Central SBI Select+ Card

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SMS Central SBI Select+ Card to 5676791

Privileges on Central SBI Select+ Card

Know what you would be entitled to with this card

reward-points

Joining & Complimentary Benefits

  • Central e-gift vouchers worth Rs. 3000
  • 2 Book My Show e-gift vouchers* worth Rs. 250 each
  • Complimentary m-coupons worth Rs. 500 each for first 3 months.Each voucher holds a validity of 3 months
  • For T&C click here
  • *Limited Period offer
Accelerated Select Points

Accelerated Select Points

  • 20 Select Points for every Rs. 100 spent any Central store
  • 10 Select Points for every Rs. 100 on Dining  & Movies
  • 2 Select Points for every Rs. 100 other retail spends (Non-fuel)
  • 1 Select Point = Rs. 0.25
gift

Renewal & Milestone Select Points

    • Milestone Select Points worth Rs. 4,000 on annual spends^ greater than equal to Rs. 6 lakh

Annual Spend^       Select Points

Rs. 1,50,000       6000

Rs. 3,00,000       10000

Rs. 6,00,000       16000

  • Renewal Select Points: 12000 Select Points worth Rs. 3000 on renewal fee payment and annual spends of Rs. 1,25,000
  • For T&C click here
Instant Redemption

Instant Redemption

    • Instant Redemption of Select points at any Central Store
    • No minimum limit of Select points is required for Instant Redemption
    • Select points can be used to pay for your shopping
    • Annual fee (one time ) :                        Rs. 2999
    • Renewal fee (per annum):             Rs. 2999

Features of Central SBI Select+ Card

Know everything about Central SBI Select+ Card

  • Central SBI Select+ Card Advantage
      • Daily purchases now made easy with Central SBI Select+ Card. Simply wave your contactless card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient
  • Fast & Convenient
      • No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
  • Security
      • During a contactless transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please Click here to download the FAQ’s.
      • Please Click here to download the list of Merchants enabled for contactless transactions
  • Cash on the go
      • Withdraw cash anytime from over 1 million Visa ATMs worldwide.
  • Easy Bill Pay facility at zero charge
      • Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility on your card
      • Give us standing instructions to make payments on your behalf every month with SBI Card Auto Bill Pay
      • Click here to know more
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments.
      • Make any purchase worth Rs. 2,500 or more and log on to sbicard.com within 30 days to convert it into Flexipay.
      • Click here to know more.
  • Balance Transfer on EMI
      • Transfer the outstanding balance on your other bank’s credit card to your SBI Platinum Card and avail a lower rate of interest and pay back in easy EMIs.
      • Log on to sbicard.com with your user ID and password to avail this service.
      • Click here to know more.
  • Easy Money facility
      • Easy Money lets you avail money just when you need it.
      • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep.
  • Global acceptance
      • Your Central SBI Select+ Card is an international credit card and is accepted in over 24 million Visa outlets worldwide and over 3,25,000 outlets in India
  • Empower your family
      • Share the power of your Central Select+ Card with your family.
      • Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age.
  • Emergency card replacement
      • Get your Central Select+ Card replaced anywhere in the world.
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • You can also call the SBI Card helpline in case of any emergency
  • SBI Card drop box locator
      • Locate the SBI Card drop box nearest to you.
        Simply follow these steps:
        • Type "PIN" < space > your 6 digit area pin code xxxxxx
        • Send SMS to 56767
        • You will receive the list of drop boxes in your area
  • Fees
      • Annual Fee (one-time): Rs. 2999
      • Renewal Fee (per annum): Rs. 2999
      • Add-on Fee (per annum): Nil
  • Extended credit
      • Interest free credit period: 25-50 days, which is applicable only on retail purchases, and if previous month’s outstanding is fully paid
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash advance
      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash advance fee
      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATM: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other charges
      • Cheque pickup: Rs.90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 350
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of over limit amount subject to a minimum of Rs. 500
      • Card replacement:  Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up: 3.5%
      • Rewards redemption fee: Up to Rs. 99
      • Cash Payment fee: Up to Rs. 100
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
        Railway tickets through irctc.co.in : 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of all applicable taxes, wherever applicable, and all other charges.
      • Maximum surcharge waiver of Rs 250 per statement cycle, per credit card accounts.
      • 1% of transaction amount (Min. 10) for transaction amount between Rs. 500 to Rs. 4,000
  • Order of payment settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per September 2014 and is subject to change at the discretion of SBICPSL. Most important terms and conditions for SBI Card are also available at sbicard.com

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