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IRCTC SBI Card (on RuPay platform)

 

 

 

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Go for the IRCTC SBI Card (on RuPay platform) and enjoy special privileges
A few details to start with

    • Annual Fee (one-time): Rs. 500 + Taxes
    • Renewal Fee (per annum): Rs. 300

Calculate benefits on your IRCTC SBI Platinum Card

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Privileges on IRCTC Rupay SBI card

Get exclusive benefits on your IRCTC Rupay SBI card

Welcome gift

Welcome Gift

  • No Joining fee till 31st March’2021
  • Get 350 activation bonus Reward Points on single transaction of   Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.
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Welcome Gift

  • Earn Rs. 100 cash back on your first ATM cash withdrawal within 30 days of receiving the card
  • Bonus Reward Points will be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Valueback benefits

ValueBack Benefits

  • Buy tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn upto 10% Valueback as Reward points. (1 Reward Point = Rs. 1)
  • Get 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in
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ValueBack Benefits

  • Link your IRCTC SBI Card loyalty number with your irctc.co.in login id, to redeem your reward points. For details, click here
  • Please click here for FAQ’s.
Travel offers from IRCTC

Travel Offers from IRCTC

  • Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
  • Log on to irctc.co.in and avail exclusive travel privileges
  • Book your airline tickets with IRCTC at unbeatable prices
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Travel Offers from IRCTC

  • Get wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
Fuel surcharge waiver

Fuel Surcharge Waiver

  • Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges
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Fuel Surcharge Waiver

  • Get maximum surcharge waiver of Rs. 100 per statement cycle per credit card account
Railway Lounge Program

Railway Lounge Program

  • Enjoy 4 complimentary railway lounge access in a quarter to participating lounges in India(Max 1 per quarter)
  • To avail the offer, please use your IRCTC SBI Card (on RuPay platform) at the respective lounges
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Railway Lounge Program

  • Complimentary access to railway lounges will be applicable only for primary cardholders
  • Click here for FAQs on railway lounges

Know everything about IRCTC SBI Card (on RuPay platform)

Your IRCTC SBI Card (on RuPay platform) now comes with a range of features

  • Transaction Charges Waiver

      • You save 1% transaction charges, exclusive of GST and all other charges, when you book railway tickets on irctc.co.in, using your IRCTC SBI Card (on RuPay platform)
      • In case you decide to cancel any railway ticket booked using your IRCTC SBI Card (on RuPay platform) online on irctc.co.in, a charge of 1.8% of the total refund amount will be debited to your card
  • Offers from Visa

      • IRCTC SBI Card (on RuPay platform) brings you great offers on travel, golf, dining and other entertainment options from Visa
      • SBI Card accepts no liability for the content of this offer or for the consequences of any actions taken on the basis of the offer provided, as this is being made on behalf of Visa
  • Contactless Advantage

      • Daily purchases now made easy with IRCTC SBI Card (on RuPay platform). Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.
      • Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
      • Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please Click here to download the FAQ’s.
      • Please Click here to download list of merchants
  • Cash on the Go

      • Withdraw cash from over 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across 100 cities in India
  • SBI Drop Box Locator

      • Follow the below process to locate the nearest SBI Card drop box:
      • Type "PIN" < space >, your 6 digit pin code xxxxxx
      • Send an SMS to 56767
      • You will receive the list of drop boxes in your area
        Premium SMS charges apply
  • Global Acceptance

      • Your IRCTC SBI Card (on RuPay platform) is a travel card and can be used in over 29 million Visa outlets worldwide & 3,25,000 outlets in India
      • Just look for the Visa sign of acceptance and present your card for the payment
  • Empower your Family

      • Apply for add-on cards for your children, siblings above the age of 18, spouse and parents
  • Easy Bill Pay Facility

      • Use our Easy Bill Pay facility to ensure your electricity, insurance, telephone and other utility bills are paid on time
      • Click here to know more
  • Balance Transfer on EMI

      • Transfer the outstanding balance of your other bank’s credit card to your IRCTC SBI Card (on RuPay platform), and avail a lower rate of interest and pay back in EMIs
      • Log on to sbicard.com with your user id and password today to book Balance Transfer on EMI today
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in in easy monthly installments. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to know more
  • Easy Money Facility

      • Easy Money lets you avail money just when you need it and get the cheque or draft delivered at your doorstep
      • Click here to know more
  • Railway Ticket Booking

      • Use your IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered at your doorstep
      • Go to irctc.co.in and follow the below steps:
      • Register free of cost
      • Log in with your user name and password
      • Follow instructions on the website to make your reservations
      • Make payments through your SBI Card at the payment gateways that accept a Visa Card

      All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in

  • Fees

      • Annual Fee (one-time): Rs. 500 (waiver off till 31st Mar’20)
      • Renewal Fee (per annum): Rs. 300
      • Add-on Fee (per annum): Nil
  • Extended Credit

      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance

      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 12,000 per day
      • Free credit period: Nil
      • Finance charges: Upto Rs.25 or 3.35% per month (40.2% per annum) whichever is higher, from the date of withdrawal
  • Cash Advance Fee

      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
      • International ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
  • Other Charges

      • Cash Payment Fee: Rs. 199
      • Cheque pickup: Rs. 100
      • Cheque Fee: Rs. 100 
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 950 for Total Amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Actual cost, minimum $175
      • Foreign currency transaction: Conversion mark up - 3.5%
  • Surcharges

      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in* : 1.8% of transaction charges waiver, excluding applicable taxes and other service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 100 per statement cycle, per credit card accounts.
        1% of transaction amount for transaction Amount Betweeen Rs. 500 to Rs. 3,000
      • Payment of customs duty: 2.25% of transaction amount, minimum of Rs. 75
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, and Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      From BSNL/MTNL numbers    1800 180 1295

      From all other numbers     39 02 12 12
      Prefix your STD code if you use your mobile phone.

      All information in this communication is correct as per July 2013 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at sbicard.com

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