Manage your account on the go with the SBI Card Mobile App


National Automated Clearing House (NACH) Facility

  • Q1. What is National Automated Clearing House?

  • National Automated Clearing House or NACH is an electronic mode of funds transfer from your bank account to your SBI Card account. Now you need not issue cheques every month for paying your SBI Card dues. You can set NACH for SBI Card, by which the chosen amount will be deducted directly from your bank account every month in favour of SBI Card. The amount will be credited to your card account on the payment due date. Subject to realisation.

  • Q2. How can I set up the National Automated Clearing House?

  • Step 1: Please click here to download the NACH enrollment form.

    Step 2: Print the form and fill the required details. For assistance refer to MITC Document.

    • Incomplete forms will be considered as invalid.

    Step 3: Choose any one of the 2 payment options provided in the form:

    • Total Amount Due (TAD), as per your SBI Card statement
    • Minimum Amount Due (MAD), as per your SBI Card statement
    • Fixed amount facility cannot be availed with NACH mandate

    Step 4: Complete the form and send along with a cancelled cheque (optional) to us at the following address:

    SBI Cards and Payment Services Limited P.O. Bag No.28, GPO, New Delhi – 110001.

    Post receiving the form & validating it, your NACH account will be set up and your selected amount will be paid to SBI Card on your payment due date.

    Note: Softcopies are acceptable through registered email ID only

  • Q3. Does the Electronic Clearing System (ECS)/National Automated Clearing House (NACH) facility will be continue on new card?

  • No! The Electronic Clearing System (ECS)/National Automated Clearing House (NACH) facility on customer’s old card will be temporarily deactivated. To continue using this facility, we would request you to send a fresh NACH application form to SBI Card address.

    Note: In case of card up gradation ECS/NACH service will not be continue on customer new flipped card. Customer need to send fresh mandate form for NACH activation.

  • Q4. How long will it take for the amount to be credited to my SBI Card account?

  • Credit limit will release subject to realisation of funds