{
  "locale" : "en",
  "categoryLookup" : {
    "category" : "banking-partnerships"
  },
  "filterBenefitsLookup" : [ {
    "filterBenefits" : "airport-lounge-access"
  }, {
    "filterBenefits" : "movie-tickets"
  }, {
    "filterBenefits" : "milestone-benefits"
  }, {
    "filterBenefits" : "upi-payments"
  }, {
    "filterBenefits" : "gold-benefits"
  }, {
    "filterBenefits" : "concierge-services"
  } ],
  "isVerticalCardImage" : "yes",
  "isCoreCard" : "no",
  "cardImage" : "/static-resources/img/card/card-face-assets/for-website/front/vertical/horizontal-converted-to-vertical/uco-bank-elite-vertical.png",
  "cardImageAltText" : "prime card image",
  "cardBackSideImage" : "/static-resources/img/card/card-face-assets/back-optimized/horizontal/bank-of-maharastra-elite-back.png",
  "cardBackSideImageAltText" : "backside image",
  "cardKeyPoints" : {
    "keyPointsIconLookup" : [ {
      "keyPointsIcon" : "welcome-gift",
      "keyPointsText" : "Welcome e-Gift Voucher worth Rs. 5,000 "
    }, {
      "keyPointsIcon" : "complimentary-movie-tickets",
      "keyPointsText" : "Free movie tickets worth Rs. 6,000 "
    }, {
      "keyPointsIcon" : "10x-reward-points",
      "keyPointsText" : "Up to 50,000 Bonus Reward Points worth Rs. 12,500  "
    } ]
  },
  "cardKeyHighlights" : {
    "keyHighlightsLookup" : [ {
      "keyHighlights" : "milestone-benefits"
    }, {
      "keyHighlights" : "elite-rewards"
    }, {
      "keyHighlights" : "lounge-access"
    } ]
  },
  "ctaSection" : {
    "ctaText" : "See Benefits",
    "ctaView" : "secondary",
    "ctaTarget" : "_self",
    "urlType" : "internal",
    "internalurl" : "/en/personal/credit-cards/uco-bank-sbi-card-elite.html",
    "externalurl" : "/html/en/personal/credit-cards/bom-sbi-card-elite.html",
    "popupid" : ""
  },
  "isCompare" : "no",
  "isOnline" : "no",
  "isVisibleOnWebsite" : "yes",
  "cardLaunchDate" : "2025-08-11 00:00:00",
  "productType" : "UCOE",
  "themeInfoLookup" : {
    "themeInfo" : "card-elite-black-without-golden dark-template"
  },
  "leftBannerSection" : {
    "cardTitle" : "UCO Bank SBI Card ELITE",
    "cardSubTitle" : "An Exclusive and Exquisitely Crafted Card For Those Who Live Beyond Ordinary",
    "bestForLabel" : "Best For",
    "bestForLookup" : [ {
      "bestFor" : "milestone-benefits"
    }, {
      "bestFor" : "elite-rewards"
    }, {
      "bestFor" : "lounge-access"
    } ],
    "bestForMoreText" : "Enjoy Welcome e-Gift Voucher, free movie tickets, and Bonus Reward Points.",
    "labelLookup" : [ {
      "label" : "best-for-more-label"
    }, {
      "label" : "best-for-less-label"
    } ],
    "isVerticalCardImage" : "no",
    "cardImage" : "/static-resources/img/card/card-face-assets/for-website/front/horizontal/uco-bank-elite-min.png",
    "cardImageAltText" : "elite golden  front",
    "cardBackSideImage" : "/static-resources/img/card-face/back/horizontal/uco-bank-elite-card.png",
    "cardBackSideImageAltText" : "elite-golden-back",
    "backgroundImage" : "/static-resources/img/card/product-detail-assets/banking-left-banner/Elite/banking-elite.jpg",
    "backgroundImageAltText" : "banner image",
    "isFloralImage" : "yes",
    "leftFloralImage" : "/static-resources/img/elite-golden/left-banner/left-floral.png",
    "leftFloralImageAltText" : "left floral image",
    "rightFloralImage" : "/static-resources/img/elite-golden/left-banner/right-floral.png",
    "rightFloralImageAltText" : "right floral image"
  },
  "subNavigationContainer" : {
    "subNavigationLookup" : [ {
      "subNavigation" : "benefits"
    }, {
      "subNavigation" : "privileges"
    }, {
      "subNavigation" : "rewards"
    }, {
      "subNavigation" : "fees"
    }, {
      "subNavigation" : "features"
    } ]
  },
  "keyBenefitsContainer" : {
    "title1" : "Key",
    "title2" : "Benefits",
    "keyBenefitsLookup" : [ {
      "keyBenefits" : "welcome-gifts",
      "benefitsText" : "Welcome e-Gift Voucher worth Rs. 5,000"
    }, {
      "keyBenefits" : "complimentary-movie-tickets",
      "benefitsText" : "Free movie tickets worth Rs. 6,000 "
    }, {
      "keyBenefits" : "10x-reward-points",
      "benefitsText" : "Up to 50,000 Bonus Reward Points worth Rs. 12,500"
    } ],
    "cardImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/key-benefits-desktop.jpg",
    "cardImageAltText" : "key benefits image"
  },
  "exclusivePrivilegesContainer" : {
    "title1" : "Exclusive",
    "title2" : "PRIVILEGES",
    "exclusivePrivilegesLookup" : [ {
      "exclusivePrivileges" : "welcome-gift",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Welcome e-Gift Voucher worth Rs. 5,000"
      }, {
