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Q1. What is the cancellation procedure for BT?
You can call the SBI Card helpline on the below mentioned numbers in order to cancel your BT booking:
From all phones : 39 02 02 02 (prefix local STD code) or 1860 180 1290
If you cancel the BT booked within 45 days of booking, then all the fees and interest charged by SBICPSL along with BT amount will be reversed. Fees and charges will not be reversed if the cancellation takes place after 45 days. Please note, the charges will not be reversed once the cheque has been encashed by you.
Q2. Is the cancellation process is same for all the other bank cards?
Balance Transfer (BT) facility on SBI Card enables the cardholders to transfer their outstanding credit balances from any other credit card, issued by a different bank, to their SBI Card at lower rates of interest.