Manage your account on the go with the SBI Card Mobile App
SBI Card was launched in 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.
In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card.The company changed its legal name to SBI Cards and Payments Services Limited in August 2019. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India.
The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Our endeavor is to simplify the lives of our customers, employees and other important stakeholders.
Our innovative products and services along with our responsible corporate citizenship practices form the framework of delivering on this promise.
Within a short span of 10 months from inception, we achieved a credit card customer base of 1 lakh. We entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005.
Today, with over 20 million credit cards¹ in force, we are the second largest credit card issuer in the country.
[1] Total cards outstanding as of March 2025
In a span of over 25 years, we have achieved numerous milestones. We have significantly increased our card base, added new types of cards and received various awards and recognitions for our performance, quality and service.
Mr. Dinesh Khara is the non-executive Chairman of our Company. He is a Nominee Director of SBI on our Board.
Mr. Khara is the Chairman of the country’s largest Bank - State Bank of India. Having joined the bank as a Probationary Officer in 1984, he has rich experience in all facets of Banking. Before assuming office as Chairman, Mr. Khara has held several key positions in SBI such as MD (Global Banking & Subsidiaries), MD (Associates & Subsidiaries), MD & CEO (SBI Mutual Funds) and Chief General Manager - Bhopal Circle. He was also posted at Chicago for an overseas assignment.
As Managing Director, he led the International Banking Group, Large Corporate and Treasury operations in addition to the non-banking subsidiaries of the Bank viz., SBI Cards, SBIMF, SBI Life, SBI General etc. He also seamlessly executed the merger of five erstwhile Associate Banks and Bhartiya Mahila Bank, with SBI. Additionally, he also headed the Risk, IT and Compliance functions of the bank at various points.
Mr. Khara is a postgraduate in commerce from Delhi School of Economics and an MBA from FMS, New Delhi. He is also a Certified Associate of Indian Institute of Bankers (CAIIB). Mr. Khara is passionate about reading and has travelled extensively across the world.
Ms. Salila Pande took the leadership helm at SBI Card on 1 April 2025. Based in Gurgaon, she leads the company’s strategic vision and oversees all facets of its business.
She has been an integral part of State Bank of India (SBI), India’s oldest and largest banking group for almost three decades. During her banking career Ms. Pande has held key leadership positions in the Bank, in India and abroad. In her previous role, she was the Chief General Manager of Mumbai Metro Circle, where she spearheaded retail business of the Bank’s key financial market. Prior to that she served as the President & CEO of SBI, California, a US Chartered Bank and a wholly owned subsidiary of SBI, where she skillfully steered the Bank’s growth amidst an uncertain economic environment due to COVID-19, among others.
A seasoned banker, Ms. Pande has over the years managed vital assignments for SBI, both, in India, as well as international markets in Singapore and the US. She has a rich experience in international banking, retail banking, risk management, trade finance, among others, and has a deep understanding of financial services.
A Gold Medalist in M.Sc. (Physics), Ms. Pande has earned financial accreditations, including, FRM and is a Certified Associate of Indian Institute of Bankers (CAIIB). She has also served on the board of SBI, California, as an Executive Director.
Ms. Pande is passionate about customer centricity, innovation, and sustainability in the financial services sector. Her passion for continuous growth defines both her professional journey and personal pursuits. She is an avid reader and a firm believer in holistic well-being.
Mr. Challa Sreenivasulu Setty took over charge as Chairman of State Bank of India (SBI) on August 28, 2024. He joined the Board of SBI as Managing Director in January 2020 and headed Retail & Digital Banking vertical from year 2020 till 2022 and International Banking, Global Markets & Technology portfolio of the Bank thereafter. He has also been heading various task forces/committees formed by the Government of India.
A Bachelor of Science in Agriculture and also, a Certified Associate of Indian Institute of Bankers, he started his career with State Bank of India in 1988 as a Probationary Officer. Across a career spanning over three decades, he has rich experience in Corporate credit, Retail, Digital and International banking and banking in developed markets.
Mr. Setty has held key assignments in State Bank of India in Stressed Assets Management, Corporate banking, Mid-Corporate banking, global markets, technology and Syndications both in India and abroad.
Mr. Ashwini Kumar Tewari is a career banker and started his career in SBI in the year 1991 as a Probationary Officer and has spent more than three decades with SBI in India and abroad in various assignments.
Presently since 21.11.2023, he is the Managing Director (Corporate Banking and Subsidiaries) of State Bank of India and a Whole Time Director handling the portfolio of Large Corporate and Commercial Credit Business of the Bank alongwith Associates & Subsidiaries of the Bank. This includes major non-bank business like Credit cards, Mutual Fund, Life & General Insurance, Capital Markets, Custodial Services etc. and serving on the boards of all these companies.