        "list" : "Choose from an array of travel and lifestyle brands: Yatra, Hush Puppies / Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "complimentary-movie-tickets",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Free movie tickets worth Rs. 6,000 every year"
      }, {
        "list" : "This offer is valid on primary cards only"
      }, {
        "list" : "To know the redemption process, <a href=\"https://in.bookmyshow.com/offers/sbi-inr-500-off-on-signature-credit-card/SBI0613\">click here</a>"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "milestone-privileges",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Up to 50,000 Bonus Reward Points worth Rs. 12,500 every year\n"
      }, {
        "list" : "10,000 Bonus Reward Points on annual spends of Rs. 3 lakhs and 4 lakhs"
      } ],
      "backCard" : [ {
        "list" : "15,000 Bonus Reward Points on annual spends of Rs. 5 lakhs and 8 lakhs"
      }, {
        "list" : "Spend based reversal of Annual Fee on spends of Rs. 10 lakhs"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "elite-rewards",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "5X Reward Points on dining, departmental stores and grocery spends\n"
      }, {
        "list" : "2 Reward Points per Re. 100 on all other spends, except fuel"
      } ],
      "backCard" : [ {
        "list" : "Pay your outstanding card bill using Reward Points. 4 Reward Points = Rs. 1"
      }, {
        "list" : "1% Fuel Surcharge Waiver across all petrol pumps in Indian on every transaction between Rs. 500 to Rs. 4,000."
      } ],
      "moreCard" : [ {
        "list" : "5X Reward Points on dining, departmental stores and grocery spends"
      }, {
        "list" : "2 Reward Points per Rs. 100 on all other spends, except fuel"
      }, {
        "list" : "Pay your outstanding card bill using Reward Points. 4 Reward Points = Re. 1"
      }, {
        "list" : "1% Fuel Surcharge Waiver across all petrol pumps in Indian on every transaction between Rs. 500 to Rs. 4,000."
      }, {
        "list" : "Maximum surcharge waiver of Rs. 250 per month, per statement cycle"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "international-lounge-program",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Complimentary membership to the Priority Pass Program worth $99"
      }, {
        "list" : "6 complimentary airport lounge visits per calendar year, outside India (max. 2 visits per quarter)"
      } ],
      "backCard" : [ {
        "list" : "Access to over 1,000 Airport Lounges worldwide"
      }, {
        "list" : "Post complimentary visits, a usage fee of $27 + applicable taxes will be charged per Priority Pass lounge visit."
      } ],
      "moreCard" : [ {
        "list" : "Complimentary membership to the Priority Pass Program worth $99"
      }, {
        "list" : "6 complimentary airport lounge visits per calendar year, outside India (max. 2 visits per quarter)"
      }, {
        "list" : "Access to over 1,000 Airport Lounges worldwide"
      }, {
        "list" : "Post complimentary visits, a usage fee of $27 + applicable taxes will be charged per Priority Pass lounge visit."
      }, {
        "list" : "Priority Pass and complimentary membership will be valid for 2 years only."
      }, {
        "list" : "<a href=\"https://www.prioritypass.com/\">Click here</a> to know more about Priority Pass member Lounges"
      }, {
        "list" : "Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only"
      }, {
        "list" : "Call at our customer helpline numbers: 1860 180 1290 or 39020202 ( prefix Local STD code) to receive your Priority Pass"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "domestic-lounge-program",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "2 complimentary domestic airport lounge visits every quarter"
      }, {
        "list" : "For list of lounges visit <a href=\"https://www.sbicard.com/en/personal/benefits/airport-lounge-access.page\" target=\"_blank\">here </a>"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "lowest-forex-markup",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Lowest foreign currency mark-up charge of 1.99% on international usage\n"
      }, {
        "list" : "Earn 2 Reward Points on every Rs. 100 spent on international transactions"
      } ],
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "itc-silver-tier-membership",
      "listType" : "bullet",
      "frontCard" : [ {
        "list" : "Complimentary 1-year Club ITC Silver Tier Membership\t"
      }, {
        "list" : "Cardholders will be eligible for membership after their first transaction within 60 days of card issuance. "
      } ],
      "backCard" : {
        "list" : "For detailed Terms & Conditions, refer to the <a href=\"https://www.sbicard.com/sbi-card-en/assets/docs/pdf/Detailed-offer-TnC.pdf\">link</a>."
