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SBI Elite Business Credit Card

SBI Card ELITE Business

Privileges on SBI ELITE Business Credit Card

Know what you would be entitled to with this card

Welcome Gift on SBI Elite Business Credit Card

Welcome Gift

  • Welcome e- Gift Voucher worth Rs. 5,000
  • Choose from an array of travel and lifestyle brands : Yatra for business, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop
Learn more

Welcome Gift

  • You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment.The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request.
  • For Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
  • Yatra for business and Shopper Stop you can redeem the code online at the time of purchase
  • Aditya Birla Retail Voucher can be redeemed at these brand stores - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
Complimentary Movie Tickets on SBI Elite Business Card

Complimentary Movie Tickets

  • Free Movie Tickets worth Rs. 6,000 every year
  • Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be chargeable
Learn more

Complimentary Movie Tickets

  • This offer is valid on Primary Cards only
  • To know the Redemption process click here
Milestone Privileges on SBI Card Elite Business

Milestone Privileges

  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
Learn more

Milestone Privileges

  • Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
Elite Rewards on SBI Credit Card Elite Business

ELITE Business Rewards

  • Get 5X Reward Points on Dining, Utility Bills payments and Office supplies
  • Earn 2 Reward Points per Rs. 100 on all other spends except fuel
Learn more

ELITE Business Rewards

  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver across all petrol pumps. (Govt. Service Tax extra as applicable). Maximum Surcharge Waiver of Rs. 250 per month per credit account
Lounge Access on SBI Business Elite Credit Card

Lounge Access

  • 6 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per year to Mastercard Lounges in India (max. 2 visits per quarter)
Learn more

Lounge Access

  • Call at our customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass
  • For list of domestic lounges visit com
  • Click here to know more about Priority Pass member lounges
  • Offer is valid for Primary Cardholders only
Club Vistara Membership on SBI Business Elite Card

Club Vistara Membership

  • Enjoy complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
Learn more

Club Vistara Membership

Mastercard Global Linker on SBI Elite Business Credit Card

Mastercard Global Linker

  • Join a growing community of SMEs, startups & entrepreneurs
  • Grow Your Business Network  – Find buyers, suppliers, & customers
  • Save on Business Costs – Reduce business costs with offers from other SMEs
  • Read & Contribute Content – Access to Inspiring SME stories, Insights
Lowest Forex Markup on SBI Elite Business Card

Lowest Forex Markup

  • Your SBI Card ELITE Business offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
  • You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions.
Yatra For Business on SBI Card Elite Business

Yatra For Business

  • Get INR 750 off on Flight bookings above INR 6000, once in a quarter.
  • Get 20% off on Hotel bookings, once in a quarter.
Learn more

Yatra For Business

  • Self-service, GST compliant platform
  • Access to special corporate fares & hotel deals
  • Free rescheduling and low cancellation charges on flights
  • Free meals on-board flights
  • 1,00,000+ domestic hotels to choose from.
    • Annual Fee (one-time) : Rs. 4,999
    • Welcome gift worth Rs. 5,000
    • Renewal Fee (per annum) : Rs. 4,999

Features, Fees & Charges - SBI ELITE Business Credit Card

Know everything about SBI Card ELITE Business

  • Terms and Conditions

      • For detailed product terms and conditions click here; For detailed SME Agreement - terms and conditions click here
  • Mastercard Privileges

      • Enjoy up  to 4 complimentary Green fees access per year and 1 complimentary Golf coaching/lesson per month at select Golf Courses in India
      • Enjoy up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels
      • Enjoy 25% flat discount on all bookings at Sarovar Hotels
      • Get up to 20% off on Hotels and Homestays at
      • Get up to  15% off on text classified and display classified at
      • Flat 30% off on Printvenue
  • Contactless Advantage

      • Daily purchases now made easy with SBI Card ELITE Business. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.
      • Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
      • Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.
      • Please Click here to download the FAQ’s.
      • Please Click here to download the list of Merchants enabled for transactions.
  • Global Acceptance

      • SBI Card ELITE Business is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Fuel Surcharge Waiver

      • Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit
      • Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account
  • Fraud Liability Cover

      • Get complimentary credit card Fraud Liability Cover of Rs. 2 lacs with the Organisation level limit of 20 Lacs.
      • Please call SBI Card helpline to report a fraud/Card loss, Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Cash Access Across the World

      • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
  • Safe and Secure

      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card ELITE Business
  • Easy Bill Pay Facility

      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card ELITE Business
      • Click here to know more
  • Flexipay

      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card ELITE Business, and log in with your username and password to within 30 days of purchase to convert it into Flexipay
      • Click here to learn how to apply for Flexipay
  • Balance Transfer on EMI

      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your SBI Card ELITE Business, to avail a lower rate of interest and pay back in EMIs
      • Log on to with your user ID and password to take benefit of this service
      • Click here to know more about Balance Transfer on EMI
  • Easy Money

      • With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep
      • Log in with your username and password to to book Easy Money
  • Fees

      • Annual Fee (one-time) :Rs. 4,999
      • Renewal Fee (per annum): Rs. 4,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Order of payment settlement

      • All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  • Things to know

      • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges.

      Your continued use of the card will be deemed acceptance of these amendments.

      For assistance, please call SBI Card helpline at:

      Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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