Welcome e- Gift Voucher worth Rs.5000 from any of the following brands:
The e- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis.* For Marks & Spencer, Westside and Shoppers Stop you can redeem your e-gift voucher by showing the code at the respective brand store. For Yatra and Jabong you can redeem the code online at the time of purchase.
- Use Your Signature Card And Get 2 Reward Points For Every Rs 100 Spent
**Maximum surcharge waiver of Rs. 250 p.m. per credit account
Bonus Spend Rewards*
Earn Bonus Reward points as you spend & swipe on your signature cards
Swipe your Signature Card every month and get Rs.500 off on Book My Show once every month.
Transaction valid for at least 2 tickets per booking, Maximum discount possible is Rs.250/ticket for 2 tickets only. Convenience Fee would be chargeable.
To know the Redemption process click here
From golf course reservations, hotel and limousine bookings, movie tickets and gift delivery assistance, to making you attend those special events that you’ve been wanting to go to since forever. SBI Signature Card presents a remarkably exclusive concierge service for the special you!
Lifestyle – Exclusive discounts at Spa’s & Lifestyle Stores at leading brands.
For details on the above offers & many more click here
To avail the offers call the concierge 011-4060 8653 or email at firstname.lastname@example.org.
Enjoy International Airport Luxury Lounge Access To Over 600 airport lounges in over 300 cities worldwide at a nominal fee through the complimentary Priority Pass.
The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your Signature Card. For details of Lounges Click Here
Visa Airport Lounge Access Program - Enjoy complimentar y access to Airport Lounges in India & Abroad under the Visa Airport Lounge Access Program. For details Click Here
- Discounted stay upto 75% off at more than 55, 000 Hotels & Villas across the world
These travel offers on your Visa Card are brought to you by VISA and are for limited period only. For more details and exclusive privileges log onto https://www.visa-asia.com/premium/signature/ap/index.shtml
|Fraud Liabilty Cover*
Get complimentary Credit Card Fraud cover of Rs 1, 00,000* with loss cover period of:
- 48 hours prior to reporting of loss
Please call our helpline numbers : 39 02 02 02 / 1860 180 1290 (BSNL / MTNL Lines) to report loss of card
* For detailed terms and conditions please click here
Cash Access Across the World
With your SBI Card you have instant access at 1 million Visa ATMs worldwide including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across more than 100 cities in India.
Convenience @ the Speed of Technology
Access your account on the net from the comfort of your office or home. Track your spends through password protected PDF statements ; get special offers via SMS and e-mails.
No postal delays or lost statements. Get your monthly statement directly in your e-mail inbox. This gives you global access 24 by 7.
Stay informed wherever you are. Keep abreast with your credit card status, mini statements, payment confirmations, credit and cash limit updates.
To subscribe to SMS Alerts, visit www.sbicard.com or call the 24-hour SBI Card Helpline.
SBI Card Online
Manage your SBI Card account & online bill payments at the click of a mouse. Check your monthly statements online, key in your change of address or find the State Bank ATM nearest to you. To get started, log on to www.sbicard.com and register today.
No Surcharge in any city on any pump.
Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time.
Easy Bill Pay Facility
A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made.
Start using your Easy Bill Pay Facility:
Give us standing instructions to make payments on your behalf every month
Call the SBI Card Helpline with instructions to make immediate payments.
Buy anything that catches your fancy and make your repayments in easy monthly installments. Choose the plan that suits you best. Take advantage of a low interest rate.
To activate Flexipay, call the SBI Card Helpline within 30 days of making your purchase.
Balance Transfer at Low Interest Rates
Your SBI Card ensures you enjoy high savings with low interest rates. Just transfer the balances from your other Bank Credit Card to your SBI Card and enjoy credit card Balance Transfer Plans as suited to your financial needs.
To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable. For more details please call the 24-hour SBI Card Helpline.
Easy Money Facility
Just call the SBI Card Helpline and order a bank draft anytime you wish. The draft amount will be billed directly to your SBI Card. The service is useful for payments of various bills, taxes, fees and a lot else.