      },
      "compareText" : ""
    }, {
      "exclusivePrivileges" : "exclusive-concierge-service",
      "listType" : "bullet",
      "frontCard" : {
        "list" : "Dedicated assistance on flower delivery, gift delivery, and online doctor consultation\n"
      },
      "backCard" : {
        "list" : "To avail concierge services, call 1800-2121-68168 or E-mail support@premiumconcierge.in"
      },
      "compareText" : ""
    } ],
    "mobileExclusivePrivilegesImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/exclusive-privileges-mobile.jpg",
    "mobileExclusivePrivilegesImageText" : "exclusive privileges mobile image",
    "mobileSmallImage" : "/static-resources/img/exlusive-privilage-small.png",
    "mobileSmallImageText" : "exclusive privileges small image",
    "mobileLargeImage" : "/static-resources/img/exlusive-privilage-large.png",
    "mobileLargeImageText" : "exclusive privileges large image",
    "labelLookup" : [ {
      "label" : "exclusive-privileges-more"
    }, {
      "label" : "exclusive-privileges-less"
    } ]
  },
  "networkPrivilegesContainer" : {
    "title1" : "Network",
    "title2" : "PRIVILEGES",
    "networkPrivilegesLookup" : [ {
      "networkPrivileges" : "visa",
      "listType" : "bullet",
      "description" : [ {
        "list" : "MMT - <a href=\"https://www.makemytrip.com/promos/visa-signature-credit-cards-offer-280325.html\">MMT Visa Signature</a>"
      }, {
        "list" : "Times Prime - <a href=\"https://www.timesprime.com/visa-offer?utm_medium=&utm_source=visa\">Times Prime Visa Signature</a>"
      }, {
        "list" : "Alaya Stays - <a href=\"https://www.elivaas.com/explore/visa-offers\">Alaya Stays</a>"
      } ],
      "sideImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/network-privileges-desktop.jpg",
      "sideImageAltText" : "side image",
      "compareText" : ""
    }, {
      "networkPrivileges" : "rupay",
      "listType" : "bullet",
      "description" : [ {
        "list" : "Upto 15% Cashback on Hotels and Flight bookings as MakeMyTrip"
      }, {
        "list" : "Upto 20% off on ZoomCar"
      }, {
        "list" : "Upto 15% off on Shopping at Lifestyle Stores"
      }, {
        "list" : "These offers are brought to you by VISA/RuPay and governed by their respective T&C. Click <a href=\"https://www.visa.co.in/en_in/visa-offers-and-perks/\">VISA Privileges</a> and <a href=\"https://www.rupay.co.in/rupay-offers\">RuPay Privileges</a> to know more."
      } ],
      "sideImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/network-privileges-desktop.jpg",
      "sideImageAltText" : "side image",
      "compareText" : ""
    } ]
  },
  "exploreRewardsContainer" : {
    "title1" : "Explore",
    "title2" : "Rewards",
    "exploreRewardsLookup" : [ {
      "exploreRewards" : "milestone-privileges",
      "listType" : "bullet",
      "description" : [ {
        "list" : "Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year"
      }, {
        "list" : "Get 10,000 Bonus Reward Points on reaching Rs. 3 lakh and Rs. 4 lakh annual spends."
      }, {
        "list" : "Get 15,000 Bonus Reward Points on reaching Rs. 5 lakh and Rs. 8 lakh annual spends."
      }, {
        "list" : "Annual fee reversal on annual spends of Rs. 10 lakh."
