SBI Credit Card Offer Details - Benefits, Eligible Cards, T&C

SBI Cardholder can redeem the Reward points in lieu of the purchases done at the participating merchant outlet
The value of each point when redeemed at a merchant outlet under this program would be 20 paisa.
Reward point cannot be exchanged in lieu of the cash under any circumstance
The point redemption can only be done on the Pine Labs enabled POS/EDC terminals at the Participating Merchant Store updated on the SBI Card website from time to time
The facility of redeeming SBI Card Reward points for purchases at participating outlets/ merchants is available on select SBI Credit Cards only. The program is not applicable on SBI Platinum Card / Prime Card / Simply Click Card / FBB / IRCTC / Yatra / Central / Air India / Maruti / Spice Jet / Go Air / Capital First / TATA Card & all Corporate cards.
The list of participating outlets/ merchants is subject to change and will be updated on SBI Card website sbicard.com from time to time.
SBI Card reserves the right at any time, without prior notice, to add / alter / modify / change or vary all terms & conditions or to replace wholly, or in part, the Offer by other offers, whether similar to this facility or not, or to withdraw it altogether
In case the card member cancels the purchases made at the participating outlets/ merchants, the corresponding refund will be governed by the terms and conditions of the participating outlets/ merchants
For cancelled transactions, SBI Card Reward points will not be credited back. However, a credit note/ gift voucher will be provided by the merchant/ outlet of equivalent value. Cashback, if any, will not be applicable for this facility at the merchant store
SBI Card will not entertain any cancellation request for SBI Card Reward points redemption while availing this facility at the merchant store
The facility of redeeming SBI Card Reward points for purchases is available at participating merchant outlets/ stores and not on the merchant website
This facility is solely brought to you by the participating outlets/ merchants and SBI Card holds no warranty and is not representative of the delivery, services, suitability, merchantability, availability or quality either of the facility or the products/ services availed by you from the participating outlets/ merchants by the means of this facility
SBI Card reserves the right to extend or terminate this facility without prior notice. Any disputes regarding delivery, service, suitability, merchantability, availability or quality of the products/services availed from the participating outlets/ merchant by means of this facility must be addressed in writing, by the SBI Card Credit Card Customer directly to merchant. SBI Card shall not entertain any communication in this regard
SBI Card shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered, to a card member, directly or indirectly, by use or non-use of products/services availed from the participating outlets/ merchants by the means of this facility
Delivery of goods and services ordered through participating outlets/ merchants will be governed by terms & conditions of the participating outlet/ merchant and SBI Card will not be liable in case of any disputes
For details on the terms and conditions of participating outlets/ merchants, SBI Card Customer can visit the official website of the participating outlets/ merchants. These terms and conditions are in addition to the terms and conditions on SBI Card Rewards program as agreed upon by SBI Card Credit Card Customer with SBI Card.
Payment of fees/service charges/all other amounts due from a SBI Card Credit Card Customer to SBI Card from usage of the SBI Card Credit Card on using this facility and/or otherwise will be governed by the detailed SBI Card Credit Card terms & conditions
SBI Card may suspend redemption of points where the SBI Card Credit Card account is not in good standing (overdue or in collection)
These Terms and Conditions shall be governed by the laws of India and the parties to submit to the exclusive jurisdiction of courts of Delhi
The Offer is subject to applicable law and regulations and would be modified / discontinued based on the prevailing law / regulation at any point of time and neither party shall be under any liability or obligation or continue implementation of the said Offer till such time the terms are modified by the Parties as per the prevailing/ amended law at that point of time. In the event, that the Offer cannot be continued without total compliance of the prevailing law at any point of time, this Offer shall be deemed to be terminated forthwith from the date when the amended law restricting / prohibiting the Offer comes into force
All other terms & conditions of SBI Card & related products apply

Participating Brands	Offers Applicable at
Archies	Click here for complete list of stores
Cottonworld	Click here for complete list of stores
Khadim’s	Click here for complete list of stores
New U	Click here for complete list of stores
Victorinox	Click here for complete list of stores
VLCC	Click here for complete list of stores