Prior to this assignment, he was Managing Director (Risk, Compliance and Stressed Assets) since June 2022. There he was focusing on driving Climate Risk Management in the bank and shaping the Stressed Assets Strategy of the bank. Earlier he was the Managing Director, handling International Banking, Information Technology and Non-Bank Subsidiaries of the Bank from January 2021. He was also involved in a big refresh in the technology space in SBI. Prior to becoming Managing Director at SBI, he served as Managing Director and CEO of SBI Cards and Payment Services Ltd where he oversaw key partnerships inked with GPay, PayTM, BPCL etc. and steered the company through the immediate aftermath of the Covid period.
Earlier, he was the Country Head of the US Operations of State Bank of India from April 2017 to July 2020. Prior to that he was the Regional Head and General Manager, East Asia, for SBI, based in Hong Kong.
Over the years, he held other leadership positions at State Bank of India, including, the Deputy General Manager (Operations & Information Systems) International Banking, Head of SBI's Cash Management, Regional Manager, Branch Head, among others.
An Electrical Engineer by degree, he is a Certified Associate of Indian Institute of Bankers (CAIIB), Certified Financial Planner (CFP) and has done a Certificate Course in Management from XLRI.
Mr. Shamsher Singh is holding the position of Dy. Managing Director (Transaction Banking & New Initiatives) at State Bank of India since November 2024.
Mr. Singh started his career with SBI as Probationary Officer in 1990 at Delhi Circle. His Educational Qualification is Bachelor of Commerce (Delhi University), Certified Associate, (Indian Institute of Bankers) and is a certified Anti Money Laundering Specialist (ACAMS). He has done Certificate Course in Regulatory Governance from Indian Institute of Corporate Affairs, Ministry of Corporate Affairs.
He worked in different geographical locations in India and abroad heading various business functions. He has good experience of handling and managing various areas of Banking such as Treasury Operations, Retail Banking, Structured Products, and Forex dealing.
Prior to his elevation to the position of DMD(TB&NI). Mr. Singh headed SBI Funds Management Ltd from November 2022 to November 2024. He was also heading the Ahmedabad Circle, as Chief General Manager from November 2020 till November 2022. As a Circle Head, he was responsible for driving business growth and ensuring regulatory compliance across 1400+ branches of State Bank of India across Gujarat State and Daman and Diu and had an overall responsibility of managing 11,000 + employees.
Mr. Debangshu Munshi is a career banker and started his career in State Bank of India (SBI) in the year 1994 as a Probationary Officer. Presently, he is Chief General Manager (Associates & Subsidiaries) of the Bank.
Prior to this, he served as General Manager at Chairman Secretariat and at Central Board Secretariat at SBI Corporate Centre, Mumbai.
He has been a part of State Bank of India, India’s oldest and largest banking group, for almost three decades now and has handled several assignments for the bank, across various locations in India and abroad.
Earlier, he was SVP (Settlement & Back Office) in the Treasury of SBI’s Wholesale Banking Branch, Bahrain from July 2010 to March 2015.
Over the years, he held other leadership positions at State Bank of India, including, the Deputy General Manager (L&D, STU), Corporate Centre, Mumbai; Assistant General Manager, Country Risk in the Risk & Compliance Department of International Banking Group, Corporate Centre, Mumbai; and Branch Head, among others.
Apart from being a Post-Graduate in MA History, he is a Certified Associate of Indian Institute of Bankers (CAIIB) and has a Post-Graduate Diploma in Financial Advising along with Certificates in Cyber Security and AML & KYC.
Dr. Tejendra Mohan Bhasin is an Independent Director on our Board. He holds a Bachelor’s degree in law, a Master’s degree in business administration. He is an associate of the IIB and is also a Doctor of Philosophy. He has been conferred with honorary fellowship by the Indian Institute of Banking and Finance. He was appointed as the vigilance commissioner at the Central Vigilance Commission by the President of India and is presently the Chairman of Advisory Board for Banking and Financial Frauds (ABB&FF), constituted by CVC in Consultation with RBI. He held senior leadership positions with Oriental Bank of Commerce, United Bank of India, and Indian Bank. He has over 43 years of varied experience in Banking, Finance, Insurance, Management Administration, Vigilance.
Mr. Rajendra Kumar Saraf is an Independent Director on our Board. He holds a Master’s degree in Physics from IIT Kanpur and a diploma in financial management. He is an Associate of IIB and Fellow of the Insurance Institute of India. He has held multiple positions during his tenure with SBI in India and abroad, including the Deputy MD and CFO of SBI. He has been advisor and mentor for two important initiatives, viz., Bharat Bill Payment System run by NPCI and TReDS run by Mynd Solutions. He serves as Chairman of the Technical Advisory Committee and External Expert on the Price Discussion Committee at NPCI. He is also a senior advisor to TVS Capital Funds. In a career spanning over four decades he has acquired expertise in banking, finance functions, technology management, payment systems, digital channels and private equity.
Mr. Dinesh Kumar Mehrotra is an Independent Director on our Board. He has previously served as the chairman and the managing director of Life Insurance Corporation of India (“LIC”). Previously, he was LIC’s zonal manager in-charge of eastern zone and its senior divisional manager. He was the executive director (international operations) at LIC’s office in Fiji. He has approximately 40 years of experience in the insurance industry.