      } ],
      "bonusRewardsImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/exclusive-milestone.png",
      "bonusRewardsImageAltText" : "rewards",
      "milestoneNumber" : [ {
        "rewardTitle" : "10000",
        "rewardSubTitle" : "Reward Points",
        "milestoneLabels" : "3 Lac"
      }, {
        "rewardTitle" : "10000",
        "rewardSubTitle" : "Reward Points",
        "milestoneLabels" : "4 Lac"
      }, {
        "rewardTitle" : "15000",
        "rewardSubTitle" : "Reward Points",
        "milestoneLabels" : "5 Lac"
      }, {
        "rewardTitle" : "15000",
        "rewardSubTitle" : "Reward Points",
        "milestoneLabels" : "8 Lac"
      }, {
        "rewardTitle" : "Annual fee Reversal",
        "rewardSubTitle" : "",
        "milestoneLabels" : "10 Lac"
      } ]
    }, {
      "exploreRewards" : "elite-rewards",
      "listType" : "bullet",
      "description" : [ {
        "list" : "5X Reward Points on dining, departmental stores and grocery spends"
      }, {
        "list" : "2 Reward Points per Rs. 100 on all other spends, except fuel"
      }, {
        "list" : "Pay your outstanding card bill using Reward Points. 4 Reward Points = Re. 1"
      }, {
        "list" : "1% Fuel Surcharge Waiver across all petrol pumps."
      }, {
        "list" : "Maximum surcharge waiver of Rs. 250 per month, per statement cycle"
      } ],
      "bonusRewardsImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-with-golden/exclusive-rewards.png",
      "bonusRewardsImageAltText" : "rewards"
    } ]
  },
  "feesAndChargesContainer" : {
    "title1" : "Credit Card",
    "title2" : "FEE & CHARGES",
    "annualFeeLabel" : "Annual Fee: Rs. ",
    "annualFeeAmount" : "4999",
    "taxesLabel" : "taxes",
    "zeroFeeLabel" : "",
    "renewalFeeLabel" : "Renewal Fee (per annum): Rs. ",
    "renewalFeeAmount" : "4999",
    "feesAndChargesSection" : [ {
      "tabLabel" : "Fees & Charges",
      "tabIconImage" : "/static-resources/img/product/tab-rupee.svg",
      "tabIconImageAltText" : "rupee image",
      "sectionImage" : "/static-resources/img/without-golden-rupee.png",
      "sectionImageAltText" : "section image ",
      "descriptionSection" : {
        "title" : "Fees",
        "listType" : "bullet",
        "description" : [ {
          "list" : "Annual Fee: Rs. 4,999 + taxes "
        }, {
          "list" : "Renewal Fee (per annum): Rs. 4,999 + taxes from second year onwards"
        }, {
          "list" : "Add-on Card Fee (per annum): Nil"
        }, {
          "list" : "For information regarding fees and other applicable charges, please refer to the <a href=\"https://www.sbicard.com/en/most-important-terms-and-conditions.page\">Most Important Terms & Conditions</a>"
        } ]
      }
    }, {
      "tabLabel" : "FAQs",
      "tabIconImage" : "/static-resources/img/product/tab-faq.svg",
      "tabIconImageAltText" : "faq icon image",
      "sectionImage" : "/static-resources/img/without-golden-rupee.png",
      "sectionImageAltText" : "rupee image",
      "descriptionSection" : {
        "title" : "FAQs",
        "listType" : "bullet",
        "description" : [ {
          "list" : "<b>What is Annual Fee and Renewal Fee of the card?</b></br>\nThe Annual Fee of the card is Rs. 4,999 + taxes. The Renewal Fee is Rs. 4,999 + taxes from second year onwards.\n"
        }, {
          "list" : "<b>Can I use my card internationally?</b></br>\nYes, you can use your SBI Card ELITE in over 24 million outlets across the globe, including 3,25,000 outlets in India. You can withdraw cash from over 1 million Visa or Mastercard or American Express ATMs across the globe.\n"
        }, {
          "list" : "<b>How can I apply for the card?</b></br>\nTo apply UCO SBI Card ELITE, visit the nearest UCO Bank Branch"
        } ]
      }
    }, {
      "tabLabel" : "Things To Know",
      "tabIconImage" : "/static-resources/img/img/things-to-know-icon.svg",
      "tabIconImageAltText" : "Things To Know",
      "sectionImage" : "/static-resources/img/img/without-golden-rupee.png",
      "sectionImageAltText" : "Things To Know",
      "descriptionSection" : {
        "title" : "Things To Know",
        "listType" : "bullet",
        "description" : [ {
          "list" : "Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment"
        }, {
          "list" : "All taxes would be charged as applicable on all the above Fees, Interest & Charges"
        }, {
          "list" : "This is a co brand product and hence there may be fee and revenue sharing between SBI Card and the co-brand partner."
        }, {
          "list" : "Your continued use of the card will be deemed acceptance of these amendments in all Terms and Conditions."
