• Restrict employees spends at non-permitted merchant categories
• Put spending limits on select merchant categories as per daily, weekly or monthly expenses
• We help you in keeping your card usage within permitted entitlement limits
• Get more protection and reduced chances of misuse, fraud or skimming on your cards

• Restrict employees spends at non-permitted merchant categories
• Put spending limits on select merchant categories as per daily, weekly or monthly expenses
• Monitor the category-wise expenses by giving a better insight about the expenditure-trends
• It is a web-based interface and does not demand any changes in existing system
• Easy review expenses to check policy breaches & ensure compliance
• Category-wise tracking to leverage and negotiate better rates & terms with vendors & suppliers

• Track and control organisation’s expenses
• Easy review of expenses to check policy breaches and ensure compliance
• Get email alerts for key events, such as approvals, availability of reports or statements and program thresholds
• Use self-service interactive reports with multiple filters, sort options and drill-down capability for accurate spending information
• With VISA Intellilink, control expenses better, rather than resort to budget cuts
• Deep dive ability to analyze cardholder transactions globally
• It is a web-based interface and does not demand any changes in existing system
• Dashboards for quick snapshots of key information
• Email alerts signal key events—approvals, availability of reports or statements, and program thresholds

• Protection against Employee Fraud with Fidelity Guarantee Insurance which covers organization’s liability against frauds by with Corporate Cardholder
• The insurance stays valid on international and online transactions, as well

• Get hassle free monthly e-statements delivered directly to the inbox and stay stress free from postal delays, lost statements or late payments

• A dedicated team of Service Desk Executives and Relationship Managers for assistance and support.
• For any assistance, please call: 1860 180 1290 / 39 02 02 02 (prefix local STD code).

• Joining fee: Nil
• Annual fee: Nil

• Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid
• Total amount payable: total outstanding dues

• Cash advance limit: Variable
• Free Credit Period: Nil
• Finance charges#: Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal

• SBI ATMs / Other Domestic ATMs: Upto 2.5% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction
• International ATMs: Upto 3% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction

• Payment Dishonor Fee: 2% of payment Amount (subject to a minimum of Rs. 450)
• Late Payment Charges: NIL for Total Amount due from Rs.0 - Rs. 200;
  Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  Rs. 500 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  Rs. 750 for Total Amount due greater than Rs. 10,000
• Overlimit fees: Not Applicable on Corporate Cards
• Emergency card replacement (when abroad): Complimentary
• Foreign currency transaction: Conversion mark upto 3.5%
• Rewards redemption fee: Rs. 99
• Annual Priority Pass Fee: Rs. 180
• Annual Reward Fee: Upto Rs. 300
• OTC Cash Payment Fees: Rs. 100 + applicable taxes

• Railway tickets  through railway counters: Rs. 30 + 2.5% of transaction fee
• Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
• Petrol & all products/services:

•1% of transactional value (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Signature & Platinum Cards; Rs. 500 and Rs. 3,000 for all other cards

Maximum surcharge waiver of Rs. 250 per statement cycle per corporate card account for signature & platinum cards; Rs. 100 per corporate card account for all other cards

Total amount due (which is inclusive of applicable taxes), followed by fees and other charges, Interest charges, retail outstanding and cash advance.

#Cheques payable outside clearing zones not accepted. We accept payment through local or drafts payable in Delhi only. 

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

"Applicable Taxes” (for Statements issued on or after 1st July, 2017) means:
-For the cardholders having state of residence in the records of SBI Card on the statement date as“Haryana” - Central Tax @ 9% and State Tax @ 9%
-For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%

#Card Finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.

*Any changes in schedule of charges will be communicated via email and will be available on our website www.sbicard.com

Your continued use of the card will be deemed acceptance of these amendments.

To contact SBI Card for assistance, please click here.

• Restrict employees spends at non-permitted merchant categories
• Put spending limits on select merchant categories as per daily, weekly or monthly expenses
• We help you in keeping your card usage within permitted entitlement limits
• Get more protection and reduced chances of misuse, fraud or skimming on your cards

• Restrict employees spends at non-permitted merchant categories
• Put spending limits on select merchant categories as per daily, weekly or monthly expenses
• Monitor the category-wise expenses by giving a better insight about the expenditure-trends
• It is a web-based interface and does not demand any changes in existing system
• Easy review expenses to check policy breaches & ensure compliance
• Category-wise tracking to leverage and negotiate better rates & terms with vendors & suppliers

• Track and control organisation’s expenses
• Easy review of expenses to check policy breaches and ensure compliance
• Get email alerts for key events, such as approvals, availability of reports or statements and program thresholds
• Use self-service interactive reports with multiple filters, sort options and drill-down capability for accurate spending information
• With VISA Intellilink, control expenses better, rather than resort to budget cuts
• Deep dive ability to analyze cardholder transactions globally
• It is a web-based interface and does not demand any changes in existing system
• Dashboards for quick snapshots of key information
• Email alerts signal key events—approvals, availability of reports or statements, and program thresholds

• Protection against Employee Fraud with Fidelity Guarantee Insurance which covers organization’s liability against frauds by with Corporate Cardholder
• The insurance stays valid on international and online transactions, as well

• Get hassle free monthly e-statements delivered directly to the inbox and stay stress free from postal delays, lost statements or late payments

• A dedicated team of Service Desk Executives and Relationship Managers for assistance and support.
• For any assistance, please call: 1860 180 1290 / 39 02 02 02 (prefix local STD code).

• Joining fee: Nil
• Annual fee: Nil

• Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid
• Total amount payable: total outstanding dues

• Cash advance limit: Variable
• Free Credit Period: Nil
• Finance charges#: Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal

• SBI ATMs / Other Domestic ATMs: Upto 2.5% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction
• International ATMs: Upto 3% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction

• Payment Dishonor Fee: 2% of payment Amount (subject to a minimum of Rs. 450)
• Late Payment Charges: NIL for Total Amount due from Rs.0 - Rs. 200;
  Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  Rs. 500 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  Rs. 750 for Total Amount due greater than Rs. 10,000
• Overlimit fees: Not Applicable on Corporate Cards
• Emergency card replacement (when abroad): Complimentary
• Foreign currency transaction: Conversion mark upto 3.5%
• Rewards redemption fee: Rs. 99
• Annual Priority Pass Fee: Rs. 180
• Annual Reward Fee: Upto Rs. 300
• OTC Cash Payment Fees: Rs. 100 + applicable taxes

• Railway tickets  through railway counters: Rs. 30 + 2.5% of transaction fee
• Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
• Petrol & all products/services:

•1% of transactional value (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Signature & Platinum Cards; Rs. 500 and Rs. 3,000 for all other cards

Maximum surcharge waiver of Rs. 250 per statement cycle per corporate card account for signature & platinum cards; Rs. 100 per corporate card account for all other cards

Total amount due (which is inclusive of applicable taxes), followed by fees and other charges, Interest charges, retail outstanding and cash advance.

#Cheques payable outside clearing zones not accepted. We accept payment through local or drafts payable in Delhi only. 

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

"Applicable Taxes” (for Statements issued on or after 1st July, 2017) means:
-For the cardholders having state of residence in the records of SBI Card on the statement date as“Haryana” - Central Tax @ 9% and State Tax @ 9%
-For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%

#Card Finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.

*Any changes in schedule of charges will be communicated via email and will be available on our website www.sbicard.com

Your continued use of the card will be deemed acceptance of these amendments.

To contact SBI Card for assistance, please click here.