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Know more about Flexipay facility

Repay in a period of 6, 9, 12 and 24 months
Installments as low as Rs. 52 per Rs. 1,000


With SBI Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.

  • Convert your transactions into Flexipay within 30 days of the purchase
  • Any transaction of Rs. 2,500 or above can be converted to Flexipay

Fees and Charges

  • Flexible options to pay back big transactions
    Tenure OptionMonthly
    installment (Rs.)
    * Per Rs. 1,000
    6 Months 177.5
    12 Months 93.5
    24 Months 51.9

    *installment calculation basis rate of interest of 22% per annum
  • A one-time processing fee of 2%, upto a minimum of Rs. 199 and a maximum of Rs. 1,000 will be levied
  • Interest of 22% per annum, or as per applicable offer
  • If you want to foreclose or cancel your Flexipay plan, a 3% cancellation fee will be levied on the outstanding principal amount

Q 1. What is Flexipay?

Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly installments. Any SBI Cardholder, with a transaction greater than Rs. 2,500 can convert the said transaction into Flexipay within 30 days. Please note, delinquent or blocked cardholders would not be able to avail this service.

Q 2. How can I book Flexipay?

You can convert your transaction into Flexipay instantly in 3 simple ways, as per your convenience


    • Log in to your SBI Card online account
      • Click on ‘Flexipay under the Benefits section ’ on the left hand navigation
      • Select the transaction(s) > Rs. 2,500 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking

Mobile App

    • Log in with the website log in Username & Password
        • Click on ‘Benefits’ option in the main menu and select Flexipay
        • Enter the required details and confirm to book Flexipay in 3 simple steps

      Click here to download app.


  • Call up our SBI Card helpline at 1860 180 1290 / 39 02 02 02 (prefix local STD code)

View all FAQs

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