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Know more about Flexipay facility

Repay in a period of 36, 9, 12 and 24 months
Installments as low as Rs. 51 per Rs. 1,000


With SBI Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.

  • Convert your transactions into Flexipay within 30 days of the purchase
  • Any transaction of Rs. 500 or above can be converted to Flexipay
  • Minimum booking amount Rs. 2500

Fees and Charges

  • Flexible options to pay back big transactions
    Tenure Option Monthly
    installment (Rs.)
    * Per Rs. 1,000
    6 Months 176.5
    12 Months 92.6
    24 Months 50.9

    *installment calculation basis rate of interest of 20% per annum
  • A one-time processing fee of 2%, upto a minimum of Rs. 249 and a maximum of Rs. 1,500 will be levied
  • Interest of 20% per annum, or as per applicable offer
  • If you want to foreclose or cancel your Flexipay plan, a 3% cancellation fee will be levied on the outstanding principal amount

Q 1. What is Flexipay?

Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly instalments. Any SBI Card holder, with a transaction greater than ₹ 500 can convert the said transaction into Flexipay within 30 days. Please note delinquent or blocked card holders would not be able to avail this service.

Q 2. How can I book Flexipay?

You can convert your transaction into Flexipay instantly in 2 simple ways:

  • Log on to your SBI Card online account
    • Click on ‘Flexipay’ under the Benefits section on the left hand navigation
    • Select the transaction(s) >₹ 500 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking

Click here to watch demo

  • Call the SBI Card helpline to book Flexipay
    • 39 02 02 02 (prefix local STD code)
    • 1860 180 1290

Your request to convert your transactions into Flexipay will be processed within 5 working days. We will also send you a confirmation SMS on your registered mobile number.

View all FAQs

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