Apollo SBI Card SELECT

• Terms & Conditions and Usage Directions
• For detailed Terms and Conditions, please  click here.
• For responses to Frequently Asked Questions, please  click here.

• Get Apollo 24|7 e-Gift Voucher worth Rs.1,500 on payment of joining fee.
• Enjoy 1-year complimentary FITPASS PRO Membership when you pay the joining fee and make at least one retail transaction.
• Get a complimentary Comprehensive Health Check-up Package when you spend Rs.50,000 within 90 days of joining.
• Complementary in-built Apollo Circle Benefits, including up to 25% Value Back on medicine purchases at Apollo 24|7 and Apollo Pharmacy

• Earn 10 Reward Points per Rs.100 spent on Apollo 24|7 App and Stores.
• Earn 2 Reward Points per Rs.100 spent on Dining, Movies & Entertainment, and Travel.
• Earn 1 Reward Point per Rs.200 spent on other purchases.
• Reward points can be converted to Apollo Health Credits only.
• Customers have to transfer the Reward Points to Apollo Health Credits through SBI Card Mobile App or Website only.
• 1 Reward Point = 1 Heath Credits = Re. 1
• For information regarding capping, please refer to the Terms and Conditions.

• Spend-based Renewal Fee reversal on Annual Spends of Rs. 3 lakh or more.
• Fee reversal is preconditioned on fee levied during the renewal cycle.

• Get a complimentary Noise Smartwatch worth Rs. 7,999 on annual spends of Rs. 6 lakh.
• Spend ₹50,000 within 90 days of your card anniversary every year and get complimentary Comprehensive Health Check-up package.

Apollo SBI Card SELECT Cardholders are eligible for:

• 4 complimentary domestic airport lounge access per year (1 per quarter).
• Complimentary membership to Priority Pass Program worth $99.

• Get a 1% fuel surcharge waiver on every transaction between Rs. 500 to Rs. 4,000 at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000 to avail this benefit.
• Get a maximum surcharge waiver of Rs. 100 per statement cycle, per credit card account.

• With Apollo SBI Card SELECT, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

• Withdraw cash from over 1 million Visa or Mastercard or American Express ATMs across the globe

• Get enhanced security against counterfeiting and skimming with the chip and pin enabled Apollo SBI Card SELECT.

• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Apollo SBI Card SELECT.
• Click here to know more

• With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your Apollo SBI Card SELECT, and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
• Click here to learn how to apply for Flexipay

• Save money while paying your credit card dues
• Transfer the outstanding balance of other banks’ credit cards to your Apollo SBI Card SELECT, to avail a lower rate of interest and pay back in EMIs
• Log on to sbicard.com with your user ID and password to take benefit of this service
• Click here to know more about Balance Transfer on EMI

• Joining fee, one time: Rs. 1,499 + GST
• Renewal fee, per annum: Rs. 1,499 + GST, from second year onwards (Renewal Fee will be waived if annual spends in the previous year are Rs. 3 Lakh or more)
• Add-on fee, per annum: Nil

• For information regarding fees and other applicable charges, please refer to theMost Important Terms & Conditions

• Order Of Payment Settlement

• Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
• All taxes would be charged as applicable on all the above Fees, Interest & Charges.
• The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties.

Your continued use of the card will be deemed acceptance of these amendments.

For assistance, please call SBI Card helpline at:

Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

All information in this communication is correct as per May 2025 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

Any disputes arising out of the Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL

“SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.