SBI Platinum Corporate Card

• Analyze the organisation’s spending pattern with spend management tool - Visa Intellink (Visa) / SmartData Gen2 (Mastercard) and control expenses better, rather than resort to budget cuts
• Take benefit from the web based interface and no need to make changes in the organisation’s systems
• Experience a new level of convenience and efficiency with customised data analysis, e-statements and detailed insights for all personal transactions
• Easy access to SBI Platinum Corporate Cardholder’s expenses to check policy breaches and ensure compliance.
• Category-wise tracking facility to leverage and negotiate better rates and terms with vendors and suppliers.
• Dashboard facility advantage for quick snapshots of key information
• Get email alerts to signal key events like approvals, availability of reports or statements and program thresholds
• Use self-service interactive reports with multiple filters, sort options and drill-down capability for accurate spending information

• Category control - Restrict non-permitted merchant categories like, jewelry, casinos, etc., for preventing such expenses – even inadvertently.
• Limit control - The card usage can be kept within permitted entitlement limits by putting daily, weekly and monthly limits on the corporate card.

Fraud Related Insurance

For more detail Terms & Conditions, click here.

Travel insurance

For more detail Terms & Conditions, click here.

• SBI Platinum Corporate card can be replaced from anywhere in the world
• This service doesn’t include any delivery charges for all SBI Platinum Corporate Cardholders
• Get card replaced within 72 hours of request being placed or even sooner
• Seamless and convenient process for cardholder – Call Visa GCAS helpline/SBI Card helpline

• SBI Corporate Card has a dedicated team of Service Desk Executives and Relationship Managers for assistance and support.
• Easily report or block the card loss or stolen card anytime
• Avail emergency cash access across the world with the SBI Platinum Corporate Card.

For any assistance, please call: 1860 180 1290 / 39 02 02 02 (prefix local STD code).

• Access cash in times of emergency, within 24 hours.

• Easily become a Priority Pass Program member at an annual charge of Rs. 180 + applicable taxes.
• Enjoy access to more than 600 international airport lounges worldwide with the membership
• A usage fee of only $27 plus applicable taxes will be charged to your card
• For activation of the service, please call: 1860 180 1290 / 39 02 02 02 (prefix local STD code) or reach us at sbicorporate.services@sbicard.com

• Chip and Pin security feature makes your transactions more secure in India and abroad.
• Chip and Pin enabled cards carry an embedded EMV chip, and require a secure personal identification number to be entered by the cardholder on the POS terminal, in addition to the information entered by the merchant.
• This feature helps protect against the threat of counterfeit, skimming and lost and stolen card frauds

• Enjoy a host of offers on your SBI Platinum Corporate Card. Check our Offers section for more details.

The Lounge Access program is provided at all participating lounges at airports within India. Upon presentation of the SBI Corporate Card and boarding pass, cardholders can enjoy the following privileges:

• Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter)
• Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests.

Check our Offers section for more details.

• Joining Fee (one Time) : Nil
• Annual Fee (p.a) : Nil

• Interest Free Credit: 20-50 days (applicable only on retail purchases and if previous month’s outstanding balance is paid in full)
• Period Finance Charges^#: Upto 3.35% p.m  (40.2% p.a.) from the transaction date (It is a charge card and does not offer revolving facility)
• Total Amount Payable: Total Outstanding Dues

• Cash Advance Limit : Variable
• Free Credit Period: Nil
• Finance Charges#: Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal

• SBI ATMs / Other Domestic ATMs: Upto 2.5% of withdrawal amount or Upto Rs. 450 (WIH) per transaction
• International ATMs: Upto 3% of withdrawal amount or upto Rs. 450 (WIH) per transaction

• Payment Dishonor Fee: 2% of payment Amount (subject to a minimum of Rs. 450)
• Overlimit fees : Not Applicable on Corporate Cards
• Late Payment:
  • Nil for Total Amount due from Rs. 0 and up to Rs. 200;
  • Rs. 100 for Total Amount due greater than Rs. 200 and up to Rs. 500;
  • Rs. 400 for Total Amount due greater than Rs. 500 and up to Rs.1,000;
  • Rs. 500 for Total Amount due greater than Rs. 1,000 and up to Rs. 10,000;
  • Rs. 750 for Total Amount due greater than Rs. 10,000;
• Emergency Card Replacement: Complimentary
• Foreign Currency Transaction: Conversion mark up : Upto 3.5%
• Rewards redemption fee: Rs. 99
• Annual Priority Pass Fee: Rs. 180
• Annual Reward Fee: Upto Rs. 300
• Cash Payment Fees: Rs. 100 + Applicable taxes
• Cheque Pickup: Rs. 90
• Statement Retrieval: Nil
• Cheque Fee: Rs. 100 (Cheque payment upto Rs. 2000)
• Priority Pass Lounge Charges : All Airport Lounge visits within and outside India through
• the Priority Pass Program will be charged with an usage fee of $27 per visit + applicable taxes. For more details, please visit sbicard.com
  
  All guests being accompanied by the SBI Cardholder having the Priority Pass, to visit the Airport Lounge will be charged with an usage fee of $27 per visit + applicable taxes.

• Railway Tickets - Railway Counters: Rs. 30 + 2.5% of transaction amount
• Railway Tickets www.irctc.co.in: 1.8% of transaction amount + all applicable taxes
• Petrol & all products/services:

•1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Maximum surcharge waiver of Rs. 250 per statement cycle per corporate card account for platinum cards

Total amount due (which is inclusive of Applicable Taxes), followed by fees and other charges, Interest charges, retail outstanding and cash advance.

2.25% of transaction amount (subject to minimum of Rs.75)

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

Applicable Taxes” (for Statements issued on or after 1st July, 2017) means:
•For the cardholders having state of residence in the records of SBI Card on the statement date as“Haryana” - Central Tax @ 9% and State Tax @ 9%
•For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%

# Card Finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.

*Any changes in schedule of charges will be communicated via email and will be available on our website sbicard.com

Your continued use of the card will be deemed acceptance of these amendments.

To contact SBI Card for assistance, please click here.