Share the delight of SBI Credit Card. Refer friends/family members and earn rewards for each referral.

With this online credit card referral program, our existing Cardholders can earn vouchers up to ₹25,000*, simply by inviting friends or family members to apply for a new SBI Credit Card.

Login and start referring

*50 referrals max in a year = Rs. 25,000 potential

How does it work?

Share your invite code

Share your unique referral code with your friends/family members via text message, E-mail, social media platforms.

You get ₹500

You will get a ₹500 Amazon Voucher every time your friend/family member gets an SBI Credit Card* with your referral code.

Your friend/family member gets ₹500

Your friend/family member gets a ₹500 Amazon Voucher upon completion of their first successful transaction exceeding ₹500

Select how to share your referral code

Option 1

Share referree details

Simply enter details of your friend/family member and a link will be sent on their mobile & email ID

Option 2

Send an invite

Share an invite via text message, E-mail, WhatsApp, Twitter, Facebook, etc.

Option 3

Share referral code

Copy your referral code & send it your friends/family members

* Card issuance would be as per SBI Card’s internal policy and guidelines

Login to your account on the website or mobile app to start referring

Invite friends to SBI Card

Terms and Conditions

SBI Card holder who is referring his/her friends will now is termed as “Referrer”. Person getting referred for SBI Credit Card will now be termed as “Referee”

  1. The offer of voucher worth Rs 500 would be extended to referrer upon issuance of a new SBI credit card to his/ her referee. The referee will receive the voucher worth Rs 500 on meeting spends criteria. The referee should have made a payment of Rs 500 & above within 90 days of account open to be eligible for the offer. The voucher of Rs 500 will be credited within 90 days of account open for such customers on best effort basis. The time line provided for effecting credit is only indicative of expected period and may vary from the actual date of credit -
  2. The referrer would get a voucher worth Rs 500 from 60 days of SBI credit card issuance to the referee.
  3. Voucher for the referrer is capped at for upto 50 referrals per individual in a calendar year
  4. The existing customer who refers (referrer) will be eligible for this offer only if the person (referee) he/she has referred applies for the credit card directly from the automated