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SpiceJet SBI Titanium Credit Card

SpiceJet SBI Card

The SpiceJet SBI Card is a co-branded card brought to you by SpiceJet Airlines, India's most preferred airline with over 17% market share & SBI Cards, India's leading Credit Card issuer. The exclusive SpiceJet SBI Card is empowered to bestow you with remarkable benefits, convenience & privileges that suit the lifestyle you are accustomed to. The travel card offers you the most sought after services including Cash Back, SpiceJet Discount Vouchers, Meal Vouchers, Excess Baggage Vouchers, Lounge Access & Incremental rewards on your spends. This card will surely make your journey smooth and delightful.

Give yourself the endless travel benefits and savings with the SpiceJet SBI Card.

Exclusive Benefits

Choosing the SpiceJet SBI Card is truly a rewarding decision.
Enjoy never-before best credit card offers and benefits on SpiceJet Airlines once you pay your joining fee.

• Exclusive Discount voucher worth Rs. 500 redeemable on one-way or return fare ticket, inclusive of taxes.
• 5 In-flight Meal Vouchers.
• 5 Excess Baggage waiver vouchers upto 5 Kgs each.

Save More with Cash Back

SpiceJet SBI Card loads your online transactions with Savings.
Get 5% Cash Back on Full-fare (inclusive of Base fare + Taxes + Surcharge), each time you book your ticket directly on SpiceJet ( www.spicejet.com, SpiceJet Call Center and SpiceJet Airport Ticketing Counters).

Simply put, saving was never this easy.

(Maximum Cash Back Cap of Rs. 1,250 in a statement cycle. Cash Back will reflect in subsequent month Card account statement) 

Earn as you Spend

Along with the numerous benefits and some of the best credit card offers that your SpiceJet SBI Card brings to you, what you also get is earnings on each purchase.

• 4x Reward Points on spends at departmental and grocery stores.
• 1 Reward point on every Rs. 100 spent at other retail outlets.
• Redeem all your points for SpiceJet vouchers.

(Value of 1 Reward Point = Rs. 0.25. Minimum redemption threshold of 1,000 points)

Benefits from Milestone Rewards

Every time you spend Rs. 25,000 on SpiceJet ( www.spicejet.com, SpiceJet Call Center and SpiceJet Airport Ticketing Counters) with SpiceJet SBI Card, you get  travel benefits in the form of SpiceJet discount voucher worth Rs. 1,000. Go ahead and use the voucher to get discount on return fare ticket, inclusive of taxes.

Complimentary Airport Lounge Access

Use your SpiceJet SBI Card and enjoy exclusive access to the premium MasterCard airport Lounges in India. So whether you're on a holiday or juggling a busy travel schedule indulge yourself while you wait at the domestic and international terminals.

Call 1800 102 6263/022 42006396 for more information on Master Card Airport Lounges.

Click here for details on MasterCard Lounges

O% Fuel Surcharge

Smart is never, ever paying fuel surcharge
Get the freedom from paying 2.5% fuel surcharge* across all petrol pumps. Now save money every time you tank up.
*All you have to do is to purchase fuel for amounts between Rs. 500 and Rs. 3000 every time per transaction to avail this offer. Maximum Surcharge waiver of Rs. 100 per month per credit card account.

Apply Now!

To apply SMS 'SPICE' to "56767"

# Total fare=Base fare+ surcharge+ taxes                                                                                Terms and Conditions Apply

Worldwide Acceptance
Your SpiceJet SBI Card is a travel card and can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the MasterCard sign of acceptance and present your card for payment.

0% Fuel Surcharge
Your SpiceJet SBI Card provides you with the unique benefit and convenience of a fuel surcharge waiver. Simply use your SpiceJet SBI Card to buy petrol, diesel and lubricants at all petrol pumps outlets and you need not pay any fuel surcharge. All you have to do is to purchase fuel for amounts between Rs. 500 and Rs. 3000 every time per transaction to avail this offer. Maximum Surcharge waiver of Rs. 100 per month per credit card account.

Cash on the Go
As an SpiceJet SBI Cardholder, you can withdraw cash from over 1 million MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.

Guaranteed Peace of Mind
SpiceJet SBI Card automatically gives you complete peace of mind with our SpiceJet SBI Card Customer Helpline and 24-hr MasterCard credit card (Please check the logo on the front of your card before using) Global Customer Assistance Services available across the world in case of any emergency. Your sense of security is our priority.

Utility Bill Payment Facility
With the Easy Bill Pay facility from SpiceJet SBI Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SpiceJet SBI Card. This service to pay bills comes to you absolutely free! Peace of Mind & Reward Points Guaranteed! (Refer www.sbicard.com for details)

Enhanced Power to your family
You can now conveniently take care of the needs of your loved ones. Your SpiceJet SBI Card now lets you apply for add-on cards for your spouse, children or siblings above the age of 18.

