KVB-SBI Platinum Card

Experience Life in True Platinum. Exclusively for KVB Customers

Presenting Karur Vysya Bank - SBI Platinum Credit Card

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To apply for your Karur Vysya Bank - SBI Platinum Credit Card, visit the nearest Karur Vysya Bank branch.

    • Joining fee : Rs. 2,999
    • Welcome gift worth Rs. 2,999
    • Annual fee : Rs. 2,999
    • Anniversary gift worth up to Rs. 2,999 if annual spends for last year > Rs. 2 lakhs

Privileges on Karur Vysya Bank - SBI Platinum Credit Card

With Karur Vysya Bank - SBI Platinum Credit Card, you get unlimited privileges

Welcome Gift

Welcome Gift

  • Get vouchers worth Rs. 3,000 as welcome gift
  • You can redeem the voucher with any of our retail partners - Jabong.com, Westside, Shoppers Stop, Marks & Spencer and Yatra.com
Bonus Rewards

Bonus Rewards

  • Get bonus rewards on annual spending of Rs. 4 lakh and 5 Lakh, each
  • You can redeem the voucher worth Rs. 3,000 with any of our retail partners - Jabong.com, Westside, Shoppers Stop, Marks & Spencer and Yatra.com
Accelerated Reward Points

Accelerated Reward Points

  • Get 5X reward points on all dining, departmental stores and international spends
  • Earn 2 reward points for every Rs. 100 spent on all other categories
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Accelerated Reward Points
  • Redeem these reward Points against outstanding amount on your credit card or for exciting items from our Rewards Catalogue
  • You can earn up to 40,000 Reward points in a year
Airport Lounge Access

Airport Lounge Access

  • Get a complimentary membership to the Priority Pass program worth $99
  • Enjoy access to over 600 airport lounges in over 300 cities worldwide with this membership
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Airport Lounge Access
  • A usage fee of only $27 will be charged to your Karur Vysya Bank - SBI Platinum Credit Card, every time you visit an airport lounge

Know your Karur Vysya Bank - SBI Platinum Credit Card

Your Karur Vysya Bank - SBI Platinum Credit Card now comes with a host of features

  • Renewal Gift
    • Get vouchers worth Rs. 3,000 as renewal gift on crossing spends of Rs. 2,00,000 in the previous year
    • You can redeem these vouchers at any of our retail partners - Jabong, Lifestyle, Shoppers Stop and Raymonds
  • True Lifestyle
    • Enjoy access to more than 300 golf courses across the world
    • Get 30% discount on the green fee
  • Cash on the Go
    • Withdraw cash anytime from over 1 million Visa ATMs worldwide
  • Fuel Surcharge Waiver
    • Get freedom from paying the 2.5% fuel surcharge on every transaction of Rs. 500 to Rs. 4,000
    • A maximum surcharge waiver of Rs. 250 can be availed per statement cycle per Karur Vysya Bank - SBI Platinum Credit Card account
  • Easy Bill Pay Facility at Zero Charge
    • Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility on your card
    • Give us standing instructions to make payments on your behalf every month with SBI Card Auto Bill Pay
    • Click here to know more
  • Flexipay
    • With Flexipay, convert your transactions into easy monthly installments
    • Make any purchase worth Rs. 2,500 or more and log on to sbicard.com within 30 days to convert it into Flexipay
    • Click here to know more
  • Balance Transfer on EMI
    • Transfer the outstanding balance on your other bank’s credit card to your Karur Vysya Bank - SBI Platinum Credit Card and avail a lower rate of interest and pay back in easy EMIs
    • Log on to sbicard.com with your user ID and password to avail this service
    • Click here to know more
  • Easy Money Facility
    • Easy Money lets you avail money just when you need it
    • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
  • Online Railway Tickets Booking
    • Book railway tickets online and get them delivered at your doorstep
    • Go to irctc.co.in and follow the steps below:
      • Register free of cost
      • Log in with your user name and password
      • Follow instructions on the website to make your reservations
      • Make payments through your Karur Vysya Bank - SBI Platinum Credit Card at the payment gateways that accept a Visa Card
      All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in
  • Global Acceptance
    • Your Karur Vysya Bank - SBI Platinum Credit Card is an international credit card and is accepted in over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
  • Empower your Family
    • Share the power of your Karur Vysya Bank - SBI Platinum Credit Card with your family
    • Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age
  • Emergency Card Replacement
    • Get your Karur Vysya Bank - SBI Platinum Credit Card replaced anywhere in the world
    • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
    • In case your card is lost in India, please call
      • 1860 180 1290 or 1800 180 1290, if calling from BSNL or MTNL phones
      • 39 02 02 02, when calling from any other number. Prefix STD code of your city if calling from a mobile
  • Fees
      • Joining fee, one time: Rs. 2,999
      • Annual fee, per annum: Rs. 2,999
      • Add-on fee, per annum: Nil
  • Extended Credit
      • Interest free credit period: 25-50 days, which is applicable only on retail purchases, and if previous month’s outstanding is fully paid
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum amount due: 5% of total outstanding, with minimum of Rs. 200 + GST + EMI, in case of loans
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, maximum Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges#: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • Finance charges: Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal
      • SBI ATMs or other ATMs: 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher
      • Foreign currency transaction: Conversion mark up - 3.5 %
  • Other Charges
      • Cheque pickup: Rs. 90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 350
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs. 200
        • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
        • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
        • Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
        • Rs. 750 for total amount due greater than Rs. 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up - 3.5%
      • Rewards redemption fee: Up to Rs. 99
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between Rs. 500 & Rs. 4,000, exclusive of GST, wherever applicable, and all other charges.Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
        2.5% of transaction amount (Min. 10) for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of minimum amount due, taxes, EMI on loan plans, fees and other charges, interest charges, balance transfer outstanding, purchase outstanding and cash advance.

      Government service tax, as applicable, on all the above fees, interest and charges.

      #Card finance charge is dynamic and will be based on the cardholder’s usage and payment patterns. It is subject to periodic review.

      * Nil on Cash advance.
      ** Insurance is optional and a subject matter of solicitation.

  • Things to know
      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • Service tax, as applicable on all above fee, interest and charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at 1860 180 1262

      From BSNL/MTNL numbers    1800 180 1290

      From all other numbers    39 02 02 02
      Prefix your STD code if you use your mobile phone.

      All information in this communication is correct as per September 2014 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at sbicard.com

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