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Contactless SBI CARD

Contactless

Contactless SBI Credit Cards allow you to experience seamless payment experience by just tapping your card on a contactless POS machine. You can make payments up to Rs. 2000 without the need to enter PIN. Any transaction above Rs. 2000 requires the cardholder to enter PIN.

FAQs

Q1. What is a contactless Credit Card?

Contactless SBI Credit Card is a fast and convenient way to pay for everyday purchases. It is a secure, contactless chip technology designed to help you spend less time at the cash register and give you the freedom to do the things that matter most to you.

Q2. How does the contactless Credit Card work?

Step 1: Look for the contactless logo at the Point of Sale (POS).
Step 2: The cashier enters your purchase amount into the terminal. This amount will be displayed on the contactless reader.
Step 3: Hold your card over the reader or at the POS at close range (less than 4 cm from where the contactless logo appears).
Step 4: You may hear a ‘beep’ sound which indicates that the transaction is complete. A message will also be displayed on the screen indicating the same. No PIN is required for transaction amount up to Rs. 2,000. For amount greater than Rs. 2,000, PIN is mandatory.

Q3. What are the benefits?

Contactless payment functionality is specially designed for you - for speed, convenience and security. There’s no dipping, swiping, entering PIN or fumbling for cash. You’re ready to go in just a few seconds. Ideal for places like fast-food joints, petrol stations, movie theatres etc. During a contactless transaction, the card never leaves your hand. This greatly reduces the risk of card loss and fraud through counterfeit / skimming. You don’t need to look for cash/coins for small ticket, everyday purchases. It is also easier to keep track of these expenses.

Q4. Is there a limit for a contactless transaction amount?

No PIN is required for transaction amount up to Rs. 2,000. However, for amount greater than Rs. 2,000 PIN is mandatory.

Q5. Where can I use my contactless Credit Card?

You can look for the universal contactless symbol at the POS machine at merchant outlets.

Q6. Can I use my contactless Credit Card at other merchants (not enabled for contactless payment acceptance) as well?

Yes, for the merchants not enabled for contactless payment acceptance, you can use this card for a normal dip or swipe transaction.

Q7. Could I be debited twice if I have more than one contactless card?

No, contactless readers communicate with one card at a time. If the shop’s reader finds more than one contactless card in your wallet or purse, you will be asked to select one card to pay.

Q8. Could I unknowingly have made a purchase if I walk past the reader?

No, your card has to be waved within 4 cm of the card reader for more than half a second and the retailer must enter the amount for you to approve. Terminals can only process one payment transaction at a time, therefore reducing transaction errors.

Q9. What are the other ways through which I can make contactless payments?

SBI Card offers SBI Card Pay with which you can make easy & instant contactless payments, using just your phone. You just need to tap your android smartphone on the POS machine & get going. SBI Card also offers Scan & Pay feature which allows to make payment by scanning QR codes.

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