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Know more about Flexipay facility

Repay in a period of 36, 9, 12, 18 and 24 months
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Avail 36 months tenure, only for booking amount greater than or equal to Rs. 30,000
Attractive rates of interest
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1% Processing Fee (subject to a maximum of Rs. 2000)


With SBI Credit Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.

  • Convert your transactions into Flexipay within 30 days of the purchase
  • Any transaction of Rs. 500 or above can be converted to Flexipay
  • Minimum booking amount Rs. 2500

Fees and Charges

  • Flexible options to pay back big transactions
  • A one-time processing fee of 1%, upto a maximum of Rs. 2,000, will be levied
  • If you want to foreclose or cancel your Flexipay plan, a 3% cancellation fee will be levied on the outstanding principal amount

Q 1. What is Flexipay?

Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly instalments. Any SBI Card holder, with a transaction greater than ₹ 500 can convert the said transaction into Flexipay within 30 days. Please note delinquent or blocked card holders would not be able to avail this service.

Q 2. How can I book Flexipay?

You can convert your transaction into Flexipay instantly in 2 simple ways:

  • Log in to your SBI Card online account
    • Click on ‘Flexipay’ under the ‘EMI & More’ section on the left hand navigation
    • Select the transaction(s) >₹ 500 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking

Click here to watch demo

  • Call the SBI Card helpline to book Flexipay
    • 39 02 02 02 (prefix local STD code)
    • 1860 180 1290

Your request to convert your transactions into Flexipay will be processed within 5 working days. We will also send you a confirmation SMS on your registered mobile number.

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Other Lower Interest Options

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