20,000 Reward Points as welcome gift*.
Complimentary membership to the Air India Frequent Flyer Program-Flying Returns#.
Everytime you spend, receive a lot more
Use your Air India SBI Signature Card and get 4 Reward Point for every Rs. 100 spent.
Anniversary gift of 5000 Reward Points every year
Enjoy bonus Reward points -
Elevate, everytime you fly
1 Reward Point = 1 Air India Air Mile**
20 Reward Points for every Rs. 100 spent on Air India Tickets.
Membership upgrade to the Silver edge or the Golden edge club on annual spend
Fuel Surcharge Waiver
Enjoy the freedom from paying 2.5% fuel surcharge across all petrol pumps.
Maximum surcharge waiver of Rs.250 per statement cycle per credit card account.
Be our guest in leading Indian Airports
Enjoy International Airport Luxury Lounge Access to over 600 airport lounges in over 300 cities worldwide at a nominal fee through the complimentary Priority Pass.
The stamped membership of the priority pass program is complimentary every year, whenever you visit a priority pass member lounge, a usage of up to $27 will be charged to your Signature Card
Enjoy visa lounge access program at 8 major domestic Airports.
Fraud Liability Cover
Complimentary credit card fraud liability cover of Rs. 1Lac. This cover is liable from the period of 48 hrs. prior to reporting of loss till 7 days post the reporting of loss.
*Welcome gift and anniversary gift is applicable on payment of card fees and renewal fees respectively.
**Reward Points would be converted to Air India Air Miles in 7 working days from the date of receiving the request. Effective 1st September 2015, minimum 10,000 reward points will be required in your card account for conversion of Reward Points into Air India Air miles and redemption will be possible only in multiples of 5,000 reward points.
#For Air India SBI Card holders who are allotted new Air India flying returns loyalty number, the loyalty account will be activated only after the first flight activity with Air India.
Cash Access Across the World
With your Air India SBI Card you have instant access at 1 million Visa ATMs worldwide including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across more than 100 cities in India.
Convenience @ the Speed of Technology
Access your account on the net from the comfort of your office or home. Track your spends through password protected PDF statements ; get special offers via SMS and e-mails.
No postal delays or lost statements. Get your monthly statement directly in your e-mail inbox. This gives you global access 24 by 7.
Stay informed wherever you are. Keep abreast with your credit card status, mini statements, payment confirmations, credit and cash limit updates.
To subscribe to SMS Alerts, visit www.SBIcard.com or call the 24-hour Air India SBI Card Helpline.
Air India SBI Card Online
Manage your Air India SBI Card account & online bill payments at the click of a mouse. Check your monthly statements online, key in your change of address or find the State Bank ATM nearest to you. To get started, log on to www.SBIcard.com and register today.
No Surcharge in any city on any pump.
Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time.
Easy Bill Pay Facility
A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made.
Start using your Easy Bill Pay Facility:
Give us standing instructions to make payments on your behalf every month
Call the Air India SBI Card Helpline with instructions to make immediate payments.
Buy anything that catches your fancy and make your repayments in easy monthly installments. Choose the plan that suits you best. Take advantage of a low interest rate.
To activate Flexipay, call the Air India SBI Card Helpline within 30 days of making your purchase.
Balance Transfer at Low Interest Rates
Your Air India SBI Card ensures you enjoy high savings with low interest rates. Just transfer the balances from your other Bank Credit Card to your Air India SBI Card and enjoy credit card Balance Transfer Plans as suited to your financial needs.
To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the Air India SBI Card, whichever is higher. Processing Fee would be charged as applicable. For more details please call the 24-hour Air India SBI Card Helpline.
Easy Money Facility
Just call the Air India SBI Card Helpline and order a bank draft anytime you wish. The draft amount will be billed directly to your Air India SBI Card. The service is useful for payments of various bills, taxes, fees and a lot else.
Your Air India SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.
