This Marketing Program ("Offer") is offered by SBI Card & Payment Services Ltd. ("SBICPSL") under an arrangement with Visa.

• This offer is valid only on Careem Food orders placed on the Careem App in UAE
• Use promo code SBICVISA20 to get 20% off on Careem Food orders in the UAE, subject to a minimum order value of AED 70 with a maximum discount of AED 15.
• To avail of the offer, payment must be made using eligible Visa SBI Credit Cards only on the Careem platform.
• The promo code must be applied at the time of checkout to avail the discount.
• A successful redemption will be considered only upon successful checkout and completion of payment during the promotion period.
• Each eligible user can redeem this offer up to two times per month during the promotion period.
• This offer is valid only during the promotion period and cannot be availed before or after the specified dates.
• This offer is not valid on transactions made through Apple Pay or any other digital wallets.
• The offer cannot be combined with any other promotion, discount, voucher, cashback, or promotional benefit, unless otherwise specified by Careem.
• The discount applies only to the eligible order value and does not apply to delivery charges, platform fees, taxes, tips, surcharges, or any other ancillary charges, unless otherwise specified.
• Any amount exceeding the discount benefit must be paid in full using an eligible payment method.
• This offer is valid only on the latest version of the Careem app or other eligible Careem booking channels.
• This offer is non-transferable, non-refundable, and cannot be exchanged for cash or credit.
• If an order is cancelled, refunded, modified, or reversed, the discount availed under this offer may be forfeited and may not be reinstated.
• Careem reserves the right, at its sole discretion, to modify, suspend, extend, or withdraw this offer or amend these terms at any time without prior notice.
• Careem reserves the right to disqualify any user or transaction in cases of suspected fraud, misuse, abuse, or breach of these terms and conditions.
• Standard Careem Terms & Conditions shall apply in addition to the terms of this promotion.
• In case of any dispute, the decision of Careem and the card issuer shall be final and binding.

Other Terms and Conditions of SBI Card:

• The above Offer is by way of a special offer for SBI Credit Cardholders only excluding SBI Corporate Credit Cardholders and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement between SBICPSL and their Cardholders. The terms of the above Program shall be in addition to and not in derogation of the terms contained in the card member agreement, Merchant EMI Terms and Conditions and Rewards Terms & Conditions.
• Any query regarding the program will be entertained only till 30 days of transaction date. Post such date, SBICPSL & Partner will not entertain any correspondence or communication in any manner whatsoever regarding this Program from any persons.
• SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any direct liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability of the Partner.
• All the existing offers, discounts etc. on select/all products or services that are being offered by Partner can be availed by the Cardholders as part of this offer as mentioned in this communication.
• Pictures of products shown in communication sent to the customer either through mailers, push notifications, social media channels, statements or advertised on the website/mobile app, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.
• Products/services offered under this program are subject to availability from the respective participating merchants/sellers of Partner and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products/services.
• SBICPSL shall adhere, cater and ensure on best effort basis to perform the agreed terms and conditions of the program.
• SBICPSL will not be liable for any technical or any offer configuration related issue at Partner platform on account of which cardholder is unable to avail the offer. All such concerns need to be taken up directly with the Partner by cardholder for resolution
• Under no circumstances will the offer/cashback being offered under this Program be settled with cash in lieu by SBICPSL or by Partner.
• Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.
• SBICPSL will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by Partner/Partner’s sellers on products/services made available by it and the same shall be at the sole risk and consequences of Partner/Partner’s sellers and without reference to SBICPSL.
• All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer was offered.
• This Offer shall be subject to all applicable laws, rules and regulations which are in existence, and which may be promulgated anytime by any statutory authority.
• SBICPSL reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card subject to intimation to Partner of such disqualification.
• Any person availing this Offer shall be deemed to have accepted these terms and conditions.
• SBICPSL and Partner reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or some of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
• Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary, and the Offer is being made purely on a best effort basis.
• Nothing herein amounts to a commitment by SBICPSL to conduct further, similar, or other Offers.
• Any disputes arising out of the Offer between SBICPSL and Cardholder shall be subject to arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The Seat & Venue of arbitration shall be at New Delhi, India and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL or Partner or any of its affiliates.
• SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
• These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.