Balance Transfer on low interest rates
Heres your chance to save money while paying your credit card dues! SBI Card brings you a fast and convenient way to transfer the outstanding amount with balance transfer credit card feature from your other card to your SpiceJet SBI Card at the lowest rates of Interest.

Flexipay
Flexipay, the easy installment plan from SBI Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest. All this through a simple phone call within 10 days of your purchase. Call the Helpline for details now!

Easy Money Draft Facility
Now you can order a bank draft any time by just making a local phone call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to your SpiceJet SBI Card. You'll find it useful for payments of various bills, taxes, fees and a lot more. For more details please call the SBI Card Helpline.

Credit Facility
Your SpiceJet SBI Card now offers you great flexibility of payment. With the extended credit option you can plan your outstanding payments as is suitable to you. You can pay any amount from the minimum amount due to the total outstanding amount due as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

Convenience of Technology

E-statement
No postal delays. No lost statements. No late payments. Just the convenience of getting your monthly statement delivered directly to your email inbox. Giving you global access 24 hours and seven days a week.

SBI Card Alerts
SBI Card Alerts enables you to receive information regarding your credit card status, as an SMS on your mobile phone. These include Mini Statement Alerts, Cheque Alerts; Credit & Cash limit Alerts & Payment Assistance Alerts. So, no matter where you are, we will keep you informed! To subscribe to SBI Card visit us at www.sbicard.com or call your local SBI Card Customer Helpline.

SBI Card Online
Manage your SBI Card account. Whether it is checking your statement online or requesting an address change, locating the nearest SBI ATM and winning exciting prizes on our special offers. It's all now click away. To get started, log on to www.sbicard.com and take advantage of these benefits.

SBI Card Drop Box Locator
Now locate the SBI Card Drop Box nearest to you. Simply:

1. Type "PIN" < space > your 6 digit pin code xxxxxx

2. Send SMS to 56767*

3. You will receive the list of drop boxes in your area.

* Premium SMS charges apply

Welcome Offer
Rs. 100 off on Cash Withdrawal - Get Rs. 100 Cash back on your first ATM Cash withdrawl within 30 days of receiving the card.

Important: Personal Accident Insurance & Lost Card Liability cover on SpiceJet SBI Card will no longer be available w.e.f. 30th April 2012.


  Fees

Joining Fee (One time)   Upto Rs. 499  
Annual Fee (p.a.)** Upto Rs. 499
Add-on Fee (p.a.) NIL

   Extended Credit

Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)  
Finance charges# Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax

   Cash Advance

Cash Advance Limit   Upto 80% of Credit Limit (Max. 12K/day & 15K/day for Gold/Titanium and Platinum Cards)   
Free Credit Period NIL
Finance charges# Upto 3.35% p.m. (40.2% p.a.) from the transaction date

   Cash Advance fees

SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction

   Other Charges & Fees

Protection Plus Insurance Scheme* Personal Accident (Insurer RSA) - Rs. 24 p.m.
Suraksha Plus (Insurer SBI Life) - 0.1% of Total Outstanding
Cheque Pickup Rs 90/-
Cheque Bounce/ Invalid Cheque 2% of  Cheque dishonor amount (Min Rs. 350, Max Rs. 500).
Statement Retrieval Rs. 100 per Statement (> 2 months old)
Chargeslip Retrieval Rs. 225 per Chargeslip
Late Payment NIL for Total Amount due from Rs.0-Rs.200;
Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500;
Rs.200 for Total Amount due greater than Rs.500 & up to Rs.1000;
Rs.350 for Total Amount due greater than Rs.1000 & up to Rs.5000
Rs.550 for Total Amount due greater than Rs.5000 & up to Rs.10,000;
Rs.750 for Total Amount due greater than Rs.10,000;
Overlimit 2.5% of Overlimit Amount (Min. Rs. 500)
Card Replacement Rs. 100
Emergency Card Replacement (When Abroad) Actual Cost ( Min.$ 175) 
Foreign Currency Transaction Conversion mark up: 3.5%
Card Upgrade Fee Upto Rs. 500
Rewards redemption Fee Rs 99 ( Plus GST)
Cash OTC Fees Rs.100 +GST

   Surcharge

Railway Tickets - Railway Counters   Rs. 30 + 2.5% of transaction amount  
Railway Tickets - www.irctc.co.in 1.8% of transaction amount + service charge, as applicable
Petrol & all products/services sold at petrol pumps 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST wherever applicable, & all other charges). Maximum surcharge waiver of Rs 100 per statement cycle, per credit card account.