        }, {
          "list" : "For assistance, please call SBI Card helpline at:"
        }, {
          "list" : "Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)"
        }, {
          "list" : "All information in this communication is correct as on date and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com"
        } ]
      }
    } ],
    "labelLookup" : [ {
      "label" : "fee-more"
    }, {
      "label" : "fee-less"
    } ]
  },
  "termsAndDocumentsContainer" : {
    "title1" : "Terms &",
    "title2" : "Documents",
    "ctaSection" : [ {
      "ctaText" : "Order of Payment Settlement",
      "ctaView" : "",
      "ctaTarget" : "_blank",
      "urlType" : "external",
      "internalurl" : "",
      "externalurl" : "https://www.sbicard.com/en/order-of-payment-settlement.page",
      "popupid" : ""
    }, {
      "ctaText" : "Most Important Terms & Conditions",
      "ctaView" : "",
      "ctaTarget" : "_blank",
      "urlType" : "external",
      "internalurl" : "",
      "externalurl" : "https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf",
      "popupid" : ""
    }, {
      "ctaText" : "Terms & Conditions",
      "ctaView" : "",
      "ctaTarget" : "_blank",
      "urlType" : "external",
      "internalurl" : "",
      "externalurl" : "https://www.sbicard.com/sbi-card-en/assets/docs/pdf/banking-tnc/uco-elite-tnc.pdf",
      "popupid" : ""
    } ]
  },
  "otherFeaturesContainer" : {
    "title1" : "Other",
    "title2" : "FEATURES",
    "otherFeaturesImage" : "/static-resources/img/card/product-detail-assets/category-wise/category-assests/lifestyle-without-golden/other-features.png",
    "otherFeaturesAltText" : "other features image",
    "otherFeaturesLookup" : [ {
      "otherFeatures" : "contactless-advantage",
      "listType" : "bullet",
      "featuresDescription" : [ {
        "list" : "<b>Tap & Pay with Ease</b>: Make everyday payments effortlessly with SBI Card ELITE. Simply tap your card on a secure reader for instant transactions."
      }, {
        "list" : "<b>Fast & Convenient</b>: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds."
      }, {
        "list" : "<b>Secure Transactions</b>: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Visa PayWave’s unique security key ensures that even if the card is tapped multiple times, only one transaction is processed."
      }, {
        "list" : "<a href=\"https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/credit-cards/lifestyle/sbi-signature-contactless-card/Signature Contactless FAQ.pdf\">Click here</a> for FAQs on contactless credit card."
      }, {
        "list" : "<a href=\"https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/cards/list-of-stores.pdf\">Click here</a> for the list of Merchants enabled for contactless transactions."
      } ]
    }, {
      "otherFeatures" : "global-acceptance",
      "listType" : "bullet",
      "featuresDescription" : {
        "list" : "Accepted in over 24 million outlets globally, including 3,25,000 in India"
      }
    }, {
      "otherFeatures" : "fuel-surcharge-waiver",
      "listType" : "bullet",
      "featuresDescription" : [ {
        "list" : "Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India.\n"
      }, {
        "list" : "Maximum waiver of Rs. 250 per statement cycle, per credit card account."
      } ]
    }, {
      "otherFeatures" : "fraud-liability-cover",
      "listType" : "bullet",
      "featuresDescription" : [ {
        "list" : "Complimentary credit card fraud liability cover of Rs. 1 lakh."
      }, {
        "list" : "Coverage applies from 48 hours before reporting the loss up to 7 days after reporting"
      } ]
    }, {
      "otherFeatures" : "add-on-cards",
      "listType" : "bullet",
      "featuresDescription" : {
        "list" : "Empower your family with <a href=\"https://www.sbicard.com/en/personal/benefits/add-on-card.page\">add-on cards</a> for your parents, spouse, children or siblings above the age of 18"
      }
    }, {
      "otherFeatures" : "safe-and-secure",
      "listType" : "bullet",
      "featuresDescription" : {
        "list" : "Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card ELITE"
      }
    }, {
      "otherFeatures" : "easy-bill-pay-facility",
      "listType" : "bullet",
      "featuresDescription" : {
        "list" : "Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility. Click <a href=\"https://www.sbicard.com/en/personal/benefits.page#area5\">here</a> to know more"
      }
    }, {
      "otherFeatures" : "balance-transfer-on-emi",
      "listType" : "bullet",
      "featuresDescription" : [ {
        "list" : "Save money on your credit card repayments. "
      }, {
        "list" : "Transfer outstanding balances of other banks’ credit cards to your SBI Card ELITE at a lower interest rate and repay in easy EMIs. <a href=\"https://www.sbicard.com/en/personal/benefits/lower-interest-option/balance-transfer-on-emi.page\">Click here</a> to know about Balance Transfer on EMI."
      }, {
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