Manage your account on the go with the SBI Card Mobile App

Credit Card Cash Withdrawal

ATM Cash

Get cash anytime, anywhere

ATM Cash

Feel empowered with ATM Cash, withdraw money whenever you need.

Log in to generate PIN for your SBI Credit Card

  • Log in to your SBI Card Online account at
  • Go to My Account on left hand side menu
  • Select ‘Manage PIN’
  • From the drop down menu, select the credit card, you want to generate the PIN for.
    We will SMS you a One Time Password (OTP) on your registered mobile number
  • Enter the OTP and your ATM PIN that you want to set
  • Click on ‘Submit’ and your PIN is generated

Call to generate PIN for your SBI Credit Card

  • Call 39 02 02 02 (prefix local STD code) or 1860 180 1290 and select option 6
  • Key in your card details and date of birth
  • Authenticate with One Time Password (OTP) sent on your registered email ID or mobile number
  • Set your SBI Card PIN

Fees and Charges on Cash Withdrawl

  • You will be charged a cash advance fee on cash withdrawal through ATMs. For domestic cash withdrawal, a fee of 2.5% or Rs. 500 (whichever is higher), and for international cash withdrawal, a fee of 2.5% or Rs. 500 (whichever is higher), will be charged
  • You will also have to pay a service charge (monthly & annual charges 3.5% p.m. & 42% per annum, respectively) on these withdrawals, starting from the date you withdrew the cash from the ATM to the date of settlement or repayment of complete amount

How to withdraw cash using your
SBI Credit Card?

  • Insert your SBI Credit Card into the card slot of the ATM machine
  • Fill in your PIN details and the amount you need to withdraw
  • Collect your cash and transaction receipt

Other Money Simplified options

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