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Order of Payment Settlement

Order of Payment Settlement

Settlement of your total payment is done in the following order:

  • •GST
  • •EMI amount
  • •Fees/Charges
  • •Finance charges
  • •Retail Spends
  • •Cash Advance

W.e.f. 15 Jul’25, the Order of Payment Settlement will be as follows: Payment received against the Cardholder's outstanding will be adjusted against 100% of GST, 100% of EMI amount, 100% of Fees/Charges, 100% of Finance charges, Balance transfer, Retail Spends and Cash Advance, in that order.

Applicable Taxes means:

  • •For the cardholders having state of residence in the records of SBI Card on the statement date as “Haryana” - Central Tax @ 9% and State Tax @ 9%
  • •For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%
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