Online Railway Tickets Booking
Your Air India SBI Card offers you the convenience of booking your railway tickets online and getting them delivered at your doorstep.
All you need to do is:
. Register free of cost on www.irctc.co.in
. Log-in with your user name and password on www.irctc.co.in
. Follow instructions on the website to make your reservations
. Make payments through your Air India SBI Card at the payment gateways that accept a Visa Card
Honoured in 2 million Visa outlets worldwide and 2,85,000 Visa outlets in India, your Air India SBI Card fulfils your every wish at every turn. No matter where you are, international travel privileges flow from your Air India SBI Card.
Add On Cards
Enhanced power to your family!
You can share the power of your Air India SBI Card with your family, by applying for add-on cards for your spouse, children, siblings over 18 years and parents.
Emergency Card Replacement
Get your Platinum Card replaced anywhere in the world. Just Call 24X7 Visa Card Helpline Toll Free Number while travelling abroad for Emergency Card Replacement. Click Here for Visa Helpline Numbers.
Call Air India SBI Card Helpline in case your card is lost in India (1860 180 1290/1800 180 1290 from MTNL/BSNL Lines or 39 02 02 02 ( Prefix STD code of your city while calling from mobile).
Safe & Secure
Your Air India SBI Signature Card is an EMV enabled card that gives you enhanced security against counterfeiting and skimming.
|Annual Fee (p.a.)||Upto Rs. 4999|
|Add on Fee (p.a.)||Nil|
|Interest Free Credit Period||20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)|
|Finance charges#||Upto 3.35% p.m. (40.2% p.a.) from the transaction date|
|Minimum Amount Due||5% of Total Outstanding (Min. Rs. 200) + GST + EMI (in case of loans)|
|Cash Advance Limit||Upto 80% of Credit Limit ( Max. 12K / day for Gold & 15K / day for Platinum/Signature Cards|
|Free Credit Period||Nil|
|Finance Charges#||Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal|
|Cash Advance Fees|
|SBI ATMs/Other Domestic ATMs||2.5% - Min. Rs. 300|
|International ATMs||3.0% - Min. Rs. 300|
Other Charges and Fees
|Cheque Pickup||Rs. 90|
|Cheque Bounce/ Invalid Cheque||2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500).|
|Statement Retrieval||Rs. 100 per Statement (>2 months old)|
|Chargeslip Retrieval||Rs. 225 per Chargeslip|
|Late Payment||NIL for Total Amount due from Rs.0-Rs.200
Rs.100 for Total Amount due greater than Rs.200 & up to Rs.500
Rs.200 for Total Amount due greater than Rs.500 & up to Rs.1000
Rs.500 for Total Amount due greater than Rs.1000 & up to Rs.10,000
Rs.750 for Total Amount due greater than Rs.10,000
|Overlimit||2.5% of Overlimit Amount (Min. Rs. 500)|
|Card Replacement||Rs. 100|
|Emergency Card Replacement (When Abroad)||Actual cost (Min. $175)|
|Foreign Currency Transaction||Conversion mark up: 3.5%|
|Railway Tickets - Railway Counters||Rs. 30 + 2.5% of transaction amount|
|Railway Tickets - www.irctc.co.in||1.8% of transaction amount + service charge, as applicable|
|Petrol & all products/services sold at petrol pumps||2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 Maximum surcharge waiver of Rs. 250 per statement cycle per credit card account. 2.5% of transaction amount (Min. Rs. 10) for transaction amounts < Rs. 500 & > Rs. 4,000.|
|Payment of Customs duty||2.25% of transaction amount (Min. of Rs. 75)|
• GST would be charged as applicable.
All payments made for a cardholder account will be settled in the order of Minimum Amount Due, Taxes, EMI on loan plans, Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
Government Service Tax, as applicable, on all the above Fees, Interest & Charges.
*Insurance is optional and a subject of solicitation.
# Card Finance charge is dynamic and will be based on the cardholder’s usage and payment patterns and is subject to periodic review.