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SBI Platinum Cards

SBI Platinum Card


True Lifestyle*

- 5X Cash Points on Dining, Departmental Store and International Spends
- Earn a whopping 10 Cash Points for every Rs.100 spent on Dining, Departmental Store & International Spends. Encash these Cash Points to pay your SBI Platinum Credit Card outstanding balance

True Lounge Access*

- Priority Pass Program: Complimentary membership to the Elite Priority Pass program. Get access to over 600 Super Luxury Airport Lounges across 300 cities worldwide. The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your SBI Platinum Credit Card. For details of Lounges Click Here

- Visa Airport Lounge Access Program - Enjoy complimentary access to Airport Lounges in India & Abroad under the Visa Airport Lounge Access Program. For details Click Here


True Value*

- Get rewarded at every stage of your relationship with your SBI Platinum Credit Card.
- Welcome Gift:
- Spend Reward 1(Spend Rs.4 Lakhs in a year) .
- Spend Reward 2 (Spend Rs.5 Lakhs in a year).
- Renewal Gift: (annual spends > 2 Lakh).

e-Gift Voucher worth Rs.3000 at every stage from any of the following brands:

Yata / Jobong / Mark & Spencer / Westside / Shopper Stop

The e- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis.* For Marks & Spencer, Westside and Shoppers Stop you can redeem your e-gift voucher by showing the code at the respective brand store. For Yatra and Jabong you can redeem the code online at the time of purchase.


True Transparency*

- A maximum of 40,000 Cash Points can be earned in 5X in a year
- The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be   charged to your SBI Platinum Credit Card
- For a complete list of member lounges visit

The benefits & special offers of the SBI Platinum Card mentioned above pertain to the Platinum Cards issued from 1st January, 2011 onwards. SBI Platinum cards issued before 1st January will be governed by the terms & conditions mentioned in the welcome kit

Download SBI Platinum Card Product Brochure

* For detailed terms and conditions please click here

Cash Access Across the World
With your SBI Card you have instant access at 1 million Visa ATMs worldwide for credit card cash withdrawal including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across more than 100 cities in India.

Convenience @ the Speed of Technology
Access your account on the net from the comfort of your office or home. Track your spends through password protected PDF statements ; get special offers via SMS and e-mails.

No postal delays or lost statements. Get your monthly statement directly in your e-mail inbox. This gives you global access 24 by 7.

SMS Alerts
Stay informed wherever you are. Keep abreast with your credit card status, mini statements, payment confirmations, credit and cash limit updates.
To subscribe to SMS Alerts, visit or call the 24-hour SBI Card Helpline.

SBI Card Online
Manage your SBI Card account & online bill payments at the click of a mouse. Check your monthly statements online, key in your change of address or find the State Bank ATM nearest to you. To get started, log on to and register today.

Fuel Freedom
2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.4000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs 250 per statement cycle, per credit card account

Easy Bill Pay Facility at Zero Charge
A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made.
Start using your Easy Bill Pay Facility for utility bill payments:

Give us standing instructions to make utility bill payments on your behalf every month
Call the SBI Card Helpline with instructions to make immediate payments.

Buy anything that catches your fancy and make your repayments in easy monthly installments. Choose the plan that suits you best. Take advantage of a low interest rate.
To activate Flexipay, call the SBI Card Helpline within 30 days of making your purchase.

Balance Transfer at Low Interest Rates
Your SBI Card ensures you enjoy high savings with low interest rates. Just transfer the balances from your other Bank Credit Card to your SBI Card and enjoy credit card Balance Transfer Plans as suited to your financial needs.
To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable. For more details please call the 24-hour SBI Card Helpline.

Easy Money Facility
Just call the SBI Card Helpline and order a bank draft anytime you wish. The draft amount will be billed directly to your SBI Card. The service is useful for payments of various bills, taxes, fees and a lot else.

Credit Facility 
Your SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

Online Railway Tickets Booking
Your SBI Card offers you the convenience of booking your railway tickets online and getting them delivered at your doorstep.

All you need to do is:
. Register free of cost on
. Log-in with your user name and password on
. Follow instructions on the website to make your reservations
. Make payments through your SBI Card at the payment gateways that accept a Visa Credit Card

All transactions on are governed by the terms & conditions of

Global Card
Honoured in 2 million Visa outlets worldwide and 2,85,000 Visa outlets in India, your SBI Card fulfils your every wish at every turn. No matter where you are, privileges flow from your SBI Card.

Add On Cards
Enhanced power to your family!
You can share the power of your SBI Card with your family, by applying for addon cards for your spouse, children, siblings over 18 years and parents. 

Emergency Card Replacement
Get your Platinum Card replaced anywhere in the world. Just Call 24X7 Visa credit card Helpline Toll Free Number while travelling abroad for Emergency Card Replacement . Click Here for Visa Helpline Numbers.

Call SBI Card Helpline in case your card is lost in India (1860 180 1290/1800 180 1290 from MTNL/BSNL Lines or 39 02 02 02 ( Prefix STD code of your city while calling from mobile).


Joining Fee (One time)   Rs. 2,999
Annual Fee (p.a.) + Rs. 2,999
Add-on Fee (p.a.) Nil

  Extended Credit

Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months  outstanding balance is paid in full)  
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI (in case of loans)

  Cash Advance

Cash Advance limit Upto 80% of Credit Limit ( Max. 12K / day for Gold & 15K / day for Platinum/Signature Cards
Free Credit Period Nil
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawl

  Cash Advance fee

 SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
 International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction

  Other Charges & Fees

 Cheque Pickup Rs 90/-
 Cheque Bounce/ Invalid Cheque 2% of  Cheque dishonor amount (Min Rs. 350, Max Rs. 500).
 Statement Retrieval Rs. 100 per Statement (> 2 months old)
 Chargeslip Retrieval Rs. 225 per Chargeslip
 Late Payment NIL for Total Amount due from Rs.0-Rs.200
Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500
Rs.200 for Total Amount due greater than Rs.500 & up to Rs.1000
Rs.500 for Total Amount due greater than Rs.1000 & up to Rs.10,000
Rs.750 for Total Amount due greater than Rs.10,000
 Overlimit 2.5% of Overlimit Amount (Min. Rs. 500)
 Card Replacement Rs. 100
 Emergency Card Replacement (When Abroad) Nil
 Foreign Currency Transaction Conversion mark up: 3.5%
 Rewards Redemption Fee Upto Rs.99
Cash OTC Fees Rs.100


 Railway Tickets - Railway Counters  Rs. 30 + 2.5% of transaction amount
 Railway Tickets -  1.8% of transaction amount + service charge, as applicable
 Petrol & all products/services sold at petrol pumps 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 Maximum surcharge waiver of Rs. 250 per statement cycle per credit card account. 2.5% of transaction amount (Min. Rs. 10)  for transaction amounts < Rs. 500 & > Rs. 4,000.

  Order of Payment Settlement

  Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance. 

# Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.
*      Nil on Cash advance.
**    Insurance is optional and a subject matter of solicitation.
***   Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only. 
Service tax as applicable on all above fee, interest and charges.   
Your continued use of the card will be deemed acceptance of these amendments.
SBI Card Helpline
From BSNL/MTNL Lines     1800 180 1290
From All Other Lines         39 02 02 02
All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at

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Registered Address: SBI Cards & Payment Services Private Limited
Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower, E 1,2,3, Netaji Subhash Place, Wazirpur, New Delhi - 110034