Install

Manage your account on the go with the SBI Card Mobile App

Balance Transfer

Balance Transfer

Why pay more when you can save?
Pay other bank cards' outstanding balance
at lower interest with SBI Card

T&Cs apply

 

Choose the plan that suits you the most

0% interest
for 60 days
Learn more
Back
Processing fee: 2% or Rs. 199, whichever is higher
Interest 1.7% p.m. (20.4% p.a.) for 180 Days
Learn more
Back
Zero processing fee

Card to Card Balance Transfer

Transfer your other bank credit card balances to SBI Credit Card and enjoy a lower rate of interest. Save money and pay back through convenient payment options.

  • Consolidate your multiple balances into one by transferring all of them to SBI Card
  • Avail easy payment options
  • Enjoy lower interest rates
  • Balance Transfer payment will be made via NEFT, directly to your other bank credit card account, within 2-3 working days

Q 1. What is Balance Transfer (BT)?

Balance Transfer (BT) facility on SBI Credit Card enables the cardholders to transfer their outstanding credit balances from any other credit card, issued by a different bank, to their SBI Card at lower rates of interest.

Q 2. How can I book BT?

You can book BT in 4 simple ways, as per your convenience:

Website

    • Log in to your SBI Card online account
      • Click on the ‘Benefits’ link on left hand navigation and select ‘Balance Transfer’
      • Enter details & confirm to book BT instantly

Mobile App

    • Log in with the website log in Username & Password
        • Click on ‘Benefits’ option in the main menu and select Balance Transfer
        • Enter the required details and confirm to book BT in 3 simple steps

      Click here to download app.

Simply SMS

    • SMS BT to 56767

Helpline

  • Call up our SBI Card helpline at 1860 180 1290 / 39 02 02 02 (prefix local STD code)

View all FAQs

Other Lower Interest options

Download Mobile App