Big Purchases. Easy EMIs

T&Cs apply

Know more about Flexipay facility

Repay in a period of 6, 9, 12 and 24 months
Installments as low as Rs. 54 per Rs. 1,000


With SBI Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.

  • Convert your transactions into Flexipay within 30 days of the purchase
  • Any transaction of Rs. 2,500 or above can be converted to Flexipay

Fees and Charges

  • Flexible options to pay back big transactions
    Tenure Option Monthly
    installment (Rs.)
    * Per Rs. 1,000
    6 Months 178.8
    12 Months 95.4
    24 Months 53.8

    *installment calculation basis rate of interest of 14.5% per annum
  • A one-time processing fee of 2%, upto a minimum of Rs. 199 and a maximum of Rs. 1,000 will be levied
  • Flat rate of interest of 14.5% per annum, or as per applicable offer
  • If you want to foreclose or cancel your Flexipay plan, a 3% cancellation fee will be levied on the outstanding principal amount

Q 1. What is Flexipay?

Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly installments. Any SBI Cardholder, with a transaction greater than Rs. 2,500 can convert the said transaction into Flexipay within 30 days. Please note, delinquent or blocked cardholders would not be able to avail this service.

Q 2. How can I book Flexipay?

You can convert your transaction into Flexipay instantly in 2 simple ways-

  • Log on to your SBI Card online account
    • Click on ‘Flexipay under the Benefits section ’ on the left hand navigation
    • Select the transaction(s) > Rs. 2,500 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking
  • Call the SBI Card helpline to book Flexipay
    • 39 02 02 02 (prefix local STD code)
    • 1860 180 1290 or 1800 180 1290 (for BSNL/MTNL lines)

Your request to convert your transactions into Flexipay will be processed within 5 working days. We will also send you a confirmation SMS on your registered mobile number.

View all FAQs

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