35% per month, accounting to  40.2% per annum from the transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance
      • Cash Advance Limit: Up to 80% of credit limit, with a maximum of ₹ 12,000 per day
      • Free Credit Period: Nil
      • Finance charges: Up to 3.35% per month, accounting to  40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATM: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other Charges
      • Cheque pick up: ₹ 90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: ₹ 100 per statement, which is two or more months old
      • Charge slip retrieval: ₹ 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of ₹ 500
      • Card replacement: ₹ 100
      • Emergency card replacement,  when abroad: Actual cost, with a minimum of $175
      • Foreign currency transaction:  Conversion mark up: 3.5%
      • Rewards redemption fee: ₹ 99
      • Cash Payment fee: ₹ 100
  • Surcharge
      • Railway tickets – Railway counters: ₹ 30 + 2.5% of transaction amount
      • Railway tickets – irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Fuel and all products and services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between ₹ 500 and ₹ 3,000, exclusive of all applicable taxes, wherever applicable and all other charges. Maximum surcharge waiver of ₹ 100 per statement cycle, per credit card account.
        1% of transaction amount (Min. 10) for transaction Amount Betweeen Rs. 500 to Rs. 3,000
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per March 2015 and is subject to change at the discretion of SBICPSL. Federal Bank SBI Credit Card most important terms and conditions are also available at sbicard.com

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Contact Us

Contact Us

SBI Cards and Payment Services Private Limited
Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower,
E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi -110034
CIN:U65999DL1998PTC093849
Tel: 0124-4589803,
Fax: 0124-3987306
Email:feedback@sbicard.com

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ATM/Drop box Locator

ATM/Drop box Locator

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Track Application

Track Application

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Simply SMS

Simply SMS

Get instant information. Send an SMS to 5676791 from your registered mobile number.

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