Your SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.
Online Railway Tickets Booking
Your SBI Card offers you the convenience of booking your railway tickets online and getting them delivered at your doorstep.
All you need to do is:
. Register free of cost on www.irctc.co.in
. Log-in with your user name and password on www.irctc.co.in
. Follow instructions on the website to make your reservations
. Make payments through your SBI Card at the payment gateways that accept a Visa Card
Honoured in 2 million Visa outlets worldwide and 2,85,000 Visa outlets in India, your SBI Card fulfils your every wish at every turn. No matter where you are, international travel privileges flow from your SBI Card.
Add On Cards
Enhanced power to your family!
You can share the power of your SBI Card with your family, by applying for add-on cards for your spouse, children, siblings over 18 years and parents.
Emergency Card Replacement
Get your Platinum Card replaced anywhere in the world. Just Call 24X7 Visa Card Helpline Toll Free Number while travelling abroad for Emergency Card Replacement. Click Here for Visa Helpline Numbers.
Call SBI Card Helpline in case your card is lost in India (1860 180 1290/1800 180 1290 from MTNL/BSNL Lines or 39 02 02 02 ( Prefix STD code of your city while calling from mobile).
Safe & Secure
Your signature card is an EMV enabled card that gives you enhanced security against counterfeiting and skimming.
|Joining Fee (One time)||Rs. 4,999|
|Annual Fee (p.a.) +||Rs. 4,999|
|Add-on Fee (p.a.)||Nil|
|Interest Free Credit Period||20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)|
|Finance charges||Upto 3.35% p.m. (40.2% p.a.) from the transaction date|
|Minimum Amount Due||5% of Total Outstanding (Min. Rs. 200) + GST + EMI (in case of loans)|
|Cash Advance limit||Upto 80% of Credit Limit ( Max. 12K / day for Gold & 15K / day for Platinum/Signature Cards|
|Free Credit Period||Nil|
|Finance charges||Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawl|
Cash Advance fee
|SBI ATMs/Other Domestic ATMs||2.5% of withdrawal amount or 300/- (WIH) per transaction|
|International ATMs||3% of withdrawal amount or 300/- (WIH) per transaction|
Other Charges & Fees
|Cheque Pickup||Rs 90/-|
|Cheque Bounce/ Invalid Cheque||2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500).|
|Statement Retrieval||Rs. 100 per Statement (> 2 months old)|
|Chargeslip Retrieval||Rs. 225 per Chargeslip|
|Late Payment||NIL for Total Amount due from Rs.0-Rs.200
Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500
Rs.200 for Total Amount due greater than Rs.500 & up to Rs.1000
Rs.500 for Total Amount due greater than Rs.1000 & up to Rs.10,000
Rs.750 for Total Amount due greater than Rs.10,000
|Overlimit||2.5% of Overlimit Amount (Min. Rs. 500)|
|Card Replacement||Rs. 100|
|Emergency Card Replacement (When Abroad)||Nil|
|Foreign Currency Transaction||Conversion mark up: 3.5%|
|Rewards Redemption Fee||Upto Rs. 99. Nil for Redemptions on Signature Book of Rewards.|
|Cash OTC Fees||Rs.100|
|Railway Tickets - Railway Counters||Rs. 30 + 2.5% of transaction amount|
|Railway Tickets - www.irctc.co.in||1.8% of transaction amount + service charge, as applicable|
|Petrol & all products/services sold at petrol pumps||2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 Maximum surcharge waiver of Rs. 250 per statement cycle per credit card account. 2.5% of transaction amount (Min. Rs. 10) for transaction amounts < Rs. 500 & > Rs. 4,000.|
Order of Payment Settlement
|Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance.|
# Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.
* Nil on Cash advance.
** Insurance is optional and a subject matter of solicitation.
*** Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.
Service tax as applicable on all above fee, interest and charges.
Your continued use of the card will be deemed acceptance of these amendments.
SBI Card Helpline
From BSNL/MTNL Lines 1800 180 1290
From All Other Lines 39 02 02 02
All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com