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National Electronic Funds Transfer (NEFT) is a service that facilitates the electronic transfer of funds from any bank account to SBI Card. You can use this service to pay your SBI Card outstanding through any bank account that allows NEFT.
To become a part of the NEFT funds transfer network, a bank branch has to be NEFT-enabled. Currently, about 220 banks offer NEFT facility.
You can get the list of bank branches that are a part of NEFT funds transfer network on the website of Reserve Bank of India,
You can also log on to your bank’s website to check if your bank allows NEFT.
If you maintain a bank account and have an active third party transfer under net banking, you can pay your dues using NEFT facility.
There is no limit, on the amount of funds that you can transfer, using the NEFT facility.
IFSC or Indian Financial System Code is an 11 digit alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. IFSC for SBI Card is SBIN00CARDS.
The payment is transferred to the branch, whose IFSC has been provided. If you have used a wrong IFSC, the payment will get transferred to that branch. You will then need to contact the respective branch and settle the matter mutually.
Your payment amount will be credited to your SBI Credit Card account within 3 banking hrs.
The charges applicable on this service are based on the rules and regulations of your bank. There are no uniform charges that are applied for NEFT transactions.