  

All payments made for a cardholder account will be settled in the order of Minimum Amount Due , Taxes , EMI on loan plans, Fees & Other Charges, Interest Charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
Government Service Tax, as applicable, on all the above Fees ,Interest & Charges.

*Insurance is optional and a subject matter of solicitation.

** Year 2 onwards annual fee would be levied only if Total Annual Spends for last year are less than Rs. 75,000.
# Card Finance Charge is dynamic and will be based on the cardholder’s usage and payment patterns and is subject to periodic review.

Note: Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.
Service tax as applicable on all above fee, interest and charges.
 
Your continued use of the card will be deemed acceptance of these amendments.
 
SBI Card Helpline
From BSNL/MTNL Lines     1800 180 1290/1860 180 1290
From All Other Lines          39 02 02 02
 
All information in this communication is correct as per June 2012 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at https://www.sbicard.com/

1. Which all SpiceJet vouchers would the cardholder receive on payment of Joining fee?
The cardholder will receive the following SpiceJet vouchers on payment of the Joining Fee:
• Rs. 500 discount voucher redeemable against one-way or return fare ticket inclusive of taxes.
• 5 In-flight Meal vouchers.
• 5 Excess Baggage waiver vouchers upto 5 Kgs each.

Cash Back on spends at SpiceJet
1. When will the cardholder be eligible to get Cash Back?
Cardholder will get 5% cash back on bookings of tickets (base fare+ surcharge+ taxes), directly on SpiceJet (www.spicejet.com, SpiceJet call center, SpiceJet airport ticketing counters) with SpiceJet SBI Card on all qualifying transactions.

2. When will the cardholder receive the Cash Back?
The Cash Back will reflect in the cardholder’s subsequent month’s SpiceJet SBI Card statement.

3. Is there any maximum cap on the Cash Back amount?
Maximum Cash Back amount is Rs. 1,250 per statement cycle.

SpiceJet Discount Vouchers (Rs. 500, Rs, 1,000)
1) Till when can the cardholder use the voucher?
    Bookings and Travel must be completed on or before the expiry date as mentioned in the voucher.

2) How can the discount vouchers be redeemed?
- The discount vouchers can be redeemed by calling the SpiceJet reservations at  1800 180 3333 or 9871803333(if calling from a mobile phone)
- The cardholder needs to specify the code and voucher number mentioned on the voucher.
- SpiceJet will provide the discount on checking the validity and details provided by the cardholder
- The balance payment needs to be made with a valid SpiceJet SBI Card.

3) To avail the discount with the vouchers, is it mandatory for the SpiceJet SBI cardholder to be a member of the travelling party?
The discount voucher can be utilized only if the tickets are booked with a SpiceJet SBI Card. The discount would only be offered on the ticket issued in the name of the cardholder.

Meal Vouchers redemption Process
1. How can the Meal voucher be redeemed?
- Cardholder to call SpiceJet reservations at  1800 180 3333 or 9871803333 (if calling from a mobile phone) post booking the ticket with a valid PNR.
- Specify the code & meal vouchers number.
- SpiceJet executive would add the meal request in the PNR which is identified by SpiceJet airline crew.
- The cardholder will get the meal onboard.

2. To avail the Meal voucher is it mandatory for the Spicejet SBI cardholder to be the traveller?
The voucher can be utilized only if the tickets are booked with SpiceJet SBI Card & cardholder must be one of the passenger in the PNR booking.

Excess Baggage Redemption Process
1. How can the Excess baggage voucher be redeemed?
Cardholder needs to show a valid SpiceJet SBI Card for verification & hand-over the signed Excess Baggage Waiver voucher to the SpiceJet staff for redemption.

2. To avail the Excess Baggage voucher is it mandatory for the Spicejet SBI cardholder to be the traveller?
Yes, the voucher can only be redeemed by SBI Cardholder at the time of check-in at the airport only.

Reward Point Redemption
1. How can the points be redeemed?
Cardholder needs to call SBI Card Helpline number 39 02 02 02/ 1860 180 1290 for reward point redemption.

2. What is the redemption option available?
Reward Points can be redeemed against SpiceJet discount Vouchers. The reward points can be redeemed in multiples of 1000 points only.

3. To avail the discount, is it mandatory for the Spicejet SBI cardholder to be the traveller?
The discount voucher can be utilized only if the tickets are booked by SBI Cardholder & the cardholder need not be the traveller.

4. Once the points are redeemed, what will happen to the balance reward points?
The balance reward points would be carried forward and would be valid for two years from the date of accrual.



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