Ms. Anuradha Shripad Nadkarni is an Independent Director on our Board. She holds a bachelor’s degree in commerce from the University of Poona. She holds a post-graduate diploma in management from Indian Institute of Management, Bangalore and is a member of the Council of Chartered Financial Analysts. She was the head of financial institutions group at Standard Chartered Bank and was associated with Swadhaar Finserve Private Limited in an advisory capacity. She was associated with Lotus India Asset Management Company Private Limited as the head of business development and strategic initiatives and has served as an independent director on the board of Pudhuaaru Financial Services Private Limited. Currently she is associated with Svakarma Finance Private Limited as a founding member and the whole-time director. She has over 30 years of experience across multiple financial services businesses.
CA Shriniwas Yeshwant Joshi is an Independent Director on our Board. He is a Chartered Accountant in practice over past 40 years and is also a member of Institute of Company Secretaries of India since 1980.
He is a partner at CVK & Associates, Chartered Accountants, Mumbai.
He is a member of the Central Council in the second term of the Institute of Chartered Accountants of India (ICAI), for the period 2019 -2022. He has held positions as Chairman, Secretary of Regional Council Member of Western India Regional Council (WIRC) of ICAI.
He is an eminent speaker at various seminars organised by ICAI and its Regional Councils and branches.
Ms. Salila Pande
Managing Director & CEO
Mr. Ashutosh Kumar Sharma
Chief Operating Officer
Ms. Rashmi Mohanty
Chief Financial Officer
Mr. Girish Budhiraja
Chief Sales & Marketing Officer
Mr. Shantanu Srivastava
Chief Risk Officer
Mr. Manish Dewan
Head- Customer Services
Ms. Anita Richard Sontumyra
Chief People Officer
Mr. Ved Prakash
Head – Internal Audit
Mr. Pradeep Khurana
Chief Information and Digital Officer
Ms. Payal Mittal Chhabra
Chief Compliance Officer
Mr. Vishal Singh
Head - Consumer Distribution Sales
Ms. Nandini Malhotra
Chief Credit Officer
A Journey of Trust and Excellence
Only credit card company in India, providing 14 modes of bill payment.
Using cutting-edge technology to serve you better.
At your service round the clock, in India or travelling abroad.
Providing focused and highly customized corporate solutions.
We are the only credit card company in India that offers 14 different modes of credit card bill payment. If you own an SBI Card, you can conveniently pay your card bills online, using mediums like National Electronic Fund Transfer (NEFT), Paynet, ECS, and more. Besides, there are thousands of drop-boxes, electronic drop-boxes and SBI ATMs across the country, where you can deposit your payment cheques.
We are one of the first few companies in India to have migrated to the Europay, MasterCard and Visa (EMV) platforms. We use this cutting-edge technology for our wide spectrum of credit cards. With our comprehensive real-time SMS alerts system, we can send you more than 60 types of useful and critical alerts.
Our motto is to make your credit card highly secure and convenient.
We are at your service round the clock. Whether you are in India or travelling abroad, our customer care is just a click away from you. We make sure you get all your critical updates through email and SMS. You can access your SBI Card account anytime anywhere at sbicard.com, also on your mobile with the SBI Card App.
We are proud of our highly customized and focused corporate solutions. We understand your business and the need of your employees when they travel abroad. Our corporate solutions let you make the more out of your money with better spend management and more power on expense control. You can limit the usage of your cards as per merchant categories and ensure a better policy compliance.
Please note that SBI Card follows a formal recruitment process which is managed by its internal HR department. All job offers to candidates are issued solely by the HR department of SBI Card. Please beware of fraudulent individuals/recruitment agencies which mislead the public by claiming to be employees/agents of SBI Card and solicit money in lieu of job offers. Please do not respond to any such job solicitation. SBI Card shall have no liability, whatsoever, for any loss or damage that you may suffer on account of your interaction with such fraudulent individuals. In case of any doubts regarding the authenticity of any job offer, please contact us on careers@sbicard.com
Please note that the curriculum vitae or other documents shared by you through the link above shall be transferred to a third party for the purposes of processing and storage of data on behalf of SBI Card.
This site is best viewed on all desktops/laptops
"SBI Cards and Payment Services Limited” was formerly known as “SBI Cards and Payment Services Private Limited"
Site best viewed in browsers I.E 11+, Mozilla 3.5+, Chrome 3.0+, Safari 5.0+ on all desktops, laptops, and Android & iOS mobile/tablet devices
You are being re-directed to a third party site. Please acknowledge the disclaimer before proceeding further.
You are about to access a site, the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through it, is not warranted by SBICPSL and shall be solely be construed to be set forth by the third party.
You will access this site solely for the payment of your bills and you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.
SBICPSL and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the service provider whose site you are about to access. Neither SBICPSL nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of the service provider, failure or disruption of the site of the service provider, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto SBICSPL and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.