SBI Corporate Utility Card

The convenience of paying Utility bills online

SBI Corporate Utility Card

Know the privileges you get with SBI Corporate Utility Card

BillDesk BillPay

BillDesk BillPay - Corporate

  • Pay bills in a simple, fast and secure way with SBI Corporate Utility Card
  • It is easy to implement and offers flexibility through biller grouping and bulk payments
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BillDesk BillPay - Corporate
  • Manage what the groups or a person has access to and what they receive
  • Get threshold based maker-checker process for each payment
  • The card provides visibility and compliance though the payment history download feature
  • Get enhanced security through approval flow for all biller additions and individual payments based on threshold
insurance

Insurance

  • Get complimentary  Fidelity Guarantee Insurance cover for organisation’s corporate card liability against employee fraud
  • Enjoy customer friendly claim settlement process
spend-category-control

Spend Category Control

  • Allow only utility payments like mobile, landline, gas, electricity, etc

Customized Solution & Controls

  • Consolidated organization level statement along with Individual statements.
  • Customized MIS & Analytics capability
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Customized Solution & Controls
  • Multi-layer Spend controls

SBI Corporate Utility Card in detail

Know everything about this card

  • BillDesk BillPay - Corporate

    • Total flexibility and ease of payments
    • Better convenience and control
    • Log onto www.payments.billdesk.com/corporate to get 24x7 online access
    • Transparency and compliance
    • Enhanced security
    • Corporate will receive 2 e-statement for SBI Corporate Utility Card:

    • Corporate Utility Card Consolidated Statement – This e-statement will be generated on 2nd of every month. All the details pertaining to all the card account for the corporate will be included in this statement.
    • Consolidated Corporate Utility Card Interim Statement – This e-statement will be generated on 13th of every month. All debit transactions of all the card account for the corporate will be included in this statement for the period of 3rd to 13th of the same month.
  • Consolidated Payment Option
    • Manage your organisation's utility bills better
    • The feature enables you to make single consolidated payment for bills towards a particular biller
  • Spend Analysis
    • With Visa Intellilink Spend Management, control and manage organisational spends
  • 24x7 Services
    • A dedicated team of Service Desk Executives and Relationship Managers for assistance and support.
    • For any assistance, please call: 1860 180 1290 / 39 02 02 02 (prefix local STD code).
  • Chip and Pin Benefits
    • Chip and Pin security feature makes your transactions more secure in India and abroad
    • Chip and Pin enabled cards carry an embedded EMV chip, and require a secure personal identification number to be entered by the cardholder on the POS terminal, in addition to the information entered by the merchant
    • This feature helps protect against the threat of counterfeit, skimming and lost and stolen card frauds
  • Fees
      • Joining fee: Nil
      • Annual fee: Nil
  • Extended Credit
      • Interest free credit period: 15-32 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
      • Finance charges#: Up to 3.35% per month (40.2% per annum from the transaction date)
      • Total amount payable: Total outstanding due (For consolidated Statement)
      • Minimum amount due: Total amount due
  • Other charges and fees, if applicable
      • Cheque bounce/invalid cheque : 2% of cheque dishonor amount (minimum of Rs. 350, Invalid cheque maximum of Rs. 500)
      • Charge slip retrieval : Rs. 225 per charge slip
      • Overlimit : 2.5% of overlimit amount (minimum of Rs. 500)
      • Late Payment Charges: NIL for Total Amount due from Rs.0 - Rs. 200;
        Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
        Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        Rs. 500 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        Rs. 750 for Total Amount due greater than Rs. 10,000
      • Emergency Card Replacement : Complimentary
      • Foreign Currency Transaction  : Conversion mark up: 3.5%
      • Order of Payment : Total amount due (which is inclusive Settlement of Applicable Taxes, followed by fees and other charges, Interest charges, retail Outstanding and cash advance
  • Order of payment settlement

      All payments made for a cardholder account will be settled in the order of minimum amount due, taxes, EMI on loan plans, fees and other charges, interest charges, balance transfer outstanding, purchase outstanding and cash advance.

  • Things to know

      #Card finance charge is dynamic and will be based on the cardholder’s usage and payment patterns and is subject to periodic review.

      All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Applicable taxes means Service tax (ST) @ 14%, Swachh Bharat Cess (SBC) @ 0.5% and Krishi Kalyan Cess (KKC) @ 0.5%

      The tariff of charges is subject to change by SBICPSL and the card holders shall be informed accordingly.

      Your continued use of the card will be deemed acceptance of these amendments.

      For any clarification on tariff of charges or any other details please call the 24 Hours SBI Card customer helpline at:

      From BSNL/MTNL lines    1860 180 1290 / 1800 180 1290
      From All Other lines    39 02 02 02
      Prefix the local STD code if you are calling from your mobile.

      All information in this communication is correct as per September 2014 and is subject to change at the discretion of SBICPSL. SBI Card most important terms and conditions are also available at sbicard.com

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